looks askance at multilateral agreements he cancelled the transpacific trade pact the paris climate accord he has proved problems with nafta or your brand new deal he pulled out of the iran joint comprehensive plan of action which is a strategic catastrophe iran had no nuclear weapons gave up ninety percent seventy percent of its fissile material kim jong il and great deal he's done nothing correct and so the need for multi-lateralism is important and i think mr trump tends to reject that you wrote a thought full pre summit column how much of what happened in brussels surprised you zero while zero. in fact in some ways i think it was a bit worse than i had thought because i at least hoped that the european leaders would have shown a little bit more zillions and backbone but they work out and they made very very polite reclined was instead of telling mr trump now listen here we are doing a lot more than you think and for example this notion of two percent spending on

defense right so bad idea under the under the obama administration made no sense nato spends fifteen times more fifteen times more on defense than russia does while the issue is spending it more smartly that's what we need to do we don't need to spend more because that's not going to make a huge difference but spending it much more smartly stats the issue that we should have pushed for a very long time as you mentioned before mr putin was watching you now on to helsinki after a quick round of golf in scotland but if you were advising this president what. and assuming he listens what would jew suggest that he ask or tells lattimer putin when they're one on one first i don't think the president listens to anybody. my advice would not be welcome it's very clear what i would do with putin i would say first of all we have to sort out the intermediate forces nuclear agreement

a new start because we cannot afford a nuclear arms race we need to do that second you have been interfering in our elections and if you continue to do it you will really be sorry and this is not an idle threat third we have a real problem in ukraine we might we might be prepared for a referendum in crimea if it can be done on a democratic and open basis and regarding syria we need to abide by the previous agreements that have been made we need to have a campaign against terror which we have got to do but these are the steps that we need to take and then i would outline them but i would not try to do what franklin roosevelt did it you all turn by purposely attacking winston churchill to try to gain favor of joseph stalin right roosevelt try to use his personality with stalin and it did not work if trump tries to use his personality with lottery or putin i'm

afraid it's not going to be a formula for success well nato is the most recent chapter helsinki will be the next chapter pull back and take the wide angle shot in the aggregate how has donald trump weekend or changed how people around the world think of us let me put it in a different perspective because the answer is entirely negative what's happening in britain is not isolated to britain right. as hitler and napoleon learned multifocal war is not smart the united states is engaging on multifocal wars. we have tariff and trade wars with europe with china we now have got a confrontation of sorts with nato. we cannot engage in all these wars simultaneously there's no way we can win them after harlan ullman come again. coming up three words that make too many americans cringe student loan debt an

expert explains how to get out of debt and how to avoid problems before you know borrow this is the big picture on our team america. was a change agent writes about is a nice way to say he's crazy and he's going to go into any situation and just over turn the table and say let's start from scratch was exactly what is needed for the united states because the united states was very poorly positioned to head into the twenty first century so we need a guy like trump to come in there and just you know knock over all the pieces on the chess board and start playing checkers i mean and start all over again. like a bull in a china shop donald trump style and negotiation skills were on full display at this

year's annual nato gathering he was not shy about how he feels about the alliance now that from putin summit is front and center be a mere photo op or something more. if you're a new parent congratulations and start socking it away now twenty eighteen plus the eighteen years before your baby goes off to college equals twenty thirty six and that's the easy math by the year twenty thirty six the total cost of an undergraduate degree two wish one room and board and supplies all in at a school like harvard mit or stanford mere one hundred. sixty seventh now just over three hundred thousand dollars in eighteen years so for your

newborn's future google five twenty nine plan and if you start saving now stick with it your earnings alone will pay for about a third of your child's college education back to present day if you are a college graduate your school death plus groceries plus rent probably will match out each month home mortgage a distant dream a new car loan it's a catch twenty two you need the new cars so you can drive over to pay the loan it's a formula for stress senator elizabeth warren of massachusetts is pushing legislation to enable burra words to refinance at bank rates she recalls that president trump talked about student loans when he was on the campaign trail campaigning on the idea that the federal government should not be making a profit off the backs of hardworking students but talk is cheap so what are

your options let's ask cat she is a student loan expert from student loan hero dot com kat welcome thank you well thanks for having me there is an interesting story about how student loan hero dot com was founded tell us about that. sure student loan hero was founded by our own c.e.o. andy he graduated with over one hundred thousand dollars in student loans and really didn't know where to start with his that and when he try to work with different loan servicers to find out what his options were they really couldn't help him so he ended up having to do a lot of the homework himself and through that journey he started student loan heroes that way other people he could help them find their own options and find a way to pay off that debt senator warren's crusade to simplify the reify of student loans suggest that the process is more complicated than for instance refinancing a mortgage yet your website features in-depth reviews of various lenders who do

is a trickier to reify student loans than other kinds of debt. it's absolutely difficult to refinance your student loans that other forms of that especially if you have federal student loans right now there's no way to refinance your loans and keep them with the federal government which means you give up a lot of benefits like access to income driven repayment plans and even the ability to get your loans forgiven the only way to do that is the only way to do that is three financial loans with a private lender which means you give up all those benefits i think oh bunch of viewers who may have dozed off woke up when you said loans forgiven. it seems that the government can't seem to find a solution to lowering student loan debts but cable t.v. network tru t.v. has it recently debuted a game show where contestants compete to get their student loans paid off i'm sure there won't be any shortage of contestants there is this the only way some can get

relief. no most important thing is you don't have to wait for your chance to get on a game show there are ways that you can reduce your payments and even get your debt forgiven if you have federal loans you can sign up for an income driven repayment plan which extends your repayment term and caps your payment. at a percentage of your discretionary income some people can even qualify for a payment as low as five dollars which gives a lot of much needed relief and if you work for a nonprofit or a government agency you can even qualify for a loan forgiveness after ten years of making payments wow is there a legitimate way that borel workers can reduce their payments when you said five dollars my ears perked up but on talk radio i hear a lot of fast talking commercials for services offering to lower student loan payments and they sound enough like those credit card consolidators who only prolong the pain that i'm suspicious are the shark infested waters

and what sort of arrangements should struggling grads avoid. there you have every right to be suspicious a lot of those places promise these desperate people much needed relief but they leave out the part where they charge them really exorbitant fees and for the most part the things that they do is stuff that you can do on your own for free they'll sign you up for an income driven repayment plan or say they'll submit your in information for forgiveness but that's stuff that you can do on your own through the federal government there's no need to pay someone a fee to do that for you and you explain that on your website at student loan hero dot com absolutely if you sign up for our app we'll talk you through all of your options and how to go about submitting your information now at student loan hero dot com your list certain circumstances under which loans may be forgiven and among the terms you use is forbearance explain what forbearance is but forbearance is

different than forgiveness forbearance is something where you can temporarily postpone making payments while you get back on your feet if you've lost a job or if you're dealing with a medical emergency it's a way to give you some time to get a new job to get things resolved so that way you can start making payments and during that time you don't have to worry about entering loan to fall. all of the above we've been discussing is basically about payback options coping on the back and with debt incurred by admittedly inexperienced borrowers that eighteen year olds tend to be so on the front end what advice would you offer those shopping for a student loan. well before they ever even start the student loan process i'd recommend that they exhaust all of their grant and scholarship options there are thousands and thousands of grants and scholarships that go on claims and that's free money that you don't have to pay back so that's a good place to start after that make sure you look at your federal loan options

first because they tend to have lower interest rates and you have more repayment benefits but then finally if you do need to fill that gap make sure you compare offers from multiple private student loan lenders so that way you get the lowest interest rate something else that caught my eye on your website is college for everyone are people who attended two year community college or vocational training schools less prone to college debt stress than four year grads simply because they've only bought half as much college time. absolutely so what we are seeing is that the average graduate of a four year school they leave with over thirty nine thousand in student loan debt whereas someone who goes to a two year school or a trade school they're often leaving with a third of that debt simply because those programs are so much less expensive and so we're finding that a college degree is no longer necessary to be successful getting a trade can actually be a much more lucrative way to go i will never make as much money as my plumber does

thanking tetra to no student loan expert from student loan hero dot com free service. holding a bachelor's degree can boost average earnings to sixty four thousand five hundred dollars a year according to the federal reserve bank of new york that's twenty three five more than the average salary for a high school education but it's a lot less than my plumber makes we discussed not a four year degree career options with human resources professional david lewis. that's the irony right now is that if you go back to when i was a kid i was told that you get your college degree that set you want to bet. path as it relates to your career in reality right now it's almost the opposite if you go to school but you're not looking for the college path you're looking just to get out in the workforce and do something with your hands or with your brain even without a degree there are tons of opportunities out there in the medical field alone there

are countless number of positions that have assistant next to them that are tied to the medical profession chiropractic dentistry you can go ahead and you can find opportunities there i'm well without the degree the manufacturing sector is dying for talent right now there are hundreds of thousands of positions believe it or not that go unfilled every year in manufacturing most of those positions don't require any type of prior education as it relates to at least college they just need vocational and then there's sales sales positions constantly out there on the job market so you don't need to go to college to be able to be successful in this job market today and you can find a lot of different opportunities out there well without the four year of the four year degree. you know if you've got the right skills the right communication skills the four year degree and whatever it is that you have really doesn't matter you know and on that you know just to go back to a manufacturing piece for a second that industry as a whole is starving for people you're starting to see those organizations and the industry associations going into high school and even middle school in an effort to

be able to open up the students' eyes in the parents' eyes to the future that exists within the manufacturing sector as a whole. that is the big picture if you missed any part of this week's show or if you want to share it you can and thanks in advance you'll find it were to find all our shows at you tube dot com slash the big picture r t m holland cook in washington back next week and tweeting in the mean time holland cook so let's hear what you would like to see on the big picture question more.

lenient. i think is an outstanding person because he took on the most powerful agency in this county or you'll be to stay if you look at it from the analogy. marc was the day that when he was five. going to be in the sheriff's most contentious critics say he is the first time i noticed something wasn't right. pretty much when he first started the corruption in palm beach county is not something that he. and the wing wasn't what i wanted to.

have more in this county then some states have had. to go and went to. begin featuring. this. the sheriff's wife sonya squash you like a bug you know we should stop clinicians there to let me stop i believe what i'm doing also it's ok you know it's your funeral boating f.b.i. raided p.b.s. and critics do going to house. i snuck out of the united states. into russia political. men they know bad wolf. any kind of presence of the united states you know region if they want to continue their idiom when will they you know any. we against of they do want to know region

in the region if you go to your region does quote. understand the goal the president. of the united states trying to be you know region against any kind of expansionism any kind of a you know any way you know it is there's a any other kind of. i there i max guys or this is the kaiser report yeah way to keep moving around down the child valueless. stacie max do you remember under nixon president nixon sounds like a david bowie song do you remember your president nixon well remember he had the mad man policy he acted like

a madman against the soviet union and other communist states of that time he believed the madman policy would scare them so much that you know this guy nixon might nuke you all and well kissinger used to go over to you know north korea and say you know we're or afraid of nixon he's so crazy we don't know what's going to happen i hope you guys come to a settlement you know say well about what. richard nixon. yes of course and i think they made a film about that and here's a tweet from zero heads craziness becoming strategic nato leaders in panic mode ahead of trump visit of course trump is over there visiting as we speak and if the people are well it's hard to tell who's crazy or trump or the protesters but nevertheless here's a quote we used to roll our eyes at trump's policies but now we're seeing the craziness becoming strategic its senior e.u. diplomat told reuters we now have to seek out all kinds of partners to further our

goals so this comes after his. you know quite a memorable speech in front of a big crowd in america where as i dissing nato and calling them free loaders and bases. and saying what's wrong with being friends with china and russia before the election i said trump was a change agent right so that is a nice way to say he's crazy and he's going to go into any situation and just over turn the table and say let's start from scratch was exactly what is needed for the united states because the united states was very poorly position to head into the twenty first century so we need a guy like trump to come in there and just you know knock over all the pieces on the chess board and start playing checkers i mean and start all over again. and so that's what he's doing and nato is on notice it's a bloated bureaucracy it doesn't really do much for anybody except themselves like all these big multinational globalist institutions and the bully bully for donald

trump certain the weapons dealers and we had talked about that they were concerned about peace breaking out the world of course because then they don't sell weapons and there's no reason to stockpile them but if we've had decades of diplomacy in plain language where our president said oh really you need zero people should spend more of your budget on military and defense and instead of the us basically providing the entire budget for nato and never work so here he's coming in like you know calling them out publicly so this after trump continued his theme in recent remarks of nato allies freeloading for not paying their dues and treating the u.s. like schmucks and further that. is that the quote yeah i think what he said that nato is treating the u.s. like schmucks trumps nato's trading america like schmucks yes that's a new york kind of lower east side in your face kind of thing isn't it i love that i love that about this guy and then further he also said that nato is as

bad as nafta lately he's repeatedly braided other member states for not living up to in twenty fourteen plays to reach two percent of g.d.p. on defense by twenty twenty four only three european countries have reached that mark he's expected to urge other governments of the alliance to dramatically increase military spending lower import tariffs quote this is what he said to the crowd max i'm going to tell nato you've got to start paying your bills united states is not going to take care of everything confidently told a rally in montana last week we are the schmucks that are paying for the whole thing they kill us on trade absolutely if brilliant is correct and that's what we need and that's what i've said all along is that all of these rotting institutions especially in the euro zone and nato medo. you know they have their own crazy man policy they they point to russia and say they're crazy so we've got to build up arms against this crazy actor in the world of course that's false everyone went to the world cup they can say that frickin russia is like you know the shangri-la

where people are happy and eating borscht and playing football is out too much like that north korea i mean it was it was to deal with i mean they're just out there you know selling stuff when down here you know i mean you're right however that nato does act like ok they use a madman policy against their enemies they say that their enemies are madman and we can't trust them and we need therefore to build up our defense so here they said you know trump said to the crowd he said getting along with russia and getting along with china and getting along with other countries is a good thing not a bad thing but of course it is one hundred percent a bad thing for the military industrial complex and for those listed on the stock exchange of course this has both c.n.n. pundits and nato diplomats in full panic mode as reuters notes quote two senior nato diplomats told reuters they are prepared for a worst case scenario that trumpet announce a freeze on u.s. military exercises or withdraw troops in the baltics and a gesture to putin said that's that's the madman policy and reverse saying that's what i said i said look at the balance sheet of america when he came in he said the

military budget too high the easy win is to pull out of south korea make peace with north korea that's what he's doing another easy way to pull out of nato because having fifty thousand troops in america in germany makes no sense and that is going to make peace in the middle east why to save money why because he's a new yorker why because he doesn't want to be a shock ok and so frickin easy just look at the balance sheet i don't want to be a schmuck you know if you go to a poker game and you're the one they don't know the schmuck is or the loser it's you you know trump shut down all these international organization the same guy who at the table to big loser if you don't know what you like america shouldn't be the big loser but i think schmuck also goes with my tweet about this because i responded to this madman policy thing is. mad man policy has been official us foreign policy since we went off the gold standard is the only way to keep other nations scared enough to keep using the dollar so it's also i think trump playing up this big like i'm trying to save money i'm trying to save money it's an order to

maintain the illusion that he needs to save money that the united states needs to save money and they need to make sure that they don't spend too much because this has value and it is good as gold well he's like crazy eddie if you remember crazy eddie from new york you would be selling stereo equipment these prices are insane so like trump goes to these institutions and this is like we're going to save you like thirty billion dollars you just put away the nukes put away all the hardware you know kill these publicly listed defense contractor stocks ok martin marietta lockheed those stocks are going to get crushed because those guys are going to be out selling hot dogs in coney island to make a living we don't need all that bloat in the american economy they're gone as soon as you can sort of those guys is going to take a scalpel to the health industry and slash those guys ok well the stock market could get crushed but wages in america are going to go up to increase yet he end up in jail yes for fraud. care i believe his name is great so anyway so now we're going to move on to crazy man and farts ok because of course that's

a natural segue it's a natural segue and i know in our second half you interviewed fifteen year old oliver morris so when he watches us he'll be able to get some giggles out of us saying fart the headline is bill indicates trump's intention to dump w t o report so i believe this is from dow jones market watch so i can say fart because it's from their headline right the chump and ministration has crafted a draft bill ordered by the president that would declare america's abandonment of world trade organization rules according to access which said over the weekend that it detained a least copy of their proposal the bill essentially provides president donald trump was argued for better position for the us and big trade pacts a license to raise u.s. tariffs at will without congressional consent. largely outside the international rules governed by the w t o the bill is titled the united states' fairly simple trade act or or fart as it's being called the consensus is that it won't make it through the congress but it's him actually like

a madman to congress is that far you should know it was older for it's not good for your health they should just let it go and say that's not good health good colon health you know just let it go let it rip well what do you think about this policy of introducing this notion that the president can impose that will tear us rather than have to go through the us congress well once again the idea here is that trump is just slashing and burning his way through everything i said is also a trump got elected that this would be a test of the u.s. constitution it would be an acid test acid test of the us constitution so i mean this is what he's doing he's pushing the constitution to the very edge and really forcing congress and the american people to either go to court and defend the constitution or rewrite the constitution but he believes that america is on the was on the precipice of completely being annihilated in global trade and being eviscerated from the face of the earth and so he's taking policies to protect america and make america great again and he's not taking any prisoners he's just

it's a scorched earth policy he'll go he's the my lai incident of presidents now just go in there drop acid and go bizerk he doesn't care so it's up to the rest of the world to take action or get out of the way well of course up until trump it was only kim jong un who had he was the one madman on the so-called get crazier than kim jong un that's why he went to visit him so i could look him in the eye and say how crazy this guy i could out crazy him he's not as crazy as he thinks i'm actually like crazier and i got a bigger economy we're going to forget how crazy this guy and he's doing brilliantly well and of course on the other hand he's also been totally deranged toward our so-called allies because if he's willing to do that to his allies then the competitor nations like china which she's trying to do a one on. one trade deal and and scare into basically fixing this trade deficit right so how better way than to just rampage your way across the world insulting every one of your allies like justin trudeau and calling europeans murderers and

you know it and they're trying to make a schmuck so of course by the time you arrive in china the guys like ok my memory last time we saw of the head of china was at some conference saying we're going to be the globalist superstar in the world economy and forget america they're all isolationist they're going to become regional they're going to come provincial we're going to be the superstars of the global economy and i didn't realize that actually he's holding more than a trillion dollars of american u.s. dollars that are about to become worthless because we've got a psycho in the white house so the joke's on using a very game of thrones like this is what you do in order to scare your competitors who might want your throne is if you behead all your friends first before your enemy makes a statement it's a horrible statement. statement so the bill title the united states fair and reciprocal tariff act would give trump unilateral power to ignore the two most basic principles of the w t o negotiate one on one with any country the first is the most favored nation principle that stipulates countries can set different

tariff rates for different countries outside of free trade agreements the second pertains to bound tariff rates which are the tariff ceilings that each country has already agreed to in previous negotiations so of course i think it's quite interesting that the u.s. if they exit w.t.f. it's kind of a symmetry to china entering the w t o under was it under nixon so what clinton but they entered the global economy under nixon right when as i said in the front the madman policy began right it would be nice bookend to kind of the centuries that we dominated in this country and now we're going to be dominating the twenty first century because we've got the bigger not we've got the bigger sika we've got the guy who's going to genuinely push the button china don't play well don't build but that we're not going to do it don't be ashamed don't be a schmuck we're going to what we're going to push it now without question without doubt he's our own dr strangelove he's a dr strangelove a president which is ranging from.