good to be with you. i'm katy tur. it's not just the economy, stupid. today, we're starting with the midterms, but not with the accepted narrative. as you know, there are just seven days to go until november 8th and despite what you might see in polling averages, the results are far from clear and it's not just us. it is the pollsters themselves warning they might not be getting the full picture. that the samples might be skewed. democrats say that is underestimating their chances. one prominent strategist questioning the narrative of a red wave pointing to an influx

sponsored by republican or allied groups in critical races across the country while others like the economist say the skew is actually underestimating republicans, arguing democrats are polling best in states where they seem to misfire. those are the predictions. what about the hard numbers? early voting has begun in many states but just like the polls, the numbers coming out of those states are frustratingly murky. in pennsylvania, georgia and nevada, there are no distinct signs that either party has the advantage in key senate races. part of the confusion is that while voters may say the economy is their top issue, it is not the only issue. i went to dobbs ferry this morning here in new york. a once solidly blue district that's now contested where sean patrick maloney is running in a

close race with the republican. the small sample of voters told me their top issue was the economy as in the economy and crime, or the economy and abortion. it was that and that second issue that signalled how they were voting and while those voters are just a small sample, again, it does remind us that the polling, especially issue polling, doesn't tell the whole story. the whole story will come next week and in the days after. so let's get right to our reporters on the ground. the ones who have the best sense of where things are headed because they're the ones talking to voters. joining me now from las vegas is juan, phoenix, vaughn hilliard and dasha. juan, what is happening in nevada? you've got obama coming out campaigning for cortez masto.

what are voters telling you? >> nevada is a very, very tight race. both the governors race and this u.s. senate race. almost too close to figure out what is going to happen. you look at the latest polls and they have a narrow, narrow margin with the democrats leading, but that's within the margin of error. then you have other polls like "the new york times" that was released. they released a poll where there's essentially a tie between the democrat and republican. that's how things are here. democrats need someone like barack obama, the former president, to come out and energize voters. they want barack obama to give that energy, that momentum, to get these voters to go. john legend will be joining him today at this early voting rally and they want to win over some of those nonpartisan voters. this is a state with a large group of working class voters and the days before this midterm

election, the great majority of people began registering nonpartisan. one-third of registered voters in nevada right now are registered as nonpartisan so democrats are hoping that barack obama not only energizes their race, but also convinces some of these undecided voters to vote for democrats and support masto, the first latina to be elected to the senate for the state of nevada and is also counting on that latino vote, katy, but one-fifth of voters in the midterms are expected to be latino. latinos have strongly supported barack obama over the years so this is what the democrats are hoping to get from today's rally. >> nevada is a tough state to pull as the late senator harry reid once said. not everybody's home when the pollsters are calling in nevada. they work odd hours. vaughn, you're in arizona.

you basically live there even though you've got an apartment here in new york city. you talk to voters every day on the ground. what is it like there? >> how about yesterday in the parking lot here, i went up to a woman and her name was vaughn. so we had to talk to her and she had to talk to us, but she was very thoughtful, coincidentally, and she is someone -- >> unlike you, who's not very thoughtful? is that what you're trying to say? >> the bonds in arizona, we've kind of got something between us. it's somebody who voted for kirsten sinema. someone who liked to describe herself as independent. but i want you to hear from her when i asked her in 2022, what her intentions are in the final week. >> that was troubling. i'm not going to say that wasn't in my thought process. i'm going to say it wasn't in my top two. are there issues that i don't agree with from the candidates that i voted for?

yes. you're never going to find someone that votes with you 100% of the time so i have to prioritize and to me, the economy and the border. that's what i'm voting on. and i'm not seeing the democrats do anything about it. >> the question that i posed to vaughn was to what extent did it frustrate here, election denyalism and to what extent would that lead her to vote for democrats. she said she was not happy with that kwlet at the same time, it was not in her top two and she is voting republican here. that is the question. you saw just enough conservatives and independent voters go out in 2018 and pick kirsten sinema and in 2020, pick mark kelly and joe biden. the question is are they able to win over these down ballot candidates? able to win over folks like vaughn this go around.

>> you heard her. the economy and hers was the border. again indicating who she's voting for. what about you, dasha? what are you hearing in pennsylvania? >> reporter: you're opening monologue and what you heard just now reminded me of a rule i once learned in improv class. when you're doing a scene with a partner, you say yes and add on top of that to keep the story moving forward. well, the and part of what voters tell us is what moves that story forward or where we think they're going to ultimately lean and we've been talking to women in the suburbs of lieu certain and philadelphia and often it's the economy and that second issue is crime. and that's something you've seen oz hammer fetterman on constantly throughout this race and it really seems to be working. even if these folks don't live in an area where crime is actually on the rise. that perception really does matter. the other thing that we're

seeing, katy, as we get closer to election day, voters seem to be feeling worse and worse about their options. last night, i was talking to a group of republican voters. very proud republican voters. loved trump. very happy to wear that red, but they're not excited about their options this time around. none of them voted for oz or mastriano in the primary and they're going to vote republican but they're not exactly excited about it. hearing similar story lines on the democratic side and then there is that movable middle that is really struggling to navigate the slew of advertisements, many, many battles being waged on social media. i want you to hear from amber about that. take a listen. >> definitely the economy. gas prices, food prices. i'm single. i'm a teacher, but i have five other jobs. >> dr. oz and john fetterman, the lieutenant governor.

when you're looking at those two candidates, what do you think and do you know which way you're going to go yet? >> i don't yet. i don't yet. i think it's going to come down to occasion, the economy. it's going to come down to safety. >> reporter: you heard it there. economy and education and crime. so where amber lands, we'll have to see, but a lot can happen in the next week here. >> everyone, thank you very much. joining me now is "usa today" washington bureau chief and with me in studio is reuters white house correspondent, jeff mason. so happy you're here in person. nice to see you. the economy and. so how do we read into that? >> well, there's a lot of ands and the economy has a lot of pieces to it. it's not just the fact that unemployment is low which the biden white house has been crowing about, understandably,

but inflation is so high. >> do they understand how to talk about the economy and to make sure voters understand the economy? because it's not so easily fixed with the change of an election. i mean, it's cyclical. it takes a long time for policies to get into the bloodstream. i've talked to michael steel and others who have said that the white house isn't out there on it. >> i think they've also struggled to get the point across that they can't have the influence that voters might want. the fed has a big impact. obviously. the fact there are other factors coming in from the rest of the world. from europe. that has an impact on the rest of the world as well. but the voters don't need or want necessarily to hear that. they want to see this is a president who's taking action. a president who's doing something to bring my bills down. so i think to your question, i think they're still figuring that out and it hasn't entirely worked. >> there are also quite a few voters who are still figuring it out. there's so much enthusiasm out there in early voting.

there's a ton of people who are coming out this midterm. appears as of now to be more popular than ever and there are folks that are still deciding up until the last minute. what do you make of the state of play? >> we know that democrats disproportionately participate in mail-in voting, early voting, over republicans. that was something they saw in a big way in 2020 and one of the reasons that contributed to some of these conspiracy theories about the vote count. but i think a lot of independents are undecided because they're pulled in several directions. it is not really the midterm election that either party wanted to have. democrats wanted to have an election that really focused on abortion rights. it's still an important issue, but not as powerful as it was in august or soon after the supreme court decision. republicans really wanted, focused on inflation, on the

economy. that's also a very important issue top of mind for many voters, but it's not the kind of issue that would contribute to the sense of a red wave coming. we don't see that. we see very competitive races in a lot of places and anybody who thinks they can predict it's going to carry the senate, win control of the senate, the crazy. >> we're not making any predictions. only a little time left. what about the president himself? he's going to be in florida today campaigning for charlie crist. charlie crist is not in much of a race against desantis. why isn't he where obama is, president obama is in nevada campaigning? why don't we see him where vaughn is in arizona campaigning for hobbs or for senator kelly? >> well, president obama is a lot more popular than president biden is at the moment. so you see president biden not just to go to maryland, which is one of the safest democratic states going to new york where we have some competitive races,

but it's certainly a dominantly blue state. that just reflects the reality that incumbent presidents aren't very popular so candidates don't want to have them around. you know, the biden candidates want to have around is named jill. >> that's a good point. you also did some analysis of what governing is going to look like. i was talking to a voter today who said it's better to have different parties in power because he wants to see the brakes pumped. is that just the pumping of the brakes or is it going to be a breakdown in terms of passing legislation? is there a hope for a functioning government if there's split control in washington? >> if it is complete split control, if the republicans take both the house and senate, there will probably be a breakdown in terms of legislation and a breakdown in biden's ability to get judges through, which is a big deal for him particularly

after the years after former president trump got so many republican judges into the judiciary. so there's judges, legislation, priorities on climate change, on the economy and social issues in particular and he's talked about some of the things he'd like to do regarding abortion, regarding gay marriage. some of which they may try to pass through in the lame duck period, but all those things are on the line if the republicans -- also the debt ceiling. >> really exciting, sexy stuff. the debt ceiling. susan, jeff, everyone, thank you very much. and we also have some sad news we've just been able to confirm. rapper takeoff in the group migos was shot and killed early this morning outside of a bowling alley in houston. according to a statement from his attorney, it reads, quote, i am devastated by the tragic death of kirshnik ball. he was not only a brilliant

musical artist, but a uniquely kind and gentle soul. he will be greatly missed now and always. no arrests have been announced, but two others were injured and taken to the hospital in private vehicles. takeoff was just 28. and still ahead, new york governor kathy hochul will join me live on her unexpectedly close race in a state that hasn't elected a republican governor in 20 years. we're going to ask her what is going on in the state of new york. plus, it is election day in israel. what that means for benjamin netanyahu. first up though, original sin. what the republican operative who pushed the fire pelosi campaign back in 2010 says the gop is doing to democracy. gop is doing to democracy. (vo) with verizon, you can now get a private 5g network. so you can do more than connect your business, you can make it even smarter. now ports can know where every piece of cargo is. and where it's going. (dock worker) right on time. (vo) robots can predict breakdowns and order their own replacement parts. (foreman) nice work.

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assaulting paul pelosi is out of the hospital and expected in court this afternoon.

the 42-year-old is in jail awaiting a 4:30 p.m. arraignment in san francisco. here is what he's facing on the federal side, attempted kidnapping of a federal official and assault on a federal official's immediate family member. on the state side, a laundry list of charges including attempted murder. according to the criminal complaint, he planned to hold the house speaker hostage. he stated if she told him quote the truth, he planned to let her go, but if she lied, which he says he expected her to do, he was going to quote, break her kneecaps. joining me from san francisco is erin mclaughlin. what is the latest out of there? >> reporter: well we just heard from a public information officer for the court say that they have denied access to cameras to today's court proceeding expected in just hours. they will be allowing a sketch artist to be present for this

arraignment hearing as the court reads out the raft of state charges levelled. charges ranging from elder abuse to attempted murder. if convicted, he could face life in prison. those charges separate to the federal charges. federal arraignment also expected at some point in the future. all this as we've spoken to a former neighbor and co-worker painting a picture of a man who was quote, odd and isolated. take a listen. >> as i said, he was exceptionally socially isolated and he depended on screens -- >> did you get the sense from being with him he was going to snap? >> he seemed, i -- he seemed odd to me when i first kind of checked him out about five years ago. it was kind of at a constant level.

>> would you describe him as kind of a regular guy or did he seem a bit odd to you? >> he was odd. he fit the profile of a guy that was really odd. >> reporter: the interview there with my colleague, miguel almaguer a short while ago. two law enforcement officials telling nbc news that he had recently posted online, both extremes, both right wing ideology as well as far left ideologies, not adhering to a single ideology on those online ramblings. >> thank you very much. back in 2010, nancy pelosi helped push through obama care. that year was a midterm year. without president obama on the ballot, republicans made nancy pelosi their number one target, nationalizing their campaigns on a message of fire pelosi. with her image here in flames. 12 years later after her husband was attacked with a hammer, one

of the republican operatives who pushed the campaign said the strategy is wrong, quote, as a republican, i know the origin an sin begins with us. enough vilified barack obama's personal attributes. his religion was questioned. racist cartoons were common. so were jokes about obama's heritage. can you hear me. rebukes came but weren't loud or frequent enough. the old not one of us racest trope remained. joining me now is the writer of that "washington post" op-ed. republican strategist, doug hyde. you argue the bulling of it is coming from the republican party. i was describing what happened in 2010, the pelosi stuff, the obama stuff and before that. what is it like now trying to cool things off in 2022?

>> much harder. one of my last days was a saturday morning when gabby giffords was shot. i drove into the office and was on call pretty quickly in john boehner's office, in eric cantor's office. the nrsc. to talk about what do we say and how can we make sure that you know, those members we would otherwise politely call bomb throwers or loud mouths, much different language privately we would call them, weren't out there saying awful things. so what have we seen now? we were successful then. we've seen a member of congress tweet a joke. we've seen the former president's son tweet truth media a joke. donald trump is into conspiracy theories. republican leadership has said the right things. mcconnell did, mccarthy did. but being able to corral your members or people outside of

that who aren't just fringe people is much, much harder today given our social media world and how this makes it more acceptable in certain corners. >> is it enough to say i condemn the violence, it was a brutal attack, it should never happen to anybody or does it have to go beyond that to condemn anyone, even your colleagues, powerful colleagues. condemn them if they spread that conspiracy. >> i'd sure like to see more of that. that's things that can happen publicly and privately. when i worked in house relationship, if a republican member quite often happened, go mer is an example. leadership was quick to condemn them publicly and privately and say you have to knock to off. it's just a different incentive structure. if people knock it off, they're not raising the money they would have. they're not going on cable news

or some other streaming outlets. they're not going on those things that have allowed members of congress who are in say their second term to be considered superstars as opposed to your daily committee chair or subcommittee chair who works hard, who can't get that notice, who can't raise that money and aren't political celebrities. >> i understand the incentive structure has got us to that point, but is there a fear among the people who are spreading these conspiracies that ultimately that danger, that violence can come from them or if they're not worried about it coming for them. are they worried about some of the people across the aisle who i'm sure they don't think are satanists, terrible people in their personal lives. are they worried about some of their colleagues getting hurt or killed? >> right. you know, there's good news and bad news. the good news is the overwhelming majority of members of congress, republican or democrat, are good, hard working people trying to do what they

think is best for the country. regardless of what their ideology are and is how they want to operate. the bad news is they're not the ones we know about and the other bad news is all of these attacks we've seen, whether it's paul pelosi, kidnapping attempt of gretchen whitmer, they've been unsuccessful, but one is going to be. so it's why the capitol police say we need more resources to protect members is a good and proper thing, but something's going to fall through the cracks and when that happens, our overheated rhetoric is going to spin up more. >> we've seen all day people playing the sound from kari lake joking, appearing to joke about the attack. tom cotton was on cbs this morning and he said it's all about border security. this man apparently, there's some reporting out there yet to be confirmed by us, that he

might have come from canada and was overstaying his visa. i don't think we've confirmed that yet. but there is reporting out there. he's indicating if we just had tighter borders then these sorts of attacks wouldn't happen. how do you get around somebody in a position like that who has so much influence, just of skating in that way, blaming the attack on borders as opposed to somebody fueled by vicious conspiracies? >> right. the hard part is it's not easy to do. and you know, in my piece, i identify a lot of problems. i don't have a lot of concrete solutions because they're just not there. these answers should be easy for a member of congress. you condemn it. you condemn the atmosphere around it and then you move on to talk about border security where it's relevant to the border. unfortunately, that's not where a lot of our political rhetoric is and what we know, so come january, katy, there will be freshman orientation for new members of congress.

they'll be happening in state capitals around the country. given the security threat politicians face, whether it's a united states senator, a speaker of the house or somebody on a local election board, at these orientations, there could be a form of security briefing where it's a look to your right and your left like in college freshman orientation in saying one of these people may not be here as they're talking about very real security threats. >> that's so scary. you say when you're going to war. look to your right, your left, not all of you are going to make it back. doug, thanks so much for being with us and let us know when you're back in new york. love to have you onset. israel holds its fifth election in four years. fifth election in four years. can you imagine that? what voters are saying about letting a former politician currently on trial for corruption back in office. first up though, kathy hochul who led her republican opponent by double digits for months now finds him catching up.

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competitive governor's race since 1994.

a year similar to this one. back then, new yorkers anxious about crime and frustrated with the one party democratic rule in washington handed the governor's mansion to a republican. george pataki toppled mario cuomo. pataki famously promised to serve two terms but eventually ran and won a third. after that third term, which ended in 2006, no would be republican governor has come within 14 points of a democratic. not even close. but is that going to change this year? recent polls show republican congressman lee zeldin, who did not certify the vote in 2020, is within striking distance of incumbent democrat, kathy hochul. joining me now is new york governor hochul. governor, thank you very much for joining us. i want to start with that question. why is zeldin within single digits? >> well, the year that i've been a governor, we've had enormous

challenges but we've met every one of them. i'm really proud of what we've done to get illegal guns off the streets and invest a record amount of money in housing and healthcare and education. so we have a real record to run on. but here's what he's running on. as are republicans across the country. he's working to keep people scared where as i and other democrats are working to keep people safe. and as the polls get down to the end here, i can believe you'll start to see a separation between us even more so and realize that rhetoric is not going to get them safer. but the results and a real record that we're focusing on will. so i've been laser focused on this job. i cherish this job. i'm honored to be the governor of the state of new york. i'm a street fighter. i say bring it on. i love being underestimated. every one of my 14 elections, i'm usually underestimated. this is where the rubber meets the road and when democrats get out and vote, we win.

>> i was up in dobbs ferry today talking to voters about what issues are animating them and i asked them about the governor's race. i want to play a little bit of what they told me they were worried about and focused on. >> that's not something that's happened since i was a kid in the '80s. now it's back on the rise. >> why do you think, why don't you think hochul can handle that? >> you know, i don't have a specific answer, but i will say that if you want things to change, we have to trust. >> why hasn't she explained more clearly how she's going to remediate, the gop's very, very good at simplifying and making their message very clear. hochul and the democrats maybe not as much. >> so the first voter says he's going to be voting for zeldin. the second says he's voting for you but he said he was frustrated because he doesn't

believe the democratic party, you included, does a good job of messaging about crime. what is your message to new yorkers from manhattan up to pew kip see and above about crime and how to solve the issue? >> we have been fighting the crime issue and it doesn't go back to an election season. it goes back to last january. when i was with eric adams working in partnership. first time democratic governor and mayor of the city of new york. worked as a partnership. worked together in the subways. we've added more cops and cameras to keep people safer. we've added more care for the severely ill. illegal guns are at the core of this issue and zeldin has opposed everything we've done. i've worked with law enforcement to get 8,000 illegal guns off the streets of new york. after the massacre in my hometown of buffalo where ten innocent people were gunned down, we made sure that no longer could have a teenager by

an ar 15. we toughened up our red flag laws and when the concealed carry decision came down, i as the governor of new york can no longer count on a law that's been on the books for 108 years to ensure people aren't carrying guns concealed in our churches and synagogues and subways and even schools and lee zeldin says we need to arm every teacher now. once people realize what we've done and all he's done is talk about crime, he has no plan. "the new york times" just called him out and says he has no plan. and so we're just getting the attention of the voters now. they'll understand. you can say all you want, but we have a strategy. it's not sound bites. it's sound policy and that's the difference between us and that will be the key to our success in the next week. democrats focus on facts. we don't ignore the fact there's real human emotion here. they're scared, hurting and a lot of it has to do with this unsatiable effort by the

republicans to scare people when i'm out there actually doing something to literally keep them safer. >> the top issues for new yorkers. i'm going to put them up. crime is the top issue. 28% say crime. 20% say inflation. protecting democracy, 14. abortion, 6%. abortion's been a big part of your campaign. i was watching the debate as were a lot of us the other night where you were bringing up abortion and zeldin's signature on some legislation, or the brief, excuse me. his response was about crime. tell me what you think new yorkers should be concerned about when it comes to abortion because as we saw in these numbers, new yorkers believe it's going to be protected here in new york. >> the reason abortion is protected in the state of new york is because i'm the governor and zeldin is not. now he's trying to tell people despite the fact his name is on legislation, this session of congress, his name is on a bill called life begins at

conceptions. no abortion even for the life of the mother is in danger, rape or incest. that is wildly out of touch. also republican women. he's trying to persuade people now that despite my lifetime of being against women's independent rights, women's rights to choose, that he now has this general election conversion that he's now a changed person. don't buy that. it sounds like the supreme court justice nominees appointed by donald trump who went before our senate and persuaded them, well, we're not going to touch roe v. wade. it's settled law of the land. we've heard this before. so zeldin saying nothing changed the day after the dobbs decision, it's because i'm still the governor. that's the only assurance we have to know he won't use the power of the governor through regulations and what your health commissioner can do or even in the budget you have tremendous power. new yorkers, women, you cannot

trust what he's saying. your right to an abortion, your rights to vote and other fundamental rights that i've been out there fighting for are safe with me. they're in danger with zeldin. >> governor kathy hochul, thank you very much for joining us. again, the election is on tuesday. seven days away. we invited congressman lee zeldin on the show. he has been on the show multiple times in the past. he has not yet gotten back to us. we will see. and from allegedly fired black employees without cause to racially profiling customers, we'll have argues about the banking industry, but first, they're voting again. israelis are casting ballots for the fifth time in just four years. what is keeping that government over there from functioning and who stands to benefit? m functio who stands to benefit? this week is your chance to try any subway footlong for free. like the subway series menu. just buy any footlong in the app, and get one free. free monsters, free bosses, any footlong for free!

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the supreme court has denied a stay for his testimony in front of a grand jury in fulton county, georgia, where the d.a. is investigating donald trump's interference in the 2020 election. the application for the stay and injunction pending appeal was presented to justice thomas. he issued a temporary stay last week. it was referred to the full court which shot it down. no word yet from the d.a. on when graham will be asked to appear. and today is israel's fifth election in less than four years. and for the first time in 13 years, former prime minister netanyahu is not the incumbent, but he is on the ballot despite currently standing trial on corruption charges. bb is hoping to stage a political comeback. his plan hinges on the support from an extremist far right and openly racist political party to get him over the finish line. it is an alliance that if

elected, would have a profound impact on israel's future as a country and as player on the world stage. early polls so far are predicting another deadlock yet again. joining me now from jerusalem is raaf sanchez. it's been all be impossible to form a government in israel. the last one has fallen apart. what is going on in that country? >> reporter: what is going on. here we go again. election number five. there's about an hour and 12 minutes left of voting then we'll get exit polls then we may have something of an answer. turnout appears to be higher this election than the last which the pundits weren't expecting. they thought there would be an element of election fatigue. but as you said, the stakes are really, really high here. the israeli far right is surging. it looks like they could win

about 10% of the seats in israel's parliament. it looks like they could be in the cabinet in a future netanyahu government. just to give you a sense of what they're all about, one of these parties is called jewish power. it's led by a man who has criminal convictions for inciting racism, supporting a terrorist group. and one of his flag ship policies is to expel democratically elected arab members of israel's parliament. i asked his spokesman about this this week. take a listen to part of that exchange. >> bringing just more balance. counterbalance by being a party that's like, we've got terrorists. here's a nationalist party that's going to counterbalance that. >> so he's talking about expelling arab politicians who are democratically elected. is that democracy?

>> first thing i want to say is that israel is first and foremost a jewish state. it's not really created to be a democracy. >> reporter: so it's worth just reiterating what he said there. he said it's important for israel to be a democracy but it's more important for it to be a jewish state and if the two are in conflict then democracy has to give. i think that is a statement that will shock a lot of liberals and small d democrats here in israel, but also people who support israel in the united states. we asked the state department how do you feel about the prospect of the far right getting go government here. they said it's for israeli voters to decide, but the biden administration may have to make a decision about whether they'll meet with these far right cabinet ministers. raf, thank you very much. up next, a new book argues racism in banking has widened america's racial wealth gap. what the author says can be done about it.

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♪ ♪ wayfair, holiday your heart out. ♪ wayfair, you've got just what i need ♪ if wealth in this country was distributed evenly across all races, black households would hold about $10 trillion more than they do, but things are not equal. in her new book, she argues that the racial wealth gap is real. she kets the dots between data to argue the financial industries work at every level to keep that gap wide. emily is here with us. she is now, she's the author of the white wall how big finance bankrupts black america. so let me kind of clarify. you go through personal stories in this book and you talk about

how the racial wealth gap has remained quite wide. talk to me about the personal stories, the individual stories where people say they were racially profiled, discriminated against while trying to withdraw money from their own bank accounts. >> that's right. i collected stories that came in from all parts of the financial industry. from the most basic customer interactions all the way up to high finance where people had gotten very advanced jobs and had a career that got just blockaded by a boss who they couldn't figure out exactly what's wrong and it became more and more clear that it was because they were black and this person just didn't like them and wouldn't give them any specific feedback or criticism. it happens all the time. it's so hard for people working on wall street to deal with. but so going back to the basic

customer interactions, i was able to actually sort of go beyond the news stories that we see constantly about people getting the cops called on them in bank branches for trying to do legitimate business. one of the things i was able to look at were a series of e-mails from jpmorgan chase tellers to each other at different branches warning about suspicious customers. some of these e-mails said things that made sense like hey, watch out for this person who's going to come in with a stolen bank card that's already been reported stolen. but some of the e-mails, again, as part of a warning system to keep scammers away from bank branches, had descriptions that didn't seem to be showing anybody doing anything wrong. they just said things like african american man tries to cash a check from a business from texas. >> is this because of just inherent bias that people might have or is there a systematic, is it more systematic?

is it insidious? >> what's insidious is the dedication with which the financial industry and other companies ignore this problem. they work so hard when an employee has a complaint about being discriminated against to make sure there's no evidence that could be used against them in court. when a customer complains, they don't want public discussion of it. they want to settle the matter and nobody's really looking within the heart of the institutions at their practices and trying to figure out how can we stamp out this bias. >> so much reporting has gone into what happened in the 1950s, for instance, when it come the housing and getting loans for housing. what is the solution and all that wealth that was not built over generations that white families enjoy. what's the solution to equalize things with banking?

to ensure that the wealth gap doesn't keep getting wider and wider and wider? >> well, the first thing that we have to do is stop racist treatment of black people in the financial system. and the way to do that in my opinion is to have the big banks and big financial companies support reparations. reparations won't just be giving money to the descendants of slaves. of course it will. it will also require these big companies to explain why we're paying reparations to admit what happened and what continued to happen in the financial system through the 20th century and even into today. they would have to explain that to their employees. their customers. everyone would be more aware of what is going on and what happened in the past. >> emily flitter, the book is called the white wall, how big finance banks bankrupt america. we've got to go to president biden who in ft. lauderdale.

he's just taken the stage. he's addressing social security and medicare down there. >> temporary housing and the survivors of the six counties. we've sent 24 disaster recovery centers across the state for survivors to register to help and fema, federal emergency management assistance, is going door to door to reach people as well. it also performed over 8, 180,000 home inspections. 180,000 personal inspections. the u.s. small business administration has approved $460 million in low interest business loans for renters and homeowners. this is just the beginning and we're going to be with you every step of the way. by the way, the very piece of legislation i'm talking about today contained $369 billion for environmental protection. folks, i've come to florida today to talk about two very,

very, very important programs. two very important that's going to affect as many americans as anything else and a great deal of people in the state are going to be affected and they're under siege by our republican friends. and by the way, this ain't your father's republican party. this is a different deal right now. and there's a lot of good republicans out there, but they're under pressure. social security and medicare are are the two things i want to talk about. they've been around a long time. president roosevelt signed the social security law 87 years ago and lyndon johnson signed medicare into law 50 years ago. these programs are, do something so basic and important. almost half of all seniors in the united states lived in poverty. o