officer and so. there are a lot of good stories. to go around by. before the war i always thought i wanted to win a lot of medals are going to have a lot of desperation. but afterwards i realize that they they don't mean anything or are there enough that importance. i don't i don't i never kept the medal. houses apartments cars of klein's is sole yours until they come to visit you. do you think the property bought on credit really belongs to you. dependent on our. first cream remove old cold clear cut. second explosives are used to plaster baby burn in the curio. hurt the remains are removed

by machinery. finally the unborn and soil is deposited in vallecito. mountain top removal on are. now.

it's half past the hour this is on t.v. a two week old baby girl is recovering in hospital after being discarded in the scorching song insult in russia meanwhile the heat wave continues to cling on but firefighters have been using the flames the number of all fisons down by halls over the past six days. and water shortages in the middle east are causing a tempers to flare between countries in the already volatile region levels are dropping in the river jordan which supplies millions of israel and jordan and syria the teacher uses the office of taking more than they. keeping the magic along the descendants of ancient shaman saying they're up holding

tradition in the modern world and seeing all the shallowness and they have been working for hundreds of years in the balance of siberians laid by coal they say that popularity is causing fake shamans to sneak. up next we report on how some people's efforts to stop themselves drowning in debt is leaving them in even deeper. easy and convenient it is to live on credit. but many people get in over their heads in can't pay off their loans. get out of here what are you doing here i say. they're forced to pay their debts by. the goldfish. merciless. to. do everything in their power to save their property. doing.

what happens to people who don't pay their bills possession work in russia how successful our collection agencies and bailiffs. fifty kilometers from st petersburg. i guess they're expecting us. the law. after ten pm before six am. that's why they start work at six o'clock. still sleeping.

yes. to delivery. of the. delivery so. you have. picked up from across the these people haven't paid. the. big reality show.

in january two thousand and nine unpaid utility bills accounted for half of. the first campaign. a company by t.v. crews. apartment. in february local residents not only paid their bills in full but even settled some of their debts after that considered in decided to organize such campaigns on a regular basis. doing this to those today. it's for the sake of those who will watch this on t.v. it's read to. conclusions. local officials are explaining to sleepy delinquent little payers what will happen to them unless they settle their debts in the meantime ten uniformed female bailiffs

are getting ready to hand a court papers to the debtors. to do i show my id. to the other man. the bailiffs grand entrance is an important part of the show t.v. viewers must see that bailiffs are nice people and there's no need to be afraid of them as long as you follow the rules and pay your debts the papers have been served but that's not the end of the debtors board a bus. seats and told us a little uncomfortable. but is there any bus with. the bus takes the debtor's to see similar checks. this is where these people have to move unless they start paying for utilities. lots in this house you will fix them up

a little there's no central heating no water just a well outside. real or not the scare tactics prove extremely convincing to people out of nine pay their debts on the spot if a person refuses to pay even after a tour of the shacks bailiffs go to their house to impound their property. over the place refrigerator will call a white addition used as. valley one thousand five hundred roubles while taking an inventory beginning his subordinates continue putting psychological pressure on the debtor the t.v. set cost seven thousand rubles but they appraise it it only seven hundred seven unders too little. make it at least seven hundred fifty i'm sorry i can't help it i want to need t.v. this will be my third. include the goldfish. just for lunch.

and other t.v. . works ok thank you to five hundred roubles. at . you but i like to have a little off and doing my job. i guess humor is my way of protecting myself against the stress. if you take everything you see. all of can surf email each of them has experienced what they call a professional transformation they've learned to show no pity whatsoever to the debtor but these outwardly tough and sarcastic women have human feelings like anybody else. unfortunately i'm not wearing a tie right now. as. they often come to

my office sit down next to me and start crying before you know it my time. with it. daily. nevertheless contain their emotions flawlessly even if they do business with celebrities or sports stars. the former goalkeeper for russia's national football team at an international airport outside moscow. enough because you're on the phone i talk to myself as you talk to me i never talk to you. it used to be with just the phone company to produce call records ok do it and. the goalkeeper owes about twenty six thousand dollars in payments his former wife went to court and cannot leave russia without paying the debt. yes to visible in the city if you don't pay the debts we will see easy

a ticket if you return it to the airline the money goes into your wife's account we impound what else we can impound of your property you are still not free to leave russia so if you go back to moscow in the case of russia's family goalkeeper bailiffs have used a method of so-called reputation influence such methods are usually used in collection agencies. this is a relatively new business in russia many people still think debt collectors are bandits who extort money through violence. but let me stress this is a myth we often use myths in our work people are afraid of us that's good that doesn't mean we are doing something illegal they're afraid of us this means they will take care of their problem more quickly with a debt collection agency today needs a nice office charming employees and an understanding of the debtor psychology these people get up to fifty percent of the collected amount for their services.

here's how debt collectors often work at first the woman with a gentle voice calls the debtor and tries to persuade him to pay off the debt the agency's director says single mothers from twenty five to forty years of age are ideal for the job. this is a debt collection agency calling yes that's me how you paid your debt. no not yet i don't have the money right now. i understand but you know last month you did it was only two thousand and twenty roubles this month it's all way to four thousand six hundred fourteen. i will pay it before the end of this month to be sure. we tell the person what will happen to him unless he starts paying first of all we tell him we will send a letter to your boss so he knows your dishonest person then will send this

information to your relatives and neighbors after that get court bailiff and will come together with the court bailiffs to impound your property when dealing with women we often tell them do you really want bally's to come to your house and walk on your fine carpets and their dirty boots do you really want this. debt collectors methods are generally effective up to thirty five percent of debtors return the money a very good rate most people do their best to pay off the debt in order to save their reputation. almost fifty percent of russians use bank loans people often borrow money to buy appliances furniture or new cars. psychologist claim that people are often tricked by easy access to loans and may not truly realize they'll have to return the money sooner or later and this is the

first symptom of being addicted to other people's money. two years ago psychologists came up with the concept of credit mania. i'd say it doesn't go beyond the limit of what is acceptable but it's still a deviation it's an obsessive desire to buy things on credit without the realisation that you'll have to repay all these loans. psychologists believe up to one and a half percent of russians suffer from credit mania these are usually junk people with a good income and the prospects of career growth they don't yet have enough money to buy an expensive car or a nice apartment so they try to solve their problems by taking out loans they can no longer live without other people's money. or very impressionable. they are proactive and to a high degree of their behavior may be determined by emotions there is no great

logic and he is actually. with more and more debtors the burden of payment often falls on others. wealthy british stock. market. can. find out what's really happening to the global economy with max cause or for a no holds barred look at the global financial headlines two kinds a report. of nature and discoveries.

communicate with. test yourself and become free. nature can give you. the united states of america is waging war within its own army. advantage no one signs. and human losses are quite significant. is it possible to win the war against sexual assault in the u.s. armed forces sex in the army. the economic crisis dealt a serious blow to the credit market in russia. interest rates went up making it

more difficult to pay off debts sophistic syndicated the percentage of overdue loans as jump from three to twelve percent. this is the village of gun region two thousand kilometers east of moscow there have been several major bankruptcies in this little village over the last few years local businessmen took out a lot of loans to develop their companies and then some. disappeared. come to their guarantors to collect the money from them. hello barely i haven't a fare for you. i know who you are thanks to say goodbye to you forever. lives in an old wooden house a little garden with a few hands an old t.v. in a washing machine is all she has all of this has long been impounded several years ago libya worked at a local food company the company director. asked lydia to sign her loan application

as a. lady agreed and soon the director ran into economic problems. and i think she was precious she was afraid to stay here any longer and so she took off and now we have to cover all her. lydia like seven now has to pay off two hundred fifty thousand roubles for her former boss that's forty five times more than her monthly pension the dia will have to pay for another person's debt for the next thirty eight years. i'm left with only room choice to hang myself. but. when i sound comes when i want to be able to feed him properly. fifteen people were guarantors on much of his loans to attend the beak of also worked at the company to tennis as she could not refuse to sign the guarantee. she

was a boss you know so we were under pressure in these times nobody wants to lose their jobs. today to china pays half of what she earns to cover what her former director owes her property has also been impounded known to john is able to talk about her problems without getting angry the main lesson she's learned is that she won't ever be a guarantor again even if it's her closest friend who asks. an expensive now it's more like quite bad i have to pay this money anyway either i pay it to voluntarily or they will deduct it from my salary. bill is in charge of the case would be happy to find the throes of the company's former director and collect the debt from her rather than torment her. the only problem is both the debtor and her property are gone. by new number you have done and it's and doesn't exist please try again only . locating

a fugitive debtor is one of the most challenging tasks for bailiffs according to law they cannot impound and so property unless they have proved that it belongs to the debtor this is a loophole for many of aiding their deaths they simply register their apartments and cars as belonging to their relatives and get a low income job or move elsewhere. these people have come to the bailiff's office . looking for justice for three years now furniture company owner said of his owed almost one hundred fifty people money the businessman collected almost three million rubles in down payments it is customers never got their furniture. you're not doing your job. you're not executing court order we don't care how you find them you are not doing the job. in the meantime the bailiffs have impounded all the property that was registered inside against amount of snail but it's made up for only three percent of the debt the businessman rebreather the rest of his property and his wife and sons names and has been in hiding for

a few months now. we've done everything the loan execution court permits and at the property and froze the dancers bank accounts. all these measures and legal fact. the bailiff is going to make another attempt to locate the fugitive this time together with our camera crew the bailiff goes to the debtors wife she continues to take orders for furniture she doesn't ferd different company. as i need to talk to you. people i'm not going to talk to anybody. just talk for a second you know you cocked. up. as a rule bailiffs go out to execute court orders and usually it's two women today

they've come to a local company in penza. i need to see the letter and the safety let's go out to it myself company bosses are clearly not happy to see the bailiffs they're dragging their feet and are not willing to open the cash register and part ways with their money. show me where the cache is what cash for september there was no cash in september no revenues acceptable thinks through both the head of the company gets almost hysterical when he sees the bailiffs he's afraid of attacking government officials so he turns his rage against the t.v. camera instead to get this camera out of here i said get out of here. turn off your camera get out of here what are you doing here i said get out. get out. in case of emergency get to physical with the bailiffs the rapid reaction

squad is on the ready. tons handcuffs tear gas pistols and submachine guns the rapid reaction force has the same authority as a swat team and is armed according. must be clearly visible of course that they are negative towards us. because people need to vent their anger when their property is being seized. these members of the bill of service have regular shooting practice. each member of the rapid reaction squad is an athlete most often. there's even a special martial arts training program designed specifically for. your

not an enemy helping him learn this technique so relax let's start again that out i go. before he joined the rapid reaction squad he's a football player the captain of the service football team the team plays in beach an indoor football tournaments yes dozens of awards for athletics achievements. when i came back from the army you know when i was playing in a local. and somebody invited me to join. you. and first said his parents didn't like his new job there was too much negative press about bailiffs the situation has changed. eventually people

realized we're not. we're acting on a court order. doing this on our own initiative. but even in a quiet town like pens there are places where court bailiffs don't go without special support. the entire rapid reaction squad is on its way to a roma village they're carrying their guns to protect themselves against a potentially emotional reaction. as a sound bite here on a cord bad wait why don't you pay your debts we have no money much of what then else back to your property now. probably see i don't have anything this is all i have what are you going to take my pilates. used to paying utility bills or the land tax. to pay off the debts they've run up over many months they claim they can't get a job or what can you do you fortune telling you bend everything your girls try to get a job at a factory but they were told you're illiterate you're gypsies and when you don't

have anything for you you have they want us to pay for electricity for gas for water no discounts no favors. the main objective of the rapid reaction squad is to protect the executive bailiff in the past there were several attacks on court bailiffs in the roma village this time everything was quiet there have been situations in which people attacked squad members with firearms pitchforks or axis . what are you doing ok lady give me the x. back. almost. constant psychological pressure is the most difficult part of their job perhaps that's the reason only psychologically stable people can work here. as one of the most experienced workers at the service she's been working here for fifteen years. i'm ready to go. the going out to execute a court order she's accompanied by her son. he's been working as

a court bailiff for two years now the sales job is to protect executive bailiffs and today is the first time he'll protect his own mother. which of these chord you must present tomorrow at seven am please sign these forms. she. started a dynasty of. in addition to her her elder son out of works in the system as well. bailiff to do sion reporting nothing out of order business as usual. during the day attitude is posted as a guard at the regional court building in the evening he usually accompanies executive bailiffs he comes home late his wife at the door now the whole family's here mother brother and little. how i did he he says.

also worked as a bailiff she met her future husband at work he was assigned to protect her. all the time not only at work he just. knew he was strong he's bright he's not afraid of anything he always protects me he wanted anybody mistreat me. to dish and dynasty includes four bailiff's. hopes the tradition will continue and her little granddaughter senior will follow in her footsteps. one mind. my colleagues send me a text message of congratulations and not the court bailiff warned. since the start of the global financial crisis the number of delinquent debtors in russia has increased significantly. it would be happy to run out of work some day but this isn't going to happen because debt is part of our financial system and for many people human nature we like to borrow money and not everyone is always willing or able to pay it back.

every month we give you the future we understand. and want to bring the best in science and technology from across russia and around the world. join us for technology update. more news today. these are the images. from the streets of canada. today.