better now i guess they are inheriting whatever my my baby's says my book was published in the year two thousand called in home for a million americans have been killed by firearms in the u.s. side i had a thought to me as i did as this is a middle school we go through drills and we cut ourselves some real scenarios it was interest same to see kill actually got hit by the gun i decided to return to the subject to track down each gun owner who i'd met and photographed those years ago i don't know this but we are not. here's how it started with us households thinking ever deeper into debt encouraged

by the government and the banks to take out mortgages even those who did not have the means to do so. until the day the bubble burst this has been a historic sunday astrid at this hour the lehman brothers investment bank appears headed toward bankruptcy in two thousand and eight the poorest homeowners unable to meet their mortgage repayments began to massively sell off their properties the real estate market collapsed and along with it the banks who become embroiled in these subprime loans. on september fifteenth two thousand and eight the death of lehman brothers the fourth largest u.s. investment bank marked the beginning of a huge financial and economic crisis that would spread worldwide. the likes of it had not been seen since the great depression of the thirty's a wave of corporate bankruptcy is followed with considerable loss of jobs. people blame the bankers like here and i see. eighty percent of the banking system

collapsed and even more so in greece where the state teetered on the brink of bankruptcy. with the crisis of public debt skyrocketed as did household overindebtedness a veritable scourge that would affect one person in twenty in europe especially in the u.k. . five years ago me and my husband split up. i actually kicks my husband out and miss out a big impact on my children so i think i fell at the time there and i had a lot of making up to do to them and at the time i thought that the way i needed to make up to them was financially so i would just throw money at them and christmases i would go ridiculous find ridiculous amounts of money like thousands of pounds on stuff they didn't need and work like they'd probably play with once then go in the wardrobe so i straight away if i was stuck ten i did it i took out a loan but then one loan was not enough so i had to pay that loan back then i took

another loan to pay the loan back and hold a star game bigger and the star get bigger and it was spiralling out of control. like many other british people sharon fell into the trap of easy credit with online catalogues where with a simple click one can buy all kinds of products on credit often with annual interest rates of up to thirty percent. it was so we say it was so easy to go online and go yeah it was my name my address my details yeah thank you very much money's in your account so i made them made it too easy for me to get into there. as for a fill up he took out loans to supplement his meager pension but he went under when the government abolished his council tax exoneration for the elderly.

whether i do or didn't prove very well the koori all of them are we cure. all roughly. or no wouldn't. because our god had got so. to ditch built up so much that scared me so much. i didn't know what to do. i'd lost complete national company all were. going to actually do work out he was somebody looking for money. or down to the founding. of one of the clubs would i feel from pride that i hadn't paid them that that money you know the bankers were helped by the government the banks got into trouble and all the big bankers got big . think on the government by the banks but i sed didn't think of the ordinary the ordinary men and women that. lost money so as

a bank and so because the bank to banks have been helped but by the government. the infrastructure for the proof of the contrary to all but disappeared you know there were a lot of coach. i'm just trying to make my own you were to me because it's changed yeah i'll go on if it is in front of me all right and thank. you for the. years you want to speak to us that's fine let me let me just get everything up here for you sharon regained hope thanks to the advisors at step change the u.k.'s largest debt charity which specializes in debt problems in two thousand and fifteen they advised on average over one thousand five hundred people a day because in the u.k. the price of economic recovery has been very liberal austerity measures the driving down of wages and drastic cuts in social welfare. the definition of problem

that is not straightforward our government defines it as anybody who has been at least three months behind their debts in the last six months that's eight point eight million people in the u.k. bad things can happen you become ill you lose your job your relationship breaks down here become a casualty most important in most circumstances is you could help to get back on your feet because the cost to wider society of people being in there are huge over half the people who come to us have had to go and see their doctor about mental health issues t.v. set and general enforcement types of panic with the enforcement. they do need to me peaceful entry into sound because what they'll do them to do is to control did. so i know you know that it. takes to keep the door shut tight in fact again and so.

at the time i felt like it was just may and i would else was financially following and it was only me. that was suffering. sorry. and i was the only one. that was actually having to do with living like this and living with the fear of losing my head a milly's not upset. with my children have my children taken away from aches i couldn't look after them properly. by way of a strange paradox people who are deeply in debt feel terribly alone and yet they are increasingly numerous. in france over one person in ten admits suffering from financial difficulties like dominic who was made redundant three years ago in strasbourg. he has resolved to go and see the creases association whose initials

ironic a stand for. regional chamber for social overindebted this has become a mainstay of social assistance for those who find themselves in a financial data twenty five associations in france six hundred voluntary staff who would like step change still engage in face to face interviews relique. if you want to. let go thank you they don't want for you to favor. you have a lot on their of the. innocence or when it's most true it was a joke. no. less interest royally that exists in some. of the three most really. really was only forty thirty.

critical so misrule so from. zero it's. the same for your goals and this is. you know. that's all. i could walk on home. for me was he.

was all go. together. but it was all. put off as or who. the voluntary advisors are often former bankers who now retired have decided to change sides as it were their kind of repentance here the volunteers share their past expertise like the chairman of cases strasburg. a former lawyer a voluntary advisor for ten years and a tireless militant in the fight against overindebtedness. last. day the don't worry i started to.

kick. the muscle. and. the whole call today to share about all this to. see he did he. says. that he. will. reduce it. to us in the chaos only to typically australia will today and then they'll know. she'll. pull out monks.

good. cobol. to say. the unique mob accepted that this is the sick of any dish if you. all in. the city please some point or a zero or false. right now larry i don't know small but i feel called hot babe can. you see can see. it was a few contin filmy buddies you get up a good necessary. call segues

a cigar of made all that. why do you need me. to name that. place about me that won't let up simply miki. it's a record of your case you fucking. gives up it's a crowd. of cessed if i want to hear yes i prefer to school no chimp in use. said i'm out of turn feeling all. credit to you little itty so there's a good look at the hurtling. brad turned a little bit ago and. there's

a little. i can. see here. in iceland where the two thousand and eight crisis really hit hard fanny whose house was repossessed is now desperately looking for a new home. her debts had reached such a level that the government measures to reduce household indebtedness were insufficient to help her she's been taken in by her sister.

training very young. rats. and they save lives. continuously emphasize about. iraq as a slogan maybe. but in reality. united. what is happening.

like many of the inhabitants of this little volcanic island in the north of europe fanny thunder self overindebted despite having made no mistakes because here most mortgages are consumer price index yet due to the crisis and the fifty percent devaluation of the icelandic currency inflation soared as a result mortgage repayments suddenly doubled and many icelanders found themselves drowning in debt. weird. along with. their will going to get missed to sit.

in after school. or how a book. with a woman it was on the market. is that. good. i mean most experts talked to assessment along with. him. here. when spread liberty you were. in the millions because. ever heard tickets will allow me. to toss eisemann a police escort. after q. how hurdles are

the book at the throne. and with the millionaires. hello. thank you alan. do you come after me learned. thank. you but i. acted like. nothing. quite macafee. after several million if. as long as a person can pay off their loans they were given the red carpet treatment everywhere but once that person can no longer meet their repayments things get more

complicated today most consumer credit companies have been acquired by major banks such as. by credit. whose debt collection agency very eager to stay in touch with their clients you see it is pretty simple if you. don't mean that you should buy the. last thing you. want but the basic stuff i think you have certain of what you did i'll show you. he did all the work against people change. excuse. me. what do you do with this you'll. need to let that animal to seek you.

they found. that the kids it was it made them a new. me it was it was indeed. it was invert they'll see where you. like let me spend. to trust someone. the publisher wanted to don't want to. hear. from general type of police who could be unofficial misrule sure on that also in the movie you're ruefully of do you want to know i do to you. do to trust him not to wanted to do. when your doors are not clearly to steer through them move don't move did or q. or you was. involved some to film. them opened and shut for good when and if the whole looks evil to look at the until she did was a simple something they need to. people. you saw. it all say

a kid even then you tell it off till she to see to it she too to know the strain create the suppressor most feel and it will. in the autumn of two thousand and eleven americans took to the streets on mass to protest against the greed and cynicism of their banks who had made huge profits selling toxic subprime loans to probably knew that if they got into trouble the state would step in to eventually bail them out because given their financial clout the whole system would collapse if they were to go under there were simply too big to fail and. one of the leading figures in the occupy wall street movement is the american anthropologist david graber

a specialist in the history of debt and one of the inventors of the slogan we are the ninety nine percent of those who own less than the richest one percent there was about a period of three or four months after two thousand and eight where people. we're all saying you know what is dead anyway what is money why do we have the systems through why is find it so important is this even capitalism to even want capitalism fall open you know all questions seem to be open because everything we just simd turned out to be wrong centrally for thirty years they've been. saying well you know capitalism might not be a very pleasant system but it's much better these people who are running the system might not be very nice people but they're really smart and they're the only thing that works and there's you know they know they understand what they're doing you don't just shut up and leave it to the experts and it turns out all these people who are supposed to trust their expertise were either complete idiots or scam artists or both how they could imagine it would lead to anything else is beyond.

what would it be. in spain widespread evictions by the banks of over indebted families gave birth to a vast civic resistance movement in two thousand and nine and barcelona outraged militants set up the ph platform for victims which currently comprises two hundred fifty neighborhood associations across the country. and. the laws there. said that he was there. and. in

those. means that i think is emotionally and he said. yes if. i get. the. but i guess i mean. me and if we imagine that that's too much maybe mrs miller is a patient or a list of the most that is with his match on me an email you know they feel mass. and this made. us know in. your understand there man that the main objective was to reform spanish mortgage lending laws according to which when a bank repossesses a property the outstanding debt is not automatically cancelled with the bursting of

the property bubble and the plummeting house prices many families found themselves up to their eyes in debt even after having sold their homes. in madrid the ruling conservative people's party plucked the reform but in barcelona on july twenty ninth two thousand and fifteen it was unanimously ratified by the catalan powers thank you for the racist las. but i guess i mean yes. a lot. but i was there any particular like you live. in this house here. when they. look anything. like you left.

you out there is the us so local so even that. i mean. make. me. into any. there's interest of either as a lot of them as in the whole bit of messenger stuff other. companies the soul and their warm. and those music. and those people are starting to see more better we're not poised to hear the mazda by the way me higher was completed. in those than when the media would have. been the last west army assy the. second

paragraph was interesting with tommy their little bit will go in that is the end of . the thing when the millers needles you in no way i knew was infallible and they pay sawdust into. the capital i mean this is entirely labelled as is less than see the little in that is. this is in a way to get a bushel. a in any of our silos how you are generally a bailiff a. this situation is particularly worrying in the northern european countries in sweden norway finland and especially here in denmark where the rate of household debt is currently the highest in europe three hundred percent of disposable income doubled out of the u.k. triple that of france or germany over the past twenty years the danes have gotten massively indebted encouraged by governments made access to credit very easy.

when i'll show seemed wrong off but all just all. the balls to get to shape out just because you add to it and gains from it because of the trail. when so many find themselves worlds apart when you choose to look for common ground. prescribe medication is widespread on the us market and a frequent cause of death at that point in my life. like everything was ashes my family was literally coming unglued i had actually planned. to commit some sight

was all who was made antidepressants so commonly used we were doing what the doctors told us to do we were being responsible and what the real side effects. was is literally all to what i did was done on a cocktail of lethal drugs. just because something's legal doesn't mean it's saying. well you know that hard they were kind of adopted because we were called pirates a lot. i mean they're in this small ball and sniff it hard push ups and it's scary . the little self to big fish already ninety percent of the dot and it won't be calmer.

conduct fifteen's. seventeen tons they do it several times a day with a big fleet and all you get an idea on why. you have to understand we can not stay still and just. be with miss b. the old boy you are. doing this because i want to the future. can generations to have and enjoy the ocean we have. it's. going to go. through.

in the stories that shaped the week britain's fifth terror attack this year saw thirty injured in a chub train explosion on friday the second is now under arrest. tension escalates again in the korean put in shira's pyongyang responds to the threat of further washington by sanctions with another missile test. russian submarines strike i still targets around the syrian city of debtor's all while peace talks between the country's government and opposition result in a breakthrough agreement.