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dreamed of something else now, only that water would be found on mars. a carbonated world where dreams are big, because with little ones, just register on hello world.ru and get a 10% cashback when you pay with a mir card at the checkout in detsky mir stores. usually cashless. good morning. good morning, the beginning of a new working week elena nikolaeva andrey petrov is with you today. hello 30 on september 31, we have been cultivating joint creativity at the dacha for 10 days, it really happened, but then you know andrey and let me be more beautiful if you want, then you will attach it somewhere, well, here is an unexpected adjustment. received bouquet plan chrysanthemum lilies were blacklisted.

friends gave the teachers these flowers on september 1st. russian allergists do not advise. firstly, not everyone likes these flowers, and secondly, pollen. it can provoke allergies up to anaphylactic shock. also, doctors do not recommend giving callas, gerberas, daisies, chamomiles and sunflowers; often cereals, rye, wheat and alfalfa, which are also very aggressive allergens, are used to decorate bouquets. it is better to opt for roses, tulips, daffodils. or is it better to give an orchid? the one who passed the exams in the traffic police is worthy of flowers and i say applause, so with a sigh i return the bouquet of thousands of graduates of driving schools unsuccessfully, trying to get the coveted driver's license several times about this alexander blikov. a smooth turn of the key activates not only the car engine at the same second, natalia also starts the brain area where knowledge from the driving school is stored. true, after the exam,

he says, there is a slight chaos of 50-60 percent. it’s right on the takeoff that you don’t need at all natalya , although she drives a car, is not bad, she understands both horse-drawn carts and trucks transport and even in motorcycles with a sidecar, although this knowledge has not yet been put into practice, but the compilers of examination tickets think otherwise for students. they prepared 800 questions, such a volume of theory turns ordinary people. in spies. here are modest tractor drivers from the rostov region, and under his shirt he had a brave heart and used the technique for passing exams earlier. the camera, designed for secretly obtaining information, showed the question, and the voice in the headphones answered that the equipment, when he was noticed by the police and the inventor was punished, so most drivers try to pass the tests on their own, you sit, you watch, you read, and there are some controversial points that may

confuse you. even the standard is just everything according to the program and so on, but there are certain situations when everything is different on the roads and in life. on closer examination. really. it turns out that some of the exam questions have nothing to do with practice in some driving schools, and they teach. if , for example, you see a tram on the road, you do not as it was written on the ticket, very often the students answer to stop and wait until the doors close. i say, this is how it should be done in life, but on tickets they are required to answer to give way, and also on tickets, students must answer various medical and technical questions. although , for example, a special sensor will inform the driver about the steering wheel play or a faulty brake. the car is a big computer. and if something happens, he will tell you, just what happened to him on the basis of some kind. maybe you should know, but to put them out on tickets and i think this is a little superfluous a little superfluous, perhaps you can find priorities in each block of questions, but they are not arranged. as a result, the student is forced to memorize extremely important information about crossing intersections and

minor details about the worn out tread of motor vehicle tires to thoroughly learn. and most importantly , it is almost impossible to understand 800 questions, so students use memorization tactics, for example, in the picture with a white car and a motorcycle, the correct answer number two . and why exactly you have to figure it out already in practice, such an approach can be extremely effective in the exam, but it is absolutely useless in life, they say, experts quickly orient themselves and apply their knowledge in practice. it is unlikely to succeed, therefore, you need to teach beginners to think on the road. for this, it is necessary to concentrate their attention on the most important thing. significantly reducing the number of tickets in favor of quality well, let's continue the conversation with the head of the public system for ensuring road safety, konstantin krovlin konstantin vitalievich hello, welcome to the story, in general, it was about tickets. and let's talk more generally about the rules of the road. and everything that concerns them, well, after all, in the ninety-third year,

this thin little book was accepted, and from that time, if i remember correctly, 120 something yes, the team was also brought in by people who passed on the rights in ninety-three. in general, they may not even be aware of some changes. we need a new report, well, then there were no smartphones, then it was another century. of course it is necessary, on the contrary it is necessary not to reduce, but to increase and expand to introduce there, uh, something that is not there. e morally expensive. uh, culture, culture of driving, how to park properly, how to carry a child, how seats were installed, and so on, but this should not be at the level, but at the level of obligatory, but at the level of introductory and, uh, the so-called optional course, so that a person is aware of it . i can give an example, for example, a highway is a highway, it is forbidden to stop on it, but the same traffic rules say in the event of an accident. you should not leave instead of an accident and must leave their cars before the arrival of the traffic police. there are a lot of such moments in the rules of the current traffic. we

will find this conflict in the law and it is necessary to resolve it in the legislative. she will now deal with the fact that there are a lot of cops. that's the problem. that is why it is necessary to sharpen the rules of the road in 2022, taking into account the realities of 2022 . and that means just changing the rules in the ninety-third. yes, not to change, but to increase the information, filling, component and bind it to the laws until you new rules. accept then pass try. there , somehow to study them and pass the exams in the year 23. i’m constantly coming out with new mods, i want to say that as a passenger i have never noticed that the traffic controller, like in soviet old films, made a lot of different gestures with her hands, which , among other things, study torture to pass exams is the only thing he shakes there? drive there, drive here, the road is blocked, stop. everything, is it necessary to know, all his possible gestures, of course, because that you are forewarned, so you are armed and you have secured yourself. if you remove this segment, then when it

occurs. uh, in this situation, he will be vulnerable. status. why would i ask about forgiveness, because somehow we talk about drivers all the time. here we will have continuous drivers in communication. but after all, everyone who is on the road, all road users and, in fact, all the movements about which the traffic controller spoke right now, should know not only pedestrian drivers should also know. here, here and it is necessary in the traffic rules of 2022 to continue to introduce a mandatory level of responsibility awareness for all categories, from a small pedestrian, to a baby, and to cyclists, he delivers fast food. something should be optional, but something is mandatory here, maybe here. we can somehow single out the obligatory part that is asked at exams, but optionally, yes. as a rule, you signed for fire safety, read everything i know there to grab a fire extinguisher. i won't where it is not absolutely correct, that is, in

the rules it is necessary to introduce levels of importance, the so -called security levels, because it is not necessary to know how to park in live transport. this can be learned optionally or how to properly move on an electric scooter and so on without writing. it needs to be prescribed, it needs to be prescribed and uh, i hope the decision makers are watching now and uh morning. they understand everything perfectly. and i think that by autumn we will already see some progress at the legislative level, and so further. thank you and have a chat. thank you and we spoke with the head of the public system for ensuring road safety in konstantinka. who is against today at 14:55 on the russia channel svetlana khodchenkova

godunov today, immediately after the program, the evening with vladimir solovyov spend more than you earn, more and more often russians succumb to the cunning temptation of credit cards, which banks distribute from right to left, according to the bureau of credit history, the debts of russians on this banking product for the first time exceeded one and a half trillion rubles and the number of active cards also updated the historical maximum back to back. having approached the mark of 53 million units, but at the same time, the

russians did not begin to pay their debts worse, that a pleasant number of overdue loan installments remains at the same level, well, in general, with any bank account. now money can lose an eye, but an eye is behind them according to the bank of russia only for the last year with the help of money transfer scammers. more than 13 billion rubles were stolen from citizens. just think about this number. first accounted for the link to the game is that this is no longer a game of pure divorce. natalya didn’t understand right away that her first-grader son was carried away by another online toy, but to move to the next level of his own skills, it was not enough to pump skills, one artifact of his mother’s bank card was missing. you will be able to see, so to speak, the next monster, but with one condition. to take a photo with my mother's card i woke up in time , otherwise i would have been left without anything at all. i would like to believe that without anything as a result, there were scammers. that's just in the kazan center to prevent cyber threats, a similar message on

the network is found almost every week on one blocked account for two new ones distributed like viruses in search of those who peck at card data, then everything even soviet is stored on the card there are services that do not completely check the data are not required, additional verification via sms - notice to some. even card data is not needed, only a gullible interlocutor on the other end of the wire, who will give all his savings. voluntarily , this turned out to be a resident of the vladimir region, a woman transferred more than millions of rubles to scammers in the hope of earning more, a girl called me and offered to trade on the stock exchange. i was very interested to know what a currency is. the lesson was learned in a completely different way, and the lime exchange disappeared from the internet a few days later, along with it, pseudo-analysts, who promised mountains of gold, psychologists call it the universal hook on which dozens, or even hundreds of people come across every day in an effort to benefit from hmm excessive gullibility, let's call it yes, a

all these programs are parasitized by densely false information that does not allow a person to turn on critical resources and which have a judged effect, whether a person is ready to succumb to suggestion becomes clear from the first seconds of a conversation, the longer it is, the more chances a swindler has, even better when a potential victim she makes contact herself, for example, she finds an advertisement for remote earnings, as a resident of the voronezh region. a job not dusty to describe positive credit reviews, but to make it look plausibly, the man had to issue two loans in the amount of more than 800,000 rubles from the very beginning. specified funds. he translated about the trace indicated by the employer and the employer. he caught a cold now he is looking for the police, although experts do not give false hopes. probability. finding the perpetrator is small, given that and believing a sim card can be issued to nominees. it will also not work to resolve the issue with the bank, perhaps when paying for services, for example, there is such a thing, but it is not with transfers. you are some kind of your will. uh, decided to send money. but

again, this is your mistake. it's not a mistake. bank the opportunity to fix it. now they are discussing the central bank proposes to introduce a two-day cooling period, when the ruler will be able to cancel the transfer and return the money if the recipient realizes he is deceiving. we will talk about this in more detail by the deputy director of the institute of communication management of the higher school of economics alexander pushko alexandrovich good morning alexandrovich , please tell us in the scheme proposed by the central bank when will it operate in cooling period 2 days she fits into the scheme. actually, banks have the right to communicate with each other for three days, that is, in principle, without violating laws. but we have achieved this in recent years, what about online payments? they fly in instantly. i sent elena immediately received or vice versa, on the contrary, look and sent. and elena sits and waits for 2 days. so look, uh, any antidote to, shall we say, cheating. she can't be the only one. yes

, it should always be a set, let's say 2 days. yes e so to speak, the so-called cooling period. in what cases can it help? it can help in cases where, let's say, scammers imagine the situation, a divorced a person was lured from him, so to speak. e consent to withdraw money or receive a loan. and in this case, so to speak, these 2 days can decide. uh, let's say a problem, if we are talking about the use of bank cards. then there, if you paid attention , the authorization response to the authorization request should be 6 seconds. about that, yes, imagine which is not possible at this time. in general , contact the client who initiated this payment. uh, let's say there uh confirm that he made this payment and so on, because here we are talking about instant. with such payments, you can probably mark some accounts

as profile friends like relatives, like those we know and with whom we often communicate. we would not want the child to wait 2 days for the money back by the scammer. i see they even marked themselves as a kind. there is no way you are, you are wonderful the proposal was made, so to speak, exactly here, uh, one of the measures that, uh, was discussed at the relevant council just about this, that is, what it would seem easier to take circle of those people whom you know to whom you usually transfer this money e circle of your , let's say there are recipients and or from whom you receive money, uh, put them on a certain priority list, right? and for all others, turn on the ban. this can be done , and this also solves some of the issues and cuts off the fraudulent operation. here we are now discussed, and i understand that in fact the eyes of a decent citizen, and i understand that we just discussed everything with you, and this applies specifically to

respectable people. but in some way it concerns scammers, maybe they need to be caught, and not to be engaged in arranging 33 verifications and everything else works, because it turns out that we are now arranging a cooling period, and then we will start criminal cases if the money is returned after the period cooling, because it turns out, they seem to have returned the money, and that's it, and no one is looking for him. he tried it with this, it didn’t work out on the next try, that i ’ll go through a cooling period in order to initiate a case, it is necessary that the fact be established, this is fraud. this is the first the second must be proven intent, it takes a month and a month and the question is how less fraud is to go in this area of ​​communication or interaction between the central bank banks with law enforcement and with paper technology, which is juicy in time online, but we are talking about the fact that as raising some kind of financial literacy.

as people get burned more and more. they won't use. eh, here are these tricks, which, so to speak , come across. eh, scammers. let's see what they come up with, we said the deputy director of the institute of communication management at this school of economics, alexander pushkov, in a good new one. thank you so much. we watch to spend time with children russian cartoons and children's programs, we watch for free without registration with we are sitting with elena we are discussing that today we have become one more morning older, but we also added one morning smarter, because i wanted to say, i will die for nothing. caring

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