would have literally read lines drawn around them on the map, and they wouldn't insure mortgages in those areas because they believed that the properties would not hold value. the main turned down alone. they said i'm a bad risk. banks take up that same practice. they decide they're not going to land in those areas. that meant that all the benefits that were flowing to potential homeowners were flowing to whites and not going to minorities. make this element of racism into our homeowners culture problem. it's not a problem, it's been up and like moving down there are probably going to be white, but then live in 2 doors away. so we pass the law in 1968, and a fair housing it proclaimed that fair housing for all. all human beings is now a part of the american way of life. the me

the mandate of the government given to not to prevent discrimination, but to actually apparently go out and say, how do we desegregate america? the government betrays that policy. ah, i find as i travel across the country, that whether we're talking about the white americans or people who may be robot and other minority groups like the mexican americans, the rest just like the back americans. what everybody wants as an equal chance to have a piece of the action that the federal government has never enforce the fair housing act. and that state and local governments do not enforce. again, you know, you can have federal policy, but it's the local administration of these policies that are often met. the black people received discriminatory treatment. hello, my name is tyrone washington. i'm calling about the apartment a park street,

not available. yes. hello, my name is graham, wellington, i'm calling about the apartment for rent on park street. is that still available? yes, it is. what is really, what does it mean to me that the places that were segregated in the thirty's forty's, and they're still segregated today because we haven't done anything to undo. the racial segregation live in town today is over 95 percent white, very few minority families living there. they fix the damage that was done. we just allowed, although the qualities to continue but said from this day forward, we can't discriminate. so it didn't fix it, all of these policies and practices, the systems that federal government, state, government and local government passed and they converge to sort of create concentrated poverty. by the time we reached the 50 to 60. so that creates a situation where many urban areas you had like what george clinton would call,

you know, chocolate cities in the vanilla suburb what they call it, the white house. but that's a typical condition. there's a lot of talk to the cities around. we've got new, we've got gary, some tell me we gotta work another, let me get out 40 acres in you, but we did give me the time to tell you now there is no program or promise that a president can bake. thank federal government going to come in and do their the condition of black veterans and white veterans diverse even when they return from the war they were economically similar

families. public housing then became a black phenomena. the people who fall into this category, they have to move where society is me anytime nation down and people constantly, human cities isn't adequate. these service neighborhoods that were heavily concentrated with african americans, garbage collection, wasn't picked up as frequently. streets were repaired as well, conditions deteriorated, and the urban areas became squanders. i would like to rather america knows in this and say, take a look at it. you want to reject it, go ahead. well, i certainly would, wouldn't hate to think that anybody is what i said they were given up. hope what

i'm saying is that society has failed. the hope of the people who live here and struggle here. that's what i'm really saying. they're going to go on struggling anyway, whether we fail or succeed at the same time you have concentration. you also have clearance. you have highway construction, which is destroying black community, how we oftentimes urban areas are built dead in the middle of black community. so there's a sort of rising anger or frustration that takes place. ah, well, once it became slums, are these looked at them and said, well we need to do some, some clearance.

the i choose where all black people are all located, where are they going to approve now neighborhood there do they're messing with our

unity. it takes 10 years to re written down. they know what they're doing, the systematic genet that just a matter well, those african american families who displaced had to move somewhere. so those families would give section 8 housing vouchers. the idea behind section 8 is fabulous. it's exactly what one would hope is that people who are impoverished have an opportunity to move into neighborhoods that are not impoverished. unfortunately, for black americans, it doesn't work that way. a large reason for that is, is you can still legally discriminate against someone for using a section 8 voucher. so landlords in most suburbs would not accept section 8 housing factors, and that's perfectly legal. white homeowners. deathly afraid of a black person moving next to them because blackness is associated with lower home values. the failure presence in the labor. c c c can undermine the value of our home and we're concerned, we'd like you to move out before it becomes common knowledge. that the family in

the area it's nothing personal always never is ever was personal, but i feel real bad. we grew up in philadelphia, actually originally and we were in an all black neighborhood. and my life changed when we moved to south jersey not far from some of the levered town type in neighborhoods. and when we came in, the police had to come in with us because people were throwing things at our house and terrorizing our house at night. ah, we moved there because we wanted a place that was integrated and we just wanted to raise our standard of living and it was the strength of my parents that said, this is where we're going to be do you think and grow family moving here will affect the community as a whole definitely in what way i think that all the property values will go down if

they are allowed to move in here and any number. do you think the miner thing and live in town will affect property values? i don't think that the myers have anything to do with the property decreasing or increasing. i think it's purely a white problem, not a problem. well, as a result of all these policies, we created a segregated system and because we forgotten now this entire history of how it happened, white families believe that they got where they are simply by their own hard work and determination to succeed in the middle class life but they don't understand is that their parents could have came as an immigrant from a white country and immediately had access to known. and the ability to move in to white neighborhood black americans whose families had been citizens for generations could not. and so it's not saying that their families didn't work hard,

but it is saying that their families benefited from a great deal of affirmative action to get where they are quite in their don't what site to live in these communities. and so because of that, they are unable to connect with what it is like to be in these areas that have been deprived of every type of opportunity. now how do these communities get? see, they go for decades in the festering situations, theory and beggar gay to community that have been completely abandoned. and suddenly we see them only when they burn something on the world. people might condition that down the record, but now it doesn't even once they

get out what it is, i can't really say, man, murder, it happened. we had not been willing to recognize this, right? we must understand if we had to do something about the dangers, the places. now, it shouldn't be that hard to understand why that becomes kind of the ultimate outcry, because it's the only way that these can become visible to most americans. the

the families with mark sounds good. i took mark your function, you go with a lot of good way to check the number the whole do all done. got. i've got that limit and i wanted them to go back to the work for me about the less about the news and the is the still large enough to satisfy the ambitions of jeff

bezos. you know, it's that its tentacles in so many aspects of the economy. there's nothing that amazon isn't trying to get into to step by step. the amazon empire has extended its grip on the world that was like end up being quite like a dog dog. so amazon looks like monopoly trays like a monopoly makes money like monopoly behave like monopoly. amazon essentially controlled the marketplace. it's not really a market as a private arena world where a single company controls the distribution of daily products. and the infrastructure of our economy is the, according to amazon i, i don't think they are going to me, but i can show where is that on it. but you said you can get them when even to john medical plan. so break. i'm going to get

a plan. let me pull on just a platter of me for him and he wants to hear from you on on the 2. okay. okay. you don't need me. 956 when i came out here with farms. i was 5 years old when i came here 949. i came from the south branch. i bought it for some of the future in that area. so that's a lot easier. and we did very well in the career with the police department. they took them out of the south bronx for the benefit of the community. now when i 1st became police, when i was in the right one and any right or any type of demonstration that was in the city, i went to it mostly iris cups on job them. and they were nasty. there tell you to move in, you move, you got the stick. i mean, there was and you didn't,

you didn't disobey protest or you want to put forth your right to protest. but you see guys putting holes in hoses so they can't put out fires matches to businesses, but to people's homes. now you have a right to protest or you don't have a right to do that. i just think inside of we're looking hot for you for nothing. you have a way to achieve financial freedom. it's pretty easy to do. if you just follow my system step by step, it's so easy to make money in real estate and i'm planning to be a 1000000 that by age 25. i just got my 1st deal and i'm going to do many more like this for $1000000.00. 7 deals and $32000.00 and i want to be or you can do or do what do you waiting for? and i own that one. that 1. 1 right over here. now the time to buy

a home now is the time to buy a book. i sure know get some good from i'm sure. so you try to be a little less crazy. he has a masters urban and regional planning from the university of minnesota. please give chuck. thank you. thank you.

and a little bit about organization, strong towns organizations now evolved into a national movement of people trying to reconfigure their communities to be more financially sound post world war to america. the financing mechanisms of it act very much like a ponzi scheme. you have this immediate sugar high with this long term liability kind of hanging out there in the future. and the last generation standing is the one that's gonna have to pick up the bill. we prayed on our fellow americans just so we could keep the growth going and nobody stopped to consider the impact that this was going to have on real people in real families. i was bird dog, finding foreclosures for other investors. i just saw that a majority of wealth created the united states was for real estate. so i was

determined to follow that track. it was so much fine at the height of when we were making money. company had season take us to the lakers. right behind lakers, french so totally bryant's wife leonardo dicaprio literally right in front of us. and when he used to date g l and my son will never forget. 15 years old, his nelson right in front of joseph hair is hanging over the back of her seat in jeff goes, dad. why? because he starts playing with hair. oh my god. anyway, i digress a bit, but back in 9697, there was a new product that started for the market called 125 percent loan to value. and when i 1st started seeing, i said this is a recipe for disaster. are you a home owner with too many build too many high interest monthly payments? why not pay them off with

a 2nd mortgage bill and love to 125 percent of the value of your all less your 1st mortgage balance. they went after the payment buyer as well they did. hey, get a 50000 dollar 2nd for $500.00 a month. go buy that boat, go buy that 2nd car. wasn't a home improvement loan. it was a signature loan. did you could do whatever you want with? i just thought it was exceedingly irresponsible. loan product. i took advantage of and he is taking time. i come on. good girl, mikey, mikey, mikey, hey guys, no, no. the lenders got greedy and they figured okay, we exhausted the $125.00 potential pool. let's go make it super easy to get purchase money. now, if you were to ask me what the perfect credentials are to qualify for a home loan, i honestly couldn't tell you, may i help you, sir?

i need a quick answer on a new home loan stated income, stated, employment, stated, stated, stated, which means whatever the borrower says is factual. as recently as the 1997, you had to put 20 percent down and he had to struggle to save that kind of money. you fast 4 or 5 years. and a bus boy from a local coffee shop can buy the same house for nothing. we'll have to verify your credit. so your credit, we don't have any. if we can pay cash, we do without which the 2nd run the entire american economy. i mean, where would it be, you know, more than we could pay that in order for the house of cards to stay standing. it has to get bigger. so the guy that's in the 3 bedroom, one and a half bath house, he's got to move up to the 4 bedroom, 2 bath house, the house, the car just kept getting bigger and bigger and bigger and bigger,

and bigger and bigger and bigger. and it's just all on fake valuations. ah yeah. at that point the home did absolutely become a vehicle for excess home prices rising from the case schiller index. i look at the number and i say yes, this looks good. it's much better than expected. you look at the number and say, nobody knows where home prices are going to do. oh, people are increasing back when they buy a house, a major concern is how much can i sell this to someone else at the other end. it can be called the greater fool. maybe i'm a fool device, that's a big house. but i'm going fell into an even greater for the people. there were people who thought 50 or 100 years ago that home prices should

decline with time. and the reason is they were out don't expect it to gain the expected lose value. that was a common view in the past. for so long, we have come as a society to place a tremendous amount of value on the home itself. and the bigger the home, the better it's interesting because live in town and the houses were meant to evolve and change as families evolved and changed over time. the idea was that this home would be livable all your life. you could have one bedroom or 3 bedrooms, depending on what your needs were at the time. and this area, what could be an extension of the living room, or to be close off and become a bedroom?

close here. close here. and then you would enter the hallway. so i have coming out from the bedroom hallway now where all the entrances onto the bedrooms. so it could be either one bedroom or 3 bedroom right now. we create the one bedroom here and in the rear one bedroom that could be partitioned with a rolling wall so it will become 2 bedrooms. there was an extension of dynamic coming out of postwar idea of what the house provided wasn't really about the up scaling or the super sizing of the house. and so that relationship between the grow, the physical house was still somehow in balance. subsequently, people began to make the scale shift where the houses became just large.

i'm in love with this indoor trains. hope and if i guess i don't think it is where your dining room with me a lot about 75000 square feet going with their case and kind of like back their kid. i feel like it's very track home and she attached office casita set up. it's really more suited to grandma. she doesn't really want to have a detach thing. grandma needs for foot ceilings mcmansions. they're going away. the dodo bird. people want to buy what they need and they don't

want any extra. and this has so much square footage a wasted space. they might get away with one more sale, but in the years to come, it's going to be tougher and tougher. higher when that fine here there's just tremendous economic dependence on this idea that we can keep building new single family homes on their own lives. and that they have to keep marching across the u. s. landscape . because it's a huge part of what the economy depends on for it's health and well being. don't take care. yes. so our property line is just basically the white picket fence all the way around, back up to there. so we're going to have a, our garden over here and a chicken coop over there. gigi is a grand champion. not so much dodgy.

so this whole industry of easy, quick money for property did not end at the retail borrower. developers were exposed to these funds. so these companies were going in and buying up swats of land from these farmers at ridiculous prices, just given them enough money for their great grandchildren to retire. and it was just so hard to say no. and that's where you see all of the citrus farms in the inland pyre gone the and of course the cities were loving it because the tax basis unreal property with a house on it is far higher than farming cities. we're seeing their tax base quintuple literally overnight. ah,

and the developers stopped. ah, a military mission against him. we'll conclude on august 31st. i want a phone call, who did a good to us all the quote unquote, a young girl who i really need so much. you got to do that, you know, supple companies, something will cut the cut over the whatever the month. i pay that i'm while we're in the place not to get things alicia minute. this was the right weapon against the right and we'll go from but it was

filled out through z o o z the the signing of the us to all about agreement. and i laid the groundwork for the road ahead toward a lasting peace in afghan. the stand and i know we still need that done by and does he know when i would show the wrong one? i'll just don't rule out the thing because the african an engagement equal betrayal. when so many find themselves will depart, we choose to look so common ground in

only one main thing is important for not as an internationally speaking, that is a nation's allowed to do anything. all the master races and then you have the mind, the nation. so the slave, the americans, brock obama, and others have had a concept of american exceptionalism. international law exist as long as it serves the american interest. if it doesn't, it doesn't exist. like turning those russians into this dangerous go. you man, that wants to take over the world. that was a conscious strategy. so some of it on your own. i v i v i in our lease to off in one tablet, block, nato could it's our we move east. the reason us had jimmy is a dangerous is the lie. the sovereignty of the countries,

the exceptionalism that america uses and its international war planning is one of the greatest threats to the populations of different nations. if nature, what is founded, shareholders in the united states and elsewhere in large companies would lose millions and millions or is business and businesses good. and that is the reality of what we're facing, which is fascist. it's our top headlines who are not a rocket strike in a residential area of cobble kills at least 6 people while injuring many more hands on officials. the saying a us drone hit, a bomb laden truck carrying suicide bombers to the apple. meanwhile, the taliban deployed extra security at campbell airport following her risk scenes earlier this week when a suicide bloss killed 170, including so it's in us,

marines. hundreds of other people so less injured.