in it, for legal entities attracting funds from citizens, the goal is to protect russians from scammers, including the creators of financial pyramids. how to understand that they want to steal your funds, and not invest in the instruction program? madov mmm, financial pyramids collapse with a roar and again people grow up again and again fall into the networks of scammers. how to distinguish their schemes from the actions of bona fide investment companies, and what to do if you have already transferred funds to the wrong hands, we will tell you in 5 minutes in the instruction program. as recognize the financial pyramid. here is the instruction of the bank center. the first alarm signal promises you a yield much higher than that offered by banks, the second is that you should be alerted by the investment mechanism is not clear the company offers to invest. and where specifically does not explain or, on the contrary, explains what will pay interest

and funds to new participants. and this is another sign of a financial pyramid that closes the criminal four - the lack of a license to work in the financial market and the absence of the company itself in the relevant registers of the central bank in ro. monitoring is advised first of all to look into another list of the regulator, the one that lists companies with signs of dubious financial activity, but keep in mind that they do not get there, as a rule, only after the appearance of the first criminal cases. the next sign is aggressive advertising and intrusive actions, as a rule, scammers do not give their victims temporary hesitation indicates that the offer is profitable only here and only now what schemes are used by modern financial builders pyramids. now they are introducing so-called hyde projects, scammers disguise themselves as legitimate

collective investment funds, but in reality they exist only on the internet. moreover, often they don’t even spend money on the site and friendly managers, but simply start a telegram channel with a bot, another popular direction in which money can be spent from you effectively investing in cryptocurrencies or pseudo-cryptocurrencies abroad ico, that is, launching new coins happen almost every week, you can always lie that it is cryptocurrency appeared literally yesterday, so the internet is about it. the next dishonest move of the pyramid in the form of economic games, the client is offered to buy some fashionable nfc sneakers or a cute kitten and they are assured that all this can be resold with a fabulous profit, only the criminals immediately withdraw the money received to their wallets, and the sold objects are not tied to the blockchain, that is, this line of code, which is not worth, we will not forget anything at all, and

illegal creditors who pretend to be microfinance organizations with a license. sometimes. they even say that pu funds are raised from private individuals. the grim irony here is that, as is the case with all pyramid schemes. this is essentially true, and finally, illegal proof participants in the securities market. they say that they have a license from a foreign regulator and that they accept funds on western markets only in foreign and cryptocurrency and immediately withdraw everything to anonymous wallets, and return it. cryptocurrency is almost impossible, although law enforcement over it works and there are already results. there is a case when law enforcement agencies involved one of the participants in the criminal scheme to return the stolen property to the victims in accordance with the new chapter 40, prime one of the code of criminal procedure, then one of the participants in the crimes, who has access to the crypto-collar

under the control of law enforcement agencies , converted the cryptocurrency, including , brushed injured in conventional fiat money. so it makes sense to ask for help, and in such difficult situations, even if the site of the financial pyramid is blocked, law enforcement agencies have access to it, but keep in mind one more important point, scammers can quickly destroy digital traces of the transfer of funds, so financial monitoring is advised to take screenshots as soon as you have them. the slightest suspicion this will become evidence in court and help return the money. currently, fraudulent schemes, especially with the use of cryptocurrencies , have become more active, it is important to remember that free cheese is only in a mousetrap, therefore, if you deceived immediately, contact law enforcement. so let's repeat the main

signs of a financial pyramid. this promise of fantastic profits, the absence of a license and non-transparent mechanisms for investing it, in fact , does not exist, the modern pyramid schemes operate. mostly on social media. even on the site they are wasted laziness disguised. they are under collective investment funds brokers with access to western markets microfinance organizations. and even for games with pseudo nfc items. if you have any suspicions, take screenshots, which can then serve as evidence. if you are still deceived, contact law enforcement agencies, there are still chances to return the money. questions want to navigate freely in the world of digital finance. come to our telegram, we will request information from experts and we will tell you about everything in our next instruction.

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ten million rubles from january 1, a significant part of electronic signatures issued in russia will become invalid, how and where to get a new one, how much does it cost? what documents are needed and other subtleties of the process will be told by the deputy head of the federal tax service of russia andrey petrushin's interview in the tax program. i am larisava, hello, from january 1, 2023, the validity of electronic signatures that

legal entities and individual entrepreneurs received in commercial companies will be canceled. that is, they will not be legitimate. to obtain a new signature, it is necessary before that time in the certification centers of the federal tax service of russia, what are the reasons for such changes. and what in this regard will need to be done in the near future, we will talk about this. andrey petrushin, deputy head of the federal tax service, is with us in just a couple of minutes today russia in the meantime, traditionally a few figures 110 companies from 18 industries join the tax monitoring program from 2023, thus, from next year, already 449 legal entities will provide online access to their internal financial systems to the tax authorities in exchange for a reduction in the number of inspections a quick solution. in order to be connected with the procedure for calculating taxes and possible tax disputes, an increase in the number of project participants is associated with an increase in

business confidence in the federal tax service and with admission to the program smaller enterprises, if initially the company was supposed to have an income of at least 3 billion rubles. now at least 1 billion. almost one and a half trillion rubles of income have been registered by the self-employed since 2019, when this special tax regime appeared as an experiment. more than 5,000,000 people are already registered as payers of professional income tax in russia, of which 77,000 are minors. all of them earn an average of more than 2.5 billion rubles. daily. at the same time, the average size of a check is 1.558 rubles. behind last year. this amount has increased by 10%. among the most popular areas of work are self-employed taxi services, repair and marketing of apartment rentals, as well as sales of products of their own production.

132 billion taxes were transferred to the budget of moscow from january to july individual entrepreneurs and small companies under a simplified taxation system. this is more than 20 percent more than last year, such data were published as part of the moscow financial forum. at the same time, at an even faster pace, proceeds from the patent system of taxation immediately by 62% in absolute terms in the sale of patents brought 5 billion rubles to the moscow budget. so today andrey stanislavovich petrushin is with us, deputy head of the federal tax service of russia andrey stanislavovich hello so , it is imperative to get an electronic signature from the tax service , if you are using the signature that you were given in a commercial company, we remind you that from january 1, the twenty-third year. it will no longer be

legitimate. now let's discuss the process, where to come to who should come with what to come and what to do if the head of the company cannot come, let's talk about everything in order, probably, a question may arise. why is the work actually done this way? why should you definitely come? because if we are talking about the fact that the service we now provide online continuous online services, and this saves time, there are definitely questions. come for sure. come personally. yes, you must come in person. at least the first time at least the first time must be the first times it. well, if you want, an analogy with obtaining a passport. because it's your id, your digital id. uh, if you come and say that i am the general director of the to and write this in the application, this information is checked online by state corruption resources. in particular, in the unified state register of legal entities or we eat the state register of individual entrepreneurs and while ensuring the compliance of the declared data with

statements and information that are simply information resources. the electronic signature will issued within 15 minutes, or faster, what you need to bring with you, you need to bring a minimum of documents. the first, in fact, is a civil passport in general. and the second. and snils well, at least it must be remembered. if not, we fix it too. with this, there is no key media either, and everyone imagines what a flash drive or flash drive is in a simple way, but the media must be provided certified by our fsb services. what does certified media mean? which has a protected memory area, a secret key is written to this protected memory area, with the help of which your electronic signature on electronic documents will be generated. and this is a mandatory requirement for otherwise, if, as before, this is one of the types of violations , the so-called flash drives are used, then this is a

categorical violation, because then your electronic key is secret. well, yes, you can. you can leave your keys somewhere on the bus and probably further. or you can expect trouble. you can not wait, but the risks are different, in cases where the media is not installed, which is not acceptable for the provision of such a service , an electronic signature is recorded - this is a violation that certifies the center, and this immediately leads to a process called key compromise, therefore, necessarily certified carrier. in this, by the way, there is no novella. because these requirements have always existed, by the way, one of the tasks of the law was not to create any additional expenses for the population entrepreneurs, so we are talking about the fact that the entire infrastructure that has been created, all flash drives that use certified all means of cryptographic information protection, all means of working with accounting and other financial statements, all

systems of an electronic document of turnover remain the same, just the place of obtaining an electronic signature is changing . and there this work is carried out by responsible state people. therefore, if you already have a media and it has your electronic signature, please come with it its compliance with information protection requirements will be checked, and an electronic signature will be issued to this medium at no additional cost. well, in itself, the service for issuing an electronic signature of the federal tax service of russia and others. in state cheese is absolutely free for applicants, and the costs remain only for the acquisition of an electronic signature in the carrier, as it was before, and for the acquisition of soviet epigraphic protection, but those who use it are already well. everyone knows this. there is no no news in this sense. well, it's important yes, in order to uh encourage our applicants, uh,

to come and get an e-signature, especially those who haven't previously. we have been together with manufacturers since april with a sharp catastrophic protection of information. hey, let's do an experiment. if you receive an electronic signature from us on october 30, then cryptographic protection means, and their cost fluctuates there around 2,500 rubles. and it turns out for free, and with a validity period of one year, information about this is on website, that is, it is recommended, uh, to come to us before the end of october, who else use this service and get it for free yes, and get clip-graphic protection for free, which will be valid for a year in the interests of our consumer, moreover, the manufacturer of medium graphic protection more and provides free technical support throughout the life of this software, so we believe that

there is everything, and the conditions in order to comfortably receive this service and beyond all of our users. and we, through the support system, will provide support, and comprehensive assistance so that for many new such a technical process, after all, the period of adaptation to addiction passes quickly, and in order to continue to receive from electronic document management, only benefits, and here are no troubles many will say. why do these electronic signatures at all, but is it really impossible to get by with the usual ones, this is first of all. convenience is speed, it is cost reduction , and modern is convenient. it's a tax trend the service deals with the promotion of electronic ways of interaction. well, since the 2000s. today , almost all reports in denmark represent the technology in electronic form. we, in turn , return

electronic services to our citizens and organizations, but the legal significance of such interaction. it can only be confirmed by an electronic signature. this is generally not a function for the federal tax service, you had to modify something or you, taking on this function. eh, still used already operating your infrastructure. today, in our tax service, and we have already been providing this function since july 1, 2021, 600 offices have been opened. these are all familiar to our entrepreneurs, but to the office of the tax service. about 2,000 jobs are organized in them, where services for issuing an electronic signature are provided. about 3,000 tax officials are trained as operators of a certification center , by the way, it is important to note that the legislator services involving the so-called organizations, which are called trusted persons,

the certification center of the federal tax service of russia, today there are three such organizations that have received accreditation. this is a brutal bank, this is vtb bank and a joint-stock company. the analytical center , together with these respected organizations, organized another 600 points to those six hundred points that are organized by andrey stanislavovich, you need to receive this signature in the region where the company is registered or this service can be obtained for export, in reality the service is absolutely their territorial. if you are registered in moscow you can get an electronic signature in vladivostok or anywhere else in our country, therefore, all this is done to provide convenience to business, because sometimes due to some inattention, the electronic signature ends , you need to get it quickly , so you just need to go to the tax authority and get it within 15 minutes

. received a year. but we expect at least 300, maybe 500,000 applications this year. we are ready to serve a fairly large number of a significantly larger number of legal entities of entrepreneurs. if only the need arises. for example, switch to electronic document management, which was not previously used by a legal entity or entrepreneur. and if the ceo of the company for some reason. still, he cannot come and get this signature himself. can this be done by proxy? current legislator? the sixty- third law, in particular, in article number 18, explicitly prohibits the receipt of an electronic signature. the same according to notarial registration, only a personal visit, so we provided more than a year and a half.