effective now, let's start with cash until september 9 , the country has a special procedure for transactions with it, you can buy it in banks, but only the one that arrived there after april 9, the total purchase limit is 10,000 us dollars or the same, but in euros, but here for all other currencies restrictions already removed the exchange rate, maybe five or even 10 rubles. worse than the official one, you can change the currency into rubles without restrictions ; export countries are allowed no more than 10,000 dollars or the equivalent of this amount. and restrictions apply not only to cash, but also to monetary instruments, such as traveler's checks or bearer securities, if you have transferred money from a foreign bank to a local account, then you can withdraw it only in rubles, since currency exchange is a licensed activity . walls about the central bank and the laws

on currency control, then the sale of currency from hand is an illegal operation. and, firstly, you risk what the court will have. uh, the right to deny you the protection of your interests, since the operations of the transaction can be recognized. e, insignificant, a. secondly, yes, there is a general rule 15-25 of the code of administrative offenses which provides for a fine of 75 dashes 100%. as for an illegal currency transaction, and they are fined, both you are buyers and the one who is engaged in this business. well, as far as criminal law is concerned, there are risks for countries that engage in such activities, it is illegal banking for the buyer of direct risk. not with this. what can you do with a foreign currency deposit, if it was opened before march 9, then you can you withdraw cash up to $10,000 limit? they operate within the same bank, that

is, if you have several deposits in different banks, then you can withdraw up to $ 10,000 in each, of course, provided that you put the money there before march 9, and here is the currency that you deposited into the account . after this date, it will be possible to return only in rubles at the current rate, and banks cannot charge any fees for converting or issuing funds. and if the finn of the institution issued you an additional invoice, you can write an application for the return of the paid commission, and then the bank is obliged to return it to you within three working days. well, with bank cells directly, as with dollars that are stored under the pillow. you can freely withdraw money or other valuables at any time, non-cash currency can be purchased directly from the bank’s application, but the exchange rate there will be a couple of rubles worse than on the moscow exchange and you still won’t get cash currency. it’s

best to buy through a broker directly on the currency exchange market. currently there is no special commission for the purchase of foreign money from a brokerage account, non- cash dollars or euros can be withdrawn to your current account, but it will not be possible to withdraw funds from it in foreign currency only in rubles at the market rate on the day of issue. but you can transfer abroad to individuals up to $ 50,000 or a comparable amount in another currency. this is a monthly limit, while through companies that transfer money without opening an account, the amount is 10 times less up to $ 5,000 per month if you are an individual entrepreneur who receives income in foreign currency, then you are required to sell a part of the received foreign exchange earnings. you must do so within 60 business days. after we received the money, the percentage of income that would need to be converted was reduced from 80 to 50. and by the way, you can

pay for various goods and services with counterparties abroad and do it both in rubles and in foreign currency from the point of view of security opening accounts in the cis, you fully assume all country risks, bank risks, to bankruptcy and so on, and hmm, often people don’t think about the deposit insurance system that these countries have, that is, russia - it is obvious that it exists. but, for example, in armenia e, the deposit insurance system does not apply to e. hmm foreign nationals. researchers. if something happens from the bank, then you will not get anything back. in my opinion. the cis is the simplest solution to flow for some current needs, so that you have a card, you can pay abroad, uh, hotels and so on. well, if we talk about the so-called mouse, then on today, if you do not have a very large capital, then it makes sense to think right in russia and understand that if you are a wealthy person for

you, the open emirates have a very large banking system there. they understand large capitals, but there is a high background cost. there you need to get special measurements of a dash of 10,000 dollars and in any case they will pay in europe, you can also buy an account, despite the current situation, but provided that you have it there, you really don’t experience it in all countries, for example, in switzerland it’s difficult now to do it, even if you are experiencing it there, well, for example, in italy you can do it, let's summarize in the country, special rules continue to operate, both with cash currency and with non- cash transactions with it. well, gradually. they are becoming softer, for example, the recent limit on non- cash transfers abroad. increased to $50,000 per month it became possible to buy foreign currency and as the russian economy stabilizes, the remaining restrictions will also be lifted. do you have any questions you would like to raise?

your financial literacy. and you are interested in changes in currency legislation. write to us in the telegram channel. we will ask the experts about everything and will tell you our instructions in the next editions.

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dear friends, i am pleased to invite you to our new edition of the besogon tv author's program, which will be called davos and is now there i hope it will be interesting. i look forward to seeing you.

at the beginning of the release of information from the national defense control center, i will quote the kiev regime is preparing another inhuman provocation in the city of shostka, sumy region, as the ministry of defense said, the delivery of long-range missiles and the united states of america is expected in shostka in the near future, and information was obtained as a result of interception.