a a a pseudo. a ludicrous. will. they will go. we will roast you. we. know each. other so will we. go through the. people.

a. day in the soup or just go. oh. oh. oh. oh oh oh oh. oh oh. oh. oh oh how i ask a question train station oh foreclosures and condition for the bay area. where gary man come and. fall was foreclosed on september first

and three weeks ago they put a note on my property saying that it was abandon and vacant and that they were going to turn of the water shed of t.t. and change in two days obviously they can because they will never need. to let me know on the door floor bedroom on the first floor the main floor and is a full addict there is no call apartment in the. states. when you have a view. here i did only tiling myself also and full. apartment upstairs this is like four bedroom on this floor. there was another. destroyed there was one here in the fact that they took down i bought it in one thousand nine hundred seventy four eighty thousand dollars and now. the land under

the house is worth half a million because its rezoning. and it is very typical. when we have been for clothes we feel guilt we feel shame we feel inadequate and if you're thinking gee how come i couldn't take care of my finances need how come i didn't learn why did up. brokers made more money steering borrowers into loans that cost more riskier loans made for a better return and so there was no reason for them to give someone a decent loan when they could make so much more money. even them

a bad one. a lot of us do not understand the new strain language of as we define prince especially he know people while he carried away he's able like i am will our elders like i am although. in our academic education. it becomes difficult at times to read all the specifics about very complicated documents. that were plentiful rescission of the two talents six and gone return of tyrone. to mission will hate it is saturday. so the poppy is initially mine is back in my hand.

see the trash signed it down trashed two thousand. down now is not the american dream now no. not

for me if i have the money i go back mexico i don't know just in a movie by will smith caught a pursuit of happiness when using a shelf that would have no border so my son might not be and i'm not i don't think it'll be a celt of like that before de connick crash we have a good jap and we pay out of me it's like everybody has like you know would you guys have an x.-ray car but when the climate crashed i lost my i have and they had dad. and they have enough money to pay my bills so i came here i think a. couple bought a week or so before christmas and that was very interesting too because it is christmas and we got a present for my son i didn't think i would a good trip because of my follow we not called on a streak we walked out store right around a corner you got you got people feet on the ground that's homeless to me that's as

cold outside so i might we bless we we but you know we hope was that really we got it we got a shelter here don't but you know what what have the we lost the family hope i would if they were brother from the wow did not you know company here so. i'm here and i had two kids are. kind of tired of this situation they had really wants to have their own place. and. i did my best to get in there and they. didn't want to go mark turner assured us saying dad is get on the ground here. everybody because there's not i want to get a house for them around is another is syrian army yeah you know. it's and. i'm like someone's gonna love it and i want to know what i was going.

on move for my kids. i still believe in the american dream because without a vision the people will perish. so i still believe in him the dream i'm living the dream i'm back in my home and i'm fighting for others to stay in their homes as san francisco they have a waiting list of twenty seven thousand people i'll say that again they have a waiting list of twenty seven thousand people you know i have a nothing but respect for president obama but you know. he really needs to provide some real hope and some real alternatives to people that have done nothing wrong i don't do drugs he doesn't do drugs you know we're clean we're respectful

were intelligent human beings so why aren't you clean respectful intelligent human beings have to live in one room for the rest of their life for the majority of their life rather than you know i'm upset and i just say this they all you know i don't know if you haven't heard of the plantation then amex when people have been reduced to slavery and then exploited and all their life some of them sway away from war and i mean that's what we suffer from in all poor neighborhoods of color in the in the in the nation is the deep psychological trauma that the plantation mentality and so. it is that actually part of what they call the matrix of willie brown who is a former mayor who was. a grad mayor back to totally sold out to the system

as soon as you were elected in no book no hard waitress fact he read because when he was elected my son was a black man did a block party here to celebrate the first black mayor of the united states and as soon as he was sworn into office he made the statement i do think that gentrification is a bad idea for san francisco and he sold us out to the developers right and. they were a man is doing things for me not to have me the class people. like everybody says the people who work in our government are always going to stand. in two thousand and eight thousand cards collapsed. we learned that mortgages had been sold to people who couldn't afford or understand. banks and made huge bets and bonuses with other people's money. regulators had looked the other way or didn't

have the authority to stop the bad behavior. it was wrong. it was irresponsible. and it plunged our economy into a crisis the put millions out of work saddled us with more debt and left innocent hardworking americans holding the bag for years jennifer fried and bob has been assisting in organizing the new poor created by the ambition of a financial system without rules she's the director of the coalition on homelessness a center for the protection of social rights so typical day we might be you know having meetings with homeless people doing outreach and talking to folks working on media communicating with people via e-mail maybe trying to go down to city hall and try to you know like right now are working on legislation that they're really. doing this is the richest country in the world or.

just feel like. we're against poor. or like you know we are the poorest in the we're just really i mean. they are of course by leaving. us to serve closely but she. is asleep on the street all right we'll tell you six thousand. people good night i'm on the list public housing twenty two thousand people mom. housing breakdown yet none of these people in because i don't know what iraq is because more important. i think that's ridiculous there's no exact numbers on how many people exactly are homeless in san francisco but the latest homeless count show there was around six thousand at a point in time count but it undercounted families there's probably another two thousand families on top of that another couple thousand news so we know that

there's about twelve thousand every year that are trying to seek shelter in san francisco so we don't have exact now. burrs but you know somewhere between six and fifteen thousand people without a regular place to call home. the mission frisch accreditation free transport charges free. range

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let me let me respond or don't let me ask you a question. here on this board is what we have in the bank we have our knives out. but if you feel the slightest bad staying there again here into the race will be an ideal way to talk about surveillance. however at the break of the recession we had this huge surge where we had a tripling in the number of families who were on the wait list for shelter and that reached the highest point ever about a month ago we had

a increase in the number of people who were single adults who were homeless about a fifty percent increase there we have about sixty percent of all the people right now seeking shelter are homeless for the very first time in the united states especially of plays a very central role because it's this very much this culture where if you just work hard you can get ahead and that there's this idea then that if they if people aren't able to get ahead that it's their.

but they have missed a lot of processes think there's been cases where people we've talked to where people are even given a foreclosure notice and they get evicted or the house is sold in auction they don't know anything about it and so you know that's illegal however there are many of these laws unfortunately. are there are civil violations or there's no regulation around them and the banks do whatever the hell they want about a month behind at that point with aurora loan services and i really approached them with the little effort to find out what were my options so what they told me i should do is to they offered me a loan modification of september it was

a friday it was about two thirty after you know never forget it actually was two thirty four to be exact i read exactly the time. i'm caught in the lawyer. and i said where is the paperwork that you're supposed to be sending me that says that. the cell date was stopped. and she told me. that the sell date was solid well september thirteenth q. . and tell one day i was getting ready to leave the city for a few hours and my phone rang and they told me justifying tolbert as the i am we say we are the new owners i see you what they say we are the new owners i

thought it was a bad dream or something i would try and hit myself to wake up here they sold the house to. the new owner and the new owner. when i had left to go as i said i'm a day care provider i went to drop all of my granddaughter to school when i came back of i saw a lot of people standing in front of my gate where they had changed the locks on my gate i could not get into my house. with the increase of insolvency procedures coming on to the desks of bankers credit institutions decided to take a much shorter and easier way to deal with the amount of paper robo signing with this method they were able to fake signatures needed in documents to proceed with foreclosure practice they can do all this without even looking at the papers every bank when they're going through foreclosure have to go through a process right in their laws that actually. they don't monitor but there are laws

that they're supposed to abide by however most banks are followed by that because there are so many foreclosures that they're killing at the same time one of the big ones is something called robo signing. what they found is that you. potentially thousands of foreclosures that were simply just being rubber stamped with no evaluation of the documentation or. the note maybe the foreclosing party didn't even have a right to foreclose so when that broke in the fall of two thousand and ten when that story came out everyone to know we've got to stop the foreclosures because we

don't know if these are rightful foreclosures or want to foreclosures because no one's reading the paperwork. so we're here to defend the right to housing which is why we've had a campaign against wells fargo in the big banks have been foreclosing on people. my.

work here today is january twentieth and we're out here in san francisco with lots of people protesting for lots of different reasons it's part of the occupy movement but also a lot of people are out here that have been organized in struggle here in the city for their rights for housing rights for tenant rights for all sorts of things before the occupy movement really coalesced like last year. the crime of false witnesses in economic fraud linked with the scandal of robo

signing was acknowledged by a government agreement it was altered in a fine of twenty billion dollars to be paid by the banks a subsidy of only one thousand eight hundred dollars was due to those who had seen their houses illegally foreclosed. and now moved by and there was an investigation and a recently announced the national mortgage settlement which addressed which was a as a result of the ruble signing scandal. and. it's it's tough to think about. all of the homes of the us. and to know that some many of them may not only have been lost due to loans should have never been made but they're also due to for closures that never

should have happened. after the wave of junk loans new forms of debt have arisen. you can find payday loans are everywhere in the poor areas of the city these are small loans to be repaid within two weeks and are backed up by a salary or welfare check. the annual interest rate is more than three hundred percent there more than twelve million americans trapped in this form alone advertised as a simple and quick solution. but i think that payday loans are particularly. attractive for people who are living paycheck to paycheck because they're everywhere they're easy to get you don't have to go through a credit check and it seems very simple but the problem is that the entire mountain

is borrowed is due in two weeks and so our problem with payday loans is that interest rates are extremely high three hundred sixty percent four hundred percent four hundred sixty percent really high numbers. well paid and so many lenders get financing from banks and what we've seen happening lately the last few years is banks actually offering payday loans and sell so wells fargo which is headquartered here in cisco u.s. bank this third bank these are all banks that offer should pool digit interest loans to their customers and essentially it works the same way as a payday loan you go where no credit check they put the money directly into your

account and then as soon as you get a direct deposit they take everything out. and if it looks like a you know we say in this country that looks like a duck and it quacks like a duck it's a duck and so you know these banks are offering essential in what amounts to a payday. for. download the official location to yourself and choose your language stream quality and enjoy your favorite. if you're away from your television just. not with your

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antigovernment unrest rages in turkey with the police showing force in a brutal crackdown on activists all of this is a prime minister pledges to show no mercy to protest. wiki leaks founder julian assange praises as a hero the man who blew the whistle on the u.s. internet snooping program says he talks to watty about one of the biggest political leaks in history. and a standoff between anticapitalist protesters and hundreds of riot police in central london marking a week until the g eight summit it all that wraps up in scuffles and arrests.