tomorrow on "morning joe" my interview with house speaker nancy pelosi. it was an incredible interview. she is on the 50 over 50 list of forbes. go to forbes point com/50over50 to see the list just out this morning. that does it this morning. stephanie ruhle picks up the coverage right now. ♪♪ ♪♪ hi there. it is 9:00 a.m. i'm stephanie ruhle live at msnbc headquarters. let's get smarter, president biden hours away from a massive meeting with the republicans' top negotiator on an infrastructure deal, but the biggest story may be his frustration with some of his fellow democrats appearing to blame them for blocking his plans. >> june should be a month of

action on capitol hill. i hear all the folks on tv saying why doesn't biden get this done? well, because biden has four votes in the house and a tie in the senate with two members of the senate who vote more with my republican friends. >> let's bring in chief white house correspondent peter alexander, national political reporter for nbc sahil kapur and co-founder of punch bowl news. peter, yes, president biden didn't mention joe manchin and kyrsten sinema, but it is pretty clear he's talking about them. when it comes to infrastructure is he talking about republicans or is it democrats and not just manchin and sinema, but other democrats who aren't onboard. >> the question is whether democrats can do this alone or with republicans here, and today's meeting with capito, is the latest and best example of this president's desire to strike a deal on this issue.

we heard today from one of his cabinet secretaries, the energy secretary, jennifer granholm emphasizing the urgency saying that the white house, the administration cannot sit and negotiate forever, but the president has passed the memorial day deadline where he wanted to see serious progress. he did say you have to close this down soon and he will meet with capito again today and a couple of things that we'll be watching for is significant. one, we still don't know the minimum number that the president are willing to accept from the republicans. the president's latest offer is at $1.7 trillion and the frustration that the president has, the white house has, they want this to be new money and not recycled and already allocated monies from the covid relief bill to be spent for this infrastructure plan. so those are two of the things that we'll be watch anything see

if we get detail about them and this meeting is hoping that the president can stick to this. >> we get how frustrated, and it was apparent the president is, and he said yesterday that sinema and manchin vote with republicans more than they do democrats and thus far, they have voted with president biden 100% of the time. yes, we're only a few months in, and what are your sources telling you about how united they are behind biden. it's not 100% of the time on amendments and there's the $15 minimum wage where sinema and you're right, for the most part, those two have been reliable votes on the major pieces of legislationed and understanding is that there will be a yes in the end and that the white house has to get through a process and satisfy them, make them believe that they've tried hard enough. manchin, in particular, has a

complicated situation because the point person on the republican side is senator capito who is from his state. he doesn't want to be the narrative at home for it to be a capitol deal and pull the plug. he wants an infrastructure bill to happen, that he knows he has a narrow window to deliver something big for his state and he's not throwing away his shot. the question is he needs to be comfortable that republicans were brought into the process and even if they don't ultimately vote for something in the end, he needs to believe that they were part of it and that he can go home and justify the vote. sinema ismore of an enigma. she doesn't speak as frequently or freely as manchin and she's not been a decisive vote to stop biden in the end. so at the end of the day, the president will have to make a judgement call to begin the process and continue negotiating and pull the trigger when they

feel they're ready. right now, he doesn't think they are. >> we keep hearing stories of those frustrated that democrats tried to do the right thing, it takes a long time and the football always gets pulled from them. if it were republicans in charge, if mitch mcconnell were in his former position, what would be happening? >> you know, i think mitch mcconnell would be -- i think we enjoyed a lot of what the democrats are doing here and there are republicans who are not comfortable with the one party that jams it to the other and susan collins, for instance, and lisa murkowski, and there are some republicans who would have an issue with that, and republicans, by and large have been and stayed pretty behind president biden, the 2017 gop tax cut and there was mccain on obama care and we do remember that moment. that was a huge moment. it's not quite as easy as saying

republicans also stick with mitch mcconnell and they go their own way, but i do want to point out, sinema said again yesterday, she'll not get rid of the filibuster. she and manchin are pretty solid on this, and there are other democrats soft on this. >> john? >> yes. >> if they decide they will go through reconciliation, how much can they get done? because as we've talked about before, much of this isn't considered classic infrastructure. >> that's an excellent question. there's a lot of hoops they'd have to go through before that and they'd have to bring resolution to the floor and the parliamentarians and the people who decide what is actually jermaine, what can be in the bill based on precedent and they'd have to rule on some of this stuff and there are questions about that. it's a very complicated six-step

test. reconciliation is super complicated. so there's a long way between here and there and also can they do more than one bill? can they do a number of bills? we reported today that they can do more than one reconciliation bill, but it's hard. >> there's a long way to go before they decide what's in a package and before they do it, they'd have to pass a number of internal parliamentary tests before they can even get there. >> peter, hugely important to our democracy, voting rights as we're looking at 14 states trying to push more restrictive voting rights laws on a state level. on a federal level, president biden tapping v.p. harris to lead the efforts on voting rights. >> we saw this emphasis on this commitment to the president saying that the protection of voting rights is, in effect, critical to ensuring racial equity in this country. this is another challenging assignment for his vice

president. already on her plate right now is the responsibility to try to deter migration from the northern triangle countries. she will be in guatemala and mexico last week. she did say in a statement that she'll basically engage the public and voting rights organizations and community organizations and the private sector, as well to try to advance these bills, among them for the people act, hr-1. the first house resolution of this term and what's been a democratic priority to this point. the president saying that basically, we will overcome again, but saying it will take a hell of a lot of work. you also see the john lewis voting rights act right now that would effectively put back in place some of those things that the supreme court turned back as it relates to the 1965 voting rights act, but this will take a lot of work. there was a lot of division on this, and the swipe at sinema and manchin from the president yesterday could be in opposition

to the manchin filibuster. he's been looking for a bipartisan agreement on voting rights and not anything that democrats would do alone. >> sahil, let's stay on this, for anyone against voting rights we should remind them that they are co-sponsors of the john lewis voting rights act. that is the other voting rights bill that democrats are trying to pass. can you explain to us what the difference is between the two and why democrats aren't working together on one voting rights initiative? >> sure. the differences are the hr-1, it would apply in all 50 states. universal access to mail-in voting and that sort of thing. the john lewis voting rights act only applies to changes that states want to make after this bill would become law and the pre-clearance requirement that the supreme court knocked down if texas or arizona wants to

make a new law and they would have to pre-clear it with the justice department that they have voting rights efforts over the last 25 years and the reason that democrats haven't put up the john lewis voting rights and one of them is that they believe there are enough voter restrictive laws on the books that need to be rolled back and you can't do that with the john lieu us act and they have to do it with hr-1. when they tap -- i joked they were making them the u.s. ambassador to joe manchin, there were 49 out of 50 including sinema that are co-sponsors of the hr-1 bill in the senate and manchin is the only holdout and they only have to eliminate the filibuster. the vice president's job is to persuade him. he won't be getting out of this without casting a vote. senator schumer will put this out on the floor before the end of the month. >> u.s. ambassador to joe manchin is just what joe manchin

would like to hear. peter, sahil, john, thank you so much. we have to take a turn now and get you the latest on jbs, you remember this, the world's largest meat supplier working to get its systems back online and its plants up and running after a major cyber attack. it is the latest big company to be hit with an attack like that, but it's likely not going to be the last. the ransomware attack comes weeks after a similar one shut down, you remember this, the colonial pipeline and it comes days after microsoft warned that russian hackers are going after government agencies. nbc's jake ward is in esperado, california. what is the latest and more specifically where the average person thinks meat production plant they don't even connect how there could be a cyber attack. can you explain all of this to us? >> reporter: absolutely. stephanie, that's exactly right. these things feel like an

abstract threat and these very much have that feeling. the white house releasing yesterday a statement that was read aboard air force one to reporters where it was revealed that jbs had been in touch with the white house and told them they were the victim of a ransomware attack and one that was originated inside russia and connected with a criminal, and they do not harbor ransomware actors and all of that is high-level abstract stuff. i am here in california to show you where it actually touches the ground. this is yolo cattle ranch. it runs 700 head of cattle on 15,000 acres and you can see some of them in the valley here. these cattle are tagged with individual numbers that follow them through their life all of the way through to the moment when you and i buy pieces of

beef on the grocery store shelves. that kind of system, and we're not sure exactly what system was brought down by the ransom ware attack is digitized and it's not only how we keep track of food safety, right? tracing pieces back to their originating source and also how we forecast a market and it's how you or i, stephanie understand what meat is fresh and which is not and all of that is held in the balance by a digital system. when we are seeing is an attack not just on the sort of high-level company, but also on the food supply we rely on. we found that in fuel, in you know, beef, in all of these areas of life, that system is much more fragile than we thought and here's a final thing to leave you with. the stakes of the people who work on the ground in this industry face. this particular ranch has faced years of repeated fire and drought. it's going into this year, another year that will be record

breaking drought and record breaking fire seasons. this is already one of the hardest jobs in america and it's made that much harder by ransomware actors, stephanie. >> you just hit with us a world-class pun and i don't even think that you realized it. >> authorities there are still looking for three gunmen who opened fire outside a banquet hall killing two people. newly released surveillance vid why showing gun fire appearing to come from a second location, as well. sam brock is following this. sam, over the last two days you and i have been talking about the six-second period when they opened fire and were able to shoot 23 people. now it sounds like there's another shooting location? >> the potential for that certainly exist, stephanie. good morning. we have reached out to miami-dade police and so far they haven't responded to our second request for comment about a shooter.

what we do know is the video surveillance is of the three gunmen in that alley over my shoulder when they shot in less than six seconds, 23 people shot in total and a different camera angle that appears a second car with gun fire going off and a source has confirmed its authenticity to nbc news and this coming, steph, after two people died in this incident so far. this is the kind of thing that tears apart the fabric of a commissioner. we spoke to kion harding who sponsored a $90 million initiative that strives to employ at-risk youth and i mentioned him at an earlier stage and the first question the family's asked whenever they move into a neighborhood is is it safe? so undermining that basic principle prevents communities from being able to thrive. here's what commissioner hardiman had to say. >> i mean, in a sense, you are putting people in a prison cell

in their own home. they can't enjoy the parks in the neighborhood. they're arc afraid to go to school and this causes so much detrimental effect that even restaurants would effect into the space because why? why would you? >> stephanie, there is a board meeting going on right now as we speak, specifically looking at the issue of trying to intervene before young kids ever pick up a gun. stephanie? >> sam brock, thank you so much. coming up, a story you need to see. i don't know what you have going on in this hour, but you need to be here, a teenage girl takes on a bear to save her dog just using her bare hands and this young girl is a legend and all of it taught on camera. scott gottlieb, what does that mean into how covid started?

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>> now to the latest on the coronavirus pandemic. president biden set to speak in just hours with an update on where we stand across the country right now. the president's comments come with vaccination rates up, transmission rates down and more states dropping restrictions, and here in new york city, i mean, this is extraordinary news. this was once the epicenter of the united states.

we are now hitting an incredible milestone. ann thompson is live in new york's times square. it is amazing how normal things are actually feeling. >> reporter: you know, stephanie, i'm standing in times square, and i can hear construction behind me. i see traffic in front of me and there are people all around and it really feels like new york city and times square in particular are coming alive again. you know, here in this city and across the country, the crowds are back, and things are almost back to normal. today, there are several cities in the nation that are hitting major milestones in the fight against covid as the nation moves ever closer to ending the pandemic. this morning bizzy is back. people working, playing and getting together again. >> people are finally coming back out. new york city, once the global epicenter of the covid crisis, reaching a remarkable new

milestone, reporting no pandemic-related deaths monday for the first time since july. and the city-wide virus positivity rate once in excess of 40% is now at less than 1%, its lowest point. >> the clear piece of evidence that new york city's coming back strong. across the country, cases and deaths have plunged to their lowest levels in nearly a year. this morning ohio is dropping its mask mandate and capacity rules. the city of brotherly love is back open today as philadelphia discards its capacity limits and distancing rules. on pennsylvania avenue, the white house announcing many employees will return to in-person work next month as the president's next vaccination goal looms. >> our goal by july 4 suggest the americans to have one shot.

travel bookings are bouncing back. >> we are seeing pent-up demand from all of the people who couldn't travel last year. >> if you're dreaming of europe, several countries are rolling out a new digital travel certificate, the vaccine and virus history, qualifying visitors won't have to quarantine and can move more freely, but varians, including a new hybrid out of vietnam continues to raise concerns. one sign that while things are getting better, the world has yet to vanquish the virus. >> in terms of the city coming back moments ago, was there a guy dancing the funky chicken right behind you, and if that is not new york back, i don't know what is. >> yes! yes! we are back, baby. no, i mean, it really is true. you do get the sense when you're down here, stephanie. you know, i live in new york city and so as a new yorker, i tend to avoid times square. i am so happy to be here today

because it does have that feeling that things are really returning to some kind of normal. >> we better watch out ann thompson dancing with the naked cowboy. this is a true tourist moment. >> never going to happen. >> let's bring in dr. scott gottlieb, former fda commissioner and auth are on of the upcoming book. we are seeing more and more cities opening up and cases and deaths are at their lowest levels in a year. when can we declare this pandemic over? >> look, i don't know that we'll declare it over. i think this is a near-term victory, and we will have very low prevalence across the country and hopefully we don't run into problems that we have epidemics as people move indoors into air-conditioning. i don't think that will be the case. we've seen high vaccination

rates and the summer will be very low virus levels and i think it will feel like normal. we will head into late fall and the winter and this is a respiratory pathogen that would typically pass in the wintertime and hopefully we'll have higher rates of immunity and the general population and the risk will be generally low, but we will contend with this and probably in perpetuity that continues to come back year after year, but for this summer things look very good. i think the administration will hit their goal of getting 70% of adults at least with one dose of the vaccine by july 4th. >> the administration also wants an investigation into the origins of the coronavirus now that we're hearing more and more that it could have been a look from a lab. china hitting back and not cooperating saying this is all a conspiracy theory. what's your take and why do we need to know? >> well, we need to know because it will affect policy going

forward. if there is a high likelihood that this came out of a laboratory, it will affect how we provide better security with bsl labs and labs doing this kind of research and the lab in wuhan was being done in a lower security lab and we are, and if there is a probability that this came out of a lab we have to know what's going on inside these laboratories. if we assess that this was a zoonottic source and we have the spill over effects from nature and getting the probability that this came out of a lab will be important going forward and at the end of the day we won't have a definitive answer and if we have a zoonotic source or an assessment we will have a

probability. -- >> you will win a prize for using the word zoonottic and we should remind our audience that china is not going to cooperate. we are seeing senior carry facilities. some experiencing again, scattered outbreaks and mostly blamed on unvaccinated staff members still resulting in hundreds of deaths every week. should vaccinations be required at workers at these places of business. seniors in facilities are at high risk. >> i'm surprised that most nursing homes haven't required vaccination of their staff and i'm surprised more people who put loved ones into nursing homes haven't demanded it and it will decline as an industry if they have better infection rates. no more than 50% of the staff have been vaccinated. >> why? >> i think they're reluctant to mandate it because they perceive it as something that will make people not want to work there. they're having a hard time

attracting labor in this market and they feel that if they impose a mandate they'll lose employees, but they'll suffer as an industry and people will not want to put loved ones into these facilities if they don't get better infection control. the nursing homes that did a better job keeping covid out were the ones affiliated with hospitals because they had better results to begin with. the other thing is people come in and out of nursing homes and a lot of times elderly people will go into the nursing homes unvaccinated and there their census among the patients continues to be vaccinated as well. >> last year our government spent trillions and trillions of dollars helping to support individuals and businesses during this pandemic, and basically the only thing the government is asking us right now is to get vaccinated. good to see you. we look forward to your upcoming

book. as the country works to get more americans vaccinated more incentives are being rolled out like free beer. anhaeuser busch is launching a new campaign to buy americans, 21 and over a round of beer when the nation reaches president biden's 70% vaccination goal by the fourth of july. at the very same time several states are holding lotteries with cash prizes including the state of colorado with its first $1 million this week. joining me now is jared polis. what's the reaction to the drawing? are you seeing vaccination numbers go up. i mean, a million bucks is a game changer. >> i think we could as you use a round of beer when this is over. yes, we're seeing a great reaction to the million dollar giveaway and we'll be providing details on some $50,000 scholarships that we're giving kids 12 to 17 to get the incentive for kids and just the demand that was otherwise slowing, it would provide an

extra ifrm tus for people putting it off to say, you know what? i'll be entered in the million dollar drawing. >> right. as of this morning, your state, colorado, 45% of your population is fully vaccinated. what are businesses telling you? workers telling you, schools? >> we've largely been open for several months and what we recently took away were the restrictions in the largest event, but the economy is doing well. people are excited to get out and about, to spend money that they have and many of them got the government stimulus check and are out there spending that. there's still higher than usual unemployment and the people getting ready to go back to work and many wanted to be fully vaccinated before they began their job search and now they are and they're ready to get back to work. >> you made headlines for floating the idea for colorado

to become the first state to accept cryptocurrency for taxes. how does this work given how secretive crypto is. >> it's about meeting customers where they are. we try to serve customers as best we can and serve the taxpayers and if people want to pay that way. the state wouldn't want to hold the currency risk and we would have to convert it to dollars once we received it, but absolutely. we'll be thrilled to take the money that people owe us for any government services any way that they want to pay us. >> wow. when do you see this happening then? >> there are legal complexities around it and we're seeing ways to work through that to make it possible and there are more and more stores and retail establishments that are looking into accepting those kinds of bitcoin and cyber currency. so i think government is no exception. we do business with people and people want to pay us and we make it as easy as possible and still a fraction of people that

would rather pay that way than pay with dollars and we want to accommodate everybody in colorado. >> speaking of cyber i do have to ask you about this major cyber attack on the world's largest meat supplier, jbs headquartered in greeley, colorado. what's the impact there and what can you do to protect from these kind of ransomware attacks. it's not unique to colorado and it's happening around the world and it's only getting worse. >> people should know there is a major impact to this and not just the folks who work there who have been through the last year that have lost seven of their coworkers to coronavirus and also the customers and drawing up meat supply chains to producers. it hit hard and we are happy to provide any support that we can. it is my understand that they'll be able to re-open today or tomorrow, but this has been very tough. who would think this is a place that could fall victim to a cyber attack and we know there

are bad actors intent to sowing chaos and destruction in the united states. >> thank you for joining us this morning. coming up, inflation. we talk about it every day, it's driving prices up every day, the grocery store, the gas station and now your favorite restaurant just as we're getting ready to go back out to eat, we're getting higher prices at our favorite restaurants. one a day and done. you could take your ulcerative colitis treatment in a different direction. talk to your doctor about xeljanz, a pill, not an injection or infusion, for adults with moderate to severe ulcerative colitis when a certain medicine did not help enough. xeljanz is the first and only fda-approved pill for moderate to severe uc. it can reduce symptoms in as early as two weeks, improve the appearance of the intestinal lining,

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this morning the economic recovery is in full swing, but prices are going up. inflation just hit its highest level in 13 years. we felt the pain at the pump. you felt the pain at the grocery store and now it's hitting restaurants. 14% of them closed for good during the pandemic, but for those that survived, it is getting more expensive to stay open with the majority of owners saying their food and labor costs are up and 76% saying their profits are down. all of this means your bill could be going up. at the blue water cafe on the jersey shore customers are thrilled to be back. >> we just want to be happy again. if it costs a little bit more, i think, you know, it's okay. >> even though owner steve di pietro recently raised prices by 10% to make up for higher cost of food and supplies as well as increased wagees. >> if you didn't increase your prices at all would you lose money this summer? >> i would probably break even. >> you are working way too hard

to break even. >> right. exactly. we're all going have to pay for that pandemic one by the at a time. >> he said the price of food like lobster has doubled from $21 a pound to more than $36. a 35-pound jug of frying oil from $25 to $36. his labor costs up 30%. just as people are going out to eat, inflation is rising at the fastest pace in 13 years. supply shortages and higher gas prices driving up the cost on everything from rubber gloves to food delivery. delivery costs, insurance, rent. those are all going up and i don't think that we'll see a relief from any of these costs any time soon for restaurants. to save on your next meal out, check your credit card for special deals and look at the menu ahead of time to know what you'll pay. let's dig deeper and bring in gabriel stullman, he is a new york city restauranteur and ceo of happy cooking hospitality. what a year this has been.

last year you told me half of the restaurants here in new york city were closed forever. now when we look on a national scale, only 14%, listen, we don't want any, but 14%. that's the amount that closed permanently. that's a lot lower than we thought. where is the restaurant industry right now? >> hi, steph. thank for having me back on the program. it's always a pleasure to be here with you. that's a really big question. with the best way that i can answer it is i think that the future of our industry is going to be bright for those people that want to make changes. i think that there's this opportunity to do a lot of internal reflection. i think we've got conversations and dialogues that are far beyond the cost of goods and also relate to quality of work/life balance and how we're creating more diversity and growth potential. for a lot of my peers in the industry we're doing that

reflection and taking this opportunity that the pandemic has given us to come back different and come back better, and so i think for those of us that really want to look at this as an opportunity, generally when i look at making big material changes in the industry as a whole it's like turning a freight truck on a dime. what the pandemic did is it brought everything to a halt in a hard stop. when we rebuild we can change things. to your points did the restaurants close and was originally anticipated and i thank government aid for that. i thank two rounds of ppp, and i look forward to the restaurant revitalization fund and actions by lechal governments to open outdoor seating and to allow alcohol sales to go and all of these different actions collectively through a lot of interested minds that wanted to see us get through this helped us reduce that number from 50%

to 14. >> two rounds of ppp and now the government rescue fund. that's over $28 billion for restaurants. that's very positive news for the industry, while at the same time we're hearing from restaurants across the country. they simply cannot afford to bring workers back. is the issue that they are not paying workers enough and this is a chance to change how we pay restaurant workers, and if you can't pay workers a living wage then maybe you don't have a viable business. >> i'm going to say yes to a lot of that and i want to change my perceptions on that, as well. yes, if you cannot find out how to pay your team a livable wage and stay above water then you should re-evaluate what you're doing in this business and you should be looking at different aspects. i think from the segment that you showed earlier how restaurants are increasing prices due to inflation, that's all absolutely true.

however, i think that it has less to do with inflation, the larger dialogue, and i think it has more to do with the fact that millions of americans are earning far too little relative to the cost of living, and when we look at our industry, so many people are earning far too little because we have a very flawed, false labor concept in this country. we've created this notion across many, most states where we are creating a system that allows operators, forces operators, almost to pay waiters and bartenders, below the minimum wage. this idea of paying people below the minimum wage. in new york it's $10 an hour and in many states it's $2 an hour, and when you're paying your labor team it allows us to charge less of a mark-up and that lower mark-up of what we

can charge for chicken, steak and vegetables and the market will only accept and bear a certain price point based on their perceptions that i can get a burger for this much there, and i can get a steak for this much at this other place, but the reason those prices exist that people are comparing to is because of the tip credit. it's because lower minimum wage is allowed. we as a country need to get rid of the tip credit. we need to be paying our people more and the reality is restaurants need to cost more than they already do. the inflation that you're reporting on and is happening. that's not even enough. really what needs to happen is the cost of dining out needs to go up higher, wages need to go up higher and million of americans need to be getting better benefits and paid vacations and all of these things and that will cost more and the reality is this idea that we, as americans have of what a meal should cost is flawed based upon what labor is costing. >> all right, then.

this is something that we will continue to cover and a reminder to our audience. anyone saying restaurants can't hire because people are home and don't want to go back to work. just think about this. we saw millions of people shift to other industries and warehouse jobs. if your one option is working for $2 plus tips in an uncertain schedule and no benefits and you can work at a warehouse for $16 an hour plus benefits, guess what? it sounds like a labor shift, not a shortage. gabe, always good to see you. coming up, inside president biden's plan to help black homeowners. the person who wrote the book on the value of black houses on what, if anything, biden's plan will actually do. only sunshine.♪ rybelsus® works differently than any other diabetes pill to lower blood sugar in all 3 of these ways... increases insulin...

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ideas start the future, just like that. new reaction pouring in on president biden's plan focusing on housing and during his visit to tulsa, oklahoma, yesterday, marking 100 years since the tulsa race massacre. >> this story isn't about the loss of life, but a loss of living, of wealth and posterity and possibilities. it still reverberates today. >> joining us now andre perry, fellow at the brookings institution who literally wrote the book on the issues surrounding, your praise.

holding people accountable is one thing. but to repair the loss of

revenue and equity is another. >> we saw a concrete example in home appraisals. a black woman's home value doubled when she concealed her race. watch this. >> so duffy tried again and disnot disclose her race or agendaer. >> i took all of these county. >> i met with two of my girlfriends. i need to borrow a husband. >> a bit skeptical unless we saw the results. >> her value was valued at $259,000 more than double of her previous two appraisals. >> putting away photos of your family and getting a white stand

in is not a fix. >> we need more testing in the housing market. we should do this in a systemic way. hud should be leading the charge. and it should not be with appraisals. black people with equivalent credit scores get worse loans than our white peers. we need testing to occur regularly. it should not be on the shoulders on the owner. we see discrimination at a individual level, from the anecdotes and from research. so the government needs to take heed and develop their own tests. >> same credit score, worse loan, that's a problem. andre, thank you for joining us. a bear starts attacking a

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dogs. this video has been viewed nearly 70 million times on tiktok so far. i watched it 60 million times myself. >> a massive frame on a feps, cubs underneath, and then come the calvary. four backyard dogs barking at the intruders. and this in a flash the 17-year-old rushes in. >> i was like oh my god, there's a bear taking my dog, lifting her off of the ground. if id don't do something i about it who knows what would happen to her. >> to fully appreciate her brawl against that bear you have to see what she is talking about in slow motion. the bear grabs her service dog valentina. >> i have to protect her so i go

over to the bear, i look it in the eyes and the first thing i think to do is push it. push a bear. >> experts say she is lucky and humans should not fight bears bear handed unless you or your child is being attacked. >> could not fall asleep last night thinking about the horrible possibilities that could have happened. >> in the heat of the fight, hayley says she sprained her finger but all she could think is that she had to protect her pup. >> i could not bear to lose her or have anything happen to her. >> i mean, she went out there, like judy garland swiping up to

toto. she said she was surprised because it was monday and the bears usually come on tuesday which is trash day. she thought the bears were cute before but she has never seen them that close and personal. her advice to others is the same as others don't try that at home. >> legend. >> i told you you would be talking about that all day. hallie jackson picks up breaking news coverage next. news coverage next somewhere else. where there's pain, and nausea. but excedrin pulls me back in a way others don't. and it relieves my symptoms fast for real migraine relief. are you tired of clean clothes that just don't smell clean? what if your clothes could stay fresh for weeks? now they can! downy unstopables in-wash scent boosters keep your laundry smelling fresh way longer than detergent alone. pour a cap of downy unstopables into your washing machine before each load and enjoy fresher smelling laundry.

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