the, the, the russian bullets is gary and even low ground along the front lines of domestic just days off at the end of the piece it to disappear over out of the, of the people killed the, what's the render? will they try to run and sleep? most of them chose the laptop. those who didn't. well, they remain under the debris. i would just wish that with such type of size, our american colleagues would not show at their democratic table. i'm curious to, was from russia as far as targeting room was the american storm policy as relates to tips for chrissy in for an international law. also had this is a bore of extermination and a warm family. this is not

a world this. these are 9 lation as how good roads, food supplies are shrinking new in process of a deliveries to the whole book destroyed. northern gauze that comes ask is really especially the phrase, the idea of some the devastation of the enclave. i am personally proud of the gaza and that every baby, even 80 years from now will tell their grandchildren what the jews did. those all the latest headlines we chose and check out the phone for more details i lose track of the total of the hour with a full run down life and i'm having a child. it's one of the most joyful moments for parents. however, the expenses that come with taking care of a child are rising. this as families are struggling with the decisions of when to have children, whether or not have more than one child, or even if they can for to have children at all. i'm 50 and you're watching the

cost of everything. where today we're delving into the various factors, contributing to the increased financial burdens on families and the rising cost of child care the, the costs of child care has risen so high in recent years that some parents can't afford to work. now this might sound a little backwards because if you don't work, how do you afford to take care of your child? well, in 2023, the average household spends more than $700.00 a month on child care, up 32 percent from 2019 child care, whether in the form of day care centers, preschools, or in home care is a loyal service that allows parents to work while insuring the wellbeing and development of their children. however, the costs associated with these services have risen from medically in recent years . outpacing installation and wage growth. roughly 2 thirds of families who need

child care or reading, dedicating more than 20 percent of their annual household income towards paying for it. in the u. k families could spend a whopping 75 percent of their monthly income on child care, which then discourage as women from going back to work. the landscape of child care is also changing with more families moving away from the traditional reliance on grandparents to an increasing preference for early education programs. the child care was, was primarily a family affair, often handled by grand parents, families lean on the support and experience of grandparents creating a strong intergenerational bond. but today we're witnessing a growing trend where families are choosing early education programs, such as the montessori method over traditional support systems. now one key driver of this shift is a rising desire among parents for early education opportunities for their children

. the understanding of the critical development years has led to an increased emphasis on formalized early education programs. parents are now seeking these programs to provide a solid foundation for the cognitive and social development setting the stage for future academic success. child care is the largest financial component of raising a kid with national estimates coming in at around $11752.00 per year. unfortunately, not every family can afford the higher cost associated with these child care programs. so instead of working one parent often leaves workforce in order to look after the children. the us economy loses an estimated $122000000000.00 a year when parents leave work or reduce their hours to stay home with young children. however, there are many countries where child care is subsidized. in germany and austria,

parents benefit from free or highly subsidized public child care, luxemburg, iceland, sweden, and norway also rank very high on child care provisions among high income countries . meanwhile, slovakia, the us cypress, switzerland and australia ranks the lowest. the lack of affordable child care is also a key barrier for parents compound e social economic inequalities within countries and a high income household. nearly half of children under 3 years old, attend early childhood education and care. and now joining us today is dr. reba perry. you fairly founder of use of the rise early education center. now dr. reba how the families budget having a child? are most parents financially prepared for the extra burden? the average parent parent really is not. and the reason why i say that is because by the time you added the formula we supplied feed use of 5 formula.

we also get a type is donated by a what in y p d, we also get a supplies from books to toys. so we kind of take the burden off the family as well because we know most of the families are struggling financially because in new york state it's very difficult. if you ran is 3000 and you only make it 3900. how are you able to support child care? so that's why government came up with the supplement. are there common misconceptions about the cost associated with raising children that you often encounter gets the children are financially a lot for an average person? so imagine being a single person raising a child and not being able to come up with the financial part. so i think a lot of us have an action plan in place, but we just can't pursue it because of the high cost of living. so most people

really can't keep up with the child care of increase. so when they give us these letters and tell us that this year, you're going to increase 30 more dollars is not even logical. it's not even sensible to ask the family to pay more if they can barely pay what they're paying now. and the cost of living has gone up for so many of us, even the red light and gas. so basically, the reason why the cost of living is going up because it will have different lives nightstands now, but with child care is little different because if the cost of living is going up, that means that we have to provide the parents with good service. but we have to pay more for us to be able to stay open and how significant are education related expenses and the overall cost of raising a child. it can be very expensive because you have so many things that you have to

put in place. because i am the u. s. t teacher and i know work the inside of the school system is totally different from supplies. so if you have one child, you can kind of wing it. but imagine a parent that has $34.00 and $5.00 children, especially in the beginning of the year when they give this list of school supplies, they expect you to give to each child. and the parent really can't afford it cuz you'll want to pain at least $200.00. and that's just a give a take. so that's another reason why i know it's very challenging for parents to be able to to afford even projects that the teachers are requiring them to get that parent might just not have the extra money to be the supplement. and i know it's very costly because my children are 27 and 18 and it was a lot of money just to raise them. so now we in 2024. and we talk about economic issues, social injustice in multiple multiple things that can hinder people in certain

properties. strickland areas what other educational advantages of enrolling children a formal early education programs? well, a lot of the parents, um, well i have a long waiting list for my particular program because i mean 9 acceleration teacher . so i'm not a baby. see the, i'm not just the child care provider. i actually teach the children. so i do a full day curriculum from a these 6 weeks in of depending on the child's ability to be able to keep up and their struck her programs actually contribute to a child's cognitive and social development. yes. so a lot of times of children come in, like i said, i have a 2 migrant children that came in, that weren't speaking of english. so we did, we were able to teach the family um english as well, but my students also learn spanish. so it's a cultural thing where

a lot of times we think everybody can afford to be in child care when they really can't. and that's why our government came up with the a child key of stipend, where they able to pay for the services. what about in cultures where grand parents traditionally play a significant role in raising grandchildren actually had 3 of the children in my kid data being raised by the grand parent who to foster care and chip program. which can be a struggle, especially if you're on a fixed income. so that's why i get a family's toy getting on supplements to be able to afford the child care. what benefits are associated with this approach is very important that people stay connected with the immediate family instead of of foster care type of person. because a foster care person and work diligently to help support you with immediate family

with know your extended families such as cousins, aunts and uncles. and they would know your family traditions more than a strange thing. dr. lee, but please stick around for dr. rima perry, you fairly well, stay with us right after the break. and when we come back, financial responsibilities for parents don't take a break as their children transition into adulthood. we'll have more after the break. the

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small child care costs usually stop around of 3 to 5 years old. the total cost of raising a child. 7 does not stop there instead of daycare and nanny's, those costs will be replaced by extra curricular, as hobbies and education statistics show that the average middle income family with $2.00 children will spend 310000 dollars to raise a child born in 2015 up to age 17 in 2032. a significant portion of this cost is housing. as families need to upgrade to a larger space to accommodate to growing children, then comes food on the low budget and a family of 4 spends about $11700.00 a year on food at home. on the higher end, they spend more than $19000.00 per year on food,

and that's around 25 percent of their income based on the median household income of $74000.00. and finally, there is the college education fund. the average annual cost of public colleges is around $24000.00, while private college is that $55000.00. besides, parents will also need to factor in transportation to and from school health care, insurance, clothing, toys, phone bills, extra curricular activities, sports, hobbies, family, vacations and more. the high cost of raising a child is one of the reasons american families are having fewer children. so fatality rate is currently $1.00 birds per woman, which measures a number of birth, the average woman will have during her lifetime. well, the cost of having multiple children is high. the cost per child actually goes down . the more kids who have 2 kids can live in one bedroom and share items like toys

or clothes compared to a family with 2 kids. couples spend 27 percent more on an only child and families with 3 or more kids spend 24 percent less on each child. to south korea is one of the most expensive countries in the world to raise a child to 18 years old, followed by china for koreans. a large sum a child care expenditure of goes towards educational expenses. beyond regular public schooling, korean spend about 360 dollars each month per child in 2022 private cram schools so that they can test into good high schools and universities. korea is a very education focused society. and for most families, extra lessons after regular school is accepted as normal families that cannot afford these extra cram classes, often times are at a disadvantage when it comes to the child's future. most of these extra lessons are focused on english as

a 2nd language and math to sell for this and more. let's bring in again dr. rima perry, you fairly founder of use of the rise early education center. now we switch to the financial aspect of child care. how do you charge parents knowing most of them can't take the burden of high child care costs? well, i basically have never increase my payments. i've been open for 15 years and i stick to the same amount and this is why supplement i doing outside of work besides the child care, because i know my average family can not afford the 340 that the state regulates us to discharge dec someone's whole income, so i stick to a lower base, and when i started this 15 years ago, it was to help support people in the community. but it was also to help the children be able to build this self as being more in just in power. and for the

money by how their child care and extra curricular activities contribute to the financial responsibilities of parents. well, in my particular program, i bring that everything to the children or bring them out because i know most of my parents really cannot afford to go out side. they have program that have meaning they get off of work, they tie it any way, but most of the time, they just can't afford to take the child to amusement park or even to the zoo or any type of stuff through an environment. so we basically do everything we a one stop shop, meaning we give all the supplies, but we also take that burden off the bombing. this is why we have such a long waiting list. we're right now are looking to open to more sites because we realize that the parents needs a bigger than what we thought opens 15 years and i see the parents begging to get into this particular site because they know everything will be brought to the child through extra curricular activities help the parents of they can be more flexible

with work hours or the cost benefit of extra curricular activities is just not worth it. the extra curriculum activity does help the parents because they put stomach, he's there. so you want us in the photos and say, look, we have a merry go around, look way after sue or we visited in santa claus. oh, we doing some extra curricular activity in his no out of pocket expense on their behalf. and the parent is at work not worried because some of my children stay and my kids, but 10 to 12 hours. so that means the majority of the day do with me. so by the time the weekend come prepared, just overwhelmed with just everyday activities such as the laundry cooking cleaning . so that's why we do the one stop shop with a mom doesn't mom and dad or grandma doesn't have to worry about the child being kid for how the government support programs and policies contribute to alleviating

the financial burden of child rearing. so they have a child to vouchers for ministry, the children's services in different programs, 3 k. and what they do is they supplement and according to your income. but they also allow the children to be in child care and not have to have the financial burden of where we do our pay for the child care. or do i pay for my rent? do i pay for my lights or pay for the child in a lot of the kids have actually all closed because of colby and that means to be limited on quality out to you. so that's why we have such a long waiting list. and that said, you know what, i'm going to go out on faith in actually opened another site so that i can be able to address this major issue and other areas where government initiatives could be enhanced to better support families. i think once a child is enrolled in child care, it shouldn't be the daycare provider telling parents to go in up. right. so these

supplemented a child to your vouchers, i think it should be automatically sent out to the parent so that the parent to know and how would they know because they do a database and they know exactly how many children are born. and when they do the senses, that's the part that should allow parents to be able to address the child key issues without worrying about the child staying with grandma, instead of actually being any child care center or um, oops, setting. how does income disparity influence the choices and opportunities available to families in terms of the quality of life for their children? well, disparity part comes in, like i said, the migrate children that a service in my daycare is not just me servicing the child a service. the whole family because if the family is not together, it means the child will struggle. so my goal is to help assist

a whole family. so no one ever lives on the property property is something that in america that we all should never have to face. because there's too many supplemental programs that can help and assist you and are their initiatives and bridging the educational gap for children from lower income families. yes, they do have a lot of programs like that. so do you p k 3 k in supplemented programs? so if you are from a low income bracket that you are able to get the child key of vouchers, employees without worrying is my child going to get quality care. and i think every parent whether you're low income or wealthy, your job and your goal is to educate your children, but the safe at the same time i give i actually am on the network. what i do revised, and i always tell parents to go by referrals,

if there's someone in your network work indeed has a child to send to most of the children in my care or to referrals. farrell is a very important because it allows you not to worry because that prior period already knows the daycare providers and do your homework and research everything that looks good is not always goals. so always do your research and everything is in a google search. and you can look at reviews, and you also can research that particular daycare. thank you so much doctor. we bought for all your time today. now bank has become a popular term these days. it stands for dual income. no kids for couples who choose to forego kids and the extra expenses to then enjoy their disposable income on themselves. as a result, banks are often able to afford extra trips, luxury items, and expensive cars that otherwise would be completely unattainable. almost half of unmarried americans want to get married in the future,

but only 20 percent say that they want to have a child. social media has accelerated, this trend, as thousands of couples are going viral, sharing the choice to opt out of parenthood. but while they are having fun and winning today, it doesn't always end up paying off in the long run, because it's important to think about later lives and who's going to look after you when you're older. i'm christy. i. thanks for watching and we'll see you right back here next time on the cost of everything. the the,

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