where dealers, uh, wine traders, could put up their offers, uh, form a store within a store, this is also discussed bonded warehouses. it's a pretty simple story. and you can order in foreign online stores, but different things, but jewelry, jewelry, clothes, i don’t know , rubber bands for hair, anything, but straps and so on, but it comes to the country in the form of a specific shipment addressed to a specific person, if physically, then these are huge bags of packages, which we mainly our logistics partners in southeast asia primarily in china send it to russia, we receive it and deliver it accordingly to consumers. this is more than 300 million shipments. in a year , the product works in a fundamentally different way when a product

batch is brought here. lies in a warehouse. formally, legally, it is, as it were, beyond the customs borders of the russian federation and crosses only at the time of sending a specific shipment of a telephone of some kind of equipment. e or those items about which i spoke to a specific person. here is such a mode so that you can it was to release the goods to the address of a specific person of the recipient, who will order it through the marketplace and actually deliver it from abroad, as if abroad, but in fact from the territory of the russian federation where it lies before crossing the customs border in 2 hours in two days. if it is, of course, of course, dozens, of course, but the terms of such trade. uh, this is a very important point. how much is the release fee? is value added tax paid? are there any

other fees paid, and this will be a charge? we have in we are very much looking forward to the decree of the government and we expect that, as it is written in the law, we will start in april. this experiment is an experiment because it is necessary to determine how much the merchant will have a taste for these items. well, while we are talking about southeast asia no, this is a zone for sending goods, it can be anyone and anyone, and any person can place goods on a bond in a warehouse and then through marketplaces and sell it most recently by mail. uh, launched another important service of the current situation. yes, you help people. just for to buy goods abroad, to help receive them, to help pay for them. here's what you can already say about the first weeks. e existence of this service. at least i received a notification from the russian post office, literally there a couple of weeks ago , you are, uh, among those, uh. probably 3,500 of our customers who have already generated

more than 300 product orders . a. we secured extradition. we offer a service, and according to the order and according to the calculations, the goods are consolidated in our foreign warehouse and we after that we deliver it to russia at a specific address. we now have over 30,000 registered customers. there is another service on this service that i want to talk about. this is delivery without prescription drugs. again, what kind of service is this. tell us how it works, we have already launched this service in more than 1,000 branches. in the meantime, with only one, and offline provider with only one pharmacy chain. of course, we will increase, but this pool, because this is not a new market, our colleagues and competitors work on it, but now it’s really the delivery of medicines, but it will be, but i hope it’s available in almost all departments. mail, as soon as again we roll this new one,

and service a in the far east is high. um, i read that you are now testing an unmanned delivery service, and mail, of course, we will be moving towards bringing the cost of a flight hour between a helicopter and an unmanned aerial vehicle closer for several years. uh, of course, that's a lot of aspect because it's communication issues. it's a question of educating people infrastructure maintenance operators training of our personnel who work with the cargo. but these are shoulders from hundreds of kilometers. and this is the payload capacity of tens of kilograms. we need such devices. now the russian industry is doing. we're testing different models from four manufacturers and hmm i hope we fly commercial this year. changes are really taking place in four regions. this is chukotka kamchatka and

the khanty-mansiysk and little nenets autonomous okrugs in these regions. we are testing our solution thank you very much for the interview. thank you at the eastern economic forum in primorye today, the main program began on the russian island, participants discuss the multipolar world, the birth of new centers, politics and economics, in total, about 70 business events will take place, including business diology with countries axes meetings of the russian chinese business council, the development of events, the skill is watching our special correspondent. dmitry horn is with us. dmitriy welcomes in touch and so, what is today does it on the form? yes, vera good afternoon, but as you have already noted, dozens of various events have already begun here at the eastern economic forum and are gradually passing, and i must say that these are the productivity effects of these meetings of these discussions, but they

are called on the face. and we can see this every year, because the result is the results of each of these e, already past six. this seventh economic form of vladivostok is becoming a variety of initiatives that one way or another they bring, uh, benefit to the whole country, but every year the forum resolves issues there, including the issues of the far east itself, more precisely, uh, it gives impetus to develop solutions on various issues around, actively builds up in this sense, participates in this sense in many national projects, and in including for the development of tourism. more than 700 billion rubles. it provides for a tourism program from and budgetary non-budgetary funds and 2/3 of technical facilities. they are connected in one way or another with the infrastructure, that is, this is construction, therefore the ministry is involved in the state tourism program of the russian federation and is actively working with growth, tourism and the

tourism corporation of the russian federation here. we are looking forward to the results of the next 7 years. this is the task of building three- star, four-star and five-star hotels. today. sakhalin has already chosen the kamchatka program, which means that work is underway in a straight line. another rather striking indicator of the effective and energetic development of the entire far eastern federal district is the increase in the number of electricity consumers. here in the far in the east, the pace of development is several times higher than the average for russia. the topic is the development of competitive relations and, uh, all market price formation in the far east in the future. yes, i think that this will allow in the future, uh, to develop an electric power industry that is ahead of the antenna, so that the consumption of uh in the far east is growing at a rate higher than in russia today we talked about how to find

young professionals, how to keep them in that particular region, where are they? well, what is called, but they are born and take their own professional path and well in most cases uh in practice, how does practice show? young people leave their region in search. eh, higher salaries and these are the steps that need to be taken to ensure that as many of these young ambitious professional personnel as possible remain in their regions and raise the level directly, but of their home region, and this is one of the questions that was raised today on the site, but the international international site. uh, the form of knowledge, it goes within. e forum. uh, eastern economic so, that's how the world situation. today, the economic impact on the demand for specialists and says shuvalov representative. e, the external chairman of the external

econombank noted that any crisis must e. well , as for professionals, push only for the development of people. if this does not happen, then the employer will not be interested. as a matter of fact in such, and the passive expert. and also discussed. what kind of education will there be in the near future? more in demand and the magazine, of course, the support of these people who are not. this is a very large army of people, and we all understand that, of course, we should be among professional education, but how many of our languages ​​go to school are higher than the work receives a diploma. we are probably the world's surprise leaders here. representatives of dozens of dozens of representatives of various

countries annually take part in the eastern economic forum. australia britain usa germany france switzerland japan and italy china mongolia for example, uh are discussed because u are in many ways and profitable international projects. for example, the former minister of foreign affairs. austrian karin kneisel took part today in the discussion of the development of the northern sea route, how and what kind of infrastructure to build. uh, who and what benefits can get from this, including the project is beneficial to the european continent. it is important and necessary to develop such alternative water routes as the nsr for the transportation of raw materials and goods demand, undoubtedly there is. now, of course, geopolitics plays into the hands here, but first of all, there is demand here, it is he who moves this process forward, it is interesting to see how the russian federation and russian companies treat this opportunity with respect to their partners in asia , both

and from the fundamental. well right now the discussion of many other topics is going on. one way or another, related to development, and the socio-economic well- being of both the far east and the whole country in one way or another, but in the form of course, in general, we continue to follow the course of the eastern economic forum of the seventh, i will repeat already and we will definitely introduce you. if we learn something new. we all of you dmitry thank you live from russky island where is the eastern economy? the forum was our special correspondent dmitry proud, well, in the fields of the forum, my colleagues talked with the deputy president of the representative of the board of vtb anatoly pechatnikov anatoly yuryevich hello here at the eastern economic forum, vtb announced the launch cross-border transfers to china in your opinion will these transfers be popular and what do you expect from cooperation with the largest eastern partner in

terms of payment services. we seem to have no choice but to develop payments in soft currencies, and we have expectations, including uh in the currency of the people's republic of china. they are simple enough that people will use these translations for their uh, everyday needs. well, we traditionally have a very high demand for transfers to the cis countries. that's because many families stay there until labor force, which today is still in demand here within the russian federation, it needs these payments. we will certainly develop payments in soft currencies in other jurisdictions. here we have a fairly large large plan of such countries in line, where we would give our customers the opportunity to make payments in terms of technology. they are different, there are payments for free details. here is the example that you are talking about, payments in yuan, there is a payment according to free details. you, uh, traditionally, as before, if you

remember in the russian federation you fill in the recipient's account number big a in a number of countries e, the cis we have , e, payments by mobile phone number, and plus we have payments by card number and plus by free details too, therefore, all this infrastructure will obviously be develop and provide to our clients. and what other countries besides china and besides the cis countries are now available for cross-border transfers to customers. bank, in general, how in demand are these transfers to the same strange cis well, almost all of the middle foreign. here are among the friendly countries. today, such transactional activities are already covered. and that means in terms of the demand for these payments. i have already noted that those labor resources that are in demand today in production on the territory of the russian federation are in great need of such payments in order to transfer funds to their families. here, from the point of view of chinese payments, and further. here, in terms of

development, for example, the direction of turkey, iran, thailand yes, and vietnam, here these payments are for you. at mainly in relation to citizens, they are in demand in terms of organizing their tourist trips. here is the purchase. well, small goods. there it also works the acquisition of services. today, the volume of such operations per day already exceeds. uh, a billion rubles. well, that's a pretty big amount. here we think that by the end of the year it will at least triple the volume of this kind. okay let's talk about the banking sector in general and the retail banking sector. we recently heard a statement from the central bank that, following the results of banks suffer losses for half a year. if we talk about vtb , let's say according to the results of the first eight months of the year. how can you evaluate them? well, i would not like to give an assessment of the financial result. eh, here. eh, our leader will probably tell about this. right now we are not

very free to make this kind of declaration. e indicators, here, but in terms of volumetric indicators. i'm ready to share. indeed, the second quarter was not easy. but it was accompanied by obvious such turbulences. here we have observed a fairly large outflow of foreign exchange savings of citizens and our clients were faced with the inability to dispose of foreign securities prices. i am now talking about the savings market, but at the same time thanks to a rather decisive one. uh, thanks to such radical actions of the central bank, we have a very good savings offer for the entire banking system. if you remember, the rates on deposits in rubles reached twenty- three percent. therefore, the savings market was just characterized by a massive overflow. e means of savings of citizens in the ruble instrument. here we go, expect uh by the end of this year, we will see at least a fifteen percent growth in the segment of ruble savings and the total amount of ruble funds only ruble, and

which will be accumulated by citizens on accounts in russian banks, will exceed 32 trillion rubles. these records will be an indicator of growth precisely for the ruble cut. and this is what our economy needs today. this is what you need liquidity, which is needed to finance the same mortgage, yes, for the issuance of loans by a large enterprise, medium-sized and small businesses, and credit markets. they hmm too were in shock. well, this cannot be said about mortgages, because the state program was present, they were expanded and even extended , but nevertheless, mortgages are not only a market for housing under construction, it is also a market that is ready. that is why in the segment of housing under construction, it was simply constant and it did not decrease. here, and in all the finished housing ladies, but i saw a sharp reduction. that's it in general. if we talk about the mortgage market, then by the end of this year, of course, we will not be able to. u show the same uh figures that were in the twenty-first year, despite that it was a pandemic, but, nevertheless, there is a

general volume of mortgage loans. last year was five trillion 600 billion. this year. hopefully we can make it to 5:00, trained. i really want to believe it. now, if the same decisive actions by the bank of russia are now the subject of the next board of directors, uh, and by the end of the year, if we see the seventh rate, then the secondary market. uh, better support and more sales. here the intrigue remains in the segment of unsecured lending, because there it's not clear if it's a plus or a minus. yes, i mean, uh, some experts. they say that there will still be a contraction of this market, because the pressure on the level of rates was very high in the second quarter and today the demand for secured loans has not yet recovered. volume, which were in the first quarter of the current year. well, i think we will go into the positive zone, so there will be growth in general in the aggregate. yes, uh, and in the savings market, in the lending market, and consumers will see a good

offer from banks. uh, all grocery uh segments. here we see how the central bank is lowering the key rate, what do you expect from the new meeting of the regulator, retail is waiting for a reduction. here, uh, the consumer is expecting a decline. e. that's why our internal benchmark is such that we would like to close the year, er, with a rate of 7% per annum. and for this, it would be nice to see a half-percent decline at the end of september. the far eastern mortgage program has been developing for the third year, according to you. what are its results? and if we evaluate the region? yes, what does she give, maybe it doesn’t make sense somehow expand, of course, has. this is indeed, a very stimulating proposal that we have today. for residents of the far eastern federal district that's because the state rate is two percent per annum. uh, many banks on their own make a discount of one. uh, 0.3 percent somewhere. for example, we are now lending to residents of the

far eastern federal district. who gets e. well, the parameters of this program are in the contours of this program. the third is one percent and 70 here, of course, this is a powerful incentive and form, uh, for the construction industries for the consumer. here and uh, actually allows us to build housing here in such difficult conditions of the far east. but here is what we see today, what well and pandemic years. and now a specially military operation inflation. still, it leads to an increase in the cost per square meter. and i must admit that on the territory of the far eastern federal district. it is the highest according to our estimates 160.000 rubles. now per square meter. this is in newly built housing, and therefore, that is, the amount of 6 million e, which is limited by the amount of the loan under the far east the federal program is not enough today to buy, e, housing more than 65 m². this is not enough, so we would suggest, of course, raising the credit bar to 9 million, so that at least

990-meter apartments can be purchased using this stimulating loan product. why is it important? because after all, we , er, focus on such a family mortgage, on family capital and, of course, on a family of four or five people. eh, a 90-meter apartment, just, and the sufficiency standards of 24-25 m² per person - it's here. well, here is the right footage that you need. by the way, we were also preparing for the same forum and brought a zero rate for families with many children, under which the eastern federal program is used to purchase housing, and we actually announced new programs for families with many children. it's not just mortgages. as far as i understand there is a car. tell us the details, this is the main housing after all. it seems to me that this is a need that is directly interconnected with the well-being of the family with the development of human capital. here. well, we decided

yourself personally from your bank, continuing. here is our theme of family capital support for large families, families additionally decided to offer a discount. then, for such families, remove these 1%, 70% and return the zero rate, which was even before the start of the special military operation. this is good big news. today, such loans are already available. so we wanted to want to return to the topic of a family car, this was also a preferential state program. now she is gone, but we figured that for families with many children, residents the far east needs to return it, and on my own behalf , they are offering such a program today. e, we are ready to lend e at almost 3% at the expense of our own resources of our own sources for the purchase of vehicles by large families, namely residents of the far eastern federal district. this is actually. here are the two novelties, those two proposals that we brought to this forum

anatoly yurievich thank you very much for this interview. it doesn’t matter who you are, how many of you are in the post bank, you are waiting for an annual guaranteed rate of mail bank. closely watch for the first violations of the prostate, if you get up more than twice at night . the most profitable card is free forever 3% cashback, and 7% on the balance of the savings account the most profitable smartphone card with a discount more money on

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so today the main program of the eastern economic forum has started. it is taking place on russian island. its participants are discussing ways to a multipolar world and the emergence of new economic and political centers. today, the wef opened not just a new business season, but a new page in the development of relations between russia and the countries of the asia-pacific region in business program of over 70 events. among them, business dialogue with countries session, the meeting of the russian chinese business council, the key event of the forum will be tomorrow's plenary session, at which vladimir putin will speak in his speech. he will analyze world processes and talk about the development of the far east