yes. was. was. was. was. was. try should for. this are can for the area. we are going out there are many. was how i was for clothes on september first and three weeks ago they put a note on my property saying that it was abandoned and vacant and that they were going to turn of the water shed of the. two days. they can

because they will never meet with him to let me know on the door for bedroom on the first floor the main floor and is a slow day. there is no cold apartment in this. states. you. see i did the retarding myself also and. the apartment upstairs this is like four bedroom on this floor this is. there was nothing. destroyed there was one here in the back that the two dome i bought it in one thousand nine hundred seventy four eighty thousand dollars. and now. their land under the house is worth half a million because it's rezoning. and

it is very typical. when we have been for clothes we feel guilt we feel shame we feel inadequate an inferior thinking gee how come i couldn't take care of my finances need better how come i didn't learn why did the. brokers made more money steering borrowers and to loans that cost more to risk era loans made for a better return and so there was no reason for them to give someone a decent loan when they could make so much more money giving them a bad one a lot of us do not understand their needs trade language. redefine prints especially you know people we carried away he's able like. this like i am

although. in our academic education. it becomes difficult at times to read all the specifics about very complicated. precision of the two thousand and six. and return of title. to me it is sad. so the property is initially mine is back in my hands. see the trash signed it found traction two thousand.

please. than now is not the american dream now no. not for me if i have the money i go back mexico i don't know just in a movie by will smith caught a pursuit of happiness when used in itself it would have no border so my son might

not be and i'm not i don't think it'll be a cell phone like that before de connick crash we have a good jap and we pay our biggest thank everybody as like you know do you guys have an x. ray card but when the climate crashed i lost my i have and i had dad and i may have enough money to pay my bills so i came here i think a. couple bought a week or so before christmas and that was very interesting too because it is christmas and we're going to present for my son i didn't think i was a good critic because i might follow we now call him a streak we walked out store right around a corner you've got you've got people feet on the ground that's homeless to me that's. outside so i might sonny bless we we both you know we hopeless but not really we got it we got to still be here don't

wait you know what what have we lost the family hope i would if they were brother for no wow did not you know company here so. i'm here and i had two kids are. kind of tired of this situation dave really wants to have their own place. and. i do my best to get in a. letter when i go back turner a check to the us saying dad is getting up around here. everybody goes there's not i want to get a house for them around is another issue in our own yeah you know. it shouldn't. be like someone's gotta love it i don't want to know what i was going. on move for my kids. i still believe in the american dream because without

a vision the people will perish. so i still believe in in the dream i'm living the dream i'm back in my home and i'm fighting for others to stay in their homes assassin cisco they have a waiting list of twenty seven thousand people i'll say that again they have a waiting list of twenty seven thousand people you know i have a nothing but respect for president obama but you know. it really needs to provide some real hope and some real alternatives to people that have done nothing wrong i don't do drugs he doesn't do drugs you know we're clean we're respectful were intelligent human beings so why did you clean respectful intelligent human beings have to live in one room for the rest of their life for the majority of their life rather than our own you know i love i just say this they all you know i

don't know if you ever heard of the plantation then a mix when people have been reduced to slavery and then exploited and all their life some of them sway away from war and i mean that's what we suffer from in all poor neighborhoods of color in the in the in the nation is the deep psychological trauma that the plantation mentality and so it is that actually part of what they call the matrix of willie brown who is a former mayor who was. a black mayor back to totally sold out to the system as soon as you were elected in no book no hard play trust fact t.v. because when he was elected my son was a black man did a block party here to celebrate the first black mayor of the united states and as

soon as he was sworn into office he made the statement i do think that change fee cation is a bad idea for san francisco and he sold us out to the developers all right and they were a man is doing things all day. not to have me the class people. like everybody else is the people who were in our government before xmas day. in two thousand and eight thousand cards collapsed. we were in the mortgages had been sold to people who couldn't afford or understand the. banks had made huge bets and bonuses with other people's money. regulators had looked the other way or didn't have the authority to stop the bad behavior. it was wrong. it was irresponsible. and it plunged our economy into

a crisis the put millions out of work saddled us with more debt and left innocent hardworking americans holding the bag for years jennifer fried inbox has been assisting in organizing the new poor created by the ambition of a financial system without rules she's the director of the coalition on homelessness a center for the protection of social rights so typical day we might be you know having meetings with homeless people doing outreach and talking to folks working on media communicating with people via e-mail maybe trying to go down to city hall and try to you know like right now are working on legislation that they're really teaching come on. this is the richest country in the world or. just feel like. we're against poor we should have a perfect day for like you know we are the poorest and they don't have we're just really i mean. they are of course by leaving. us to

serve house and that she. lives on the street all right we'll tell you six thousand units of people good night. on the list public housing twenty two thousand people mom. housing breakdown yet none of these people in because i don't know what iraq is because it's more important. thing that you do see though there's no exact numbers on how many people exactly are homeless in san francisco but the latest homeless count show there was around six thousand at a point in time count but it undercounted families there's probably another two thousand families on top of that another couple thousand news so we know that there's about twelve thousand every year that are trying to seek shelter in san francisco so we don't have exact now. but you know somewhere between six and fifteen thousand people without

a regular place to call home. you know how sometimes you see a story and it seems so horribly you think you understand it and then you glimpse something else and you hear or see some other part of it and realize everything you thought you knew you don't know i'm trying hard welcome to the big picture.

wealthy british style. restaurant. markets why not i'm going to. find out what's really happening to the global economy with max cons or for a no holds barred look at the global financial headlines tune in to kaiser report on our. choose your language. week over though if they still some of us. choose the news that concerns didn't. choose to opinions that invigorating to.

choose the stories could impact the life choose to access to your office. download the official application. choose your language stream quality and enjoy your favorite. if you're away from your television just doesn't matter now with your mobile device you can watch on t.v. anytime anywhere. however at the break of the recession we had this huge surge where we had

a tripling in the number of families who are on the wait list for shelter and that reached the highest point ever about a month ago we had a increase in the number of people who were single adults who were homeless about a fifty percent increase there we have about sixty percent of all the people right now seeking shelter are homeless for the very first time in the united states especially of plays a very central role because it's this very much this culture where if you just work hard you can get ahead and that there's this idea that if they if people aren't able to get ahead that it's their own fault.

but they have missed a lot of processes like there's been cases where people we've talked to where people are even given a foreclosure notice and they get evicted or the house is sold in auction they don't know anything about it and so you know that's illegal however there are many of these laws unfortunately. are there all civil violations so there's no regulation around them from the banks to whatever the hell they want about a month behind at that point with the rural loan services and i really approached them with the moon effort to find out what were my options so what they told me i should do is to they offered me a loan modification of september it was

a friday it was about two thirty after you're now never forget it actually was two thirty four to be exact i remember exactly that. i would call them the lawyer. and i said where is the paperwork that you're supposed to be sending me that says that. the cell date was stopped. and she told me. that the sell date was solid well september thirteenth q. . and tell one day i was getting ready to leave the city for a few hours and my phone rang and they told me are you justifying tolbert as the i

am we stay we are the new owners what they say we are the new owners i thought it was a bad dream us up that i would try and hit myself to wake up here they sold the house to. the new owner and the new owner. when i had left to go as i said i'm a day care provider i went to drop all of my granddaughter to school when i came back of i saw a lot of people standing in front of my gate where they had changed the locks on my gate i could not get into my house. with the increase of insolvency procedures coming on to the desks of bankers credit institutions decided to take a much shorter and easier way to deal with the amount of paperwork robo signing with this method they were able to fake signatures needed in documents to proceed with foreclosure practice they can do all this without even looking at the papers every bank when they're going through foreclosure have to go through

a process right in their laws that actually. they don't monitor but there are laws that they're supposed to abide by however most banks are. followed by that because there are so many foreclosures that they're doing at the same time one of the big ones is something called robo signing. what they found is that. you are potentially thousands of foreclosures that were essentially just being rubber stamped with no evaluation of the documentation or. the note maybe the foreclosing party didn't even have a right to foreclose so when that broke in the fall of two thousand and ten when

that story came out everyone today whoa we've got to stop the foreclosures because we don't know if these are right from foreclosures or were actual foreclosures because no one's reading the paperwork. so we're here to defend the right to housing which is why we've had a campaign against wells fargo in the big banks have been foreclosing on people. was. going to.

work here today is january twentieth and we're out here in san francisco with lots of people protesting for lots of different reasons it's part of the occupy movement but also a lot of people are out here that have been organized in struggle here in the city for their rights for housing raids for tenant rights for all sorts of things before the occupy movement really called us like last year.

you're. the crime of false witnesses in economic fraud linked with the scandal of robo signing was acknowledged by a government agreement it was altered in a fine of twenty billion dollars to be paid by the banks a subsidy of only one thousand eight hundred dollars was due to those who had seen their houses illegally foreclosed. and now we've got and there was an investigation and a recently announced the national mortgage settlement which addressed it was a as a result of the ruble signing scandal. and. it's it's tough to think about. all of the homes that have been us. and to know that some many of them may not only have been lost due to

loans should have never been made but there are also do different closures that never should have happened. after the wave of junk loans new forms of debt have arisen. you can find payday loans are everywhere in the poor areas of the city these are small loans to be repaid within two weeks and are backed up by a salary or welfare check. the annual interest rate is more than three hundred percent they're more than twelve million americans trapped in this form of loan advertised as a simple and quick solution. but i think that payday loans are particularly. attractive for people who are living paycheck to paycheck because they're everywhere they're easy to get you

don't have to go through a credit check and it seems very simple but the problem is that the entire mountain is borrowed is june in two weeks and so our problem with payday loans is that interest rates are extremely high three hundred sixty percent four hundred percent four hundred sixty percent really high numbers. well pay and some payday lenders get financing from banks and what we've seen happening lately the last few years is banks actually offering payday loans themselves so wells fargo which is headquartered there and does go u.s. bank third bank these are all banks that offer should pool digit interest loans to their customers and essentially it works the same way as

a payday loan you go where no credit check they put the money directly into your account and then as soon as you get a direct deposit they take everything out. and if it looks like a you know we say in this country that looks like a duck and it quacks like a duck it's a duck and so you know these banks are offering essential one in arms to to pay . preparations for the first woman cause when it was strictly classified. even her

own mother knew nothing of the imminent extraterrestrial voyage during his second dog which there was a terrifying and unexpected the much. one wrong move and the seagull may never have returned. she later i'm a regular sleaze survived an assassination attempt to secure the five right at my side of the car nine bullets were found on the my seat valentino to discover she got in space cannot see. i don't want to use your right hand if you're in the race. and if. you do that i'm. it. ever. ok. to disagree. that i'm. a

it. ever over here in the head and you. need to be. quiet and give it. to me. as you will. before. i. welcome to teal one on air you can feel at home. there are three choices in life first is to work in a mcmillan or a man live on a miserable way like a slave. for a second just to jump the wall and catch the american dream.

most of them and lose their lot of. choice is to become a member of an organization and get inside the drug trade. to buy something will never forget. the group did it by paid for what i've done i would never stop a. dangerous experiments on prisoners they want to make money and they have healthy guinea pigs in the regular society they're not able to use prisoners i mean more they wish they could. drug tests on human guinea pigs. paid to

deadly pills. passed away killed. he didn't pass away they let him down. is pharmacy really about helping people. wealthy british style. writers. market why not. find out what's really happening to the global economy with mike stronger for a no holds barred look global financial headlines tune into kinds a report. on

. more news today violence is once again flared up the film these are the images the world has been seeing from the streets of canada. the giant corporations are today.

smoked out with gas and flushed away by water cannons turkish police resort to harsh methods to keep defined anti-government protesters out of a stumbles taksim square. and all the news that shaped this week for exposing america's secret surveillance program the cia whistleblower edward snowden remains holed up in hong kong awaiting washington's retaliation. also leads to rebels on a possible no fly zone in washington's response to syria's apparent use of chemical weapons but damascus calls the evidence lies and russia says it's i'm convinced. new president hassan rouhani promises a new moderate course as the west hopes for a major shift in the.