in a world transformed. what will make you feel safe. high salacious for community. are you going the right way or are you being led to some. dialect. what is true what is faith. in a world corrupted you need to descend. to join us in the depths. or remain in the shallows. new york is really what america is about. when our mayor took office she was right to because of his campaign on our city being a tale of 2 cities babs and i have not and those who have not are usually the ones

who wind up being very hard out of the city has always wanted to forget about what island city has wanted to forget about the people who are buried there wanted to forget about the fact that there is a potter's field but there is a place where difficult stories are hidden the fact they were using inmates to maintain this act is very a site where 1000000 souls are buried where so much of new york city history is buried is the commands of the inequality that exist in this city for centuries. the government has in determining which sounds is it going to mean sewer and was known does it not point to ensure and it does that based on the racial makeup of neighborhoods. neighborhoods that had a certain number of black presidents what had literally bad lines trying to round them on the map. and they wouldn't insure mortgages in those areas because they

believe the property is but not hold value the brain turned on a loan they said i'm a bad risk. banks take up that same practice exact they're not going to land in those areas that meant that all these benefits were flowing to potential homeowners were flowing to whites and not only to minorities it creates this kind of racism into our ownership culture. problem ishant families big misstep and wimbledon don't know what to do got problems going to work with them living 2 doors away so we passed a law in 1968 fair housing act it proclaims that fair how are. all of human beings is not a part of the american way of life. the

lives the government is given to nurses prevent discrimination but to actually affirmatively go out and say how do we do. so the government betrays that. i find as i travel across the country that. whether we're talking about white americans or people who maybe grow but in other minority groups like the mexican americans arrest. just like the black americans what everybody wants is an equal chance to have a piece of the action that the federal government has never enforced the fair housing act and that state and local governments do not enforce the. you know you can have federal policy but it's the local administration of these policies that often the black people receive discriminatory treatment hello my name is out on washington on call about the a. part of it. hello my name is graham wellington. i'm calling about the apartments

right on park street vailable. but it is really so what does this mean it means that the places that were segregated in the thirty's forty's and fifty's they're still racially segregated to do because we haven't done anything to undo the racial segregation. in town today is over 95 percent white very few minority families living there. when fix the damage that was done we just allowed all those inequalities to continue but said from this day forward we can't discriminate sell it and fix it all of these policies and practices these systems. federal government state government and local government. they converge to sort of create concentrated poverty by the time we reach the fifty's and sixty's so that creates a situation where many urban areas you have like what george clooney would call you

know chocolate cities in the little suburbs i was happening to see this because the white house and that's a temporary thing there's a lot of cities we got that yeah every time i don't need to get. working with. you to get out because then you will be if you. feel you. know if you. contributed to tell you. there is no clue gram a promise that a president can take think that better the government can't come in the way the ground until the yes yes yes yes yes yes yes yes the condition of black veterans and white fat trans diversion even though when they return from the war they were economically similar fan. these. public housing men became

a black phenomenon. people who fall into this category a half of the society is closed. it's. not any kind of nature. slowing down on people constantly little cause of. cities isn't adequate the service neighborhoods that were heavily concentrated with african-americans garbage collection wasn't a picked up as frequently streets were repair this well the conditions the cheery that they are there is became synonymous. y'all would like to rub america's nose in this is say you're going to get it you want to reject it for at but i certainly would it would hate to think that anybody thought i said it would given up hope what i'm really saying is the society has failed the hope of the people who live

here and struggle here that's what i'm really saying they're going to go on struggling anyway whether we fail or succeed. at the same time you have concentration you also have clearance you have how a construction which is destroying black communities i would use oftentimes in urban areas a built did in the middle of black communities so there's a sort of rising anger frustration that explains. well once they became slums sardi's looked at them and said well we need to do some slum clearance.

where all those black people are all those loci is where they gone. up root in our neighborhood there did a muslim with our unity it takes 10 years to really reach israel they know what to

do in a systematic genocide. systematic as well as african american families who are displaced had to move somewhere so those families are given section 8 housing vouchers the idea behind section 8 is fabulous it's exactly what one would hope is that people who are impoverished have an opportunity to move into neighborhoods that are not impoverished unfortunately for black americans it doesn't work that way. a large reason for that is you can still legally discriminate against someone for using a section 8 voucher so landlords and most suburbs would not accept section 8 housing factors and that's perfectly legal. why homeowners deathly afraid of a black person moving next to them because blackness is associated with lower home values we share your presence in the neighborhood c c you're not in the mind of value of our homes and we're concerned with like you to move out before it becomes common knowledge that there's. family in the area. it's nothing personal oh oh it

never really was it was tercel but i feel real that we grew up in philadelphia actually originally and we were in an all black neighborhood in my life change when we moved to south jersey not far from some of the levittown type of neighborhoods and when we came in the police had to come in with us because people were throwing things at our house and terrorizing our house at night. and we moved there because we wanted a place that was integrated and we just wanted to raise our standard of living and it was the strength of my parents that said this is where we're going to be. do you think really moving here with the community as a whole. in what way i think that well the property values what i mean to go down if they are allowed to move in here in any number do you think them are 11.

i don't think it. property a crazy thing or increase and i think you purely i might not. well as a result of all these policies we created a sacred is system and because we forgotten now this entire history of how it happened. white families believe that they got where they are simply by their own hard work and determination to succeed in the middle class life. but they don't understand is that their parents could have came as an immigrant from a white country and immediately had access to loans and the ability to move into white neighborhoods and black americans whose families had been citizens for generations could not. and so it's not saying that their families didn't work hard but it is saying that their families benefit from a great deal. from action to get where they are little white americans don't see

what it's like to live in these communities the and so because of that unable to connect with what it is like to be in these areas that have been deprived of every type of opportunity. now how do these communities get seen to go for decades in these festering situation ends. here in segregated communities that have been completely abandoned. and suddenly we see them only when they burn something. to lead. to the. condition that they want their money back but not going to even want to admit it.

to what it is. just billowing out a little bit safer and all. the lead to. the lead to believe that we have not the regular basis why we must it if we're to do something about the dangers that face us now. it shouldn't be that hard to understand why that becomes kind of the ultimate outcry because it's the only way that these committees become visible to most americans.

was. the world is driven by shaped. thinks. we dare to ask.

i don't want anything. going to be i think. where is not on your plate because when you get them we're even. going to hope that it's over i'm going to get people. who are and i love the people so there was just a platter of mental image in him and he wants to hear if you need or they would publish on into the. new book the only people of. 1956 when i came out here to the farms i was 5 years old when i came here in 1990 i came from the south bronx my father foresaw the future in that area he says that's

good. and we did you know very outstanding career with the police department they took him out of the south bronx for the benefit of the community now when i 1st became policeman i was in a riot squad and a riot or any type of demonstration i was in the city i went to a. mostly irish cops on the job then and they were nasty in there tell you to move and you move you've got to stick i mean there was a lot and even you didn't disobey protest when you want. to go right to protest but you see guys. putting holes in hosier is so they can put out fires and that's just a business that is but to people. you have a right to protest but you don't have a right to do that. you sick and tired of what you are looking for yes but nothing you have a way to out to achieve your financial freedom it's pretty easy to do if you just.

find it so easy to make money that is and then think again that by age 25. years and how many many more like this for millions of dollars. down the building 30 days. or one. you can do it tonight when you waiting for one that is right over here. now is the time to buy a home now is the time to buy. it at your feet. oh. good for mom. if you could for more. seriously try to be a little less crazy.

he has a. regional player from the university of minnesota. please give. thank you. thank you. a little bit about our readers ation strong towns are ization is now evolves into a national movement of people trying to reconfigure their communities to be more financially sound. post world war 2 america the financing mechanisms of it act very much like a ponzi scheme you had this immediate sugar high with this. long term liability kind of hanging out there in the future and the last generation standings the one that's going to pick up the bill. we prayed on our fellow americans just so we

could keep the growth going and nobody stopped to consider the impact that this was going to have on real people and real families. i was bird dog. finding foreclosures for other investors. i just saw that the majority of trade in the united states was through real estate so i was determined to follow that track it was so much fun at the heights of when we were making money the company had season tickets to the lakers right behind the lakers bench. bryant's wife leonardo dicaprio literally right in front of us and we used to date. there for yet 15 years old just right in front of the hair is hanging over the back of her seat. and jeff goes dad and i go because he starts playing with the hair oh my god. anyway i digress just

a bit but. back in 9697 there was a new product that started to flood the market 125 percent loan to value and when i 1st started seeing i said this is a recipe for disaster. you'll a homeowner with too many bills or too many high interest monthly payments why not pay them off with a 2nd mortgage up to 125 percent of the value of your all less your 1st mortgage balance they went after the payment by as well they did they get a 50000 dollars 2nd for $500.00 a month go by that boat go buy that 2nd car. it wasn't a home improvement long it was a signature long as you could do whatever you want i just thought it was an exceedingly irresponsible. loan product. that's i took advantage of. you. taking you're taking someone come on. my can

quite. a set of eyes no no. the lenders got greedy and they figured ok we exhausted the 125 potential pool let's go make it super easy to get purchased money now if you were to ask me what the perfect credential is are to qualify for a home loan i honestly couldn't tell you may i help you sir. put you through on a new home loan. stated income stated employment stated stated stated which means whatever the borrower says is factual is recently as 1997 you had to put 20 percent down and you had to struggle to save that kind of money in fast forward 5 years and a busboy from a local coffee shop can buy the same house for nothing you have to verify your credit so the credit we don't have. if we can't pay cash we do without.

but you say i could run the entire american economy i mean this country needs to know more than we could pay back. or for the house of cards to stay standing it has to get bigger. so the guy that's in the 3 better one and a half bath house he's got to move up to the floor better to bat house. to house a car just kept getting bigger and bigger and bigger and bigger and bigger and bigger and bigger and it's just all on sake valuations. yeah at that point the home did absolutely become a vehicle for excess rice is rising from the case shiller index i look at it down there and i say yes this looks good it's much better than expected you look at the number and say. nobody knows where home prices are going to do.

people are increasingly speculative when they buy a house a major concern is how much can i sell this to someone else at the other. it can be called the greater fool maybe i'm a fool to buys that's a big house but i'm going to sell it to an even greater fool. if there were people who thought 50 or 100 years ago that home prices should decline with. the reason is they wear out. you. don't expect to gain the expected to lose value and that was a common view in the past. we have come as a society to place a tremendous amount of value on the home itself. and the bigger the home the better . it's interesting because levittown and the houses were meant to evolve and change as families evolved and changed over time.

the idea was that this home would be livable all your life you could have one bedroom or 3 bedrooms to. going on what your needs were at the time. this area was put in the extension of the living room or it could be closed off and become a bedroom door in the same clothes here. as you can. be enclosed here. and you can enter. from the hall. so i am coming out from the. bedroom hallway you know where all the entrances are to the best ones so it could be a one bedroom or 3 bedroom right now we created one bedroom here and there really are one bedroom that could be partitioned with a rolling wall so it will become 2 bedrooms. there was an

extension of the dynamic coming out of postwar idea of what the house provided wasn't really about the upscaling or the supersizing of the how those consider that relationship between the growth of the physical house was still somehow in balance subsequently people began to make the scale shift where the houses became just warraich. i'm in love with this indoor training hole but in a fight because. i don't think it is. a 5000 square feet on one staircase i'm going to visit that staircase. feeling very trapped home.

to see that. it's really more suited for grandma she doesn't really want to have a detached. you. think that means 12 foot ceilings on a mcmansion they're going the way that. people want to buy what they need and they don't want any extra and this has so much square footage of wasted space. they might get away with one more sale but in the years to come it's going to be tougher and tougher. on or with out on. just there's just tremendous economic dependence on this idea that we can keep building new single family homes on their own lots and that they have to keep marching across the landscape because it's a huge part of the economy depends on its health and wellbeing.

so yes so our property line is just basically the white picket fence all the way around. back up to there. so we're going to have a garden over here and a chicken coop over there gigi's a grand champion. not so much dolce. so this whole. industry of easy quick money for property did not end at the retail borrower. the developers were exposed to these funds. so these companies were going in and buying up swat some planned from these farmers at ridiculous prices just given them enough money for their great grandchildren to retire and it was just so hard to say no. and that's where

you see all of the citrus farms in the inland empire die. in of course the cities were lucky because the tax base is on real property with a house on it is far higher than farming. cities are seeing their tax base can topple literally overnight. and the developments stops. so what we've got to do is identify the threats that we have it's crazy confrontation let it be an arms race is on all sides very dramatic developments

only really i'm going to resist i don't see that strategy will be successful very critical of time to sit down and talk. is your media a reflection of reality. in the world transform. what will make you feel safe from. isolation community. are you going the right way or are you being so. direct. was his faith. in the world corrupted you need to descend. to join us

in the depths. or a maybe in the shallows. children are caught in the crossfire in a week of rage between israel and gaza is a missile from both sides of intensified all week the death toll has continued to decline we spoke to a peace activist and floyd from the front man roger was just. talking about. the barrel full of fish an israeli says shooting into. stop the madness that's the plea of the israeli president to scale strains on the streets is arab and jewish communities clash violence surges on all sides with shops fund laws cars tossed from one arab driver dragged from his vehicle and beaten conscious. intentions are.