book of the loner show or get the real headlines with none of the mersey we're going live to washington d.c. now it's a night we're going to speak with richard f. cow a big bank lending a troubled borrowers again so is that a scary sign of banks think that things are so good that they're returning to their old practices then a while violent crime falls the killing of officers is on the rise that's as a new york times reported this week but we're going to point out of houston to stakes that they missed with reasons mike riggs and

a ninth circuit court ruled that you cannot be locked up just for going on facebook all your work now you probably didn't even think that was possible we're going to tell you about the very broad language and the computer fraud and abuse act we're going to have all of that and more feeder night including a dose of happy hour but first take a look what the mainstream media has decided to miss. now last night the best and the brightest of the republican party joined former president george w. bush at the bush institute's conference on taxes and economic growth and york city to defend you guessed it the republican economic vision and following a speech by w. himself new jersey governor chris christie took the stage with a rousing speech on the country's future and shocker the media ate it right up. chris christie saying that we have a big problem in this country saying that we are essentially in some ways we're

becoming a nation of cowards potatoes. never seen a less optimistic time in my lifetime in this country and people wonder why we're going to the sound bite from romney surrogate chris christie because he did the president's politics with a one two punch let's listen. we're turning into a paternalistic entitlement society we have a bunch of people sitting on a couch waiting for the next government check. so it's interesting president obama is going to be he's going to be holding a little news conference is going to be sitting down with millionaires and their secretaries to push the buffett rule and mitt romney is going to go to what kinetic hit well now that he has some strong words from governor chris christie would you. agree with his assessment of our bob mcdonald here all right. now republican governor from virginia governor bob mcdonnell jon meacham and luke russert are back

at the table governor good morning welcome back thank you going to be in the mountains where i am. now all those little snippets were enough for the media to bite into the real meat of the speech was shown in a longer but they played on c.n.n. . that we just thank rip this financially it will bankrupt us morally because when the american people no longer believe that this is a place where only their willingness to work for its owner and integrity and ingenuity determines their success in life they will have a bunch of people sitting on a couch week for the next government check. now you think if the media would have listen to that clip and say wait a second those statements don't really add up in fact they're just not true but instead they do what they do best lashawn of the story in the sound bites in the

most superficial way possible and then just run with it and christie just made it too easy he knows it saying that americans are turning into couch potatoes there are around words like paternalistic entitlement society that's practically needed and so he got his headlines he got his throwing punches and that of course cementing his reputation as the only guy who can take on the democrats and the mainstream media world this just becomes another at the battle between left and right the way to get people cites about the presidential race a tit for tat obama hits the republicans with the buffett rule but not to worry christie will hit him right back there again about what these proposals actually me with a broader implications would be for society it's all about the he said she said so in the end chris to govern he won it and the networks got what they want it the only people who didn't win in this equation are the viewers because the media just regurgitates christie's talking points without an ounce of skepticism and for some reason the media is totally content to let christie say the only true way to get ahead in the united states is to work hard and to quote act with honor and

integrity and it is pretty clear to millions of americans that isn't exactly the case when they take a look at who is successful in the united states who makes the most and who has the most influence in washington more often than not not those who acted with honor and integrity but those who arrived with such a little integrity they brought down the entire u.s. bill these are world economy they took a bailout of taxpayer money and now they have the audacity to argue against any regulations in the aftermath and will discuss later in the show tonight wall street is that again they're lending to people with bad credit and dipping right back into the subprime lending arena possibly go wrong but the thing is there are americans out there that are angry americans that realize that this kind of rhetoric is complete. yes occupy wall street they get it the tea party they got it at least at first so why can't the mainstream media understand why they insist on letting politicians like chris christie pander to the american people as we've we've all

heard about the last couple of years as if the american people are that dumb that they think that it's only hard work and integrity will make anybody successful in america when so much of the evidence contradicts that when so much of the evidence in fact proves that it's the biggest cheaters that are getting away with all the cash and you know it's really interesting because the media does bear spend a fair amount of time talking about the crisis of unemployment they dutifully report on all the jobs numbers each week each month how in the last couple of months they've even been reporting the real unemployment rate to you six which now stands at fourteen point eight percent when looking at the employment numbers the mainstream media feigns a little piece of compassion about how it's the economy not just that millions of people are lazy but then when christie called the millions of unemployed government parasites and couch potatoes and those who are successful beacons of integrity well they just can't be bothered to muster so much as a question as to how the hell that's supposed to add up and that's what the

mainstream media chooses to miss. well great news everybody economy is picking back up so much so the banks are feeling good enough to let those of back credit thorough again that's right the same practices that got us into a financial crisis are now making their return hording to the new york times capital one and g.m. financial are some of the companies that are trying to woo troubled borrowers even those who recently emerged from bankruptcy and are using slogans like we want to win you back as a customer h.s.b.c. and j.p. morgan chase are meanwhile reportedly tiptoeing back into subprime lending and credit card lenders gave out one point one million new cards to borrowers with damaged credit in december which was up twelve point three percent from the same month a year earlier and that's all according to equifax so how do we look at this is it about time to base stocks sitting on piles of cash start lending again or are the

people at their recording the exact targets that should be avoided joining me from our studio in los angeles is richard as sco senior fellow at the campaign for america's future richard thanks so much for joining us tonight and so what do you say is this a sure sign that the banks are feeling good again well they've been feeling good for a long time the question is how do they translate that into making more money you know they're running out of opportunities to take very low interest loans from the petrel reserve and just flip them they're looking for other places to go they're moving back into the markets that they got in big trouble playing around with before we have no evidence they're going to be any smarter or fairer more honest this time around so it was inevitable at some point that they would do this from here they are. that's the thing the right is the special if you read this piece of the new york times about it when they try to speak to some of them as they're promising this time around they're being much safer and are much smarter about

about everything but you know we've been talking about united social about it many times before about some of the problem is that banks have just been sitting on cash you know and that's what has kept the economy so stagnant but at the same time now they're getting that cash out and you know who we ultimately want them to be giving it to them lending it to you well and who should be there giving it output they're going to line it back plus a markup so the question is are we seeing the banks let's get you know what we're seeing now in the new york times talked about this these these advertisements going out we want your business back we want to lend you money well that's what they did on an enormous scale leading up to two thousand and eight and then when everything collapsed because of their behavior and nobody could pay back the money they owed because they didn't have jobs or their wages restack maybe they blamed the borrowers and now they're back to seducing people again into borrowing money and when they crash the economy again no blame the borrowers again it's the old game

but should we then hold ourselves accountable you know should be consumers the people that are being courted by them should we know better and realize that we can't be addicted to credit and also think about what happened in the past. well i think in terms that you know we have to be careful for sure we shouldn't be addicted to great credit we should borrow a lot less but remember the kinds of people they're targeting now a lot of them are in such desperate economic shape that right now they're going to payday lenders a lot of which are also being financed by the big banks or other you know getting themselves in terrible situations just to make ends meet just good food on the table or pay the rent so i think that yes we shouldn't be seduced by the same the same bunch of bastards that took us around the bend last time around but we've also got to be aware that a lot of people are struggling and we should be setting up reasonable financial programs to help them out so what would you suggest. as an alternative for these

people that really did get in trouble right and he's people in my chest be coming out of bankruptcy now it's a better path for them to take well you know the state of north carolina for example i had a great program put together to replace payday lending with other forms of community banking you know i think it's hard to find an individual individual solution on a family by family basis right now so really it's up to the rest of us to push and encourage community banking and more responsible local and state laws and programs to help people out because you know it's a problem of our entire society and our society has got to work with people in trouble to help them out i'm curious about one more thing which is that the market for securities of bundled on a loans is apparently growing at a huge rate investors bought up eleven point seven billion dollars last year and again we're hearing the same thing is that when it came to the mortgage lenders

those guided know those guys you know what they were doing when it comes to the auto loan lenders you know these guys have been around the block they're really smart this is much more safe not as risky what's your take on that. the auto loan gurus this is a cesspool it is so bad there's absolutely no underwriting gordhan on a big chunk of those loans are being written by the car dealer who makes a big markup on it so you think he's going to do due diligence on whether the bar you're really has the money to pay the loan back or not it's a mess it's going to explode i want to switch topics to since we've been hearing so much lately about fairness in our system about taxes in our system right as we come up on tax day the president is out right now trying to sell the buffett rule and then one of his bit of information two years ago and in two thousand and nine so yes three years ago now the i.r.s. said that they were going to form a new group. there is and they would direct their attention this is what they call the group the so-called global high wealth individuals so these are people that

make tens of millions of dollars that have all of their money in volved and such complex financial deals that you don't know of course there's a lot of other offshoring going on and so they said they're going to create a special group of auditors to look into this group of people turns out that since two thousand and nine they've only audited twelve to eighteen people in this category since then and you know a regular working class family with kids they get out of it twice the rate so what gives. well it's idiotic eight you know it's politics it's that these global high net worth individuals are also high net campaign contributors think about it you know one adjustment on the return for one of those folks would pay for tens of thousands maybe hundreds of thousands of other right it's in terms of what might be found in irregularities the fact that they're not even bothering and they're concentrating their firepower on small business people and families and so on not it's economic insanity is just economically responsible but it shows that the power

of the wealthy still dominates whichever party is in power even when it comes to something like the i.r.s. they need to be put under pressure the administration needs to be put under pressure to really enforce the laws that are on the books why do you think the president's down and prove them to of course yeah i what he what do you think of his job so far in trying to sell the buffett rule well you know the profit rule is like so many things with this president it's better than what a lot better than what we have now but it's it's better than nothing i mean maybe that should be the new campaign slogan but it's certainly not what we should have remember in this country's greatest years of prosperity we had top tax rates of fifty seventy sometimes even ninety percent for the super wealthy and now all we're saying is that warren buffett shouldn't pay more than his secretary so she pays twenty eight percent he should at least pay twenty eight percent you know it's better than nothing but. and it's a good politics i don't know it's probably better politics than nothing but as the

economic policy it's better than nothing wealthy if they are paid have had flow get it and take your advice they are entertaining that i fear you are in that democrats. but i did florida governor rick scott even though a popular law. adults think the reasons why craig's not report the rising number. killed all the headlines telling the truth that. story. and the. other part of it and realize that everything is. part of the big picture.

i'm lauren mr. will get real headlines but not. the problem with the mainstream media today is that we disconnected from the viewers from what actually matters to those viewers and so that's why young people just don't watch t.v. if they want news they go online and we're trying to take those stories that people actually care about and transfer them back in t.v. .

is the state run in english speaking russian channel it's kind of like. russia today has an extremely confrontational stance when it comes to us. i comes to drug offenders the sunshine state is taking a hardline approach on the issue for decades in the ninety's and the state was experiencing a crack cocaine epidemic the state passed an eighty five percent rule and that state of those in florida those sentenced to prison in florida who committed their crimes after october first of one thousand nine hundred five will serve a minimum of eighty five percent of their sentences this applies to all inmates

regardless of the type of crime they committed and the rule for us to all offenders but state lawmakers have been working hard for years to come up with a new approach and state senator allen bogdanoff introduced a bill that would send certain nonviolent drug offenders for treatment facility that's run by the corrections system and that's once they finish serving half of their sentence so this bill got over whelming support in fact it passed one hundred twelve to four in the house passed unanimously in the state senate so once again overwhelming support and then it reached gov rick scott's desk and that's where it was vetoed scott said that his veto was all for public safety and in a message he went on to say justice to victims of crime is not served when a criminal is permitted to be released early from a sentence imposed by the courts this bill would permit criminals to be released after serving fifty percent of their sentences thus creating an unwarranted exception to the eighty five percent rule interesting because what rick scott calls an unwarranted exception to

a draconian law and it seems all the other lawmakers in florida called a smart humane policy change last confrontational reason was public safety which is also b.s. let us tell you a little something else which may have influenced his decision. all about the benjamins by which i mean prisons in february we told you about how the state was looking for ways to fight their growing. and so they thought that they found a solution and privatizing twenty percent of their prisons governor scott was swayed by private prison lobbyists when they explain how the privatization would save florida's caused by seven percent. maybe like. the key. we spent six years. the and that's a situation where there's we will it will happen unless we let satan least seven percent. say seven cents a pretty big deal and it was a large so i think it will be mistaken we don't because they.

are politics and don't forget we had numerous conversations on this show we show you reports that show you studies now which can prove that the idea of a private person save states money well none of them can prove it now in fact in some cases they've ended up costing the taxpayers more and then i think of the don't have certain gimmicks of her sleeves either it's anika sparing explain to us those cost saving moves have everything to do with who's getting locked up. but never hurt the shoes which inmates they take into their private prison system he made sure that the teeth in healthy prisoners prisoners that do not have any mental health issues so what happens is all of these private prisons get the healthy nonviolent prisoners that doesn't cost very much money to take care of and then the state gets left with the ill prisoners that the taxpayers have to spend a lot of money on. and the truth comes out the prisons try to save costs by locking up those who are the smallest threats which in this case could be nonviolent drug

offenders so of course the prisons don't want to lose their well behaved prisoners that would throw off their stats to privatized more the future michael obviously work hard to get on the good side of florida politicians and fact c.e.o. group one of the biggest private prison lobbying firms they have been very generous donor to the florida g.o.p. thousand and six they gave a million dollars to the state republicans in two thousand and ten they are one of the top fifteen contributors to the florida republican party and campaign finance records show that the c.e.o. gave eleven grand. eleven grand directly to the campaigns of fourteen out of the twenty members on the budget committee who also happen to approve the privatization bill how convenient right right before becomes governor so it's funny how it all comes down to money and from the looks of it the lobbyist already been trying to camouflage their moves the blatant corruption is the norm in florida and as long as the lobbyists are stuffing the pockets of people like rick scott he's going to do what's best for that now for the people that really need help and says since scott

showed it where his priorities lie we can only hope that when the state legislature reconvenes override that veto. our headlines go a long way and so if you've been reading the new york times this week you might think that we've turned into a society replete with cop killers april ninth the headline read even as violent crime falls killing of officers rises highlighting a disturbing trend the article mentions statistics compiled by the federal bureau of investigation and the answer to six show that seventy two officers were killed by perpetrators in two thousand and eleven which is a twenty five percent increase from the previous year and a seventy five percent increase from two thousand and eight and i.p.t. commissioner raymond kelly told the times that quote we have not seen a period of this type of violence in a long time but i think it's are we getting the whole story about the other side my feelings killed by police and how does stories like this affect political discourse even our legislation here to discuss it with me is mike riggs associate editor at

reason magazine and reason dot com because the reader night. ok so this story came out in the number of people you wrote about it radley balko also took a look at it and it just seemed like maybe some of the statistics don't necessarily add up so what can you tell us about it well i mean that i think maybe the first number i looked at was the whether or not this was significant is this as a cause of death is this even statistically significant as in in terms of it's increasing if you look at i think fifty six to seventy two over the course of a year that is less statistically significant it's less of a change in percentage than the number of people killed by a weapon call between two thousand and two thousand and ten which is incredibly rare disease the number of people killed by and suffer light is which is you know rather a disease in the number of people killed by the heroes the last one but they were basically just these three like really small rare diseases that you would never think about front page on the new york times or sort of talking about as any sort of like dangerous or alarming trend and it's the same with police officers i mean that's just not a significant change it's not even

a significant proportion of the number of police officers we have in this country as two thousand and nine which is most recently available data we have there was one million turn. one thousand law enforcement officers in the united states seventy two of them being killed is not ten percent it's not one percent it's not even point one percent i mean so this is completely completely insignificant it's unfortunate but it's i am not sure that is more like suddenly going to be in the really small communities and small communities that affect those communities and small the police departments that a lot of times will make them you know it can make them more aggressive it can make them scared to do their jobs you can make them feel secure in their communities you know it can be it can be devastating so i'm not trying to downplay that aspect but this idea that it's this alarming trend that we have this wave of lawlessness or that anything as your emblem says that there's a war on police is just totally bogus and then the complete flipside of this is the york times could somehow trust that story with other statistics like the fact that the only year that we have available data for violence or for deaths caused by

police officers of civilians only or with that we have got a for that overlaps with that including time study is two thousand and eight and in that year ten times more civilians were killed by police than police officers were killed by perpetrators that could come somewhere in the new york times story which was why do you think it is then that i mean you know clearly. police are being killed while they're out in the line of duty is not a good thing and i think that's something that should be discussed but then why is it that is the headline first is the fact that you have civilians at ten times the rate being killed by police officers i think the real reason is that law enforcement is a public interest group like anything other than not angels they're not tons it's a bone terry job they have interests they'd like to protect they'd like to increase their funding they have pensions to worry about i mean this is this is an interest group just like any other industry so the reason this the reason i think the times picked this up is because the f.b.i. promotes this they're saying like a look at these numbers if you look at the breakdown that the f.b.i.

published on the web site and again it's for two thousand and eleven you can't find data that fresh for civilians we need to find for civilians there. county's much much simpler is like these civilians like this amount of civilians were killed over all this was killed by gunshot and this was killed by something else i mean that's it those are the categories you get the f.b.i. on the other hand published first of all these different words they use killed they use the use gone down these all these in the press releases they broke down the number of officers that were killed in big towns small towns the kind of criminals well it was used with a gun whether you use a knife what kind of police activity was going on these murders happened i mean this is to say not to be crude it was a publicity stunt you would have it's interesting viewpoint all that out here right because it seems like they're being like they really have it all broken down into every little area and yet they don't have anything to attribute to as the cause they can't say that more police officers are being killed in line of duty because or because oh no now you know but so that's where the problem lies and do you think

that because we know the reason we're even talking about this i think is that because when you see these things in the headlines then you start seeing people the media say if there's a war on police and then when it becomes a part of the political discourse there we see you know new policies and we see a new player in and acted and you know i just feel like that's a little dangerous you know but you know i mean what did they change policies if they don't know what i mean this is this is this is sort of where it gets tricky i mean this sort of extrapolation we've seen with crime rates people try to make the case that the economic depression is caused crime and those are sort of bonds but yeah i mean this is an opportunity sit down and say ok if the f.b.i. and law enforcement agencies want to make this an issue let's talk about all the issues because obviously what law enforcement officials care about is increased funding and increased staffing they want better guns but of protection more cops on the streets well you know if you're if we're going to talk about all the possible options on the table you can look at the case in ogden utah from earlier this year in which a man who was growing marijuana police didn't operate on his home he became incredibly scared and he killed several of the officers well i mean how do we talk about the

fact that like we said police officers in the people's homes at the crack of dawn without announcing themselves they were dressed as paramilitary so. jurors they're carrying assault rifles they go into homes with children with dogs pets they open fire they throw flash bang grenades so if you want to talk about all the possible policy changes we can make to make law enforcement safer to make the actual police officer safer let's maybe talk about not treating them like armed gangs or breaking the home peoples' homes the middle of the night destroy their property and kill their pets i mean so like there's an old whole array of options unfortunately because of you know groups like reason or sort of a minority in calling for like a broader discussion of this kind of thing and the new york times on page one doesn't bring up any of this other stuff i mean there is absolutely nothing in the new york times article about what the policy implications of this are or about the number of civilians killed nothing it was just it was a repeated f.b.i. pressure this is a. problem do you think we might see any of this then try to be used against you know popular movements the way that we see right now and that's just going on the

other way this is the tea party was look at see the way that chicago is preparing for the g. eight which now is in miami you know i mean yeah and if we do you could definitely see i mean this kind of stuff i think it's just becomes one more data point a law enforcement agency local governments state governments use when they're trying to argue that they should have more funding that people should have fewer rights that there should be harsher penalties for basically minor infractions that occasionally lead to one force in officers getting harmed you know so i don't think that at all that this one data point will become the spearhead for any larger cause and michael thanks for joining us now thank you. so now they're just now you said it i read it and i will speak with politico's josh gerstein about a court decision i should have working americans meaning aside from. the.