it's tough to think about all of them comes to us and to know that many may not have only been lost. in never believe me but there were also due to foreclosures that never should.

remove. we. know. not. oh we go. through. every. bank in the server just go. through. this.

oh. oh. oh for the fan research then for the area. where gary mack i am and. my home was foreclosed on september first and two weeks ago they put a note on my property saying that it was abandoned and vacant and that they were going to turn of the water share of the t.v. and change in two days overseas now they can because they will never meet with a note to let me know on the door for bitumen the first floor the main floor and business for. there is not go whole apartment in this. states.

you. see i did the returning myself also and. the apartment upstairs is like four bedroom on this floor this is. there was another. story there was one here in the fact that the two. i bought it in one thousand nine hundred seventy four eighty thousand dollars. and now. their land under the house is worth half a million because it's rezoning. and it is very typical. when we have been for clothes we feel guilt we feel shame we feel inadequate and inferior thinking gee

how come i couldn't take care of my finances knew better how come i didn't learn why did up procrastinate. brokers made more money steering borrowers and to loans that cost more to risk your loans made for a better return and so there was no reason for them to give someone a decent loan when they could make so much more money giving them a bad one a lot of us do not understand their needs trade language. defined prints especially you know people were required to what is. this that i am although. in the academic education. it becomes difficult at times to read all the specifics about very complicated documents.

rescission of the two thousand and six. return of title. two. it is sad. so the poppy is initially mine is back in my hands. see the trash signed it. two times. leap.

than now is not the american dream now no. not for me if i have the money i go back makes it go on up just in a movie by will smith caught a pursuit of happiness when used in a self that would have no border so my son might not day and i'm not i don't think it'll be a cell phone like that before de connick crash we have a good gap and we pay out of me is like everybody else like you know you guys have an x. ray card but when the clinic crashed i lost my i have and they have dad and i may

have enough money to pay my bills so i came here i think a. couple bought a week or so before christmas and that was very interesting too because it is christmas and we're going to present for my son i didn't think i would a good crew because i might follow we not called on the street could we walk us through or right around a corner. you've got people's feet on the ground that's homeless to me that's as cold outside so i might slow we bless we we both you know we hopeless but not really we got it we got a silver haired old well you know what what have the we lost the family home i wish they were brother from the wow did not you know company here so. i'm here tonight two kids are. kind of tired of this situation they had really wants to have their own place. and. i did my best to get in there

and they. then when i go mark turner is shown to us saying dad is getting up around here. everybody goes there's not i want to get a house for them around is another is syrian army yeah you know. it's you know. i'm like someone's gonna love it and i want to know what i was in the. mood for my kids. i still believe in the american dream because without a vision the people will perish. so i still believe in in the dream i'm living the dream i'm back in my home and i'm fighting for others to stay in their homes as san francisco they have

a waiting list of twenty seven thousand people i'll say that again they have a waiting list of twenty seven thousand people you know i have a nothing but respect for president obama but you know. and it really needs to provide some real hope and some real alternatives to people that have done nothing wrong i don't do drugs he doesn't do drugs you know we're clean we're respectful were intelligent human beings so why didn't you clean respectful intelligent human beings cause to live in one room for the rest of their life for the majority of their life rather than our own you know i'm upset and i just said that they all you know i don't know if you ever heard of the plantation then a mix when people have been reduced to slavery and then exploited and all their life some of them sway away from war and i mean that's what we suffer from in

all poor neighborhoods of color in the in the in the nation is the deep psychological trauma that the plantation mentality and so. is that actually part of them of what they call the matrix of willie brown who is a former mayor who was. a grad mayor back to totally sold out to the system as soon as you were elected in no book no hard play trust fact he read because when he was elected my son was a black man did a block party here to celebrate the first graph mayor of the united states and as soon as he was sworn into office he made the statement i do think that gentrification is a bad idea for san francisco and he sold us out to the developers all right and they were a man is doing things that are not to have me the class people. like

everybody says and the people who work in our government and big business dave. in two thousand and eight thousand cards collapsed. we learned that mortgages had been sold to people who couldn't afford or understand. banks and made huge bets and bonuses with other people's money. regulators that looked the other way or didn't have the authority to stop the bad behavior. it was wrong. it was irresponsible. and it plunged our economy into a crisis the put millions out of work saddled us with more debt and left innocent hardworking americans holding the bag for years jennifer fried inbox has been assisting in organizing the new poor created by the ambition of a financial system without rules she's the director of the coalition on homelessness

a center for the protection of social rights so typical day we might be you know having meetings with homeless people do it outreach in talking to folks working on media communicating with people via e-mail maybe trying to go down to city hall and try to you know like right now are working on legislation that they're really. doing this is the richest country in the world for pursuing just feel like. it gives poor. like you know we are the poorest in the word just really i mean. they are of course by leaving. us to serve closely but she. is asleep on the street all right we have to do six thousand units of people to be nice. public housing twenty two thousand people mom. housing right now you know these

people you could just i don't know what iraq is because it's more important. i think that's ridiculous though there's no exact numbers on how many people exactly are homeless in san francisco but the latest homeless count showed there was around six thousand at a point in time count but it undercounted families there's probably another two thousand families on top of that another couple thousand news so we know that there's about twelve thousand every year that are trying to seek shelter in san francisco so we don't have exact now. first but you know somewhere between six and fifteen thousand people without a regular place to call. my

own last set of questions about a president of this country lied to me and put in and i know that you personally called him a dictator why do you find so disagreeable about him we're going to follow you him till the moment one whit when he will get off and leave his place we're going to follow him we're going to be kissed his nights nights nights nights where.

do we speak your language anything about the war not a dance. school music programs and documentaries and spanish more matters to you breaking news a little too much of angles couldn't stories. for you here. to enjoy it all to spanish find out more visit. all tito's comb. is gave us.

well. larry science technology innovation all the latest developments from around russia we've got the huge earth covered. however at the break of the recession we had this huge surge where we had a tripling in the number of families who were on the wait list for shelter and that reached the highest point ever about a month ago we had a increase in the number of people who were single adults who were homeless about a fifty percent increase there we have about sixty percent of all the people right now seeking shelter are homeless for the very first time in the united states

especially of plays a very central role because it's this very much this culture where if you just work hard you can get ahead and that there's this idea then that if they if people aren't able to get ahead that it's their own fault.

but they have missed a lot of processes like there's been cases where people we've talked to where people are even given a foreclosure notice and they get evicted or the house is sold in auction they don't know anything about it and so you know that's illegal however there are none of these laws unfortunately. are there all civil violations so there's no regulation around them from the banks to whatever the hell they want about a month behind at that point with the rural loan services and i really approached them with the moon effort to find out what were my options so what they told me i should do is to they offered me a loan modification of september it was a friday it was about two thirty after you know never forget it actually was two thirty four to be exact i read zachary that. i would call them the lawyer. and i

said where is the paperwork that you're supposed to be sending me that says that. the cell date was stopped. and she told me. that the sell date was solid well september thirteenth huge and tell one day i was getting ready to leave the city for a few hours and my phone rang and they told me justifying tolbert as the i am a we are the new owners to use what they state we are the new owners i thought it was a bad dream that i would try and hit myself to wake up here they sold the house to . the new owner and the new owner. when i had left to go as i said i'm a day care provider i went to drop of my granddaughter to school when i came back

of i saw a lot of people standing in front of my gate where they had changed the locks on my gate i could not get into my house. with the increase of insolvency procedures coming on to the desk the bankers credit institutions decided to take a much shorter and easier way to deal with the amount of paper robo signing with this method they were able to fake signatures needed in documents to proceed with foreclosure practice they can do all this without even looking at the papers every bank when they're going through foreclosure have to go through a process right in their laws that actually. they don't monitor but there are laws that they're supposed to abide by however most banks are. followed by that because there are so many foreclosures that they're doing at the same time one of the big ones is something called robo signing.

what they found. you are potentially thousands of foreclosures that were simply just being rubber stamped with no evaluation of the documentation or. the note maybe the foreclosing party didn't even have a right to foreclose so when that broke in the fall of two thousand and ten when that story came out everyone said whoa we've got to stop the foreclosures because we don't know if these are rightful foreclosures or want to foreclosures because no one's reading the paperwork.

so we're here to defend the right to housing which is why we've had a campaign against wells fargo in the big banks have been foreclosing on people. was. going to. work here today is january twentieth and we're out here in san francisco with lots

of people protesting for lots of different reasons it's part of the occupy movement but also a lot of people are out here that have been organized and struggle here in the city for their rights for housing rights for tenant rights for all sorts of things before the occupy movement really call us like last year. the crime of false witnesses in economic fraud linked with the scandal of robo signing was acknowledged by a government agreement it was altered in a fine of twenty billion dollars to be paid by the banks a subsidy of only one thousand eight hundred dollars was due to those who had seen their houses illegally foreclosed.

and now we've got and there was an investigation and a recently announced the national mortgage settlement which addressed it was a as a result of the ruble signing scandal. and. it's it's tough to think about. all of the homes that have been us. and to know that some many of them may not only been lost due to loan to should never been made but they're also due to for closures that never should have happened. after the wave of junk loans new forms of debt have arisen. you can find payday loans are everywhere in the poor areas of the city these are small loans to be repaid within two weeks and are backed up by

a salary or welfare check. the annual interest rate is more than three hundred percent they're more than twelve million americans trapped in this form alone advertised as a simple and quick solution. but i think that payday loans are particularly. attractive for people who are living paycheck to paycheck because they're everywhere they're easy to get you don't have to go through a credit check and it seems very simple but the problem is that the entire mountain is borrowed is june in two weeks and so our problem with payday loans is that interest rates are extremely high three hundred sixty percent four hundred percent four hundred sixty percent really high numbers.

well paid and some had a lenders get financing from banks and what we've seen happening lately the last few years is banks actually offering payday loans themselves so wells fargo which is headquartered there and says go u.s. bank third bank these are all banks to offer should cool digit interest loans to their customers and essentially it works the same way as a payday loan you go where no credit check they put the money directly into your account and then as soon as you get a direct deposit they take everything out. and if it looks like a you know we say in this country that looks like a duck and it quacks like a duck it's a duck and so you know these banks are offering ascension in what amounts to a payday. or.

i've seen the perception of the cross many times it doesn't matter if there's snow a heat wave or hail stones for people keep on going i don't expect anything just one i told myself i keep on going as long as my heart told me to that's all i wanted at the moment. i have said so mind she see i'm carrying these sayings on my shoulder. do you want me to put a man in chair no that's fine

a lot of people were so exhausted they could barely walk their feet hurt and some of them fainted we will bring you back to it three two wanted to keep going i don't know what tomorrow will bring. limitations. accreditation three years for charges free. range month three. three stooges free live the old free broadcast quality video for your media projects a free medio dog party dot com live. live

. who needs to be told language. will programs in documentaries in arabic in school here. reporting from the world talks about six of the ip interviews intriguing stories for you to. see in trying. to find out more visit our big. dog called. more news today violence is once again flared up. these are the images the world

has been seeing from the streets of canada. china corporations are all today.

the n.s.a.'s mass collecting of phone calls and emails will continue as the u.s. congress narrowly rejects legislation aimed at curbing the government spying activities. whistleblower edward snowden could make russia his home but still lacks the paperwork to walk out of the moscow airport transit zone where he's still waiting for a decision on his asylum application. and the jailing of former russian oligarch. for fraud and money laundering was not political that's according to the european court of human rights which also found no violation of his right to a fair trial.