investment bank marked the beginning of a huge financial and economic crisis that would spread worldwide. the likes of it had not been seen since the great depression of the thirty's a wave of corporate bankruptcy is followed with considerable loss of jobs. people blame the bankers like here in iceland where eighty percent of the banking system collapsed and even more so in greece where the state teetered on the brink of bankruptcy. with the crisis of public debt skyrocketed as did household overindebtedness a veritable scourge that would affect one person in twenty in europe especially in the u.k. . five years the guy me and my husband split up. i actually kicks my husband out and miss out a big impact on my children so i think at the time then i had a lot of making up to do to them and at the time i thought that the way i needed to

make up to them was financially so i would just try many out them and christmases i would go ridiculous spend ridiculous amounts of money like thousands of pounds on stuff they didn't need and work like they'd probably play with once they go in the war. so i strike twice i was stuck ten i did it i took out a loan but then one line wasn't enough so i had back then i took another loan to pay the loan back and the how to start game bigger and the debt started getting bigger and it was foreign out of control. like many other british people sharon fell into the trap of easy credit with online catalogs where with a simple click one can buy all kinds of products on credit often with annual interest rates of up to thirty percent. it was so we say it was so easy to go online and go yeah it was my name my address my details yeah thank you very much man. new account they made that made it too easy for me to get into that.

as for philip he took out loans to supplement his meager pension but he went under when the government abolished his council tax exoneration for the elderly. whether do i did three very well because of the worry over the weekend. i was actually going to bed i've been a wooden like oh. good god i've got so. to get to built up so much scared me so much. i didn't know what to do. i'd lost complete national company or were. going to absolutely work out he was hungry looking for money. or down to a phony. it was one of the clubs without fail from pride that i compiled and that that money you know the bankers were helped by the government the

banks got into trouble and all the big bankers got big. think on the government by the banks but i didn't think of the ordinary the ordinary men and women that. lost money through the bank and so because the bank to banks had been out of the government. the infrastructure for the proof of the contrary to all but disappeared you know there were a lot of cuts. i'm just trying to make my underway because it's changed yeah i'll go on the figures in front of me all right. thank. you but yes you want to speak that's advice that's right let me let me just get everything up here for you sharon regained hope thanks to the advisors at step

change the u.k.'s largest debt charity which specializes in debt problems in two thousand and fifteen they advised on average over one thousand five hundred people a day because in the u.k. the price of economic recovery has been very liberal austerity measures the driving down of wages and drastic cuts in social welfare. the definition of problem that is not straightforward our government defines it as anybody who has been at least three months behind their debts in the last six months and that's eight point eight million people in the u.k. that things can happen you know you become ill you lose your job your relationship breaks down here become a casualty most important in those circumstances is you get help to get back on your feet because the cost to wider society of people being and are here huge over half the people who come to us have had to go and see their doctor about mental

health or other issues just to give you certain and general impulse price ok with the enforcement is we do need to meet peaceful entry into the sound because what they'll do to introduce a controlled goods. so i know you know that it's time for you to keep the door shut just try it again and so. at the time i felt like it was just may and i would else was financially following and it was only me. it was suffering. all right. and i was the only one. that was actually having to do with living like this and living with the fear of losing my head a milesian opposition isn't being homeless with my children having my children taken away from aches i couldn't look after them properly.

by way of a strange paradox people who are deeply in debt feel terribly alone and yet they are increasingly numerous. in france over one person in ten admits suffering from financial difficulties like dominic who is made redundant three years ago in strasburg. he has resolved to go and see the creases association whose initials ironic a stand for. regional chamber for social overindebted this has become a mainstay of social assistance for those who find themselves in a financial dead end twenty five associations in france six hundred voluntary staff who would like step change still engage in face to face interviews the leak. do you know. if you want to. let go thank you they don't want for you to favor.

more on that of the. innocence or when it's most true it was a joke. no. less interesting or you really did exist and some. of the the most very thing was really. a result of all the thinking. that. critical so natural so from. zero it's. the same for your goals and this is. you know to be more. to get all. i can walk on home. video.

press who are the. normal so no idea. there for me with the families on. the wrong. place who only put in here twenty four meters it's interesting that. this was a. city just. because it. was all go. together. but it was a rule it's put off as a who. at the voluntary advisors are often former bankers who now retired have decided to change sides as it were their kind of repentance here the volunteers share their past expertise like the chairman of cases strasburg. a former lawyer a voluntary advisor for ten years and

a tireless militant in the fight against overindebtedness. last. really classic. movie the. day the don't worry i started to. kick priestly money to. the muscle. and. on the whole court day to share a leaky boat or just to. see he did the stark he. felt that he.

was. in it lost in the chaos he lists not only to typically australia will today sit down they'll know. all she. could pull of monks ski courtsey. chaos. sick a good. cobol . to say she. said the unique model because it is that the sea sick of any dish you. know no york. city police some point zero cost. us and you don't quite know larry i don't know a small town i feel called hot babe from new york you see can see.

the day on. your local. permissibly up you know if you contin filmy buddies you expect get up a sudden get necessary. call segues a cigar of made all that. supper to the sliding it. was all said you got to go to name that. place about me that you want it up simply me here. they. say because if i did your case you should have a good. time. gives up it's a crowd. of cessed if i want you to prefer to school no chimp and use them up said i'm out of town and feeling all. the credit to your liberty so that

you could look at the hurtling. pulpit outearn that little bit of the moon. but. i couldn't. see. anything you. can. see here. in iceland where the two thousand a crisis really hit hard fanny whose house was repossessed is now desperately looking for a new home. her debts had reached such a level that the government measures to reduce household indebtedness were insufficient to help her she's been taken in by her sister.

applied for many clubs over the years so i know the game and so i got. the ball isn't only about what happens on the pitch to the final school it's about the passion from the fans it's the age of the super money kill the narrowness of spending two hundred twenty million fly a. book it's an experience like nothing else going to because i want to share what i think what i know about the beautiful guy breaks a chance for. the six points. about your sudden passing i've only just learned you worry yourself and taken your last wrong turn. you're out caught up to us we all knew it would i tell you i'm sorry finally i could so i write these last words in hopes to put to rest these things that i never got off my chest. i remember when we first met my life turned

on each breath. but then my feelings started to change you talked about war like it was a cave still some are fond of you those that didn't like to question our ark and i secretly promised to never be like it said one does not leave a funeral the same as one enters the mind gets consumed with death this one difference i speak to now because there were no other takers. to claim that mainstream media has met its maker. these are most familiar with. wonder when the handbook for color the city the. burning in the thin the more took all. the little.

there's a road reserved in the right channel four in the afternoon an older man to record for an earth or forth on the cliff is a moment a look on the years as a local little kid on the one that was in the beginning to see all. of those laws. oh so help us all if i thought that they'll fall. but. like many of the inhabitants of this little volcanic island in the north of europe fanny thunder self overindebted despite having made no mistakes because here most mortgages are consumer price index yet due to the crisis and the fifty percent devaluation of the icelandic currency inflation soared as a result mortgage repayments suddenly doubled and many icelanders found themselves

drowning in debt. their make the label either a monthly. or along a minimal or. put into from their will get to get ignace to sit. after school the first. hour or. two from to london. with a woman it was on the market but not in their thinking hike along with. a lack of answered yes to a good job. i mean most expert we talked to assessment along the him. here. when the speed limit and you were.

at the barca. in the millions filtered or six million. think it will only. to those of us monopolies let's cut. off the queue. at the bar. and. throw millionaires turned. around as have. you come after millionaires but the zero zero zero s. malcolm in your midst you've been a part of. solomon ya lot and acted like them but i. think you process. after throw caution to any of the several million if.

as long as a person can pay off their loans they were given the red carpet treatment everywhere but once that person can no longer meet their repayments things get more complicated today most consumer credit companies have been acquired by major banks such as. financed by credit. whose debt collection agency i'm very eager to stay in touch with their clients you see when i'm just trying to think of them in a few minutes longer found nothing to shoot for if you think. it takes off six or you know of course she will feel something. as well but. i think you just don't know what you're going to show if you. don't want to act against people. can look at the before. excuse. me.

yet. you know when you die because you'll was there it is all full of need to let that animal to seek you well walking dogs all. the usual. daily fun need to keep this you want it the kids it was it made them and also send them an email but we me it was it i was ina do the damage they did was they make of it was invert they'll see whatever use as well as google to like let me suspect says it best they come said only guy exclaimed oh not really to trust one critter only publish on if you don't trust us more not a lot of corporate law to pop out and we are in fact to hear. from general type of police who voted for the unofficial mr shawn that also in the movie you'll hear it was relieved to know and. the answer to. the new testament until a few notes yes you want a traditional one of those are not partial or clearly through syria through the

moon don't kissimmee or digital q. or you wasn't interested. in bold sunday film. little can from all balderdash for a given that if the whole looks if it looks like the ontology david was a simple something i need to. people some don't. it's a little say a kid if you ninety philadelphia she could see two to notice tween clytie suppressor and once you're on the low. in the autumn of two thousand and eleven americans took to the streets on mass to protest against the greed and cynicism of their banks. profits selling toxic subprime loans to pull the knew that if they got into trouble the state would step in to eventually bail them out because given their financial clout the whole system would collapse if they were to go under there were simply too big to fail.

one of the leading figures in the occupy wall street movement is the american anthropologist david graber a specialist in the history of debt and one of the inventors of the slogan we are the ninety nine percent of those who own less than the richest one percent there was about a period of three or four months after two thousand and eight where people. were all saying you know what is dead anyway what is money why do we have the systems why is find it so important is this even capitalism to even want capitalism fall open you know all questions seem to be open because everything we discern turned out to be wrong socially for thirty years they've been. saying well you know capitalism might not be a very pleasant system but it's much better these people who are running the system might not be very nice people but they're really smart and they're the only thing that works and there's you know they know they understand what they're doing you

don't just shut up and leave it to the experts and it turns out all these people who are supposed to trust their expertise were either complete idiots or scam artists or both how they could imagine it would lead to anything else is beyond. me. what would it be. to. be seen. in spain widespread evictions by the banks of over indebted families gave birth to a vast civic resistance movement in two thousand and nine and barcelona outraged militants set up the ph platform for victims which currently comprises two hundred fifty neighborhood associations across the country.

and around the better they. can break the laws there's a day. he said that in the professionals they eat. until they are. in those. means that i think is emotionally he said. yes if you want to get cynthia. i. don't. get upset. but i think i mean. there are people those things because eight million me and if we imagine the best we must marry mrs miller is a better reason to list all you can say you must there is with as much on me an email if you match. and there's maybe. a good no in.

the for your understand there man that the main objective was to reform spanish mortgage lending laws according to which when a bank repossesses a property the outstanding debt is not automatically cancelled with the bursting of the property bubble and the plummeting house prices many families found themselves up to their eyes in debt even after having sold their homes comment that here in madrid the ruling conservative people's party plucked the reform but in barcelona on july twenty ninth two thousand and fifteen it was unanimously ratified by the catalan powers. that feel bassist las. but i guess i mean yes is. a lot about i was this out there yes any particular like you live. in the south yeah.

when they. look anything. like let's. let mr. spanier focus on the split. you start there is the end of miracles so locals say even their interests and i mean. make. me. into any. nancy and justify the visit of them as in does a bit of this into stuff other. companies be sol and their war. and those muses and the thinnest peas are starting. it would know was defeated by the enemy

hype was. there beside those kindles like so many i would see that that is the day it is a. situation is particularly worrying in the over the past twenty years. that's the problem in this new reality is that it will be no resting in peace there is no death anymore people will. hold this against you so. you put themselves on a lot. to get accepted or rejected. so when you want to be present injured. or somehow want to. have to go right to be close with what before three of them or can't be good. interested always in the waters of. the

ship. but first like when you all know it's coming through inspector. if somebody would've been told me because i'm going to spend my life for two plain committees i'll talk to story corps some of them sold it was clearly seen. every night although we were attacked by the arabs or we will attacking them and we will extremely shocked and saying that's not possible i'll make those move to such scenes and then disorder us and myself from the work of sleeping with. the house with the prisoner we've all dealt with over the they all. believe much second class citizens in the on call. it was like and i think in my head

that there is no way to be able to live together without tearing down the street was. i. think. i. thought i. regard. a little bit. i knew i. was not. the headlines are not a muslim nations push for ensuring slim to be recognised as the palestinian capital inside the us no longer has a place in the middle east peace process after shifting position on the city status

we can damage the us decision and your view so that every possible step must be taken supreme implementation of this illegal. action by the u.s. administration become a big breaks it bloody fit to reason may it's even her own and pays rebel to live parliament to veto any final deal on leaving the view and. says the backlash against police in the u.s. state to be cheap enough that they can and the eleven year old girl.