the border and enter the territory of ukraine itself is the creation of a direct whose if axis. well, as an additional lever of pressure on russia, the united states does not particularly hide this, and nato does not particularly hide it. yes, this is another indicator that the united states and nato are fighting against russia with the hands of ukraine, which is exactly how, following the united states, tanks and france are being transferred to romania. in general, since the spring, the north atlantic bloc has increased its presence also in bulgaria, slovakia and hungary sent a whole battle group to each of these countries. and now he is the entire eastern flank of nato from the gully to the baltics . now finland and sweden, which are joining the alliance, are also preparing with it, and it is obvious now that the american headquarters, which is being created in german wiesbaden, will control the actions throughout this space. where is it between the sky and the sea

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of andrey leonidovich's view lies in the fact that he always, uh, very clearly sees the flaws. he always has working ideas on how to fix them and hmm if germanovich talks about something we haven't yet thought, then andrey leonidovich says what everyone was thinking about, but often they decide to say it. mikhail eduardovich now president of rostelecom ah, mikhail durovich and i worked together at the ministry of economic development, though not for very long, and i remember that mikhail eduardovich got one rather explosive project about the reform of public procurement and my vivid memory that the only person who did not succumb to emotions . e, i didn’t lose my temper, i didn’t get excited, but i was sure that we would finish the job. it was mikhail edward. now he has much more difficult in the field of activity, but i am sure that everything

will work out. sergey vladimirovich khodorsky first deputy chairman of the board of sovcombank can be said to be the embodiment of an entrepreneurial initiative, his first business, opened his student years. that's when sovcombank began to grow very rapidly in the banking business. it was in those years when many uh, just bankers wanted to retire , apparently, and our uh, license revocation policy somehow tuned in to this, even the definition of a tired banker appeared, but this is not just in combo and uh, we hmm see how confident its founders are in the strategy despite various crises and difficulties. maksut shadayev minister of digital

development of communications and mass communications igorevich was engaged in professional projects of digitalization of the state state when no one believed in the success of this business, and everyone believed that the state service and the state system. they are completely stuck in the last century. e, but the fact that today the public sector is becoming one of the flagships and a conductor of digitalization has become possible because that maybe someone once decided not to give up. colleagues, we will start discussing our trip. it seems to me that everyone obviously admits that russia is one of the recognized leaders in digitalization in various fields, but especially in finance and our rise, many associated with the fact that we started later

than others, that is, we studied at mistakes. based on the experience of other countries, they studied improved technologies and it's not a secret. many solutions were based on foreign technologies. well, of course, the main thing is that our wonderful staff and the availability of financial resources became a springboard for a truly digital leap. and now it seems to many that yes, we jumped, but the males are external restrictions. did we run into a stone wall? and there are pessimists and optimists, optimists believe that we can handle everything, we can do everything pessimists, on the contrary, they say everything is tied to e, technology to e, incentives for international competition, so we can’t do anything with you. and so i think that our speakers. uh, somewhere they will be able to reason and try to answer this topic, because everyone

behind us is the ability to overcome the most difficult crises and build from scratch and anew, and the second to build from scratch and anew is probably even more difficult than overcoming the crisis and let's start the conversation with the question of whether it is possible and how, most importantly, how to maintain that pace of development, which we typed e, and by what means it can be done and the first question? i have a matsuta igorevich. and we see that it industries are experiencing blow after blow of sanctions this year, the outflow of specialists, the departure of many foreign companies, cyber attacks on various areas . our activities and the national digital infrastructure, then even more sanctions for just personnel. uh, at the same time, it should be noted even from the outside. we see that the ministry of digital development quickly developed support measures, and we

see that import substitution, which many have said, is just not for show now. what is called and many people understand that import substitution and, uh, developing their own solutions is the way to survive and it helps for development. uh, all these measures help to withstand the blows. but what's next? how are you? see, now the situation, what are our strengths and weaknesses? and what remains to be done in order to form sustainable and somewhere even self-sufficient sectors of it products and services, because the financial sector already depends heavily on this, but someone says. good afternoon dear colleagues. eh, it really is. well , the questions and the agenda are very complicated indeed. we are now, of course, and our industry is going through such challenging times. uh, indeed, our industry is people, first

of all, and of course, their well-being determines general prospects and development of technologies and digitalization and that's it. and of course, how confidently they look to the future. how much? in general, they link their future with our country and the economy. in general, this depends a lot. e. i am very glad that in fact we have more optimists than pessimists. that's because, of course, for a lot of uh people, the trials that we're facing right now. in general, these are new opportunities. and that's often. when i talk to these companies with the leaders of our digital economy, of course, many perceive that, yes, hard, but on the one hand. on the other hand , happiness was reduced, because earlier it was generally difficult in many cases to compete with foreign solutions. uh, you know, we tried to implement a whole range of measures related to the creation of double incentives for russian companies to buy russian technologies

, russian developments. and now, overnight, these niches have been vacated, and in this sense, this is a huge challenge for our industry. e. these are new opportunities for our industry to master these niches. yes of course, the situation is not easy, but in general, uh, we see that many companies still benefit from this, and we see that the departure of large facilities leads to the fact that the revenue of our russian internet giants is growing. what, in general, if well, how would the situation develop in the current trends, then, of course, i believe that we have every chance to realize this potential. here is another thing, which, of course, is. a niche where we, unfortunately, do not have mature ones now. uh, technology mature products. e, here are these here this button is placed, of course, the hardware component base. here with the car, everything is very good with us and here it is huge. by the way, i credit the financial sector, because the financial market actually moved russian software products and russian developments forward. why because it has become the basis of competition for banks and financial

institutions? but of course, these are our main challenges. they lie in the field of hardware processors, components of base stations. this is probably the most vulnerable niche for us and how the equipment is more specialized, the more complex it is, the more, of course, uh, in general, it is less accessible for us and, accordingly, the costs are higher. that's how, that's how we will answer, how the government to this challenge. it is most important. well, once again i see, cautiously optimistic, i see that many believe that time just occupies new niches. here's from the government. the main thing is to create a functional one in general. how to create a regime in which, in general, our developers, our these companies, would feel some kind of confidence in their own future, because there is a market for them, it is important now to reassure people, it is important that they, uh, can work in peace and master these new niches. but i think

that indeed many people see that the niches have been vacated, but the question is how and at the expense of what we can fill them. yes, you said about the software, but of course, the restlessness and the hardware component remains, and many business decisions in the financial sector will depend on how this can be resolved. we hope the government finds ways to solve the problem of the germans to the island, and sberbank, e, has been and remains one of the leaders. ah, digitalization. you have your own platform. own business solution own cloud infrastructure. so even two supercomputers that entered the top 100 yes 500 most powerful supercomputers in the world, but we see how today's life breaks the business models of many companies and the bank, including how uh hmm now you see business development priorities.

do you see that the role of technology in which you made a bet has changed in this business model, given that we have limitations. something we can quickly create ourselves, something will take time. here, as you can see, is the role of technology in your business. and if possible. share more experience. here, digitalization and the introduction of these technologies have been accelerated, which helped sberbank. it's better for you to go and go and go. now the current crisis, which of the solutions worked a and e hmm, here, in principle, are the recipes for overcoming a crisis of this magnitude. thank you very much for your question. i don't think this happened radical business model rumor business models have remained the same. i think it's time for us

to focus, uh, our focus on fewer projects. strictly speaking, what we what we did due to the fact that e appeared. eh, tasks that did not exist before, if earlier we could rely on existing solutions and existing progress, now it is obvious that we are cut off from these solutions and part of our efforts is a significant part of our efforts. we are now aiming to create an alternative. and uh i would say, so that in the sphere of own decisions such, well, enough folded lines. i don't see it just the amount of time and effort we're

investing in there, there are problems with the hardware stuff. uh, i wouldn't say, i wouldn't say that these are also unsolvable problems. but this is a difficult problem. uh, and it all depends on the ability of the state as a whole, because no company is able to solve these problems if the state as a whole builds effective management. eh, in terms of solving these problems. i think that we can also solve these problems to overcome the price for this will, of course, e investment. we will have to pay a material price for this. and, of course, we will lose speed. uh, for a period of time, this is a minus plus is that we now have no one to count on. and as always, this is, well, the

big driver for optimists is life, because the third is not given, either you are an optimist, or you, well, are going. uh, to the dustbin of history, so anyone. uh, any entrepreneur's manager's optimism is one of the uh required professional uh cartridges, in both. simply if this is not the case, then everything else should not be said. i think that we will need to work much more collaboratively in the it sector, first of all, all together, and here the ministry of digital is a good coordinator. in my opinion. they added a lot,

especially during the crisis, joining our efforts, and we, in general, began to discuss a lot of things together and, uh, decide together. uh, that's the first thing, the second thing is that i don't rate good exit from the market of foreign vendors. uh, no russian companies will be able to maintain the level of competition that was and a one-time acquisition of some assets is relatively inexpensive. this is a one-time profit for someone, but the long-term economy will lose, because the density of competition will decrease, what we are talking about is innovation. uh, the main means of developing innovation is very tough competition, where there is no competition, there is no innovation, and in this sense. i think that may be one of the most long-term negative consequences for russian

for the russian economy. this is the departure of powerful foreign companies from the russian market and the decline and not even the loss of some solutions. uh, because we're under uh pressure in the situation. we will be forced to create solutions comparable in quality. that's the density of competition. it seems to me that we all feel in the moment, it seems. e such ease that it is easier for us to live, but in the long run it will be a big problem. additional question, maybe you said that yes , some for some period with us. eh, we will lose speed, yes, and everyone understands this, but how can we really do not lose quality because international competition. she set a certain bar that we were guided by the best solution , uh, what happened happened, right? uh, for many of us, the level of international competition in this area has dropped significantly. here is how, through internal

competition, to create an orientation towards this best model that is being developed in the world, as in your opinion, this could be done. but see the first first answer. no way is this artificial no way to make competition. she either exists or she doesn't. at what's the competition in that you, uh, are faced with the choice of survival or death? everything third is not given, when there are any indulgences or there are any artificial constructions, there is a way to get around them. therefore it won't work. uh, just like years of trying to get someone to innovate there with the help of administrative leverage. it does absolutely nothing. only uh, the father can only be one competition, real market competition, the second. uh, if we talk about international competition in in the financial sector, then, to be honest, we didn’t notice it on the russian market and didn’t really notice these, well, frankly speaking, they are far from the strongest banks that have

lived and continue to live on the russian market. they didn't really force us in the world either. to be honest bench for us, there is not much we took from the experience of the financial market, and i do not have a very high opinion of the competitiveness of foreign banks. in this sense, the russian financial market. it is quite developed. but uh, tech companies. yes, these are those from whom we learned and our the speed of development in previous years was due to the fact that we, uh, mastered very quickly, the experience that they inhabited, cultivated and we literally grew it. they managed to implement it in our market in 5-10 years. and this ensured the quality and speed of e development. e hmm, including the russian financial sector. eh, in this sense, on the one

hand. we are not going to get ready-made solutions now. but, uh, we have now reached that level of development, when it is already impossible for us to implement ready-made solutions in a special way. we went out to innovative stage of development, where there is such pro-development. uh, it can't be so fast, therefore, we will develop objectively more slowly. well, it seems to me, here, how to make sure that we do not slow down. uh, this is to ask the state at this difficult moment, uh, to remove our fears, because today we are very much hindered by the fears of the government. well the government and the central bank. i would say so regulators, because uh. the most important thing is the brake. today it is a regulatory effect, e to the market to the innovative market. and where the state begins to regulate the pace

falls sharply. uh, in my opinion, if we talk about the financial market and technology, such prospects. analogs - this is a blockchain technology in which russia is losing its competitive advantage due to regulatory restrictions. here's what you can do during this time period. well give businesses the opportunity to develop these things. and well, be a little behind with the regulatory portfolio. e in order to see how it will be applied. it seems to me that the only and most important thing the government can do. and yet a few words. tell me about those digital solutions that helped you, if there are any, or it was neutral. uh, sorry forgot. well, you know, i generally think that we did not survive. the blow that we took within six months, we simply would not have survived.