find the perfect fit at untuckit.com and more than 80 stores worldwide. good to be with you. i'm katy tur. in the words of governor ron desantis today, this will be a monster. hurricane milton, now a category 4, is expected to double in size

before making landfall earlier than expected tonight in florida. forecast to bring up to 15 feet of life-threatening storm surge to some regions, up to 18 inches of rain in areas like tampa, and catastrophic, sustained winds. at this hour, parts of florida are already feeling the effects as milton grows in size and moves closer to the west coast. more than 1 million people are under mandatory evacuation orders. thousands are still fleeing the state in search of higher ground, as the window to get out starts to close, and resources dwindle. as of this morning, 60% of tampa bay's service stations reported they are completely, completely out of gas. and now tornadoes like this one in broward county, hundreds of miles from milton's core. this is new video of it crossing i-75 today. i'll speak with one of florida's

mayors, the one who has rode out a whole lot of storms since the mid-70s in a moment. what he says milton could do. first, let us get to our reporters. joining us now, nbc news correspondent jesse kirsch who is in sarasota, florida, nbc news correspondent marissa parra who's in tampa. and also with me is "today" show cohost al roker. i asked you if you have ever seen a storm this size. you answered yes, but this one is different, why? >> it is so volatile right thousand, katy. we are talking about a system that is spawning massive tornadoes. we talked about this over the last two days. my gosh, right now, a category 4, 120 miles southwest of tampa with 130 miles per hour winds. it's moving northeast at 16 miles per hour. that's been fairly steady. but here's where we have been seeing all of these problems. from jacksonville all the way down to key west, or i should say daytona beach to key west.

a tornado watch until 9:00 p.m. these areas in red are active tornado warnings. so far, we have had 50 tornado warnings issued. 30 by the national weather service out of miami alone. that's the second largest day of tornado warnings ever. and we're still going to see them developing through this afternoon into this evening. they're rain wrapped, they're going to be harder to see, as we move into the evening. especially from fort myers, mel burn, fort pierce, arcadia. orlando is north of that. for the most part, we'reoing to be watching in area, especially over the next couple of hours as we see milton get closer. now, here's the path coming in, tracking the storm. we expect it to make landfall as probably a category 3. do not pay attention to the category. that is not what's important. within this cone of uncertainty, you can see depending on the track, and we get a wobble of 10, 15 miles either way, that will affect the storm surge. for example, right now, this pushes the water away from

tampa, st. pete. if this moves to the north, all of it, by 10, 15 miles for landfall, that begins an historic land surge, a water surge, i should say, for tampa bay, and sarasota. then if it moves to the south of there, we could be looking at a major impasse for fort myers on into naples. what is the storm surge, it is this wall of water that starts to push in. the peak surge expected midnight to 5:00 a.m. sarasota, venice beach, boca grand, fort myers, 8 to 12 feet. as the system makes its way out and into the ocean, the return flow could bring a 3 to 5 foot storm surge from jacksonville to melbourne. the storm surge itself, this wall of water, at 3 feet, you're going to have problems standing. most likely you won't be able to. it is life threatening. once we get to the 3 feet. it starts to come up. 6 feet of water is going to breakthrough doors and windows. driving to safety will be

impossible. infrastructure will start to fail. when we get to 10 feet, that's where it inundates the first floor. if you have a two-story building you're going to have to get to the next floor. 10 feet, homes swept off their foundations, entire homes destroyed. not to be trying to scare anybody, but we want you to make sure you are safe. destructive winds, anywhere from 85 to 90 to near 100 miles per hour winds, in tampa and st. petersburg, where you've got all of these cranes for all the buildings going up. those could come down. that could be a real issue. power outages, tampa, sarasota, orlando to vero beach. power outages that could last for days, if not weeks, and we're talking also, as you mentioned, katy, heavy rain. there's a flash flood risk today into tonight for life threatening and catastrophic flash flooding possible. upwards of 18 inches of rain.

generally about 7 to 12 inches, but in some of these spots, we could even go beyond 18 inches. this has everything that is bad about a hurricane coming in here katy. it's a big storm. it's getting bigger. it's going to be bringing tornadoes, rain wrapped, and are going to be hard to see. and of course the storm surge and this catastrophic flooding is unbelievable. >> with these tornadoes affecting 90% of the state. i'm curious about the tides. yesterday we were talking about the tide, and when it made landfall, lining up with the high tide in tampa. this earlier than expected landfall, does that help things? >> it does a little bit. we're talking about a matter of degrees, katy. what happens, when we talk about the high tide, that's the maximum, when it happens. i think for tampa, tomorrow it's going to be about 6:50, 6:51 a.m. however, that tide is rising over the hours before that.

so, you know, even though it's not the maximum high tide, any extra water rise is going to exacerbate the severity of that storm surge. so even though it may not happen at peak high tide, it's still happening as the tide is rising. >> that's a very good point. al roker, thank you very much for joining us. jesse kirsch you are out there in sarasota for us. yesterday i asked you if you ran into anybody who was going to stay. i'll ask you the same today. what are you seeing? >> reporter: it's pretty quiet. we are nearby a hotel, and where we have rooms but are not going to be ourselves because we want to be able to give you a vantage point, we're in a parking garage. a member of our team came across people who were leaving this morning. when you look at these images of these tornado warnings and these tornado threats, the idea of being on the roadway is concerning enough when you're trying to get out there this close to a landfall because even though we are hours away, you can see right now, it's really effectively a light breeze compared to what we'll see later, katy. there have been bands of heavier

rain, points where the wind gusts have been really strong, and the idea of getting on the road with that, when you know conditions are only going to deteriorate in the hours ahead is bad enough, and you add the extra threat of the tornado. so be concerned for the people getting on the roads, but at the same time, officials have continued to stress that there was still space at evacuation centers, but that time is running out, and the conditions will just keep deteriorating. we did have here in sarasota, a side sweep behind us here that was partially flooded earlier, even with what will effectively be light rain, before we see the storm surge. it just speaks to how quickly we're going to see street flooding, and we're expecting here in sarasota, as much as 15 feet of storm surge, right behind me, i don't know if you can see, katy, a big building there, a big building there, and a shorter building in the middle. that is sarasota bay. we are expecting 10 to 15 feet of storm surge in the areas. we talked about this yesterday, debris, all of that clean up

that's been ongoing, here in sarasota, they stopped picking up debris yesterday because the donald trump shut down ahead of the storm. and the governor said earlier on the barrier islands, his estimate was around 50% of debris was able to be gathered ahead of this storm. officials have been working 24/7 to get that done. even with the around-the-clock work, half of the debris in the outlying areas was able to be grabbed up and removed. what we're talking about is everything from furniture to mattresses to envelopes, food, all of that and more is on the sides of streets, on people's lawns in front of homes that have been rocked by hurricane helene less than two weeks ago, and now those homes are in danger yet again. and residents if they stay are in danger again. they are going to become projectiles in what we are expecting close to 100 miles per hour winds in sarasota.

i'll say it again t 10 to 15 feet. al was talking about it, it is impossible to imagine, effectively, how you could survive that, and officials have been imploring people, again and again, to get away from the evacuation zones for that very reason, katy. >> get out of dodge. nothing is worth your life. jesse kirsch, thank you. marissa, you are joining us from florida. you're in tampa. we see that the rains picked up, the winds are picking up. what's it like there? >> reporter: you can see those winds and rain, we're really starting to feel the outer bounds of milton right now, and this is, i think, the reason why, when we talk about the time is running out to evacuate, i think in certain parts of the areas i'm in, katy, the time is out, especially if you're in pinellas county, that encapsulates not just st. petersburg but also some of the barrier islands. when we talk about barrier islands there are many. we're talking about treasure island, madeira beach, the hardest hit from hurricane

helene, just under two weeks ago, and to sort of echo my colleague, jesse kirsch, the big concern, debris. they were only able to pick up 50%. a significant amount, it takes months to do that. they had days. the time ran out to do that. the access to barrier islands has been cut off. the major bridges that connected pinellas county to the rest around them is typical and normal for a major weather event. it's just not safe to travel on those highways and travel across the bridges. it doesn't mean they are cut off from the rest of the world. it is a peninsula. they can drive around. it's starting to get unsafe. we are already seeing local highway patrol showing photos and videos of flooding starting to gather on some of these streets. we're not even expecting landfall until at least 10, 12 hours from now. we know the time the window starts to shift. we know storm surge, still a

major concern in this area. the tampa bay region has so much surface area between the gulf of mexico, tampa bay, the channels, the rivers. there is a lot of concern about what storm surge and flooding can do. but then we also have the wind gust concern. even if we don't get the strongest of winds, if we don't get a direct hit, there's concern about the cranes. al roker just brought this up moments ago. st. petersburg put out a notice yesterday to residents who thought they were in a safe place. they thought they were far enough away from the risk, and they are still at risk of a crane falling down on their apartments, on their residence they were hunkering down in. some of the same people i spoke to, safety elsewhere in the sate, now telling me that they are in those zones where we are spotted tornadoes on the ground. really, truly, a monster of a storm here, and milton hasn't made landfall, katy. >> we are hours away. the national weather service

now, though, saying, the evacuation window is over. it is time to shelter in place. marissa parra, thank you. fema's acting director for response and recovery, keith turry, thank you very much for joining us. what is fema doing right now? >> we are working to preposition and make sure we're ready to go. our team is on the ground since helene, we have doubled down on those resources the last couple of days. we have teams in tallahassee, in each of the most heavily impacted counties, and we're working to make sure we're ready to respond when the storm passes, and getting the messaging out in terms of making sure people prepare. obviously that time is short and running out for those in the coastal communities. this is going to bring hazards across the peninsula. make sure you have food, water, batteries, flashlights, et cetera, to deal with the range of hazards we're going to be

seeing in florida. >> we have dealt with a lot of natural disaster in the past few months, past few weeks even. the hurricane from last week, did a lot of damage to florida, and a lot more damage and flooding to georgia and south carolina and north carolina. there's been wildfires in the west. now, this hurricane here, there are real concerns that fema just doesn't have the ability to respond to all of these disaster. 9% of your disaster response work force is available for this storm that's coming in right now. is that enough? >> yeah, fema actually has the resources we need to respond. we plan for this. we're designed to have a system that focuses primarily on our disaster work force that works them every day. we have ways to surge to the rest of our 22,000 employees, to employees from the rest of the federal government, and we are bringing them in to assist. we recognize every year we're planning there can be multiple hurricanes. this is not something we have prepared for. we have the financial resources.

we have the staff and personnel. they are prepositioned and ready to respond, and we'll do so with all of our sate and local partners in the coming days. >> explain to our viewers what will happen once the storm passes. what's fema's first move? >> the first move always is making sure that you're focused on life safety, and so the state and local governments, and their search and rescue teams along with the supporting federal search and rescue teams will be out in the community looking for anyone who needs assistance, who needs help. we'll get reports from all of the counties and locations about what the conditions are and where we need to bring resources to, in parallel to helping with the search and rescue efforts, we'll be moving commodities in the area, making sure folks out of their homes have food, water, and other life saving necessities, and we'll be assessing the status of those critical lifelines for the community's power, water, et cetera, and making sure we can do whatever needs to be done to get those up and running as quick as possible. it's going to be a long road, a

difficult number of days in florida with the size and scale of this storm. life safety is our first priority. that's what we're focused on. >> i'm able to ask tough questions, you're able to answer them. what about the other modes of transportation and disinformation that's out there. is fema able to get its message out, its abilities out, to tell residents what it can do for them right now in this current media environment where people listen to either politicians or joe schmo on social media? >> it's been a challenging environment, obviously, in the last couple of weeks with some of the disinformation that's out there. some of the information about what fema does that just isn't accurate. we have been pushing our message aggressively. we have a rumor response page that you can go to on our web site, and we have had a lot of great partners across state and local government and others that are helping amplify the correct information. we're not going to let that distract us. we're focused on supporting these communities, is what we're

built to do, and we're going to keep moving forward to make sure we protect people as best as possible. >> keith turi, thank you very much for joining us. just ahead, the mayor of fort myers will join us, what his city needs with hours left before landfall. and we are live in clear water, a city expected to be the hardest hit. what they have done to prepare, and whether relates have heeded the warnings to get out. t.

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joining us now as promised, the mayor of fort myers, kevin anderson. thank you very much for being with us. are you okay right now? >> yes, started getting some of the bands but it's calm at the moment. >> what's the biggest concern for you in this moment? >> well, the storm surge, you know, they're projecting up to 12 feet. and so what concerns me is that we may still have residents who are in the evacuation zone who have not left. >> and you've been telling them to leave, so what do you do now that you know some of them have stayed? >> you can't force them, so you just hope that they've taken the precautions to protect themselves, and that they understand that once those winds get up around 40, 45 miles per hour, there will be no response from emergency services. no police, no fire, no ems. >> if any of them are watching

right now, the ones that have chosen to stay, what is your message to them in order to stay as safe as possible as this storm comes in? >> if they're watching and they have not evacuated yet, they still have time. there's a break in the storm right now. get to the nearest shelter and be safe. >> and are there shelters in town they can get to? a lot of people are complaining about not wanting to be stuck on highways or not having enough money to go somewhere, not having the money to get a hotel room for who knows how many days? >> we have 13 shelters open in lee county. and at least one of them is in the city of fort myers. >> got it. what are you going to do once the storm passes over? what's the first order of business? >> we have our response teams ready to hit the ground. public works will get out there, start clearing the roads, that's critical to make sure that our police and our fire and our emergency management services can be able to respond to those calls for service.

>> how many people do you have on stand by waiting. >> the police department's on half, 12-hour shifts so half the department's working 12, and half's off, and they switch. fire department's well staffed as well as our public works. i don't have the impact number, but it's -- it's -- the city is fully mobilized. >> do you have the money you need going forward? >> well, that's a hard question to ask but we don't know what it's going to cost until it's all said and done. we do have a fairly strong reserve, so i'm not too concerned at the moment. >> and where will you be riding out the storm? >> i'm in a second story condo high enough up. so i'm situated where i can, as soon as the storm passes, i can get out there with everybody and start doing the assessment. >> and i presume you have all the, you know, supplies you might need to wait out a lack of

power, lack of food? >> oh, yes. i've been in southwest florida since the mid-'70s, been through many storms. i have learned how to prepare, water, food, phone charger is all set up. we have portable lightings, portable fan, everything. >> what is your expectation? i know we're not quite sure the exact landing point of the storm, and that's going to mean a lot for the storm surge, but what are you preparing for for the recovery? what are you expecting to see? you have been here before, you have ridden out a lot of storms. you have seen the damage you can do. how are you assessing this one? >> hey, i'll tell you, i've been through a lot of storms, ian being the worst. i do not have a good feeling about this storm. i'm very uneasy with it. we're expecting the worst and hoping for the best. >> when you say you're expecting the worst, what does that mean? >> i am expecting a high storm

surge with flooding. >> like the entire town flooded? >> not the entire town, but all the areas close to the river and where, you know, in ian only went in, you know, maybe a block or two, i expect that we have the high surge that we'll see along the river flooded but it will extend further, deeper into the town. >> again, mayor, you have seen a lot of these. this one doesn't give you a good feeling. if anybody out there is still in the evacuation zone, you're saying that there are places in lee county that they can get to to be safe. shelters, doesn't cost any money. you will be safe during the storm. mayor, thank you very much, appreciate it. >> thank you. and coming up, we're going to move to the west coast of florida to check in on clear water. what the city's chief of emergency management expects middleton to do to his city. and for the first time in months, president biden and

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. president biden and prime minister benjamin netanyahu spoke on the phone today for the first time in seven weeks, along with vice president harris, who joined the call. the conversation came ahead of an israeli war cabinet vote on how israel would respond to iran's missile attack. the white house described the 30 minute conversation as productive, honest, and direct. but offered no other details. joining us now, former director of the cia, retired army general david petraeus, who commanded u.s. and nato forces in afghanistan and iraq. general, really good to have you. this phone call is ahead of a vote, as i said a moment ago, to respond to iran. what would be your advice, if you could talk to the israelis? >> well, first of all, i think what was discussed was the entire range of possible targets, probably everything

from strictly military targets including then infrastructure, possible energy infrastructure, with undoubtedly discussions how that might affect supply of crude from the gulf and so forth, and even potentially touching on the possibility of nuclear targets. but most likely, again, from the u.s. side in particular, an encouragement to focus on the military targets and related infrastructure to that rather than doing something that could have effects on the global economy or with the nuclear program that could lead to subsequent escalation. i suspect they'll have a similar discussion when the war cabinet gets together in jerusalem. my suspicion is that they're going to have a very robust response. the minister of defense, yoav gallant has intimated as such that base case is probably a focus largely on military

targets so there could be some infrastructure targets that could affect perhaps iranian gasoline or something, but might not affect the global economy. in mind, when you look at the middle east, what really always matters when you're looking at how it could have implications for the global economic situation is will it affect the supply of crude, distillates and natural gas from the golf. >> you were mentioning the defense minister, yoav gallant, he said it would be lethal and above all surprising. the biden administration, the presidential himself does not think israel should attack iran's nuclear sites. how much influence is this administration having over the israelis right now, over benjamin netanyahu after we've seen over this last year? >> sure. there has been some influence at some times, and this is not unprecedented. there's always been friction. i commanded two coalitions and

two wars, and there was plenty of disagreement between coalition partnerships. churchill's quote, the only thing worse than fighting with allies is fighting without them. in this case, there is influence when it comes to the range of targets that israeli could attack, but those which the u.s. would prefer they defer to later, if there is a later, with the hope perhaps that this is it and that iran doesn't feel compelled to retaliate, which could escalate, and you could see a really bigger conflagration. again, israel has been struck twice now by attacks from iranian soil for the first time back in april, and then more recently, the most recent one, 180 ballistic missiles, a few of which got through, but did no damage, the vast majority of which were knocked down, rendered incapable by the sophisticated israeli ballistic missile defense together with support by the united states.

>> i can't get my mind off of something that the jordanian foreign minister said the other day after benjamin netanyahu was here speaking to the u.n., talking about the ring of fire around his country. the jordanian foreign minister came out after that, and said, hey, listen, you call it a ring of fire. we are a bunch of nations who can tell you right now that with will guarantee your security if this war comes to an end, if there is a cease fire. noga tarnopolsky was a journalist who helps us understand what's happening in israel about that just a couple of days ago, and she said israelis haven't heard about that. that sound bite hasn't been played in israel, that benjamin netanyahu is not ready to accept that, another former prime minister told me that as well. there's too much anger, too much fire in everyone's eyes, but given that the jordanian foreign minister offered this, if you were advising the parties, what would you be saying? it seems like a pretty big and

serious offer from a close ally. >> and i know that foreign minister and i have respect for him. in this case, i think it's not well grounded, candidly. >> really, why? >> the jordanians have no control over hezbollah, no control over hamas, and frankly, the mission against hamas is still incomplete. the israelis have dramatically degraded hamas's military capability. they are not preventing them from reconstituting at least the people, the personnel side of things. yes, they're much much much less capable, and israel rightly has taken control of the border between gaza and egypt, and preventing the use of tunnels through which many of the weapons, ammunition, explosives, other material flowed that enabled hamas in gaza to create such an extraordinary underground infrastructure, basically military factories under ground. unless there is security established in gaza, unless there is a vision for the

future, which provides a better future for the palestinian people, that job is still incomplete. you have to prevent hamas, and palestinian islamic jihad and criminal elements from filling the vacuum every time israel goes in and conducts an operation and leaves. >> you're looking at this from a western perspective, you know the region better than i do. if you were taking the saudis, and jordanians, and egyptians and ka qatar qataris, and they saying we can help establish a palestinian state, establish security, we can protect you from a nato-style alliance with israel in it, i mean, is that a possibility, or is that just western wishful thinking? >> it's probably a bit more wishful thinking right now than it is ground in reality in part because they can't control

hamas, and they're not going to go in. neither the arabs or even the palestinians or americans are going to go in and clear and hold all of that territory. if that's to be done, it is going to be down by israel. i have been suggesting that from the very beginning, recalling that we were doing clear and leave operations in the year before the surge and predictably we left a vacuum and the bad guys we just cleared out, be they al qaeda, sunni militia came back, and that is the case in gaza, albeit, without the replenishment of the weapons, ammunition, and so forth that used to flow through those tunnels and border crossings, including rafah in the south when the israelis control. if there can be a better future for the palestinian people, show them life is better without hamas. palestinian islamic jihad, and

criminal elements in their midst and show that palestinians and israeli jews can live side by side in harmony, then i think anything is possible. that is not the case, having a cease fire just to get hezbollah to stop shooting, and other iranian proxies, and iran itself would leave this incomplete. you have to have a vision for gaza and it has to be turned into reality. it's very difficult. israelis aren't keen on doing it. they don't have the large forces we had for the surge in iraq when we did clear hold and build and created all of these gated communities and kept al qaeda and the injure gents out of them, and provided a better future for those who bent into it. i don't to make too much of an analogy, gaza is challenging, but i see no other alternative than to that particular course of action. if you can resolve that, then you actually have maybe some kind of model for what you can do in the west bank.

now, by the way, once you have security, then the arabs will come in. you can bring in palestinian security forces to allow the israelis to thin out and continue north to south probably would be the approach that they would take. but clearly, clear and leave leaves a vacuum. it is being filled right now by remnants of hamas, who are then reconstituting their ranks, if not their military capabilities. >> israel would need to deal with the settlers in the west bank, and extremists in the government. a longer conversation to be had another time, general. >> general david petraeus, thank you very much for joining us. >> thanks, katy. still ahead, the national weather service said if you did not evacuate yet, it is time to shelter in place. but florida residents in harm's way are bracing for. >> and clearwater, florida, is in the storm's direct path. the city's chief of emergency management joins us next on how they are preparing. dial gives you total control.

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the predicted 10 to 15 foot storm surge will hit florida's barrier islands the hardest, including city's like clearwater, which was already in the midst of trying to clean up from the last hurricane, which was last week. joining us now, chief of emergency management for the city of clearwater, jevon graham, thank you for joining us. is there any time to get out if you are still at your house? >> that's a good question.

we are starting to feel the effects of the hurricane right now. so we've closed off areas that people can't come into our area. however, if you can get short distances out of the areas that were damaged before, please do quickly. we're running out of time, and you need to make that adjustment now. get out of the area. not 100 miles, just quick immediate access out of the storm surge area, and to safety. >> if you were trying to get somewhere, where should you go? >> we have a lot of shelters open that are off the barrier islands, go to those. those are hardened facilities that can house you in a safe area, that can keep you safe from the storm and the winds we're about to receive. >> if you decide to stay, what happens then? >> well, you're putting your life at risk. we are already at this point having to remove public safety from some of the beaches. if you decide to safe, there's a point in time when we can't come and get you. you are putting yourself at extreme risk to lose your life and to get significantly injured. >> what's the expectation for when your emergency crews will

be able to get back in? >> it all depends. we have a lot of bridges here, and so all of our barrier islands are attached by bridges. if we have that high storm surge, we could lose our bridges. it wouldn't be a right-of-way. once the winds die down, we could potentially get to areas. if there's severe infrastructure damage, we're not coming for a few days potentially. >> how is the city handling the storm surge, the barrier islands are extremely vulnerable, in terms of the infrastructure off the islands, what's it like? mostly one-story buildings, concrete towers, what do you expect to be left after the storm passes? >> if we get a direct hit, a lot of our buildings, homes, infrastructure, will be significantly damaged. the storm we had with helene caused a lot of damage. this type of system hitting us will cause more. we are weakened because of the storm we faced already. this will cripple us to a degree.

>> there's a lot of debris left out that's been taken out of homes after the last storm, what happens to that debris when the storm comes through? there's talk about the winds being an issue, but also just the floods. what do you expect to see once you get back out there, or once you're in the middle of the storm? >> we have done our best to remove as much as we can. unfortunately, because this came so rapidly, we weren't able to get as much removed. we expect once the surge comes, it could redistribute all of that debris, damage, back into the roads, back into people's homes. it's basically going to wipe out a lot of the work that we did. >> how much of your emergency crews, how many of them are on stand by right now? >> oh, we have everybody. it's all hands on deck. we have recalled all of our public safety, all of our fire department, all of our police department. we have push teams, which includes public works, and parks and rec, it's all hands on deck. we have crews standing by to ride the storm out, once it's

safe to do so, we're clearing the streets. >> jevon graham, chief of emergency management for clearwater, florida, thank you very much. stay af as well. what florida's fire marshal is doing to prepare. is doing to prepare. as well. what florida's fire marshal is doing to prepare. as well. what florida's fire marshal is doing to prepare. what fl is doing to prepare. he after ho. dad, is mommy a “finance bro?” she switched careers to make money for your weddings. ooh! penny stocks are blowing up. sweetie, grab your piggy bank, we're going all in. let me ask you. for your wedding, do you want a gazebo and a river? uh, i don't... what's a gazebo? something that your mother always wanted and never got. or...you could give these different investment options a shot. the right money moves aren't as aggressive as you think. i'm keeping the vest.

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just hours away from landfall in florida. the winds are starting to pick up. and the national weather service is now telling residents down there to shelter in place. joining us now from tampa is nbc news correspondent stephanie gosk. so steph, you're out of the rain at least for the moment. what's your expectation for what's coming? >> reporter: yeah. we're out of the rain. one of the reasons we are is because of what you are talking about in your last segment, katy. there's so much debris in the streets and the wind is starting to pick up, those things quickly become projectiles and become very dangerous. it's why they're telling people to shelter in place because of that danger. the other thing to think about when you talk about that debris, if we get the kind of water they are talking about here, whether it's surge rain, both on top of each other, the debris in the streets is just going to carry and move around. which will make streets impassable, not just from fallen trees but also just from debris from inside homes. as for what's going on right

now, we started to see some pretty heavy bands of rain come in. it's also gotten very windy, but you have people in this city really on tinder hooks right now because of the path of the storm. that is because the variations of as little as 10 miles here, 10 miles there, whether north or south can make a huge difference for the city of the tampa and for tampa bay in general. if it passes to the eye passes to the south, you have the wipds coming offshore and pushing some of the surge away from tampa. if it comes over tampa or to the north, that water gets pushed on and those surge numbers go up, and it could be, the way they're describing it, historic storm. the worst in a century, katy. >> yeah. those rainwater surges, or wind and ocean surges can be extremely problematic especially for tampa, which is low lying. just so much water that can inupdate that area. tampa bay, specifically. stephanie gosk, thank you very much. joining us now chief

financial officer jimmy patroni-s. please tell me if i got any of that wrong, sir, if not, when you watch this storm, you watch it coming toward you. how do you place it in the history of storms that you've experienced in florida? >> well, historically to me ian was the biggest storm of a financial impact i've ever seen. almost 800,000 insurance claims. we had 16 odd hundred rescue first responders in the theater saving lives after hurricane ian. so this storm is right there with it. if it tacks to the north and hits into tampa bay, it will be the biggest storm in the history of the state. if it stays to the south, as it's been trending a little bit, it will probably be right there with ian. either way, it's going to be a devastating storm. it's unfortunate there will still be those that did not evacuate. >> we have the ranking of the

intensity of the storms. ian is not among them. with the storm surge and damage left behind, would rank it high destruction and impact. that was just two years ago. you've been on the job for a little while now. have you noticed that the storms are changed? >> well, so, when you look at the patterns of what's happened to the big bend of florida, that's to the east of tallahassee, we had three storms in a two-year period. 13-month period between idelia, debby and helene. it's not if, it's when the state of florida will be hit by a storm. and this is one of those that has avoided tampa bay for over 100 years. and tampa bay right now is still in the crosshairs. so i'm very concerned. i've got family that lives in clear water that still has not evacuated. and now they have to shelter in place. but it's still -- for those that did not leave, it's unfortunate

because these are avoidable accidents. >> tell me a little why tampa bay is so vulnerable. >> so it's almost like a big cup. and if you are moving where that counterclockwise motion is, which we saw with helene, we shoved water into tampa bay, storm surge that it has not seen in 25, 30 years. so, now when you got a storm that's not only going to put storm surge but hurricane-force winds, so now you have the winds that generate the tornadoes that destroy roofs, that punch holes in windows, that destroy the houses in addition to storm surge -- and oh by the way, there's 3.3 million people in the greater tampa bay market. so it would be the largest hit on most populated part of the state that the state has seen since really -- really since hurricane andrew. >> is it possible to build safely enough to with stand these storms?

>> we do that every single year. we work on the building code. if you build a home using impact windows, hurricane tie-downs on your roof and your roof is in fairly good shape, you can sustain most storms. what you cannot sustain, you can't sustain storm surge, nor you can't sustain tornadoes. and both of those are problems that come along with living in coastal areas. there's where you have to build up. and when you build up, as we saw with hurricane helene, the homes in the big bend area that were 14 to 16 feet up, they survived. they may have had a little flashing damage, but the houses survived. anything under 10 to 12 feet on pilings was washed away simply by the strength of the storm surge. >> wow. all right. thank you very much. appreciate it and good luck out there. i hope you're able to ride out the storm safely, sir. >> well, and tell your friends we'll take their prayers.

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