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back in the day you study hard, you go to university and you're pretty much guaranteed a great career when you graduate and that will set you up for life. what about today? today, top university graduates are faced with unemployment, lo, starting salaries and the amount of student debt from the 4 years of education. i'm christiane, you're watching the cost of everything where today we're going to be taking a look at the business of higher education. is a college degree worth it? and does bigger necessarily mean better when it's so expensive to go to university? when we think about attending university, we think about the high tuition cost it takes to have a decent for your education. but what is leading to the rising cost in college tuition? well, in 2021, the average college tuition costs at

a public university in the united states. $10388.00 and $38185.00 at a private college. the average cost of college in the us has more than doubled in the 21st century with the annual tuition fee growth. over 7 percent american universities offer upscale, dorm student departments, expensive meal plan, celebrity in guest lecturers, wellness centers, and constant upgrades to sports facilities in order to layer and compete for recruits. housing is also a big portion of the costs to study in the us. and many universities require students to live on campus in their 1st year in dorms and dining on campus cafeterias with expensive meal plans. tuition fees, private us universities tend to be higher than public universities, as they do not receive funding from the government. public universities may be required to accept a certain percentage of local students and students who live in the same state. now

since the 1985 us college costs have searched by over 1000 percent and tuition fees continue to rise, the us now spends more on higher education than almost any other country, even for public universities, according to the o. e. c. d. for now. well, 4 years is the normal duration for bachelor's degree, only. 38.9 percent of bachelor degree candidates graduate in 4 years time. most reported graduating within 6 years, leaving the cost of tuition fees over $200000.00. american parents are now for us to take on massive amounts of debt to pay for a higher education. but this is actually not the norm in most other 1st world countries. unlike the us, the e. u and other parts of the developed world heavily subsidizes it's college and universities because they believe that education is a fundamental right that will produce working citizens. while the us universities,

they operate like a big business that is market driven so that there is a wide range of quality and differentiation. european universities, they're more standardized. now in europe, the average cost of an accredited bachelor's program is just $7390.00 per year. that means that an entire college degree in europe is often cheaper than just one year of tuition fees at an out of state or private college in the us. and this extends to even a master's degree as well, with the average tuition of a master's degree, being just around $9000.00 per year versus $30000.00 for an american students. europe considers education to be a right, not a privilege, and believes that an educated society will help to push the country forward. that is why that you makes it a priority to subsidize college education in order to promote a stronger workforce, which will then in turn, pay taxes as a productive citizen. typically,

european country will also recover a college expenses for its citizen after 9 years to iceland. lot the norway, germany and a number of others have some of the lowest tuition fees for higher education. there even some countries that offer most of their bachelors program free of charge for international students. now to explain more about the cost of education here and abroad, we will bring in our education experts lose their mercer and giovanni patterson. thank you guys so much for being here. let's start off with you, giovanni. how much does higher education cost in the us versus other countries? uh, well, you know, just doing some research for, for this uh, you know, it is significantly higher. um, you know, upwards, you know, average to tuition costs over $8000.00. and depending on where you want to go, you know that that number can really, really skyrocket. um, but you know,

upwards of, again, upwards of, of $108.00 to $10000.00 per year. and other countries, you know, that it does seem to be much lower. and now luther is going to college or university worth it these days when so many college graduates are now unemployed and struggling to find work. well, 1st of all, thank you for having me. uh 2nd. uh absolutely, it's uh, is this getting a higher education or always to get an education which really helps you to excel and what every area with it. so i'm kind of trade school or, or a, i guess white color profession is always something that i would say is beneficial in a society like god. but when you break it down to the question that you ask about, is it worth it? it really does come down to the individual and it really does come down to your

options as well. like for example, i wouldn't recommend um there's some private schools in the country that have a very high tuition. and uh, there's someone who may want to go full career to teacher. well, i would suggest that there are options in the market that they should look at that . what do they will them to achieve their, uh, their journey in, in getting a higher education. and uh for that to be a massive economic burden. so one of the advantages of, of the society is that it has multiple options. what are the disadvantages of the societies that yes, some of these options are extremely expensive and that there are be with a sub for

a massive debt that we utilize. definitely are issues that were not wrestling with here in the country. i absolutely, and giovanni, you have now controversial people like mark cuban, telling people to actually not go to college and instead become an entrepreneur. so what do you think of that advice? do you think it's sound or ill advised? um yeah, i actually think it's, it's pretty sound advice big because you have to remember people do have options that, you know, college is not the only path you know that you have to take. so i think it's is disappear. pretty sound advice, but it is very important, you know, to, you know, try to have a pass and in your career or where, where you're trying to go and understand the different avenues you can take. for example, the professional financial services. you don't need a degree to enter in financial services. there are companies like primarily, or,

or d, ramsay's a business that, you know, can get you involved in the financial services field without a degree. so we have to remember, like there are other options in being a business owner is not necessarily a bad thing. and that's one of the, you know, great things about where we are in america is that you can start your own an enterprise franchise or, or, you know, what have you, and earn a decent living for, you know, for your family or your community, become a contributing um, you know, citizen to the society. uh so i think it sound advice, but i think it, it does come with hey, you know what your options are is not necessarily that causes the only thing, but college could be the way that you need to go to achieve what you want to do. but it's not necessarily the only thing out here to achieve, you know, the life that you want to live. yes and luther now, why is higher education so on affordable in certain countries but readily available and others as well. you know,

i guess it would depend on what country we're comparing them to. but yes, absolutely. and sometimes there's a need readily available. uh, some entries it is not available. and in some countries like our own, have this again, tier construct where you know, you really have to at this point in time, what i'm saying to young people or i'm talking to families about issues around education, one of the things i always tell them to you have to plan a little bit early now and really look at the options and see what you're trying to achieve. and then through that then uh, you know, better look at what is best for you and the ability for that investment to make sense. uh and so we're comparing, i think you have to keep that in mind that it really is

a conversation about what you're doing, what do career, what you're shipping to a g, u a and that mark q, but it is not necessarily wrong, but everybody is you say they're not geared towards being honest renewals. everybody's like geared towards being a college student, there was to go be a lawyer. so we have to think about those things more. i'd be taking more time to play in order to make sure we're doing the best for what we need and i own every individual laughs. yes, and now finally, this question goes for both of you guys. why does the us academic achievement lag behind the other countries? does this translate when it comes to the workforce? or um, i would say, uh, you know, there's this idea that, you know, pretty much everyone succeeds and that's, that's,

that's an idea that's kind of infiltrating, you know, through our, you know, high school in, into, you know, secondary education. i mean, i do think that, you know, really puts our future added at a disservice because this is again, this idea that everyone gets a trophy, no one, you know, you don't have to work hard so, so it's a set our, our future up for failure when a lot of these jobs require a certain level of work ethic. they try, they require a certain level of, you know, diligence and you know, because of the attitudes of, you know, you don't necessarily have to work hard to succeed. and you know, it really is set in a lot of our, our, our future up for failure. luther. so, uh yes. and so uh, you have an agreement with you by the, i mean, i think that, you know, there are things that are not in it. when you talk about the way it will nature

of success, like uh, it, everybody who does go to college yet doesn't necessarily a change at the same level. but what we have seen historically here in the country is that when you do have a lease, a college or a substantial uh, educational framework. after your years here in a bunch of grade and you continue to increase your educational background, you do have a greater chance of getting, you know, a higher level of income being able to have a better opportunity, a career profession again. but that's also based on your skill that things you're doing and the market that you're in. so there are other variables also that play

a role. and now lives are you actually have a company that helps students get their grants. students think that getting these loans are a solution, but information isn't really readily available. so should college spend more money and sending the proper information to the students who need it? oh, absolutely, no question about that. i think that i've financing a conversation around litigation needs to be advanced, where in very low levels, in a or excuse me, earlier in the earlier years of this person's life, i think that there needs to be a real conversation around a move, not necessarily at the particular college, but what's best for your child? and then whether that, again, whether that investment is something that really long term make sense. and so

i guess we, we, we, it's just a little bit different. of course. uh, 20 years ago when it was just like, oh well, it would you do and here's a 70 day. can you go do those things? and that's it. i think there really is a conversation about planning and then looking at the options that really does answer those questions that we're talking back today. absolutely, thanks for being an example. that and degree doesn't mean everything. thank you so much, giovanni and luther, but please stick around. our experts will be joining us right here after the break . and when we come back, we will analyze if an expensive education can guarantee that our job prospects will have more after the break. oh no. they

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the education system in the us is so expensive, then at least do you get what you pay for? do american students receive a superior education that a student in europe and therefore has better job prospects? a not really. while a spending per student in the us is exorbitant, it has absolutely virtually no relationship to the value that students could possibly get an exchange. in a recent survey, only 30 percent of us college graduates feel that their education was worth the cost. you can still find some good jobs without college, but it certainly limits your choices. most of the time, you're more likely to get accepted in a job when you go to a college, regardless of whether or not going to college would actually help you on the job. however, today with the student loan debt hardship that is drowning out most credits and

students, it is becoming less advantageous for most people to go to college. many are finding that they're better off going straight into the job market rather than trying to go to college. and then finding alternative means to advance their careers. the u. s. nationwide student, that loan is over $1.00 trillion dollars. and on top of that, you have annual tuition increases and then inflation. today, it seems like college is no longer an investment. but a speculation. 50 years ago college was the traditional past due financial success . if he graduated with any kind of degree and a good g, p a, you could walton to any well paying entry level corporate job. but today, this doesn't work anymore. and fresh college graduates are competing for menial entry level positions. in 2021 undergraduate enrollment colleges in the us failed by 3 point one percent. overall, enrollment at higher education institutions have declined. my 5 point one percent

since 2019 as a. yeah, there couldn't afford it or thought it was a waste of money. and nearly 9 and 10 gens years are educating themselves through alternative means, like internships and certificate online programs. 48 percent of non enrolled young adults join the workforce instead of going to college. are people better off studying at a 2 year technical program or our 4 year universities? the way to go? now for this question, in more well bringing again our educational experts, luther mercer and giovanni patterson. now, giovanni, let's start off with you. how popular are the 2 years specialty trade schools or apprenticeship programs compared to universities for the middle or mid to lower income class? do these trade schools, you'll better job opportunities upon graduation compared to traditional universities. when it, when it comes to popularity. um, you know, i think often times of trade schools do get overlooked. however, you know,

i would recommend from a personal perspective to really get back into the trades, especially with, you know, the, the amount of a i and automation that's, that's coming out that is going to take or automate a lot of jobs. so the trip trait schools will provide better opportunities, but you know, better is again a subjective word, but they will provide definite opportunities, you know, for, for the future. there's a school right here in, in baltimore city called i'm still standing community corporation and they have a job placement right. rate of over 90 percent, you know, taking, you know, your, you know, young students 18 to, to, to 30 years old. and as soon as they complete the program, they have partnerships with like, companies like southwest or cisco. and we are able to place these um, you know, trade schools, individuals right from the school, right, from the classroom into

a job earning, you know, 70 to a $100000.00. you know, so there are options, you know, when it comes to these trade schools and, and i don't, not sure if they're really getting the recognition they deserve. but they, they should now be, you know, really, really consider absolutely and lose, or with inflation these days. what does the average starting salary for a university graduate and is this are a lot worth the 4 year investment? well, i guess, again, uh to, to make sure, you know, we're speaking intelligently about it. it really does depend on the career. it really does depend on what you're looking to do is what you have an interest in. and then you look at the r y again, i know i mentioned teachers. and those are variety of ways in trade schools. well get you have to plan and really look at what opportunity, what,

what are the challenges in space? do i really need to have a, the investment in such a inexpensive program or the other options in the marketplace that would provide an equal and grade education? and then be able to try to like get into higher states of income. i will say it is that historically your numbers in the conversation we're having is very much to read. but one of the challenges marketplaces change in america is no different. and so what would you have to do now is say, based on what i'm doing based on the direction, i want to know, what are my options? and am i looking at this clearly enough or, or am i just thinking about kind of a social construct, the o. everybody wants to be

a college graduate and this is going to be what yields me the outcomes in lives that i wouldn't want to pursue or need to pursue. so this is the way you have to look at it in order to understand whether or not you are wow, your return on investment is a good. absolutely, and giovanni, to us universities and education in general, cost more than anywhere in the world. but then shouldn't it be better than everywhere else? so why is to us education not yielding smarter, better students now? well, you know, if we, if we're going dollar for dollar, i mean the idea would be that it is, um, you know, it is better, you know, how is that? that's not the case. and you know, when you look at what's required now in a lot of these schools, there's a lot of, you know, courses require that don't necessarily pertain or, or deal with the major that you may want to require. and that's why you are of that

doesn't may want to require rather, and that's why i think you're seeing a lot of people, you know, go the 1st couple years of college and, and say, you know, i'm not going to complete it because i'm not learning the things that i wanted to learn, and uh, so even students are, you know, dropping out and saying this is not using the result because i wanted to learn x and you're teaching me why. and i don't believe that's going to get, you know, i believe i can learn better on my own. so you see things like stacks deals. and you, demi, come up offering these alternative programs. but from a cost perspective, yes, i mean i, i do think better results should be yielded, you know, but from, in actuality, because a lot of the money comes from the federal government. i mean, because 92 percent of student loans now are federal really helped loans. and as long as you know, the, the, the 2 college solutions can charge what they want it long as the government's going to pay. you know, we're going to continue to see the results that we're going to get that we're

getting now. well, thank you so much, giovanni patterson, and with a mercer for you all your time today. you have this, christie. so should education be treated like a big business, or should it be accessible to all in order to produce an educated workforce and good citizens? should it be, come completely merit based or should there be a standard level of education across all students? regardless of intelligence levels, well, there is no easy solution to these questions as institutions, all costs money to operate, but bigger doesn't always mean better. us students max skills have also remained stagnant for decades and are falling behind. well, other countries, such as japan, poland, in ireland have improved the organization for economic cooperation and development, administered and assessment in 2018, where the us placed 30th out of 79 countries in math, scoring 400 and $78.00, which is below the obesity average of $489.00. now why higher education is of

course, is more than just math skills. it is an important indicator. as it shows that us students may not be as prepared to take on high paying computer and engineering jobs, which often goes to 4 and workers. i'm christy. i thanks for watching and we'll see you right back here next time on the cost of everything. the i mean yeah, search by law right now who me up i give a shit a position associated with the local church. so certificate of boulevard you much and watch coolers, which was a job bullshit. so don't that in the cause of the room and attend the want to know

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