let's translate from clerical, but understandable, everything is not so scary if there is an instruction. private investors in russia are buying cheaper housing contrary to the market standard, such data cites a survey of realtors, they explain the trend by the willingness of buyers to make long investments in the hope that they will eventually receive income from the resale of the object since the end of september, the number of such private investors in the secondary housing market has increased by 15-20%. and this despite the fact that in general, in the real estate sector, there is now a decrease in demand and at the same time an increase in offers when someone has something bad,

let's call it a crisis. and you have free money, and you are in this low market attack of this market you capitalize your assets. here, in fact, one reason the second reason is that for investors who are used to earning money, for example, on the stock exchange to foreign ones. well the latest news. we can no longer. what to do, it is impossible, respectively, you are left with a conservative portfolio. e, the moscow exchange or the st. petersburg stock exchange for companies such as sberbank lukoil, can he be gazprombank, for example, or can gazprom itself be transferred? well, in general, it is limited. according to developers, the peak of discounts in the secondary housing market fell on the first week after september 21, then the owners were ready to sell part of the objects at a discount of up to 30 or even 40% of the original price. as

experts say, the domestic secondary housing market, in fact. now put on pause, the gap between supply and demand is a huge part of the citizens and urgently sell real estate and are ready to do a serious discount, but on average, the discount ranges from 5%. yes, indeed, today the buyers' market, indeed, we are seeing a correction. hmm, indeed the seller is trading, but usually today this auction, i would say, defined it with parameters, well, in a normal market, up to 5%, and of course, there is a situation in which the property that came out, probably for the first time, it goes through a path or distance price correction, sometimes it takes 10-15% as well, but most often the cake is on the order of 5%. today we are watching in moscow average price. in october, the secondary market fell by one and a half percent. at the same time

, market participants interviewed by us note that if, according to official prices, the cost of apartments has not decreased much, then directly during negotiations, sellers are ready to make concessions. that is why now is the right time to buy real estate with one hundred percent payment. but as for the purchase of an apartment with the attraction of loans, is the situation different here? in the primary residential real estate market, support for mortgage lending is felt, and in the first place state program of mortgage lending. uh, the amount of funds allocated specifically for this article has increased several times relatively. e level there beginning of the twenty-second year. this supports demand and, accordingly, some activity of buyers, but let me remind you that preferential mortgage lending programs do not apply to secondary housing, and only commercial mortgage lending programs operate there. and so e rates there are much higher activity. eh, much lower.

the same will happen with demand in the housing market in the near future, experts believe in october both in the primary and secondary markets, the decline in activity may intensify, in order to decide on a large purchase , people need more stability. what is the ratio of mortgage rates, and gil have the political environment? my birthday was september 25th. and the day when we had it all came out, he says, 2 million. a person gave me a gift. finally, this is a referendum, we return home, the vote took place in combat conditions under enemy fire together with russia when they announced that there would be a referendum, people directly asked several times awareness in my head was not lost. why do you think you're from donetsk? here they are russian years? what is russia is calm? this world is

well-being to life. now. we all know who will be tomorrow, anyway we are people who are needed by someone. dear

friends, i want to offer you a mini-series of very small dates, which we filmed almost 30 years ago. i thought that, probably, painting pictures they should speak, that is, arose thought to try to hear what the artist could hear when he painted a portrait or a landscape? i think it makes sense to recall that. who is russian culture anyway? yes , russian painting, which shook the

world at one time. there was a conference here. there was a conference hall when big meetings were going and there were big big concerts when they came to us. artists. the tuning family remembers what the candy factory was like 20 years ago, when valentina brought more little girls here on a tour afterwards. everybody they connected their lives with the production of chocolate. the history of this dynasty began in 1976 as a monogamous pastry business. so i came to the confectionery factory. here i really liked it. and

i gave all of myself to the confectionery industry. so my husband vladimir ivanovich, he, too, he was just in love with a confectionery confectionery factory, then he was a locksmith, she is a packer, now the next generations of their daughter. they also took their places in production. this family is joking. they have a common work experience the factory is 125 years old for dad. i had at the beginning, shorter than the chocolate shop. and having tasted already, probably, from childhood, these smells, the aromas in which he came home hung in his jacket. that's how he smelled. with these beans, he often took my sister and me to work on an excursion in the summer, when after passing the entire session. we came here for a major overhaul. that is, it was like earning their own pocket money. sweet

business is addictive. no matter how many members of their family try to choose a different path. and i wanted to do to the university of management and in parallel. dad says, well, try again. yes, food exams. and what do you think in management at the university of management did not enter the food and anyway i, well, graduated from it and it turned out, here you are happy, say, well, here i love my job, that is, i get up and go to work not due to the fact that my work here does not want to go. on the contrary, i'm going to somehow. i really like her , the dynasty of confectioners is not the only example of the transfer of experience, the next generation of education and dedication helps deliver results industry. it's kind of. culture, a certain environment that people work in, and absolutely unique qualities of a person are brought up in this environment. this is love for the motherland, this is love for work, this is desire. to get the result that we need to accomplish the

task that we face these people are devoted to their fatherland, dedicated to their production, and this story happened at the legendary stolichny plant, muscovite. a love story made possible by a common case. that they came to moscow and settled down to work brain cable here they met, and got married to my mother's husband's mother. uh, and then we appeared, we were friends for a very long time, and then they decided to get married. the dynasties of industrialists also saw upsurges, how their enterprises helped in the construction of the olympiad-80 before that, during the war years, they supplied the front with cable and wire products, and in the gray nineties they experienced deprivation together. but even then they did not leave this place. and today their plant is one of the market leaders in the country. and who's here

he will say that all the hardships could have been overcome without those who unconditionally believe in their work, by the way, even the local head of the cableman in the third generation, some of this gives a plus for the company. well, firstly, you have the opportunity to quickly learn. that is, people are already learning from the cradle, in fact, at home with a cup of tea. there, or in the morning at breakfast, they talk about what is happening with them and the children absorb it from childhood when they come to the factory. they already know what is here. what are the pains of the plant, what are the opposite, and the benefits factory. the industrial capital of the continuity of generations and a tribute to traditions in this way in moscow revived the culture of holding sports competitions over 3,000 people competed in various sports in the modern corporate world. this would be called a team building competition for tempering the body and spirit, the purpose of which is to rally the authorities, they do a lot to get people interested in working in the industry, as well as to attract more and more new personnel. so sometimes it

conducts such quizzes or easier quizzes to test your knowledge of the polling sector. well, not only are we rallied with the guys with whom they played experienced this team spirit excitement competition. so we also learned a lot about the moscow industry, because the questions were both logical and informative. so, and here enlighten? what games and speed races, how do industrial dynasties help you achieve kpi? many will say that work in production is a mechanical matter, they say, following instructions and that 's it, but such industries will consider this an insult to high results. don't achieve without motivation striving for new heights of desire to win, especially in times of challenge, those who make the decision tell about it. and we had to rebuild the logistics chains, we had to change, and export-import relations, which, too, but directly it had to affect the production programs of the enterprise, but we had to change the approach, in principle, to the

range of products, which is important, despite all the trials that we have to overcome having set up the industrialists, the numbers also reinforce their very cheerful mood. here are the indicators industrial sector for 8 months of the year. everywhere with a plus sign, the production of clothing has grown almost three times ; this is all against the backdrop of total attempts to economically strangle our business from the outside. but of course, it was not without the support of moscow, for example, the city is implementing large-scale investment projects, allocating land to investors for rent for 5 years on favorable terms. this is a meat processing company, and got the opportunity to build a plant for this complex was given to preferential terms. uh, land for rent. that is, this is the earth, that is, it is the same you could locate that are located in moscow, which is directly accessible for jobs, that

is, it is easy for people to move around. and well, it is also easy for us to supply nets. investments in this project amounted to more than 3.5 billion rubles. and how much more expensive it would become without the support of the city is even difficult to imagine. and now here in the latest equipment they prepare a variety of semi-finished products of the highest quality. the scale is such that they are not shy here say they will feed everyone, no matter what happens with the support of the moscow government, but a complex for processing beef pizza products was built and implemented, and we process 100 tons of beef or pork and satan chicken per day. first of this year, the allocation of 15 land plots for lease without bidding was approved to accommodate a variety of industries. the total investment in projects will be about 60 billion rubles.

thanks to them, almost 11.5 thousand new jobs will appear in the capital. moreover, these are a variety of business areas that change lives, such as this place we are at the largest electronic waste processing plant in russia. here he knows how to properly dispose of everything that can be plugged into a power outlet, or that is powered by a battery or batteries give them a second life. for example, what fate awaits an old tv with a convex screen. this is our unique setup. which is divided into several parts, and inside it contains a number of harmful substances that need to be collected in the nearest way a and further disposed of. and the fact that it is made of glass. further, we also send for recycling processing. the second life of everything that has been recycled is the creation of modern refrigerator tvs . and not only a bet on the environment, and this plant, by the way, was one of the first in the capital region to receive a soft loan from the moscow government financial

support of up to 3 billion rubles. at a reduced interest rate of 3% instead of nine. well, this is not the only helping hand extended to business in our country. e could not but be reflected, but the sanctions policy of western countries. here we experienced some problems with this. and in particular. this is due to the fact that we have western equipment, but in partnership with the government of moscow, including state support. ah. in general, we solved these problems by localizing such spare parts, and on the territory of the russian federation, taking into account the well-known problems. today, the industrial sector relies not only on import substitution. got what it is? after all, a temporary solution to import substitution is, in fact, forever being one step behind. what is the idea of ​​the city authorities explaining? we are not even talking about import substitution. for the last six months we have been talking about

creating critical technologies that will not only replace what has left the russian market, but will compete and win in the competition with western technologies. and this requires specialists of rare caliber. innovative russian products are created here, additive technologies that are used in digital dentistry. the main idea of ​​​​this technology is that we produce a liquid material that, under the influence of ultraviolet radiation , comes from a liquid solid state, respectively, the printer polymerizes the material. illuminates it where we need it. thus, we get a solid product. and here is another one of these companies that works with high technology. yes, they are directly produced there. they created them. a whole meme factory, what is it? technology is one of those industries that hmm oddly enough, is practically unknown to the average passer-by. yes, when he is a citizen, but each of us, without exception , use these technologies. yes everyone

has a smartphone in their pocket, at least. now put three things, yes accelerator gyroscope and microphone. all of them in most modern smartphones are made using technology. well, for example, this is, as it were, sensitive elements on a 100 mm plate. this is how it looks. 10 years in business and now these specialists are getting a new round for development, it is here that they know how to fill the void in the market, when competitors left, in other words, the services of our specialists under the sanctions turned out to be in great demand, especially since they are residents of the special economic zone. technopolis moscow has tax preferences here too very convenient transport accessibility, and also, the main thing for high-tech companies. and it 's the staff, the most important thing is the staff. and we have unique employees. this. well, as

if piece. yes? these are such stars. and we had a rare opportunity to look into a clean area, where they work with small components, and where sterile conditions are necessary. this is the cleanest room area. we have more than 1.000 m² in the area, what are they doing there? what did he do there, then our mms technology, it requires a certain set of these processes. yes, this set of these processes, in turn, requires certain technological equipment, on which they are implemented. here is a typical set of microprocessor industry and in our industry. this is an etching unit of a deposition unit of various thin films of a metal compound of silicon oxidation conditions, yes. this is a story about how the industry moves forward thanks to everything new and better that modernity gives. well, based on the most important thing that the industry has, these are people who have tied their destinies a life in which people work to achieve goals and whose spirit

cannot be broken by those people who are used to achieving their goal, no matter what. where once the russian flag is raised, it should not go down. preventive war against russia suicide out of fear of death russia is an icy desert traversed by a dashing man and placed inside a puzzle. the russians don't come across as warlike, but

don't step on their feet. there are no experts on russia, only different levels of incompetence. so that the participant is dispersed.

the heart of parma never occurred to anyone to rein in his vassal. this is a very dangerous aggressive action. an inadequate statement that speaks about the morale of the president of ukraine, the main events of this difficult week of such freaks, only there is no view from the kuar. you know lukashenka peskov volodin is a question that inevitably arises for many. and it was necessary to wait these

eight years. what was discussed? and what did moscow kremlin putin decide to watch on sunday at 22:00? 240 mm east have one son of the dead, so we are all here. traveled there ukrainian back and forth.

vladimir putin signed a decree on strengthening measures to protect the crimean bridge, the press service reported to the kremlin, the document orders to strengthen measures to protect the transport crossing through the kerch strait of the power grid power bridge of the main gas pipeline, organize and coordinate this work according to the decree.