the transition of our sites and resources to domestic certificates is to ensure the bank's independence from foreign certification centers for uninterrupted and secure access to sberbank's resources . we have been recommending for several weeks now. all our customers also install certificate numbers on their devices. the point is that the body of certificates is issued by certification centers. they are also responsible for who was issued the certificates, ultimately for the security of the connection, since the browser checks the certificates and includes encryption only by making sure that the certificate is genuine and from a trusted source of such certification centers, there are only a few pieces on the entire planet and until recently. all of them were foreign, but at the beginning of this year there was a threat that the certificates issued by them to russian companies could be revoked and then a russian national certification center was created, the question remains how users get secure access. there

are only two options for those who have a domestic certificate; the first is what the same sberbank offers to download the root certificate of the national certification authority and install it on the device itself. the instruction is for windows macos. smartphones on platforms from google or evo thus explicitly indicating to the system that russian certification centers are trusted for you and all programs running on this device, including any browsers. of course, they can fully rely on his decisions, not only in terms of access to the resources of sberbank, but also to any others that have received a domestic certificate of the second the option to use a browser in which domestic certificates are already supported such at the moment two are yandex.browser by the way, the second most popular in russia after google chrome 27 and 55%, respectively, and the atom browser from the holding. vc its market share. true, not very significantly according to the life-boarding school, approximately 0.2%. yes, and all this applies to the internet. sberbank mobile application has already received

built-in support for russian certificates and will work. anyway, on the other hand. this is not only a prozber, according to figures, the departments have issued a certificate and already for 7,000 domain names. that is, the addresses of russian sites that will be translated into russian security certificates. the government of the central bank has assessed the prospects for russian mortgage development, which has been providing for a quarter of a century , the house of the russian federation, as the market has already changed. and what to look forward to in the future. can government support reverse the crisis and can russia build even more and better about this in a special report by leyla alnazarova? nice

and a convenient courtyard, comfortable environment, high-quality and affordable housing, the real estate market in russia is striving for this today, and many mechanisms and tools have already been created for this over a quarter of a century. building in our country has made a qualitative breakthrough in development largely due to the work of the house of the russian federation, it was created by a government decree back in 1997. basically, just for the development of mortgages, and then it was called ayzhaka in 2015, a single development institution in the housing sector was created on its basis, and in march 2018 updated structure. received current name. now. i think the russian federation is focused on increasing the volume of housing commissioning in the country, and as many as seven as possible annually solve their housing problem, the global goal of improving the living standards of people, if you count what i think, the russian federation comes from the housing construction association, then you have an anniversary in september, as a result, you know that over the years, of course, the company has done everything to ensure that

its focus is on achieving national goals, such a social function is evidenced by the numbers since 2000. here i have tripled in size last year to ninety-three million, a record even by the standards of the ussr, the provision of housing over the years has grown from 19 to 28 m² per person, and the driver of positive changes has become, among other things, state support, mortgages and developers. this program made it possible to support at that moment about 25 million m² of housing under construction. and just from this period. we have already begun a gradual change in the conditions of housing construction in 2019 , a major reform of the transition of project financing to protective spark accounts. today almost 90% of housing is built according to this scheme, among those who used the spark there is not a single deceived equity holder. i remember very well, and 2005 is the sixth year. it was a gray, opaque, complex, unsafe market for the client. and what kind of market do we see. today, it is a safe, understandable, transparent system market until

the appearance of 214 federal laws of the latest edition. as it was actually built, it was theoretically possible and there were situations when developers could spend the money of equity holders on the wrong projects in which they invested money longer. now this situation physically impossible to do, security industry. helped from digitalization in 2018 , a single housing construction information system earned a huge amount of data, for each line of the company, which attract funds from citizens. everything is open. access, updated online is changing comfort is changing the transparency of decision-making, but still information systems are being launched that allow you to optimize costs. the developer allows you to quickly register the ownership or right. uh, ddu on the encumbrance of the registry is everything is aimed at improving the quality of construction.