canada. china operations are today. right or. was you. we. know. was. was. over your was through was it was. in the searches go. through. years. was. was.

was. there are your question trace and for coercion than research than for the area i guess right where i'm going to come and. how was focus on september first and two weeks ago they put a note on my wild party saying that it was abandon and vacant and that they were going to turn of the water shed of t.t. and chosen two days odysseys know they can because they would never need to put a note to lead me on to do it four bit you on the first floor the main tool and is a school and that. there is not go reporting and his sense of states.

of the you. see i did the loop dialing myself also and. like apartment upstairs this is like a four bedroom on this floor. there was another gradually destroyed there was one here in the back that they took down i bought it in one thousand nine hundred seventy four eighty thousand dollars. and now. their land under the house is worth half a million because it's rezoning. and it is very typical. when we are being foreclosed we feel

guilt we feel shame. we feel inadequate and they feel they're thinking gee how come i couldn't take care of my finances knew better how come i didn't learn why did the. brokers made more money steering borrowers and to loans that cost more to risk your loans made for a better return and so there was no reason for them to give someone a decent loan when they could make so much more money giving them a bad one a lot of us do not understand the news trade language. define prints especially you know people were weak tied to what is able like. this that i am although. in the academic education. it becomes difficult at times to read all the specifics about very complicated.

precision of the two thousand and six. return of title. two. it is sad. so the property is initially mine is back in my hands. see the trash signed in. two thousand. please .

than now is not the american dream now no. not for me if i have the money i go back mexico i don't know just in a movie by will smith caught a pursuit of happiness we use myself to what is no border so my son might not be i'm not i don't think it'll be a cell phone like that before dad kind of the crash we have a good jap and we pay out of me it's like everybody has like you know do you guys

have an x. ray car but when the climate crash i lost my i have and i had dad and i may have enough money to pay my bills so i came here i think a couple bought a week or so before christmas and that was very interesting too because it is christmas and we got a present for my son i didn't think i would a good crew because of my follow we not called on the street because we walked us through it right around a corner you know you've got people on the ground that's homeless to me that's sad outside so i might sound we bless we we both you know we hope was that really we got it we got to still be here don't wait you know what if we have the we lost the family hope i would if they were brother from the wow did not you know company here so. i'm here and i had two kids are. kind of tired of this situation they had really wants to have their own place. and.

i did my best to get in there and they. then when i go back turners enter the u.s. saying dad is getting a brownie and. everybody goes he's not i want to get a house for them around is now that is syrian army yeah you know. it's you know. i'm like someone's gonna love it and i want to know what i was going. on move for my kids. i still believe in the american dream because without a vision the people will perish. so i still believe in him the dream i'm living the dream i'm back in my home and i'm fighting for others to stay in

their homes as san francisco they have a waiting list of twenty seven thousand people i'll say that again they have a waiting list of twenty seven thousand people you know i have a nothing but respect for president obama but you know. it really needs to provide some real hope and some real alternatives to people that have done nothing wrong i don't do drugs he doesn't do drugs you know we're clean we're respectful were intelligent human beings so why did you clean respectful intelligent human beings cause to live in one room for the rest of their life for the majority of their life rather than our own you know i'm upset and i just say this thing else you know i don't know if you haven't heard of the plantation then a mix when people have been reduced to slavery and then exploited and all their

life some of them sway away from war and i mean that's what we suffer from in all poor neighborhoods of color in the in the in the nation is the deep psychological trauma that the plantation mentality and so. essentially provide of them of what they call the matrix of willie brown who is a former mayor who was. a grad mayor but who totally sold out to the system as soon as you were elected in no book no hard play trust fact he really because when he was elected my son was a black man did a block party here to celebrate the first black mayor of the united states and as soon as he was sworn into office he made the statement i do think that gentrification is a bad idea for san francisco and he sold us out to the developers right and.

they were a man is doing things that are not to have me the class people so like everybody says and the people who work in our government are always going to stand. in two thousand and eight pounds of cards collapsed. we learned that mortgages had been sold to people who couldn't afford or understand. banks and made huge bets and bonuses with other people's money. regulators had looked the other way or didn't have the authority to stop the bad behavior. it was wrong. it was irresponsible. and it plunged our economy into a crisis but put millions out of work saddled us with more debt and left innocent hardworking americans holding the bag for years jennifer fried inbox has been assisting in organizing the new poor created by the ambition of

a financial system without rules she's the director of the coalition on homelessness a center for the protection of social rights so typical day we might be you know having meetings with homeless people do it outreach in talking to folks working on media communicating with people via e-mail maybe trying to go down to city hall and try to you know like right now are working on legislation that they're really teaching come on. this is the richest country in the world or. just feel like. we're against poor we should have a perfect day for what you know we are the poorest in the word just really i mean. they are of course by leaving if you express. their closeness that she. will sleep on the street all right we'll tell you six thousand units of housing people good night i'm on the list public housing twenty two thousand people.

do the housing breakdown that none of these people in because i don't know what iraq is because the important. thing that's huge though there's no exact numbers on how many people exactly are homeless in san francisco but the latest homeless count show there was around six thousand at a point in time count but it undercounted families there's probably another two thousand families on top of that another couple thousand news so we know that there's about twelve thousand every year that are trying to seek shelter in san francisco so we don't have exact now. but you know somewhere between six and fifteen thousand people without a regular place to call. wealthy

british style. spent on such classified. markets why not come to. find out what's really happening to the global economy with max cons are for

a no holds barred look at the global financial headlines tune into cars a report on. it. if it possible to navigate the economy with all the details of his diction misinformation and media hype so he you up to date by decoding the mainstream status if in your right. please.

you know sometimes you see a story and it seems so you think you understand it and then you glimpse something else you hear or see some other part of it and realize that everything you thought you. are welcome to the big picture. of. the mission free couldn't take three days for free. richmond free. free. free. free blogs just plug in video for your media

projects a free media. tom. however at the break of the recession we had this huge surge where we had a tripling in the number of families who are on the wait list for shelter and that reached the highest point ever about a month ago we had a increase in the number of people who were single adults who are high. about a fifty percent increase there we have about sixty percent of all the people right now seeking shelter are homeless for the very first time in the united states especially of plays a very central role because it's this very much this culture where if you just work hard you can get ahead and that there's this idea that if they if people are able

to get ahead that it's their own fault. but they have missed a lot of processes like they've been cases where people we've talked to where people are even given a foreclosure notice and they get evicted or the house is sold an auction they

don't know anything about it and so you know that's illegal however there are none of these laws unfortunately. are there are several violations so there's no regulation around them from the banks to whatever the hell they want about a month behind at that point with her or loan services and i really approached them with the moon effort to find out what were my options so what they told me i should do is to they offered me a loan modification of september. it was a friday it was about two thirty in the afternoon on never forget it actually was two thirty four to be exact everywhere exactly the same. i call them the lawyer. and i said where is the paperwork that you're supposed to be sending me that says that.

the cell date was stopped. and she told me. that the sell date was solid well september thirteenth q. and till one day i was getting ready to leave the city for a few hours and my phone rang and they told me justifying tolbert as the i am a we are the new owners what they state we are the new owners i thought it was a bad dream us up that i would try and hit myself to wake up here they sold the house to. the new owner and the new owner. when i had left to go as i said i'm a day care provider i went to drop all of my granddaughter to school when i came back i saw a lot of people standing in front of my gate where they had changed the locks on my

gate i could not get into my house. with the increase of insolvency procedures coming on to the desks of bankers credit institutions decided to take a much shorter and easier way to deal with the amount of paper robo signing with this method they were able to fake signatures needed in documents to proceed with foreclosure practice they can do all this without even looking at the papers every bank when they're going through foreclosure have to go through a process right in their laws that actually. they don't monitor but there are laws that they're supposed to abide by however most banks are followed by that because there are so many foreclosures that they're doing at the same time one of the big ones is something called robo signing.

what they found instead. you are potentially thousands of foreclosures that were simply just being rubber stamped with no evaluation of the documentation or. the note maybe the foreclosing party didn't even have a right to foreclose so when that broke in the fall of two thousand and ten when that story came out everyone said whoa we've got to stop the foreclosures because we don't know if these are the right foreclosures or want to foreclosures because no one's reading the paperwork.

so we're here to defend the right to housing which is why we've had a campaign against wells fargo in the big banks have been foreclosing on people. was. going to. work here today is january twentieth and we're out here in san francisco with lots of people protesting for lots of different reasons it's part of the occupy movement but also

a lot of people are out here that have been organized in struggle here in the city for their rights for housing rights for tenant rights for all sorts of things before the occupy movement really call us like last year. you're. the crime of false witnesses in economic fraud linked with the scandal of robo signing was acknowledged by a government agreement resulted in a fine of twenty billion dollars to be paid by the banks a subsidy of only one thousand eight hundred dollars was due to those who had seen their houses illegally foreclosed.

and now we've got and there was an investigation and a recently announced the national mortgage settlement which addressed it was a as a result of the ruble signing scandal. and. it's it's tough to think about. all of the homes that have been us. and to know that some many of them may not have only been lost due to loan should have never been made but they're also due to for closures that never should have happened. after the wave of junk loans new forms of debt have arisen. you can find payday loans are everywhere in the poor areas of the city these are small loans to be repaid within two weeks and are backed up by a salary or welfare check. the annual interest rate is more than three hundred

percent they're more than twelve million americans trapped in this form of loan advertised as a simple and quick solution. but i think that payday loans are particularly. attractive for people who are living paycheck to paycheck because they're everywhere they're easy to get you don't have to go through a credit check and it seems very simple but the problem is that the entire mountain is borrowed is june in two weeks and so our problem with payday loans is that interest rates are extremely high three hundred sixty percent four hundred percent four hundred sixty percent really high numbers.

well paid and some payday lenders get financing from banks and what we've seen happening lately the last few years is banks actually offering payday loans and sell so wells fargo which is headquartered there and says go u.s. bank third bank these are all banks that offer should pool digit interest loans to their customers and essentially it works the same way as a payday loan you go where no credit check they put the money directly into your account and then as soon as you get a direct deposit they take everything out. and if it looks like a you know we say in this country that looks like a duck and it quacks like a duck it's a duck and so you know these banks are offering essential in what amounts to a payday. for.

that was a new alert animation scripts scare me a little. league. there is breaking news tonight and they are continuing to follow the breaking news we need the alexander family cry tears of the warrior at a brave thing that there's. a wall around alive there's a story made sort of movies playing out in real life. is

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edward snowden's legal limbo could be drawing to an end with the n.s.a. leaker about to get the papers he needs to leave a moscow airport transit zone and officially russia. anyone who's willing to hold us in advance to take on this torrent we are willing to accept it whether he looks like bin ladin what he looks like a good look i would challenge a free syrian army representative over his group's accomplices as al qaeda linked militants hold around two hundred kurdish civilians and syria hostage. and the u.s. will finally decide the fate of dozens of guantanamo bay detainees the pentagon announcing review hearings for seventy one inmates most of us who are indefinite detainees with little evidence against them.