the pace drops sharply. uh, in my opinion, if we talk about the financial market and technology, such a promising technology is a blockchain technology in which russia is losing its competitive advantage due to regulatory restrictions. here is what you can do during this period of time. well give businesses the opportunity to develop these things. and well, be a little behind with the regulatory portfolio. e in order to see how it will be applied. it seems to me that this is the only, most important thing that the government can do. thanks and yet a few words. tell me about the digital solutions that helped you, if any , or it was neutral. sorry, i forgot, well, you know, i generally think that we did not survive. here is the blow that we took within half a year. we simply would not have survived if we had not

invested in the creation of such advanced technologies, so it’s not a question of whether it helped or not, but i believe that we would not have. it's just that and this concerns the first of that colossal blow that we received as a result of cutting off from international markets. and secondly, of course, then we would have been finished off in parts, by cyber attacks, without those unprecedented attempts to put us down. uh, that have been undertaken. e. well, here are the last six months, so, well, it seems to me that here, er, there is simply no alternative, e, and in this sense, the russian financial sector is its advancement. and in general, well, such hmm yes, now i must say e words of gratitude to the central bank and it. as a matter of fact, very timely fast and collaborative. uh, reaction in that time period.

she called everyone and let us all survive. if one of these factors were not there, then i think we would be in a disassembled state, if the financial sector was in a disassembled state, so that the entire economy of the majority would behave very differently. thanks in your there was a note of optimism. although you did not classify yourself as either an optimist or a pessimist, but what do you think, if i heard correctly, in any case, the financial sector has reached a level where it is able not only to implement the solution. yes, but ready and able work out. a solution is needed. yes, it will take time. this is, in principle, not bad from a qualitative point of view for future development. if really. uh, so let's hope that and with the help of regulation. uh, we have a lot of disputes with the help of regulation to create conditions for such developments of new solutions to be everywhere, but

financial companies also have a question for andrey leonidovich. what is your recipe for survival? you same request share and immediately, too, the second question. try not to forget not to forget. uh, you and u germanoskarovich hmm different approaches to c organization and when we discussed ecosystems, remember the hot topic was before all these crises. uh, and considered the difference between models. uh, sber is basically a closed ecosystem of its own. you have implemented the partnership model. and now, if you could go back, would you keep your approach, because in today's conditions we see that many partners simply stopped fulfilling their obligations, some of the partners, even if they wanted to, cannot leave, and uh factors directly affect vtb group's activities might be more secure to have all the functions and services at

home, rather than trying to develop this partnership model, and are you going to revise your approaches in this regard? thanks a lot. you said that i have a reputation as a person who says what others are afraid to say , and so, i will say it straight. how wonderful we are the central bank, after all, colleagues. and what beautiful faces we have of this courageous leadership team given by olga nikolaevna ksenia valentinovna there is no such other central bank in the world, and it will certainly beat all the central banks. western western countries in general, there are no questions here. therefore, why not survive with such a central bank? i think, of course, here it is a recipe, seriously, er, of course, any bank. e depends, first of all, on the client. i always generally say my colleagues are not

offended that we are in the service industry. we, as a waiter , must serve the client quickly, well and expensively, and in this regard, we really really depend on the survival of our customers, so the first good news is that despite everything that has happened since february. our customers are alive our customers are alive. by the way, when we predicted, i know, the central bank had approximately the same expectations that in the case of tough sanctions we would have, eh? gdp will go down deep. it didn't happen. i understand that there is a delayed effect of the sanction, it will work, but nevertheless, today we feel that our clients are alive. and by the way, we are not seeing growth, and serious credit lines across the entire banking sector today we see that e

the level of lending is gradually recovering. maybe not yet for corporations, but in the field of retail lending to small medium-sized businesses, the situation is getting better. thus. we have a client. eh, there is a client in the country - this is, as it were, the first good news. the second thing, of course, is that the client should come to our bank. uh, and for this we must, despite all the difficulties and problems, but constantly provide it with those new products that would correspond to the new level of technology development and, uh, well, needs, that arise from customers and in this regard there are several points that are very important. in my opinion. uh, the fact that we started the transition process for our bank, and in the line of import substitution for our own products since the nineteenth year and if, in the nineteenth year, 90%, uh, we had a dependence

on all key categories of it-shnym from foreign technology products, then today it is also less than half, and by the end of 24 we are planning almost 100%, and for key, and for key power, i would say, for critical infrastructure. uh already to do it ourselves and this, of course, gives us the opportunity to develop today to a lesser extent. although i agree with german. in general, nothing good, perhaps, but there is no departure of the largest companies. but, by the way, this gives us not only political protection or today business for protection, but this and cost savings, we calculated that on the horizon of three years this saves us about 30 billion e rubles. e hmm, because we ourselves

make these products. now we don't pay you a lot of money, which of us were rented, uh, constantly foreign companies, so i think that this is sort of a factor and the factor that we uh hmm have time and make products that are adequate for our customers. well, if, to be honest, in my opinion, the client did not feel all these events very strongly on the example of the banking sector. all our banks are open. well, i don’t take it, the external factor is external transfers there. it’s clear that we could n’t build these models outside our country for everything that concerns inside and what was done under the leadership of the central bank and the banks themselves we did allow today to absolutely provide adequate service. clients and we do not lose clients and clients come to us and increase their investments. now, probably, there will even be an influx of liquidity to a greater extent,

because the securities market is still unstable. we see that this trend exists, therefore, in this regard, we believe that we have already survived , we believe that we survived the first shock very difficult it was very difficult for us, because we got into sanctions right on the first day of 24. we don’t have there was time to disperse we were preparing for this, but of course, the date itself. e, we were in a general situation, when we brought our significant losses, we were forced to reorganize in many respects on the go, so i would say that the bongiev, and the bank is positive and we feel the trust of our e customers. by the way , on the eve of this forum, we conducted a survey of our clients regarding their trust in russian technologies. and over 60% were in favor of, uh, support and trust, so we feel like in this regard, we are quite comfortable and we believe that we

will be able to develop, and i hope that we will not lag far behind our colleagues; for now, many of our clients who have transferred their money, uh, to the countries, let's say, and east to the persian gulf, they say , that the level of service of a russian bank, of course, is an order of magnitude higher, both in terms of products and technology, than today they even have branches or some branches of even western foreign banks. therefore, i think that we can be quite satisfied. here. though hard times are going to be hard and the blow to us was very strong, as far as the model is concerned, you know, uh? we have always focused on banking . we never set goals. e become a digital company. is it right or wrong? i don't know, maybe time will tell, but our partner model. eh, in general, it was brought

to a certain level. we have created a system of, e, open protocols for the exchange of the so-called api e, to which our partners can connect whenever they want, of course, burden, e, of this one of this the word of a bad three-letter, which is called sdn, it interferes to a certain extent with this partnership, because many potential partner companies are very wary of kozlyadinsky banks. well, i don't want to predict the situation when the whole country will be in decline and so on. eh, problems. it will go away on its own. yes, i think that gradually we, uh, will build certain relationships. uh, based on partnerships. i am not i until our strategy has changed. uh, the pace of partnership development, of course, slowed down and to a certain extent degrees today are placed on false plaque. uh, we’ll see how it will develop further if we understand that our model is

wrong and necessary and we need to develop our own system models, but we’ll probably change it, but i still hope that we will keep it and the companies will interact, how our own is slowly happening when we understand that, well, our other partners understand, especially russian ones, that these sanctions are not sanctions, but work with the largest banks that have become with the dens, they anyway, they will have to, because they still won’t have other partners. thank you. thank you . i'm very glad that you, by the way, started with clients some time ago. we kept saying that banks should become customer-oriented. it does n't even need to be said now. it's just that banks understand that customer focus is the main thing that allows, uh, business to grow, and the truth is, we have differences here. you said that you need to serve customers. eh, fast good and expensive. but the regulator considers fast good, and it would be better a little cheaper. uh, that's it. hmm, but nonetheless,

indeed, our clients are used to new technologies. and now it is very important not to disappoint them, not to lose them. the pace is why we are discussing these issues today. e question e to mihaluch. rostelecom is the largest operator of digital infrastructure in russia . everything from cellular tv communications to data centers of the government services portal and you ensure the continuity of infrastructure activities and at the same time the development of critical infrastructure for different sectors. and we we see that requests to rostelecom. they have increased have increased in different sectors in many sectors. you have become a monopoly. but it can also become a bottleneck . how do you see the situation? how to solve it

now and what russian technologies need to be created or developed in the near future? thanks for the question. first of all, i'm very happy to be, uh, uh, on this forum, because there are no former bankers, and i worked in the banking system for many, many years. this helps me a lot. at least. yes it is you will tell, well, monopolists are not are born and everyone can become. maybe you can find some kind of blue blue ocean, of course, the historical rostelecom was the largest and remains the largest national telecommunications operator, but many of the areas that you listed, they uh, appeared with us literally in recent years and in in general, to a large extent in a competitive environment, because not only we work in the market, here

herman, uh, is undoubtedly one of the uh, leaders, uh, in the field of information security. uh, there are also very strong companies in the market. it is very good. we always invite everyone to cooperate with the state in developing, for example, state information systems, but so far, unfortunately, no one is joining us so actively. apparently this is due to the fact that the state with the customer is very demanding and the most important is the clamping of the cut. here, maksut igorevich, in general, implements the state function at 100%, but, of course, such diversity imposes a very great responsibility on us. list all the problems that we had to and need to solve e will not, but in general. uh, you can say that we and our partners. i will also say a few words about this. eh, well

prepared. uh, to these challenges they stayed, but uh, hardware developers nonetheless. and those who develop software have come a long way over these 15-20 years, and today rostelecom's stability as a truly largest digital operator. she uh enough a few words about the a partnership. i think it's in one one of the most important advantages of russian e -markets of the most diverse russian markets, if we are talking about digitalization, then uh, even among those organizations or which we represent there are very vivid examples of joint work to create such global uh federal uh strategic e , solutions vot e, biometrics is a joint venture e

of the government of the ministry of digital development, and the central bank and rostelecom together with e, vtb e we are shareholders, there is the largest operator in the e market in the tso market. e with german with savings we start now. in my opinion, it is also one of the system projects, when to uh to their platform. we will attach our solutions to the area. uh, virtualization it allows you to move forward faster. yes, spending money more efficiently, because, of course, import substitution increases our costs. this is an obvious fact for everyone. eh, there are no miracles in nature, therefore, this solution has a price, well, they say about the neck. here it is important whether you pour or pour. yes, thank you, but

i can’t help but respond about partnership. a life forcing partnership, even if someone didn’t want to before, it turned out that you can survive alone. now it is quite obvious that we need to build partnerships in the market. apparently this will be such a trend question for sergey vladimirovich let's look at the current situation from the point of view of a private bank. you are probably even in more difficult conditions than the leaders of the banking sector. well from the point of view of the level of digitalization achieved by this time. although you started to be very active in this and a technology company created yes but in terms of scale in business and at the same time fell under the toughest sanctions. in general , faced with a maximum of problems. and do you think that you have any unique

advantage? for example, in front of state banks in order to successfully continue, despite the crisis, the digital transformation that you are carrying out. well, here, to be honest, the question contains so many assumptions at once, with which i will have to discuss a little, because here everyone was treated so pessimistically optimists. eh, as germanovich correctly noted, private business cannot but be an optimist; i consider myself in the camp of radical optimists. and accordingly, for us in this whole situation, in fact , well, it’s much easier, uh, than uh, for many colleagues. i'll probably start with the size. in other words, what is the situation with us, if the chord problem, which was discussed today for the largest players, is really of such a rather acute nature, because certain things are to be outsourced. just impossible, then, for example, for us, well, that

same rostelecom yes, in the conditions there may be competition there for certain resources and opportunities, but nonetheless these. eh, there are plenty of opportunities. the second situation, we really see that these are the projects that were launched by the central bank, so that the infrastructure of many fintech things becomes universal, and there was no situation that each bank should separately, in fact, they are of great importance. and, of course, they help in the first place, not the giants, but first of all, the bank. e several sizes less and further, respectively. e. well, we, uh, understand that from the point of view of those support measures that are in relation to the it-sectors in particular and the banking sector, for example, in terms of what our developers. well, they were protected from certain duties, which in recent times have been the most important. well actually, a stimulating thing. in general, integral,

look. we have a 30% increase in developers this year, so our turnover this year is lower than last year. do you know why? because willingness to work as a developer today banks are high - this is a more stable place. these are not companies that leave the market. these are not start-ups that have uncertain fates about how they will be funded, respectively, and it is, well, a lot of all the perks of the support world that generally exist, so we uh it is much easier for us to attract developers today than it was in the years when some our colleagues cut into the regime to the full increase salaries twice. and then we have a higher turnover for us is much more difficult, that is, but now we feel absolutely comfortable. and we think that the time for that technological breakthrough is just perfect for us, what else can be noted here. the fact is that, well, like all projects in the field of innovation, they are romantic and

pragmatic, respectively. uh, things that look cool. there are those that provide a direct concrete benefit. we are always focused on those things that give an immediate effect. we can afford it, because e is in front of us. uh, there are such people in the vanguard. well, a few respected players who can afford such very romantic things about let's do it let's do it, it looks cool. let's see, something is written off later, something is not written off. that's in general in the area. there are no expensive innovations in development, those that are applied in life are expensive innovations, only those that are written off. those that are applied are implemented all are not just inexpensive, they bring great results, so we see our advantage in the fact that, accordingly, we can really enjoy. uh, those things that are being developed at the state level, which are being developed by our colleagues. we are very

grateful, uh, in a sense, uh, we would like to express hermonos, in short, because we see changes in the position of sberbank that have occurred over several years. including under the influence of projects of the central bank. how much more open has sberbank become today , how much the services that sberbank is developing can be used by other banks, namely in the field of various integrated solutions. it helps a lot. that's why, in this sense, it seems to me, on the contrary, some alignment of the infrastructure is happening a and just e for us this positively a and there are a number of certain things. what we touched on, that ball we got under sanctions and that's it. naturally, well, they know all the disadvantages that are associated with this, and there are pluses just about them, as it were, right now, if i start talking publicly about the pluses. e of being on the shady side after being on the table or now it is no longer clear where what is this, we probably won't go into full detail here.

but nevertheless, they are obvious. that's why from the point of view of the overall competitive environment. and we feel, on the contrary, as if from the point of view of the situation there are more opportunities and from the point of view of business opportunities. i agree with andrew they are more than a lot of clients. and we, of course, will inevitably go in the direction of not having the coolest, generally feint of feints. that's in terms of maximizing the intensity of romantic projects. but the fact that we have enough resources for everything what customers really need. and what they really need is what really makes them comfortable. we used a ban. the system has a huge reserve, if well, just calculate how many human computing resources and so on, and the banks there spend on projects that well, they don’t have such a direct obligation, they don’t have a direct effect there, and so on. just somewhere a fashion trend including, then we will get a huge

supply. now, thank god, there is no such increase in computing capabilities as there were 15-20 years, you need to get into this situation 15-20 years ago, probably, but today it all works. i think that, from the point of view of cloud solutions, we need to work a little with the legal framework in order to make it easier for us to do certain things in the clouds. maybe there are some transboundary clouds in some situations, maybe there is somehow something here you can think of. that's over time, maybe in a few years. here, ah, but uh in general, that is, uh, our industry we are not let's feel some such bottle necks from the point. development is that in hard, well, thank god, we still work with data, we don’t need to insert this hard into our products somewhere. you direct it so that it flies and goes there. well, we have a slightly different situation, but it will be difficult for us, that we have an atm there, but the digital ruble will help us, so we will move on to abandon atms. that's why, uh, that's it. on the contrary, this

will be the engine of what we have replaced with our customers. yes, technological challenges can be the most powerful and there, as it were, it ’s probably hard to be a radical optimist in some industries. that's where you have to be cruel pragmatists. well, in our industry from the point of view of technological prospects, and in particular in our bank , we have no doubts, in principle. yes, thank you, but i am very glad that you remain an optimist and an optimist at the same time as a pragmatist, indeed there are no entrances without good leveling the conditions for the work of different participants that are taking place. well, this is what he is, for example, from the central bank maksut always aspired to get back to you hotter numbers, she really did a lot for the digital transformation of our country, but still the pace of digitalization. they are very different in different industries somewhere continue to be low. and what do you

think it should be to strive for some kind of uniform pace of digitalization, and is it necessary to strive, if striving, how to achieve this? and it is clear that, for example, the infrastructure solutions that you are making, which can be used in different sectors, they are in demand by some sectors by others. no , of course, advanced financial sector to advance. from the point of view of digitalization, it is very worrisome that if we equal the superior ones and, as it were, equalize the average for a hospital, then many of the infrastructure solutions that the financial sector needs. they just won't be ready. here, how do you think from this, from this some contradiction, we should reach the level of state policy to be equal to the average to the advanced to the laggards, you know, even at school there are different teachers. yes, what kind of teacher are you here? if can. i would just like to respond first. i really liked it. uh, and now i really

see what these digital rockets are originally. uh, the financial industries that just took off at great speed there and, in general, moved in their own direction. and everyone developed their solutions as the main feature of their competitive advantages. i see right now, indeed, that there is a big collaboration going on in current times. and of course, i'm right here for us the financial industry, which in all uh stories on digitalization, is still a big locomotive, and what is happening in finance. in a few years we will look at other industries there. i think it's very simply the right trend. and, of course, i want to thank all colleagues about the features. andrey, that’s all, such a discussion arises when times are hard, in general, colleagues find an opportunity, well, how to unite and do some kind of development together to share expertise. i consider it very valuable to come to the aid of commercial banks have some questions here. i believe that this is one of such e positive results, in general, the

current situation. and this is very valuable. now as to, indeed. we have, uh, a national development goal. it's called digital transformation, uh in the five national goals. in general, digital trans. it is present and we have indicators that the government must provide. this is the digital maturity of key sectors of the economy, and in this sense. well, of course, we are trying to measure digital maturity, because here we are, of course, we measure not industries in relation to each other. you should really be certain. in terms of leveling. of course, we use the best international practice as a benchmark here as well. of course, there are two good news that, according to our indices, firstly, the financial market of the financial industry leads by a huge margin in terms of digital maturity from other sectors of the economy compared to international indicators. this is very important never. we compare finance with the russian economy. and

when we compare the financial level of digitalization in russia with the level of civilization. so this is an industry in the world and in general here, of course i agree that here? probably, if we have it, the minimum or in many respects the financial industry under digitalization corresponds to the best international practice. and to be honest, we are even forced to do so in many ways. this means that we have directives regarding state-owned companies' digital transformation strategy. so we have certain indicators there, including an increase in costs and we are having a discussion with many state-owned banks, what does it mean that we have to take indicators, er, somehow a basic requirement of the government, because already such a level of maturity, which, in general, does not require gigantic investments, but at the same time it is very important, of course, so that all the same, the role of these experiments, that is, it is clear that pragmatists will win now, but you please remain a platform

for experiments. and here it is important, because you have to cut through these simple ones, so to speak, and uh, so for everyone else, this road is illuminating in a good way, that's why there is here, i don't see it. because once again in the world we are industries not in relation to each other, but still with comparable parameters to international ratings, the financial sector could rely on the fact that the government will develop the infrastructure that already meets the level of maturity of the financial sector, which yes, you yourself recognized that it is higher than others, but just the level of needs for digital transformation. he's at that level of maturity rather essential infrastructural solutions that need them at a different level. it is not clear that we are here as a central bank without a government. we can't do anything. yes, in order to give a stimulus to this further development. i hope that we can also count on collaboration here, which you

absolutely spoke about, all the more so, even when we discuss the model of interaction between industry regulators. means with us from the industry we always cite as an example our system of relationships with the central bank. because you are a needs consultant. it means that only nikolaevna brings these tasks to us, and we are trying them in this sense both from the point of view of the state of state services of state data and from the point of view of the market. in general, to ensure their satisfaction. in this sense, our customers are centricity. satisfying the requirements of the central bank and we will summarize the needs of financial market participants. and the bank, including continuing the theme of collaboration. it is really very important, many participants talked about it. now maksut igorevich emphasized this in particular. i fully agree with this. and in connection with this, i have a question for our bankers to each of you. you remember

on phenopolis, last year. we often discussed just those important national infrastructure projects that can be used by all market participants, which will just give this opportunity to move forward in digitalization and the development of the national payment system spb digital profile biometrics all these topics. we discussed even voted somewhere to choose which projects are the most important. because 10 projects to do at the same time is not one to complete, you need to focus on some key areas with you. this was also discussed, not only those general projects that may be of interest to most market participants, but also commercial solutions. uh, and the issue of competition has always been at the forefront. and

in many ways, we have developed such national platforms that commercial players have access to. yes, with a regulator. and so they often argued with the german brain, when the german he told us that we were replacing market competition and so on, but we considered it important to develop these platforms. right now, in your opinion, uh, based on what we many say and show the willingness of the collaboration of commercial participants. maybe, uh, it's time to say that the business itself is ready for the operation to create these commercial unified platforms. well, like, for example platform scoring platform. it was a live broadcast in the moscow region hosting a forum of innovative financial technologies of the bank of russia venopolis. vladimir putin gave a number of instructions following a meeting with members of the conventional traditional council to meet the needs of the

russian armed forces, so by tomorrow the government should present options for controlling spending on the needs of a special military operation, and the ministry of finance should determine the amount of additional support for regions where a medium level of response has been introduced, in addition, the president demanded by november 14 to bring the standards of what the army needs in accordance with its real needs, and also to approve a target task to provide a multitude of armed forces during a special operation. in the sverdlovsk region, a russian was detained who was planning a terrorist attack in the administrative building of yekaterinburg, according to the regional fsb department, a special operation was carried out by representatives of the department jointly by military counterintelligence officers during searches of the suspect, incendiary devices were seized. the defendants have already chosen a measure of restraint as a result of a joint special operation of the fsb of russia in the sverdlovsk region and military counterintelligence agencies in preparation for the implementation of criminal intent, a forty-seven-year-old citizen of the russian federation was detained who planned to commit a

terrorist act against an administrative facility in the kirovsky district of the city of yekaterinburg. he is a supporter of the organization of movements recognized in our country as terrorist extremist actions. he planned to sow panic among the local population and thereby destabilize the work of municipal and regional authorities at the place of residence of the detainee. five improvised incendiary devices were found confiscated investigative subsection. the federal security service of russia in the central military district initiated and is investigating a criminal case. another 35 people returned to lugansk from ukrainian captivity. the group was accompanied by the commissioners for human rights of the lpr. according to victoria serdyukova, two of them are militiamen. the rest of the dpr defended the luhansk republic after the return of everyone , the doctors examine serdyukova said that the condition of one of the fighters was serious. now a short ad

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to receive a special program. she is learning to play with us. i'm on the cool diana my friend bare hearts create a free system of services for special children of their families. can you support the work? help us help more. the topic of the us elections does not converge world media pages washington the post called biden a bottomless pinocchio, recalling the famous character in a children's book that lied too much, the republicans became disillusioned with trump, and america's european allies are changing the vector of their policy so that the united states can no longer put pressure on them. maria the sparkler will continue. they come up with nicknames and savor the behavior of american politicians. the reaction of world publications to these elections. the united states is personally in no hurry to predict where america will turn, the star of the republican party is clearly in no hurry. odessans with wins in

florida democrats lose control of congress in the spotlight of election officials the uprising of broken voting machines against the people and in these headlines the main tensions of the american elections are the key issues, not as voted at several sites in detroit, who came to the polls, you already voted. and how they influenced the americans' elections. you say i shouldn't vote for john featherman. instead cast your vote. joshua shapiro's red wave didn't happen to her democrats. failed hold the statue. in general, the mood of the americans was voiced by fox, i don't know about you guys. i am shocked that there is no red wave of inflation. at the peak of forty years, crime is at the level of the eighties, an unpopular president who thinks more about the green economy, and not about the people. this fiasco is an intermediate madness of the only ones the clear winner of this paranoia illustrate the situation in the spectator the elephant in the red

cap will crush the biden just like that, the upcoming 2 years of the us president see other bottomless pinocchio now only they call it that biden in american snakes, the president is accused of total lies and opponents and brocade is equally important to voters, who right now were asking him hard for everything. where are you in zelensky business, our money is the most pressing questions of american taxpayers, of course, not long ago, and this disperses the americans. the number of opponents of homeless assistance to kiev is growing. and people demand to change the government by january. baidu to arrange impeachment. at the same time, nato said the united states will continue to support ukraine and will force allies. i will not go into the details of these results. at least because the counting of votes continues, but it is absolutely clear that there is strong bipartisan support in the united states for helping ukraine and

the election results will not change it. battle of american blues with red trance, is back like terminator i'llback, he said, but he looks like a terminator with a black eye. where you will come back to change you all. there need old idiots. and it seems quite unbelievable that european experts admit that the united states loves ukraine to death. in the truest sense of the word. just as they loved afghanistan, the goal of the united states in ukraine is an endless conflict. washington is not worried about peace in europe, ukraine, but how to overthrow russia , establish it in the eu and in general throughout the world, using kiev writes global times any negotiations between kiev and moscow, according to the authors, will be torpedoed by the white house, while the eu will be pressed, so, despite the crises, the europeans will have to increase assistance to ukraine and habitually remain silent. it’s just that many no longer want to be silent and obey hungary blocked

the eu’s 18 billion aid plan for ukraine. and the uk abruptly discovered its black hole, where 50 billion pounds sterling went, they understood . does not want to help kiev and intends to reduce support for british refugees, but in switzerland under the noise of american elections and they even thought about leaving the stuffy embrace of the western brotherhood in the country, they are already collecting signatures for neutrality on the issue of international sanctions and military alliances together. and now it's time for economic news, liquefied gas instead of pipeline europe is actively buying up gas for 10 months, the eu countries imported 105 billion cubic meters of st. petersburg calculated by the research company kapler. this is significantly more than the volumes for the whole of last year and even exceeds the purchases of china, the former consumption leader st. petersburg, explains the growth in demand by a sharp decline in supplies from russia to they accounted for about 45% of all european

imports. the ministry of finance limited the placement of federal loan bonds, despite high demand, and the volume of securities at yesterday's auctions reached 42 billion rubles. despite the fact that investors would be ready to buy bonds for 530 billion, i note that, despite the stability of the demand for russian ofz. now their returns are very high. recently , the ministry of finance stated that the price conditions at the latest auctions did not meet the requirements of price and financial and budgetary sustainability. bitcoin for the first time since november of the twentieth year, it fell below $16,000 in just a day, the cryptocurrency lost more than 15% in price, and at the beginning of more than 25 weeks, the fall was caused by the massive withdrawal of investors' funds from the fitiex exchange. they seized $6 billion worth of cryptocurrencies from the platform. this, in turn, occurs on the news that the exchange is provided with unreliable assets. german gref announced the restoration of sberbank's profitability in 10

months, the company earned 50 billion rubles. according to rbu , in october, net profit exceeded 122 billion, the volume of sberbank loans has reached the pre- crisis level. in addition, the bank has been returning to regular information disclosure since october. the results will be published every month. on this news, the stock is up more than 2.5%. this was the news of the economy in short. in the kostroma region, in each city and village, special headquarters are created to support families mobilized as part of psychologists, civil servants, how john helps the parents and children of fighters natalya yusupova svetlana escorted her husband to special operations and there is only one man left in the house, five-year-old maxim, he still goes to kindergarten, but helps his mother in everything with cleaning, cooking, washing, but most importantly, he wants to become smart and strong like dad. i

really want daddy to return alive and well, except for the growing assistant svetlana and eight more families with children are supported by the administration of volgorechensk, at the end of september. a special headquarters was created here, which included officials, psychologists and volunteers who are ready to provide such families with a variety of assistance. today, children are mobilized and go to kindergarten receive hot meals at school attend clubs, sections and cultural events free of charge, the child will be transported to the pool weekend club. we've been invited to concerts. hmm, all sorts of entertainment exempted from paying for the garden. we don't pay him for mugs. now they offer help with a car. if you never know what there can fix or what? well, help is always there. thank you very much to our administrations for their support. they constantly call us and don't forget us. anyway, some they call for help almost every day. in total

, there are 22 families in volgorechensk, from where men were called up for partial mobilization in the list of support measures. it is constantly being replenished. someone needs psychological help ; mother of one mmm citizen. she announced that they were preparing to paste the wallpaper, that is, everything had already been purchased. well, that didn't happen. that is, here i now have a volunteer headquarters works to pick up more or less specialists. after all, this is the kind of work that is also needed, not just come and do it, so that at least someone once did it. here is this work. we will also definitely fulfill in the region developed, a comprehensive plan to support families mobilized there includes everyday legal psychological issues of organizing the employment of children and much more, and each family in each district has an individual approach to the waist of supov. aleksey

kartashov vesti, kostroma river crossings, control at water bodies is traditionally strengthened for a while or got tired, despite the dangers of autumn weather , there are enough people who want to go out or even go out onto the ice, and evgenia lyubovskaya is at risk. rescuer andrey korobeinikov checks the technical condition of the airboat several times a day, it must work properly, because all hope is on it. if you have to get people out of trouble, piranhas and a few more pieces of special equipment. today they stand guard over the ice crossing in order to drive such a transport of a driver's license not enough to drive on ice on water in natural places where it is not available, well, the car and everything else must be unlearned to have it. uh, a ship of special design, well, right, well , also experience and know a lot about management.

andrei and his colleagues are on duty at the crossing with the oligard. labytnangi is now yamal to escape at a combat post 24/7, the situation on the river obliges the time of the autumn to unravel dangerously. well from year to year there are people who ignore all the risks of riding snowmobiles. track on fledgling there are a lot of pedestrians in the obi's shell. otherwise, such actions cannot be called rash, as a result, a rescuer has to risk his life. i especially remember the case of the fifteenth year, then 25 passengers in a private air cushion got stuck in hummocks, and a couple of years ago a man fell under us, fortunately. there were no tragic consequences , and it was necessary to quickly respond to the incident just a few days ago. recently there was a case, uh, three citizens left on a piranha boat. uh, with the equipment broke down contacted 112 service, we received a message, the group promptly left and provided assistance.