tv Pogoda 24 RUSSIA24 October 12, 2022 12:29pm-12:35pm MSK
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the sale of new cars in russia has been declining for several quarters in a row, according to the european business association, in order to support the population of automakers against the backdrop of sanctions, the preferential car loan program was launched to buy a car until december this year at a discount of 20 or even 25%. and for electric vehicles, the conditions are even more attractive. what models are included in the preferential list, who can count on participation in the program, maria kudryavtseva will tell you in the program instruction do you want to buy a new car for your family? it is possible that it will cost less, thanks to benefits from the state in this edition of the instructions. we will talk in 5 minutes about how to buy a car with a profit, the main measure of support for the preferential loan program. it is valid until december 1 under the dealer gives for a buyer of a car with a gasoline or diesel engine, a 20% discount, and in the far eastern
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federal district as much as 25%, only certain categories of citizens have access to the program, firstly, these are the parents or guardians of at least one minor child. secondly, those who have never owned a car before, thirdly, employees of medical organizations of the state health care system, fourthly, teachers and educators in organizations of the state education system, and fifthly, buyers who rent. in into account down payment, the old car must be at least 6 years old, and it must be with its last owner for at least a year. an important condition; the benefit will be given only if the borrower did not take a car loan in the previous year and undertakes not to take another one in the next and several other important points of value car should not exceed 2 million rubles. the vehicle itself must be new, and not maintained and
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assembled mainly or completely in russia. models of avtovaz uaz and gas. yes, you can even buy a gazelle among chinese cars from the tula plant , there are no those who fit into the price limit. but the requirements for new electric cars are not so strict , there are no limits on their cost, the maximum discount for them is no more than 925,000 rubles. or 35% of the price of the program. it is eliminated for equipment that is produced in russia by the large- assembly method, including those with imported batteries, and on preferential loans. everyone can use electric cars program concessional lending is already in effect this year , more than 10 billion rubles were allocated for its financing. for july. more than 2,000 cars were sold under it, and the volume of discounts approached half a billion rubles. so if you want to
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take advantage of preferential terms, then you should hurry up. the preferential car loan program has provided significant support to the automotive market during the pandemic, and we are seeing a positive effect in the current economic situation. in case of continuation of the state program. next year. we are ready to continue working on her. and we believe that subsidized loans will be in demand by borrowers, and allow them to reduce their financial burden due to an additional discount on a car. in addition, the growth in demand provides additional support to the russian car market, while increasing the sale of new cars. i think that the preferential car loan program will be extended primarily for the reason that the warehouses of russian dealers. uh, not sold out yet. and you need to understand that this is the preferential car loan program - this is a good crush. help, a good sales tool for russian cars, therefore. uh, i think that the program for this reason is still how you can
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use the program of preferential car loans. the first step to choose the right model sets can help in the salons. do not forget that the discount is given only for localized cars with internal combustion engines or electric vehicles. then you need to prepare documents for the bank, you will definitely need a passport and a driver's license. the bank requests other documents at its discretion. you must confirm that you are in one of the preferential categories in this well, here are copies of the children's birth certificates a certificate from the traffic police stating that you did not own a credit car last year a statement that you never owned a car or a copy of a labor certificate or an extract from its electronic version if you want to take advantage of benefits for medical professionals or employees of educational institutions, if the bank has approved the loan application, then you can sign a loan agreement.
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