even then give yourself. medium as a heating you can mean food. so cross off your phone tell them what you see or can be stolen in playing or spawning inflorescence in will follow percent so they know they can watch out by for a find convincing and. yet from owner the road to debt reduction will be a long one the consultants have begun to negotiate with some of your creditors but you will be free of debt for another seven or eight years. you learn don't the money you. as a consequence of. so many. men to want to take to be. senator you thirty simply defeated luna and what was it. he started since cable for indeed all. the value in it

then most of the world war and what if i said that in his own dealing a different i think we do need to. stay in the start of was. before you show me. really a reason. there was a use of. force so there is a loser law. or no or many delicate attention first. or do you as odd well without being content. to pay all for the first place value to be able to take it again. was it all it also all code or law so then how even if. you can go to work. plate to do the helping over indebted people has become a very lucrative business in denmark and yet these two. elton's are not the most

expensive on the market some of their competitors charge fees of up to five hundred euros per month not to mention the percentage of around fifteen percent that they take on the amount saved through debt renegotiation data is there for us to live through it at men but my store my ripping you can only shreya the. atlanta school to take in a mere five and onto our alkie in particular currency if mr lamb mia or from the ticking all getting in for flemons graham and senator any of our fellow that we or department or scooping with the twenty victims are going to keep pussy human that and more not more it has some fun so so in so moments he treat our football farm or some grass at fike here legs than to face a middy half. as of his make up who push it on it from markers for not harvest for sit at you get this get a man of the net marcus for the head not

a for us to first quarter face emitted look the harder it got knocked than normal force it into team up for a man to see him in the simmons come back and say certain and slogger bisson are to do that here. meant to go have you rick get him an estate for boston for a tivo substracted not want to f.l. for poor air from half a line to fleece the men's got a deficit for poorer for poor football. in this society of abundance where temptation and frustration are present in equal measure ever more subtle techniques are used to encourage consumers to resort to credit and to make it as easy as possible france has widely developed what is called revolving credit renewable loans with very high interest rates which can be a formidable driver of over in debt at this.

i mean. in this. with the. crazy. i said. it only. takes time o'shea prevent. if you go home. to this entity. dest and you can. see this on the. back duty. on the north.

the pioneer of revolving credit in france. currently belongs to be a personal finance to also unsettling it's the number one consumer credit company in france and in europe with twenty thousand employees and twenty million clients represent an outstanding debt of sixty billion euros for its c.e.o. it is only normal that the cost of our evolving loan is a lot higher than a conventional loan. known. if primeau percentage of o.c.s. was your boss bush win this year which one of them can finesse in a matter of little girls are slim your good deeds of soul so slim your slim you could counsel that you do just that don't know what i call visit you know

who prays with the. billiard medal for me yeah baby it was that our year. be. released. in for with us to grow to a point. the problem is the fees revolving loans figure in seventy percent of files of over a debt of people and sometimes it leads to tragedy indeed some have nicknamed revolving credit revolver credit. one morning in august two thousand and nine jack discovered the lifeless body of his wife claudine who had hung herself in the laundry room of their house with a letter in the pocket of her shorts. to assume a local jews in these. a little cloudy inch negras the mother of four children and it was she who managed the family accounts as her husband worked

abroad two hundred days a year she would force a signature and never spoke to him about the infernal spiral she was being sucked into a vicious circle of new loans taken out to pay off the old ones twenty seven in all in the space of three years for a total amount of over two hundred thousand euros in two thousand and ten the french minister for the economy christine legarde passed a consumer credit reform through parliament post tighter controls on revolving credit reporting the up was dongle is on. the home henceforth for all purchases exceeding one thousand euros sales people who offer revolving credit solutions must also offer an alternative a conventional loan. least the way they lifted a. happy ducati being.

with lee to. go there to. he would like. to. believe. no salad there let the. city do. it. to their kids. he says. yes in two thousand and sixteen five years after its coming into force the so-called legard law does not seem to be respected the consumer association c.l. cv has carried out a widespread investigation across sixty banners and thirty three french departments lunatic move before the immediate more could you will move have left don't preach

what some people some of the time but do need. to stop. people silica in respect to. expect it will result push. through that process includes a shift. towards a much younger woman but it will be said that. this is. simply. not. this not only is the guard law not respected more worryingly it has circumvented in two thirds of cases salespeople propose an interest free loan payable in several instalments at first sight consumers would be silly to refuse as zero percent financing but there's a hitch to be entitled to as one must usually subscribe to the store loyalty card

which does contain early valving credit option. was asked on monday as it were found to be on. i don't come on the. phone to listen to some person i talk to. like a single two kids because that was a social kind something while i was a fellow think that's pretty cool to say often these accounts will show them the story they could see the issues the local t.v. i am. most people think just stand out in this business you need to be the first one on top of the story or the person with the loudest voice of the biggest raid in truth to stand down the news business you just need as the right questions and demand the right answers. question. we would decide to alienate live on them.

from all these political and strategic decisions that you say go into the wooer trying to become like this was a living in a way where we don't want to end wallow so soon and those close and see you saved the benefits of the from just. about your sudden passing i've only just learned you worry yourself in taking your last wrong turn. you're at the top to us we all knew it would i tell you i'm sorry for me i could so i write these last words in hopes to put to rest these things

that i never got off my chest. i remember when we first met my life turned on each breath. but then my feelings started to change you talked about war like it was again still some are fond of you those that didn't like to question our archaea and i secretly promised to never be like it said one does not leave a funeral the same as one enters the mind it's consumed with death this one quite different i speak to now because there are no other takers. to claim that mainstream media has met its maker. or not actually obliged to use the revolving credit option contained in the loyalty card but you too a need or a simple urge many consumers end up doing so and when they do there is no discussion with the sales person and no possibility of choosing a far less expensive more ties

a below. in the u.k. the government is simply chosen to tighten controls on lenders that offer what are called payday loans a kind of way to tell as a rule these are very short term loans with weekly reimbursements which can reach astronomical sums if the borrower happens to miss out repeatedly and we keep payments henceforth in their advertising these lenders are obliged to mention the cost on a yearly basis the a.p.r. annual percentage rate. the payday loan from the money shot takes care of life that imagine. not named. that just made today might come to the money shell. hundred pounds in no time visit money shop now for cash and bank account that was so simple. they just make it so we say in the a.p. oh my god look at the a.p.r.

. imagine how many have to pay that. last. one thousand two hundred twenty three point six percent and you dissented right. well one so from two hundred twenty three point six percent now shrubbery every hundred pound you bought or you five back. but compared to. your gross. when i was working you know a man that got so badly in debt. and. i should have remembered all that when i started getting into debt and i didn't because. your parents who get it and you patrick. and your fear bigger and your panic more

and you panic more new panic. or has that stopped. growing get from the white there are people signing agreements for literally thousands of percent a.p.r. so what they're boring i'm paying back it's it's crazy really and it's caused a lot of problems for a lot of people when you're in a crisis you go where you need to go to do what you need to do to make ends meet if you've got children and you need to put food on the table then you're going to go to one of these lenders people often say well why would you why would you borrow at such a high rate of interest but when you're desperate desperate things and the argument has always been was surely for those people who are the worst off in society those are the people who should be able to benefit from the best rates of lending but the industry has never been like.

in each french administrative area like here in strasburg in one hundred eighty nine years law required the setting up of a household debt commission which meets twice a month. and . you can never just say down there's even before. when they can suck at home. playing believe. in. of having one sound from the medical corps and how

can one do nothing i wanted it to unsettle and they can get as difficult someone who never saw cycle. between. the two little clean. you can both be. treated. jones. who is obviously. different also have. the administrative staff of the commission secretariat compare is orses and charges so as to evaluate the ability to repay if the balance is positive the commission negotiates a reorganization of the debt with the creditors usually a reduction of monthly payments either by extending the duration of the loan or by lowering the interest rates currently around one situation in three is deemed irremediably compromised with no prospect of improvement in such cases the debts are cancelled so that the person does not remain indefinitely in debt to offer them

a second chance as it were a fresh start in life. some dream of taking this further and to collectively cancel debt in the spirit of the people who believe are the kings of mesopotamia who wiped all the tablets clean at regular intervals to bring back to the city those who had fled their creditors. it strikes me that if democracy is to mean anything if money is simply a series of promises we made to each other democracy means that everybody gets to weigh in on decision just a few central bankers who are not disinterested. so i think a jubilee would be a way of bringing home to people are solutions all problems but it would be a way of saying look we could have hit reset any time these aren't real things these are things that we agree with each other we could we could do it otherwise so a jubilee would want to kick us into consciousness of what the world we're in is really like. right christmas has set up a nationwide coal center. financed by most of the banks and lending establishment

which some clients in financial difficulty can call. leprosy. that they can do she simply compressed known to israel and to a panel show him in the. community with the kids to. leave. it when you get. to compete we believe we need. is this room since a song called we will from supreme until some protests and such. a surprise some new recruit to suppress and the cops roger and the defender dignus to freddie training. will join up like i'm going to put it to you put it up and you know it is

a good night and i don't know this is going to sway the kids it was only those and she says she will do more until you get the. idea is that there would be jumping out of the closet. though it was only done to dissuade the good news that other people out of this it's also a story worth the whole deal of a nuclear war. through a wall street. who will. still tell us that he does that she's a. constituent traumatized normally gets in front of. people so on the global some people saw me their bets on wall sources social some president bull market recount do talking while you are. back or. minus one. else they would all do much. else it would stop them but of course manage it that way that it will be at your own. risk what i'm going to tell you. i don't share. their quest i felt

a sikkim cost because the system could issue a small. piece to do me beat you to it in this is part of the miss you. silly to cuss hold all or. to see you need f. you know seek father. maksim to is a repentant before he worked as a financial advisor for a large insurance company but one day his life changed radically he was violently assaulted by an angry client not even his customer and social welfare which was in the throes of restructuring took months to pay his sickness benefit so he went under financially before meeting crazy use.

of interest to sue the book because she just as you said. more. you know there was. zero to focus. for more. from a chris kattan. also in your. ear. if. you're lucky

if you. care about your life because there were. no cars on the. part of the work for them because part of their lives did turn away. but they got no where they could be that we. have no way to get a choice so there's one little bit of you know i don't quite. follow up here. so this christmas for so but also you know so much of a lot of them were just to give you a little story that i can see because again no i have this i just i can't get it just last this it came up yes well that i mean it's almost like the idea of the only thing in the film was a feeling of. thanks. to our great story of how good you know what you see. i mean it is hard to you know if you say

maybe this is going to play. this sound feel. if it's people of. mourning to. get people think if they start to get past a lot of us up out of the i don't pee my stuff yet know how much i talk about it like i. thank you notes and such a simple blog saying. what to do social workers and so long. i'm . just trying to get some results on season one good. point yes. it's right which way does one.

pounds of bonds on the road want to run is a good morning a science journals on the months or if i was and i just did just to swing through the system urgent serious creatures to slug the drug childred just work but it's a very clever way. of the seizures that. people driven by one. here one by one it's mostly what i mean and he's not the way we want to we don't we have nothing with as he has been said he's an way the most recently we believe that they way to transform not only the people. from the say the like these . because. you can feel the need for a process of empowerment these emotional wound and take it outside. and a technical one and then you take this political content that you need to fight not

just to change your brother to change is just around. the served. eighteen years ago i traveled across the united states. exploring america's deadly love affair with a gun if a bad guy tried to get to one of my family members he would have better.

says my book was published in the year two thousand more than hoffa million americans have been killed by the forum's in the us. this is a middle school we go through drills and we put ourselves in real scenarios it was interesting to see. him. i just saw it had to return to the subject to track down each gun owner who had met and photographed those years of god. but we are not. we decided to. move on. from all of these political. and strategic decisions that got into the we were trying to become a living in a way where we don't want to. see. benefit

from. medication is widespread on the us market frequent cause of death at the point in my life i just felt like everything was ashes my family was literally coming unglued i had actually planned. to commit suicide watch all who has made antidepressants so commonly used we were doing what the doctors told us to do we were being responsible and what the real side effects. was. what i did was done a cocktail in the little church. just because something's legal doesn't mean it's safe. about your sudden passing i've only just

learned you worry yourself and taken your last wrong turn. you're out caught up to you as we all knew it would i tell you i'm sorry i could so i write these last words in hopes to put to rest these things that i never got off my chest. i remember when we first met my life turned on each breath. but then my feeling started to change you talked about war like it was again still some more fun to feel those that didn't like to question our arc and i secretly promised to never be like it said one does not leave a funeral the same as one enters the mind gets consumed with death this one quite different i speak to you now because there are no other takers. to claim that mainstream media has met its maker.

of. the. earth. would need to make this manufacture consent to step in to the public well. when the ruling classes project themselves. with the crime.

we can all middle of the room see. the real news is really. a bomb blast on the london underground police at least twenty two people injured including children. suddenly saw lots of the cold. towards me to a public road i knew that something is it is a cop and police say they are treating the attack as an act of terror making it the fifth in the u.k. this year. the use migration chief has a change of heart on border control from the shang going area after calling for checks to be dropped he goes on to say that the block may still need protection and also to come this hour the world anti-doping agency's president comes out in defense of russian athletes after new calls for russia.