why oh boy, been a some a time when i go somewhere with black and white tiles on the film. i freak out, but if i

put in a new movie, a clean there you will be it was just our family home. tiny, tiny village that held out like it was just everything

i can remember sitting in a house and saying, hey, i've done this to my family. they gave me my code. they gave me my credit cuz they said they would do the deal. i wanted my youngest daughter to go to theater school . all that went out the window. i got a cup of coffee, the cost of $1100000.00. the whole i had to change from being friendly to a person in the corner, given them no options and see the boy that brings it and not that my feelings in the clays deal by, you know, we have contaminated was good each and also by the expense of the business

it's not just businessman, it's not, it's not like guys let me in ships and shops and ties. it's people who to have as a business man, have worked really, really hard to build these businesses. some of them are 2nd stop port generation family businesses. so it's, it's, it's integral to their whole life. so they'll lose the business. they basically lose the family, they lose their life. corex employed 3 and a half those employees. it provided software services and hardware to restaurants, so tail chains around the world. it was a viable, vibrant british technology company. in my 1st 100 days, is the ceo doing the sort of traditional 100 day review. i find some historical

accounting or errors that i thought was suspicious. so i see your, you have a duty of care to tell the banks that have been lending the business money ah, of any concerns you have. so i went to our b. s. who were the lead to bank of 5 banks that lent money to trex over the years? are they were the agent effectively and i met with them. i explained that that as a, as a non accountant, i was just concerned with historically codes. and all i want, what i wanted to do the right and proper thing to do was to bring in some specialist forensic accountants to audit and review are the past years the codes. so i informed the bank, i told them what i was then going to do about it. they agreed to that. and i, within 24 hours of that i b. s. had suddenly brought in these restructuring specialists who business didn't need restructure to refinance. or we anything there

was a historical problem. ah, but within that 24 hour period, another 24 hours passed. and then i find that the business is basically being lever up into pushed into this thing called g l g, the global restructuring group. and when i created this repeatedly, i was repeatedly told or so we structuring unit, it's like an intensive care unit where we're here to help. we will support the business. we will continue to support the management of the business and told us this potential issue is reviewed and that was just a complete lie. ah, georgi is function was not to restructure or to support or to help the management and employees of all of our business as i, as i later find me

clever restructuring group as part of ob, yes, it basically came into being in a by october 2008, just off today at the bay, lights were fast announced, and it was a re re spray of an existing organization within our b. s corps, specialized lending services. but essentially became a vast depository for tens of thousands of business customers of yes, many of which had done absolutely nothing wrong. and many of which were credit worthy, profitable, viable companies,

which were pushing that through machiavellian means. so companies were told, this was a part of the bang which was going to help nurture them back to health. it was like an accident and emergency ward of a hospital. they were informed that it was on that side. it was that to help to get them out of their problems and then they could be put back into the normal banking relationship with their existing relation managers. but in reality it was absolutely nothing of the sort. g g was essentially more like an avatar or a slaughter house that was that to cover up the these businesses to enable us to extract the maximum amount of value possible from these po, businesses that ended up in that part of our b. s. mm oh my relationship with the bank of scotland went

back to the 1900 seventy's when i started to become successful with the baby c. and i think the way that these things normally come about is your accountant says all of this, a really good bank manager and the bank manager recommends a good solicit to, you know, that sort of thing. and i had a great relationship with the bank of scotland and it was built on trust. and you trusted the bank manager because he was the person who signed your possible application. he was the pillar of the local community. i never assumed that my popularity would continue. i never assumed the bbc would keep offering the shows. so when in the mid eighties, i got the opportunity to earn some money. at one of my 1st labs which was flying helicopters, i then set off the helicopter company helicopter management. and that was the beginning of unique vh one. we moved into providing brokerage management of

aircraft, including private jets, things wasn't making a fortune, but it made money. fight in the 80s, i was probably earning a pound doing corporate work for every pound. i made the b c. and this was the beginning of unique group. at the time, i just thought as we became more pressure from the bank that we were doing something wrong in the end, i thought it was my c o, who's been a friend of mine for 15 years. godfather, one of my daughters i, i thought it was his incompetence. i couldn't believe that we were having problems with the bank because we were not breaching covenants. we were operating always within the agreed facility. but of course, now i realize we were groomed if got you,

these people have got you. i think broadly, the full, what does a company that was a totally viable company? the bank would offer them alone. the company would go on, it would pay back the money, it was, everything is interest. and then the bank would suddenly called in a very, very short notice and not even allow some of the companies to pay back the money which they had. they would then immediately put that in value into a company value of the company as a fraction of what it was really worth. they put in their, in insolvency practitioners. they would send the sell the company off a fall this and it was worth. and then gave for the personal guarantees of this for the company, kaiser's financial survival guide. when customers go buy,

you reduce the price. now well, reduce the lower that's undergrad and what's good for food market. it's not good for the global economy. for is your media reflection of reality in the world transformed what will make you feel safer? isolation for kim unity. are you going the right way or are you being led to somewhere? direct? what is true? what is great? in the world corrupted, you need to descend a join us in the depths or remain in the shallows.

it's been so. yes, the soviet union collapsed. mom miss couple other little children to walk up on getting a little talk. so shown where you all swore trust on one color. tom, ukraine was one of the independent states that emerged from the ruins of a superpower or somebody. would you also get on google greens? come a little more surely confusing some of say i can last new lucian. west indiana better one more law. totally different or else one as a, as a resource for you. the business in terms of service for the 2 schools for our does ship a new for, for, for watch. at the past 3 decades. green light for ukraine. eye witnesses recall the events. this will be more or less of judiciary with our new admit order. i'm not sure, but it be about 4 months with no idea what else and what other forces were at play . you have to do so to whom you show c inch in machine. those in you put in the kid

what it, what a current suit when it shows us in was so version is old, least take a look at ukraine. 30 years out. the gaining independence organism with your phone with us for dinner unless you mean like unity retorted mostly will will. but a will ethridge. it led to confusion. ok. of lateral has done so far. i'm sick that the sick 2016. my children. what i'm alive and south ne, they had to shouting at the door, they didn't go to the door. and suddenly it got more and more aggressive, banging at the door, saying that they would felix. so my daughters were petrified that you would imagine with

2 men posing as pilots crow, bought the door off on just burst into the house. they then said that the children have to leave the house, they mantle with them, they rude them into the street. we rice back to the children. when we got back there they wouldn't very, very bad stay as you can imagine, crying somebody, it was just random. and then there was just one man there who was the man who had crow, bought the door. we have video footage of him, we actually have photos of him. and i found out from the children that he was also wearing, i like waistcoat with pockets which he filled with loot. so we was cooling 999 over and over and over again. we called the court, the court said that i was on the house and anyway, we never ever do anything they,

we won't be allowed to do anything. so we then start to realize that there's some very, very old government, you know, wish you a days. notice you days this man then said that he wouldn't let us back in our own house. i explained, i have credit to say, and i needed to get back into my home. i needed to go to the toilet. he refused point blank. to allow me into my own home, i sat record, everything i have been told was completely before. finally, when the place time, i'm not show the place the pipe. what and the police say, this isn't a legal eviction needs to be allowed back into your property. when we got back into the property, we saw that they had smashed the windows of our homes. they had found delights

me as the children never got over that. because that was the day that they took out life. i like many things in life that are truly life changing life defining unless you've experienced that you don't fully understand it. so observe is around the outside kind of thing was sort of

a couple of friends source she she really tried to kill yourself. so all about, you know, life snippet that bad, but they weren't in the quick sense. they were standing on the rocks around the pool. i am always surprised, a number of business people immediately tell me about attempted suicide, nervous breakdowns. i'm. it's pretty gut point where it's just we kind of expect it's very common that people's marriages have broken up. they've lost their family home. it is spectacularly devastating for people's lives. mm. type of fraud in this country, according to bolts with university, is around about a $193000000000.00 a year. just staggering. this isn't just the backups that have been being involved

in. this is the concept. see firms, it is the lawyers. and also it is the insolvency practitioners and the balance of land who have quite cleared and came out of the house of commons, the base of undervalued the assets, accompanied by we're 50 percent. and very often, this becomes very clear, because when they've been take may, will they then sell the assets for twice what they value them. claims jim mcgrory, exits alia from st. and is about the hotel by complaint, 172000 tons. there was a, basically a hi t host over 10 years or so. i built up to 15 beds in the town. tenant himself over 80 in the boss had about see thing for 120. run up to

2005, but decided those by myself by day i don't want to though i sold it for one and a half 1000000 to the money and gave it to the claim. still buying to invest for me when our 1st choice plays deal buying, they were very helpful. i was all for the available. and so i was and sold a t the l. a tale with business one, which said it had flexibility and, and we give you any movement you wanted, you could change i, she wanted this seems to be that, that all the disorders had no contingency and it was what it was, is what you go if you wanted to, to pay the one you had a big cause. if you want to devote more money, he had a break cause there was nothing you could do. it was actually, it was basically a talk, 61 pinball known as they call them. tv else taught at ward some

the specs actually own with a variable because he had no idea what it was and a figure would be whatever they produced. there was no way that you would be able to quantify or calculate that figure because you needed a degree and almost astrophysics debbie. what we do falling curves in trends in the math. none of us are not on tape of us. we wanted to do this one. what do you think it would be better to have a full scale review that sales process to ensure that actually the many customers who are complaining feel there is a real form of regress. those are unforgivable situations. a card to customer testimony and face value, that's the one that has to be fixed and and prescribed. i'm

fascinated with your title, debbie. it looks like something created of the bbc's w one a. the executive director, customer trust and competence. yeah. why do you think your institution decided to create a particular title called executive director, customer trust and helping them? so i think can give us a radiate line that there's new day. there's things that happened in the past that the bank, the gretz house cover, pay for more than one terabyte hard drive. there's all fuel banking emails on it there because who is a g or c on the claim deal with the thing? the deal here in b a p

n i with we are dealing with a lot implementation. there's a lot of people have i think it's 12345 laptops not computer. once you're in the office. i wonder in the road. i know phyllis jump, it becomes cancer, you know, it becomes part of your life. takes away your life and it means you can doing. you stuck the me

who we have had thousands of businesses coming to the m p. 's trying to deal with the speed on the back of things like r b s. s global restructuring group. i'm obviously the h fall threading fraud is a much more extreme example of, of this kind of misconduct. but still essentially what we've identified between all the financial institutions, where perhaps they were trying to pull in loans quite quickly in order to recapitalize the banks that conduct fell by the wayside. ah,

so you push a small business over the h pushes me right to the edge, bankruptcy and i was picking myself up again. and when at corporate level they came off to me under my personal guarantee. and they took me right to the edge of a high call action when they knew at the highest level of hbo lloyd's, they knew i was actually the victim of criminal behavior. and then you start to see that when the management, the senior management want to get heavy and get their result april in these dirty people.

i would like to think the financial conduct or thought is on top of this. but they have known about this for a very long time and not much seems to be done. and i think they have slipped up badly. is the protection of whistleblowers who simply are not protected? we have new system to protect the so bless properly. and the whistleblowers be made rapidly redundant and people are very frightening. they'll verify the losing that pensions if they go on making a fuss. r b s orchestrated to key things one my suspension. ah, despite me being the whistleblower and and to the put in place their own nominated effectively shadow directors which in itself is improper and under illegal and in not in that period. ah, not only did the punish me for blowing the whistle to them,

but i also blew the whistle to the london stock exchange. the city of london police, the cds fraud office, because there was a counting, normally when no beginning to look as if they were potentially fraudulent and criminal. so so i then became a protected person as a whistleblower, as designated by the director of the sea destroyed office and the head of economic claims that city of london police are basic north was legal protections and kept me on suspension for 4 months during which they effectively took control of the business through the shadow directors. they then put in their own advisors, thrown consultants, and within 4 months, ah, the put the company into ministration. and then the asset strip that and sold the assets to service a bocce fund who are notorious in new york has been the lender of last resort. and the buyer of last resort for, for a total price,

including all advisors fees of $204400000.00 pounds, 4 months earlier i was sitting on eat, offers from eat the biggest technology funds in the planet for in excess of 600000000 pounds, so the allegation is, is that between r b s and service, they stole 400000000 in, in making an unjust gain to the loss of my shareholders born told us employees and suppliers a my son, his name i oh,

lou. lou. it's about doing a walk around with a hole in the can. it was over to one of the my be my calendar. i'm all she will not the one 0. 1 for months, the u, as in the u. k. of warner, russia may invade ukraine, and yet there has been no invasion for their part. the russians submitted abundantly clear. europe's current security arrangement is untenable to bangalore,

saxon powers, talk of war. russia talks about security. ah, the democratic republic of congo is among the richest countries in the world and natural resources, but he cannot mclee it's still one of the poorest cobalt is an essential material in manufacturing batteries for modern devices like electric cars, mobile phones and computers. 60 percent of the world's cobalt reserves are in congo . 20 percent of it comes from small scale mines. units have figures confirm that in 2017. more than $40000.00 children worked in cobalt mining in the republic to earn a living and pay for schooling. next time you use a fancy gadget like a smartphone camera laptop, and just remember that there's a chance it works thanks to a child hard labor children like john michelle henry at all countless others like them

live all that never was the west. the media is left with egg on its face after a flurry of predictions that that be an invasion of ukraine today. instead, russian troops returning to base off to wrapping up drills of the holdup. but some cancelling stuff banging the drums of war. the u. s. president for one who's insisting that the threat of an attack remains very rail with uncertainty over ukraine, pushing up energy prices, germans fear a shortage in electricity supplies could lead to nationwide blackouts. we hear that concern if our politicians continue to act like they do in their foreign policy with russia and other countries, blackouts may happen. the problem is politicians are afraid of not being alights and if they do something wrong, it is hard and crucial about the price of natural and transfer. their data needs to be more support.