i will be to get to maintain i somewhere with black and white charles on the field. a tree cow. yeah. so i knew you were to pack it. oh, put you in the morning and then you know the divide, you know, as long as the days with clean there you will. mm.

it was just our family home tiny, tiny village that held out like it was just everything i can remember sitting in the house and saying, hey of i done this to my family. they gave me my code. they gave me my credit cuz they said they would do the deal. i wanted my youngest daughter to go to theater school. all that went out the window. i got a cup of coffee, the cost of $1100000.00 home i had to change from being friendly to a person in the corner, given them no options and see the boy that brings it and not that is my feelings in

the clays deal by, you know, we have contaminated with getting and also by the expense of the business. it's not just businessman. it's not, it's not like guys let me in ships and shop. sometimes. it's people who to have, as a businessman, have worked really, really hard to build these businesses. some of them are 2nd support generation family businesses. so it's, it's, it's integral to their whole life. so they'll lose the business. they basically lose the family, they lose their life. corex employed 3 and

a half those employees. it provided software services and hardware to restaurants, so tail chains around the world. it was a viable, vibrant british technology company. in my 1st 100 days is the ceo doing the sort of traditional 100 day review. i find some historical accounting errors that i thought was suspicious. um, so i see your, you have a duty of care to tell the banks that have been lending the business money ah, of any concerns you have. so i went to our b. s. who were the lead to bank of 5 banks that lent money to trex over the years? are they were the agent effectively and i met with them. i explained that that as a, as a non accountant, i was just concerned with historically codes. and all i want, what i wanted to do the right and proper thing to do was to bring in some

specialist forensic accountants to audit and review are the past years the codes. so i informed the bank, i told them what i was then going to do about it. they agreed to that. and i, within 24 hours of that i b, i said suddenly brought in these restructuring specialists who business didn't need restructure to refinance. or we anything there was a historical problem. ah, but within that 24 hour period, another 24 hours passed. and then i find that the business is basically being less than 2 pushed into this thing called g, l g, the global restructuring group. and when i created this repeatedly, i was repeatedly told or so we structuring unit is like an intensive care unit where we're here to help. we will support the business. we will continue to support management of the business and told us this potential issue is reviewed. and that

was just a complete lie. ah, g o g 's function was not to restructure or to support or to help the management and employees of all of our business as i, as i later found me clever restructuring group as part of bob. yes, it basically came into being in a, by october 2008. just off today at the bay. lights were 1st amazed and

it was a re re spray of an existing organization within our b s corps of specialized lending services. but essentially became a vast depository for tens of thousands of business customers of yes, many of which had done absolutely nothing wrong. and many of which were credit worthy, profitable, viable companies, which were pushing through machiavellian means. so companies were told, this was a part of the bang which was going to help nurture them back to health. it was like an accident and emergency ward of a hospital. they were informed that it was on that side. it was that to help to get them out of their problems and then they could be put back into the normal banking relationship with their existing relationship managers. but in reality it was absolutely nothing of the sort. g g was essentially more like an avatar or a slaughter house that was that to cover up the these businesses to enable us to

extract the maximum amount of value possible from these po, businesses that ended up in that part of our b. s. mm oh my relationship with the bank of scotland went back to the 1900 seventy's when i started to become successful with the b b. c. and i think the way that these things normally come about asia accountant says all of this, a really good bank manager, and the bank manager recommends goods for the city and that sort of thing. and i had a great relationship with the bank of scotland and it was built on trust. and you trusted the bank manager because he was the person who signed your possible application. he was the pillar of the local community. i never assumed that my

popularity would continue. i never assumed the bbc would keep offering the shows. so when in the mid eighties, i got the opportunity to earn some money. at one of my 1st labs which was flying helicopters, i then set up a helicopter company helicopter management. and that was the beginning of unique a v ation. we moved into providing brokerage for management of aircraft, including private jets, things wasn't making a fortune, but it made money. we fight in the 80s. i was probably earning a pound doing corporate work every pound i made with the b c. and this was the beginning of an acre at the time, i just thought as we became the more pressure from the bank that we were doing something wrong. in the end, i thought it was my c o,

who had been a friend of mine for 15 years. godfather, one of my daughters i, i thought it was his incompetence. i couldn't believe that we were having problems with the bank because we were not reaching covenants. we were operating always within the great facility. but of course now i realize we were groomed. got you these people have gotcha me. i think broadly in the role of black companies, it was a totally viable company that could offer them the company would go on, it would pay back the money was airing is interest and then the bank would suddenly call in the low, very, very short notice. and not even allow some of the companies to pay back the money

which they had. they would then immediately put that in value into a company. the value of the company is a fraction of what it was really worth. they put in their own insolvency practitioners. davidson sold the company off a fall this and it was worth, and then gave for the personal guarantees of the company the for months, the us in the u. k. of warren, the russia may invade ukraine, and yes, there has been no invasion for their part. the russians submitted abundantly clear . europe's current security arrangement is untenable. facts and powers. talk of war . russia talks about security. ah, the democratic republic of congo is among the richest countries in the world and natural resources. but he cannot mclee, it's still one of the poorest cobalt is an essential material in manufacturing

batteries from modern devices like electric cars, mobile phones and computers. 60 percent of the wealth cobalt reserves are in congo 20 percent of it comes from small scale mines. units have figures confirm that in 2017. more than $40000.00 children worked in cobalt mining in the republic to enter living and paying for schooling. next time you use a fancy gadget like a smartphone camera laptop, and just remember that there's a chance it works. thanks to a child, hard labor children like john michelle, henrietta. oh countless others like them. ah, no one else seemed wrong when all through just a sheep out because of the african

and engagement equals the trail. when so many find themselves well, the part we choose to look for common ground. ah ah

ah, on the 6 of the sick, 2016, my children were home alone. and sudden they, they had to shouting at the door. they didn't go to the door, and suddenly it got more, more aggressive, banging at the door, saying that they were bailiff. so my daughters were petrified, just so you would imagine. the one of the 2 men posing his bailiff. cro bought the door off on just burst into the house. they then said that the children have to leave the house. they mantle, told them through them into the street. we raced back to the children when we got

back there, they weren't very, very bad state. as you can imagine, crying some bones. it was just horrendous. and then there was just one man there who was the man who had croak out the door. we have video footage of him and we actually have photos of him. and i found out from the children that he was also wearing, i like waistcoat with pockets which he filled with loot. so we were calling 999 over and over and over again. we called the court, the court said that i was on the house and anyway, out by this, we never ever do anything they, we won't be allowed to do anything. so we then started to realize that there was some very, very old government, you know, be sure your days. notice you i days this man then said that he wouldn't let us back in our own house. i explained,

i have to say, and i need to get back into my home. i need to go to the toilet. he refused point blank. to allow me into my own home. i sat record, everything have been told. this is completely fine. the lay when the place time, i'm not show you the place the pipe. what and the police say, this isn't a legal eviction needs to be allowed back into your property. when we got back into the property, we saw that they had smashed the windows of ohio and they had fun july. the higher the me and the children difficult for that. because that was the day that they took out life.

i guess like many things in life that are truly life changing life defining unless you've experienced that you don't fully understand it and so observe is around the outside kind of thing. you know was sort of a couple of friends. so she, she really tried to kill yourself. so all about, you know, like, snippet that bad. but they weren't in the quick sense. they were standing on the rocks around the pool.

i'm always surprised, a number of visitors. people immediately tell me about attempted suicide. nervous breakdowns, i'm, it's got point where it's just, we kind of expected very common that people's marriages have broken up. they've lost their family home. it is spectacularly devastating for people's lives. mm. type of fraud in this country, according to faults with university, is around about a $193000000000.00 a year. just staggering. this isn't just the back of sort of in being involved in this is the concept. see, firms, it is the lawyers, and also is the insolvency practitioners and the value of land who have quite cleared and came out and has come to the base of undervalued the assets. a company is by 50 percent and very often this becomes very care because when they've been

taken over, they themselves the assets twice, the value demand me my name's jim mcgraw, exit daily, or from santana is about the hotel buttons, 970 twos. and that was a, basically a high t has over 10 years or so. i built 15 beds in the town thing and himself eating the boss. how did she think through $120.00 run up to 2005 to say to dollars by myself by day. i don't want to those sort of one and a half 1000000 to the money and gave it to the claim still buying to invest for me

when i 1st the 1st place to buy and they were very helpful. i was all for the readable. and so i was then saw the t v l, a tailored business. so and which said i'd flexibility in a gives you any movement you wanted you to change it if you wanted it seems to be that, that all that the thought it had no contingency and it was what it was is what you got if you wanted to pay the one you had a big cause. if you wanted to borrow more money, you had a break cause there was nothing you could do. it was actually, it was basically a talk 61. there's a time on known as they call the t v else. so that was in some respect, effectually at noon with a variable because he had no idea what it was and the figure would be whatever they produced. there was no way that you would be able to quantify or calculate that

figure because you needed a degree in almost astrophysics db. what we do falling comes in trends in a marker. none of us not on tape of us. we wanted to do was run it down. do you think it would be better to have a full scale review that sales process to ensure that actually the many customers out there who are complaining feel there is a real form of regress. those are unforgivable very situations. carton, you have to take customer testimony and face tell you about something like that and has to be fixed and, and prescribed. i'm fascinated with your title, debbie. it looks like something created of the b, b, c, w, one, a. the executive director, customer trust and confidence. one, why do you think your institution decided to create

a particular title called executive director, customer trust and confidence? i think can davis already outlined that there's no, there's things that happened in the past, but the bank regrets i've got a house full of paper work for of a hard drive. this old rule of banking emails on in there because who do you see on the claim? the thing to do today i have available to you today off in conversation with people of i think it's one to see 5 laptops, not computer one through in the office. i wonder in the road and foolish jump.

it becomes a concept. no, it becomes part of your life, takes away your life and it means that you can doing, you stuck mm

we have had thousands of businesses coming to the m p. 's trying to deal with disputes on the back of things like r b s as global restructuring group. i'm obviously they h while threading, fraud as a much more extreme example of, of this kind of misconduct. but still essentially what we've identified between all the finance institutions where perhaps say we're not, i'm trying to pull and loans quite quickly in order to recapitalize the banks that conduct fell by the wayside. so you push the small business over the age, pushes me right to the edge of bankruptcy. and i was picking myself up again and wham at corporate level,

they came off to me under my personal guarantee. and they took me right to the edge of a high call action when they knew at the highest level of hbo lloyd's, they knew i was actually the victim of criminal behavior. and then you start to see that when the management, the senior management want to get healthy and get their result april in these dirty people. i would like to think the financial conduct or thought is on top of this. but they have known about this for a very long time, not much seems to be done. and i think they have slipped up badly. is the protection of whistleblowers who simply are not protected? we have new system to protect possible as properly and the whistleblowers be made

rapidly redundant and people are very frightening. they'll verify the losing that pensions if they go on making a fuss r b s orchestrated to key things one my suspension. ah, despite me being the whistleblower and and to the put in place their own nominated effectively shadow directors which in itself is improper and under illegal and in not in that period. ah, not only did the punish me for blowing the whistle to them, but, but i also blew the whistle to the london stock exchange. the city of london police, the cds fraud office, because there was a counting, normally when no beginning to look as if they were potentially fraudulent and criminal. so so i then became a protected person as a whistleblower,

as designated by the director of the cds fraud office. and the here to be can amik claims that city of london police are vs ignored. those legal protections and kept me on suspension for 4 months. during which they effectively took control of the business through the shadow directors. they then put in their own advisors, thrown consultants, and within 4 months, ah, the put the company into administration. and then the asset strip that and sold the assets to service. a boxer fund, who are notorious in new york, has been the lender of last resort. and the buyer of last resort for a total price, including all advisors fees of $204400000.00 pounds. 4 months earlier i was sitting on eat, offers from eat the biggest technology funds in the planet for an excess of 600000000 pounds. so the allegation is, is that between our

b. s and service they stole 400000000 in, in making an unjust gain to the loss of my shareholders. born. told us employees and suppliers. ah, i my kaiser was more of my guy to finance all survive. all this is a hedge fund. it's a device used by professional galle wags to earn money. that's right. these hedge funds are completely not accountable, and we're just adding more more to them. totally, the stabilize the global economy. you need to protect yourself and get inform. watch guys record. it's been 30 years since the soviet union collapsed in misconduct. go to chill them on to what the problem yet nuclear you talk,

so shown where you also trust them one to all of them. ukraine was one of the independent states that emerge from the ruins of a super bow. i'm doing awesome. good. would you also get on google greens? come a little more, surely confusing. some of the yeah. can last new lucian with better lung or a for apple. watch at the past 3 decades, green light for ukraine. eye witnesses with cool events. this will be more or less to do to shoot with our new to know if that order. sure. i'm not sure, but about 4 months with no idea windows and what other forces were at play, the producer whom you show in shin mushy in those them, you put on the kid. what it a little bit when it shows us, it was a little versions, only slower. take a look at ukraine. 30 years out,

the gaining independence if you're gonna need your phone with us for dinner, unless you mean like unity retorted live with lush williston holding for a ah, ah,

a ah, the dollars top headlines on off you international. some western countries can't stop . i need a wardrobe. the u. s. president. 15 to the threat of a russian invasion of ukraine remains very real, but it's quite moscow announcing it was wrapping up its drills on the border. providing video is open to parting tanks to verify that with uncertainty over ukraine, pushing up energy prices, germans fear a shortage and electricity supplies could lead to nationwide blackouts. we listen to some of that concern. no politicians continue to act like they do in that foreign policy with russia and other countries. blackouts may happen. the problem is politicians are afraid of not being elected if they do something wrong, it is hard and.