so for the newsroom, you know, neil's here and half an hour on next programs and you will part of the world coming up shortly. but for now, reporting for moscow, kevin and things on and off of a great wednesday me i ah, ah, ah, ah, ah, me. mm

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i may be to get somebody when i go somewhere with back what telephone the civil recount i saw you had to oh me morning good. i was long oh i think of it

gleamed there you will. mm. it was just our family home tiny, tiny village that held out like it was just everything i can remember sitting in the house and since i've done this to my family, they gave me my code. they gave me my credit cuz they said they would do the deal. i wanted my youngest daughter to go to theater school. all that went to the window

. i got a cup of coffee they of course the 1 point one know you got whole attitude changed from being friendly to a person in the corner, given them no options and see the boy that brings us and not that my feelings in the clays deal by knows we have contaminated was good each and also by the expense of the business. the it's not just businessman, it's not, it's not like guys like me and sits in shops and ties. it's people who to have, as

a businessman, what really, really hard to build these businesses. some of them are 2nd, stop for generation family, businesses sorts fix fix integral to the whole life. so there's the business, they basically lose the family, they lose their life. corex employ 3 and a half. those employees are provided software services and hardware to restaurants, hotel chains around the world. it was a viable, vibrant british technology company. in my 1st 100 days, is the seal doing their sort of traditional 100 day review. i find some historical accounting arrows that i thought were suspicious. so i see your, you have a duty of care to tell the banks the helping lending the business money of any

concerns you have. so i went to our b s. who were the lead to bank of 5 banks that lent money to products over the years? they were the agent effectively, and i met with them. i explained that as an as a non account. and i was just concerned with historical records and all what i wanted to do the right and proper thing to do was to bring in some specialist forensic accountants to audit and review the past years the codes. so i informed the bank, i told them what i was going to do about it. they agreed to that. and within 24 hours of that, i b. s. had suddenly brought in these restructuring specialists for the business they need restructured, or refinanced or we anything. there was a historical problem. but within that 24 hour period, another 24 hours passed. and then i find that the business is basically being lever, been to pushed into this thing called g, l g,

the global restructuring group. and when i created this repeatedly, i was repeatedly told or so restructuring unit. it's like an intensive care unit where we're here to help. we will support the business. we will continue to support the management of the business and told us this potential issue is reviewed. and that was just a complete lie. ah, georgi is function was not to restructure or to support to help the management and employees of all of our business as i, as i later find me

clever restructuring group as part of ob, yes, it basically came into being in a by october 2008, just off today at the bailey's were the 1st amongst. and it was a re re spray of an existing organization within our b s cord, specialized lending services. but essentially became a vast depository for tens of thousands of business customers of yes, many of which had done absolutely nothing wrong. and many of which were credit worthy, profitable, and viable companies which were pushing through mackey elleon means. so companies were told, this was a part of the bang which was going to help nurture them back to health. it was like an accident and emergency ward of a hospital. they were informed that it was on that side. it was that to help to get

them out of their problems. and then they could be put back into the normal banking relationship with their existing relation managers. but in reality, it was absolutely nothing of the sort. g g was essentially more like an arbiter or a slot. i see that was that to cover up the, these businesses to enable us to extract the maximum amount of value possible from these for businesses that ended up in that part of our b s. mm oh my relationship with the bank of scotland went back to the 1900 seventy's when i started to become successful with the b b. c. and i think the way that these things normally come about is your accountant says all of this,

a really good bank manager and the bank manager recommends a good service to you and that sort of thing. and i had a great relationship with the bank of scotland that was built on trust. and you trusted the bank manager because he was the person who signed your possible application. he was the pillar of the local community. i never assumed that my popularity would continue. i never assumed the bbc would keep offering the shows. so when in the mid eighties i got the opportunity to earn some money. one of my 1st labs, which was flying helicopters, i then set up a helicopter company helicopter management. and that was the beginning of unique asian we moved into providing brokerage management of aircraft, including private jets, things wasn't making a fortune, but it made money. in fact, in the 80s, i was probably earning a pound doing corporate work for every pound. i made the b,

c and this was the beginning of unique group. at the time, i just thought as we became more pressure from the bank that we were doing something wrong. in the end, i thought it was my c o, who's been a friend of mine for 15 years. godfather, one of my daughters i, i thought it was his incompetence. i couldn't believe that we were having problems with the bank because we were not breaching covenants. we were operating always within the a great facility. but of course now i realize we were groomed if got you these people have gotcha me. i think brought in the

let the company that was a take viable company that could offer them the company would go on. it would pay back the money it was airing is interest. and then the bank would suddenly call in the land very, very short notice. and not even allow some of the companies to pay back the money which they had. they would then immediately put that in value into a company. the value of the company is a fraction of what it was really worth. they put in their own insolvency practitioners. they would send, sold the company off a fall list, and it was worth, and then gave for the personal guarantees of the company. ah, financial survival guide. daisy, let's learn about the allowed. let's say i'm a joy and your great grief on banks of the site. well, 3 prod, thank you for helping ah, joy,

that's right, fail. waivery. ah, ah, it's almost basically gross. you douglas go, he did. who bought? i bought a diode from our company who did on your way, but i know from politicians to athletes and movies. does the musicals, does it seems that every big made in the world has been here. let's your facebook music markups, grocery store. oh i wonder why she wasn't really difficult, but i used to live with me a global new school, but he's you said basil mix dreams. come true. every one who falls in love with it . close to one has the was the buttons net up would look like.

mm hm. 6 of the sick, 2016. my children. what? hi, milan and south ne, they had a shouting at the door. they didn't go to the door and suddenly it got more, more aggressive, banging at the door, saying that they were failing. so my daughters were absolutely petrified, so you would imagine i with 2 men posing as bailiffs. cro bought the door off and just burst into the house. they then said that the children had to leave the house. they manhandled them through them into their straight. we raced back to the children when we got back there, they were in a very, very bad state, as you can imagine crying some burnt. it was just to rend us. and then there was

just one man there who was the man who had crop up the door. we have video footage of pam i'm. we actually have photos, a pen. and i found out from the children that he was also, i rang, i like waistcoat with pockets when she failed to flute. so we were calling 999 over and over and over again. we called the court. the court said that i was on the house and anyway, i would never ever do anything they, we won't be allowed to do anything. so we then started to realize that there's something very, very old government, you know, wish you a days notice your days and what this man then said that he wouldn't let us back in our own house. i explained, i have credit to say and are needed to get back into my home. i need to go to the toilet. he refused point blank. to allow me into my own home. i sat record,

everything i have been told was completely before. finally, when the place time, i'm not show the place the pipe. what and the police say, this isn't a legal eviction needs to be allowed back into your property. when we got back into the property, we saw that they had matched the windows of our home. they had fun delights the height me and the children never got over that day because that was the day that they took out life.

i like many things in life that are truly life changing. life defining unless you've experienced that you don't fully understand it. and so observe is around the outside kind of thing, you know, was sort of a couple of friends she, she really tried to kill yourself. so all about, you know, life snippet that bad, but they weren't in the quick sense. they were standing on the rocks around the pool. i, i am always surprised the number of visitors people immediately tell me about attempted suicide,

nervous breakdowns. i'm. it's pretty gut point where it's just, we kind of expected very common that people's marriages have broken up. they've lost their family home. it is spectacularly devastating for people's lives. mm. type of fraud in this country, according to faults with university, is around about 193000000000, a jew staggering. this isn't just the back of being being involved in this is the concept. see, firms. it is the lawyers. and it also is the insolvency practitioners and the value of land who have quite cleared and it came out from the house of commons, the base of undervalued the assets that companies by over 50 percent. and very often this becomes very care because when they've been taken over, they themselves, the assets reply to the value, demand me my

name is jim mcgraw to exit daily or from santana's aboard the hotel buttons, 970 twos, 1000 tons. there was a, basically a high t has over 10 years or so. i built 15 beds in the town. taking them to the boss had about 320 run up to 2005 to say to those by my sell by date. i don't want to those sort of one and a half 1000000 to the money and gave it to the is still blind to invest torment. when our 1st choice plays deal by they were very helpful. i was all for the available and so i was and so the t v l a tailored does not. so i would say that

had flexibility and, and we give you any movement you wanted you to change if you wanted they seem to be that, that all that the thought it had no contingency and it was what it was is what you go or if you wanted to, to pay the one you had a big cause. if you want to devote more money, you had a break cause there was nothing you could do. it was actually, it was basically a talk to one. there's a time on known as they call them t v, l's. so it was in some respect, affects the moon with a really will because he had no idea what it was. and the figure would be wherever they produced. there was no way that you would be able to quantify or calculate that figure because you needed a degree in almost astrophysics. debbie, what we do falling comes in trends and i'm off. none of us not on tape of us.

we wanted to do was run my hotel do you think it would be better to have a full scale review but sales process to ensure that actually the many customers who are complaining feel there is a real form of regress. those are unforgivable situations. carter. we have to take the customer testimony and face value of the one that has to be fixed and, and prescribed. i'm fascinated with your title, debbie. it looks like something created of the bbc's, w one a. the executive director, customer trust and confidence. yeah. why do you think or institution decided to create a particular title called executive director, customer trust and confidence? i think can people who radiate lane, but there's no, there's things that happened in the past with the bank. the grit house,

full of paperwork. one terabyte hard drive is all full of banking emails on in there because with whom do you see the claim? the thing to do today i have available for you with a off season the little people have i think it's 12345 laptops not computer one through the office and one during the road and foolish jump it becomes

a cancer, you know, it becomes part of your life takes away your life and it means that you can do anything you stuck. mm we have had thousands of businesses coming to the m p. 's trying to deal with

disputes on the back of things like our biases, global restructuring group. i am obviously they h, while threading fraud is of much more extreme example of, of this kind of misconduct. but still essentially what we've identified between all the finance institutions where perhaps say we're, i'm trying to pull and loans quite quickly in order to recapitalize the banks that conduct fell by the wayside. so he pushes small business over the age, pushes me right to the edge, bankruptcy and i was picking myself up again. and while i'm at corporate level, they came off to me under my personal guarantee. and they took me right to the edge of a high call action when they knew at the highest level of hbo lloyd's,

they knew i was actually the victim of criminal behavior. and then you start to see that when the management, the senior management wanted to get healthy and get their result, they april in these dirty people. i would like to think the financial conduct authority is on top of this, but they have known about this for a very long time and not much seems to be done. and i think where they have sit up badly is the protection of whistleblowers who simply are not protected. we have new system to protect the so bless properly. and the whistleblowers be made rapidly redundant and people are very frightening. they'll verify them losing that pensions if they go on making

a fuss. r b s orchestrated to key things one my suspension. ah, despite me being the whistleblower and and to the could in place their own. nominated effectively shadow directors, which in itself is improper and under illegal and in not in that period. not only did the punish me for blowing the whistle to them, but i also blew the whistle to the one. the stock exchange, the city of london, police, the cds fraud office because doors accounting and normally were no beginning to look as if they were potentially fraudulent and criminal. so, so i then became the protected person as a whistleblower. as designated by the director of the c distraught office and the head to be candidate claims that city of london, police are based,

ignored those legal protections and kept me on suspension for 4 months during which they effectively took control of the business through the shadow directors they then put in their own advisors through consultants, and within 4 months the put the company into ministration. and then the asset strip that and sold the assets to sabu of bolts or fund who are notorious in new york has been the lender of last resort. the buyer of last resort for, for a total price, including all advisors fees of $204400000.00 pounds, 4 months earlier i was sitting on eat offers from the biggest technology funds in the planet for an excess of 600000000 pounds. so the allegation is, is that between our bias and service, they stole 400000000 in, in making an unjust gain to the loss of my shareholders. bon,

told us employees and suppliers ah no beautiful job. ocean was time on what it was a mid august. we'll start a new slogan, noise, lea, beautiful with fresh switched up the alarm. would you like that would? because if that's something you would prevent them with a wound up, that's mental percentage of your properties was for what fin the but on with the filled with like you with nice seems to them of them when he's got the west. when luck with them. so we'll do

some post a port phillip keeps them from the, from the muse. what kind of what the stuff that the thing i was given your cisco web logo showed to me as i will continue to 11 little scared little squiggly with john through each of it. but are one why do pretty good us them? i mean, on i be certain we still little do ah, ah ah

ah ah, this hour is headline stories, relatives of the u. k. cobit victims, voice their anger out the government after a parliamentary inquiry binds brave mistakes, made to thousands of preventable death. we've got stall letting these born to rule as a virus who people run things they don't understand. why is it that we allow the prime minister to match the no common sense to run a serious and then it the german city of cologne gives that green.