already booked for two. in addition, it is possible to combine several loans of different types at once from different banks into one and transfer them to a new bank. here, perhaps, it is here that lies the most significant disadvantage of refinancing a mortgage, combined with other loans. she loses her purpose and tax deduction. so grab a calculator and compare the benefits with the losses and don't forget to calculate the cost of refinancing. here are just a few of them rediscovered. you will have to collect documents for the assessment of collateral, an independent company will take for this one is up to 5,000 rubles. removing the encumbrance of the primary loan from the property and state registration of a new pledge agreement. these are also paid services if you have already paid off most of the principal debt, and the interest to the bank is insignificant. think about it. is the game worth the candle? you chose a loan for 15 years with early repayment

, reducing the periodic term or monthly payments, instead of 3 million rubles. and 15 years old. you now have 1 million rubles. and the total term of the loan is 5 years. it is even possible if the bank offers you a bet on 1.5% less. you. e, comparing the costs that you will spend on refinancing, it will be more profitable for you to stay in the bank where you are currently served and repay your loan ahead of schedule, which should be taken into account. in any case, refinancing does not spoil your credit history; the data is transferred to the credit bureaus, but just as information, do not confuse it with restructuring for a long time, when the client is physically unable to pay. the next time you go to the bank. he will face obvious difficulties, by the way, mortgage vacations also add to the negative credit history in refinancing. they may even refuse if they have a current overdue debt or had a serious one in the past, but

the bank’s vigilance plays and, as a plus, it saves you a lot of time collecting certificates, we use data from the credit bureau to finance data. well, because all the debts of customers have a credit history bureau and, accordingly, some special documents. e, often not required in exceptional cases, so the application can be apply online get a loan online, then repay the loan in other banks and use the new loan. please note significantly lower your bid. you can use a family mortgage. this is the only preferential program under which you can refinance, but do not forget to look at the requirements on the dom.ru website. in addition, the government decided to simplify the refinancing procedure with the help of maternity capital. now to the pension fund. it is not necessary to provide a certificate from the refinancing bank stating that the funds were used to pay off the old enough credit. obtaining a loan from the bank that originally issued the mortgage. well, let's

traditionally summarize the results of lowering mortgage rates. perhaps this will seriously save on payments to the bank, but you need to calculate. how exactly it is beneficial for you, be sure to consider the cost of refinancing. and how much have you paid back on the loan? remember refinancing will not spoil your credit history, and banks allow banks to do this. and to transfer the registration of a new loan to remote control, you still have questions, you want to know how do not miscalculate in terms of finances, come to our telegram ask questions, and we will definitely talk about everything in the following instructions.

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the zaporizhzhya nuclear power plant or the infrastructure of the nuclear power plant was damaged after shelling by the apu. departure of experts can take place already at the end of august, the permanent chairman of our country prion stated this. vasily nebenzya after a meeting of the organization's security council at an emergency meeting, which was convened on the initiative of our country. two sensitive topics were discussed, just the shelling of the zaporizhzhya nuclear power plant and the murder of daria dugina, and our own us correspondent valentin bogdanov vasily began his speech with the words that less than two weeks ago the situation at the zaporizhzhya nuclear power plant was discussed, since then the security situation. there, the shelling carried out by the ukrainian side degraded even more. they intensified. and the visit of the secretary general, which took place just now