always wondering where it all starts

now? now economic news briefly, the euro exchange rate has risen above 70 rubles for the first time since the end of may, the dollar has exceeded 66 rubles, and this is a six-month

record . period, as companies redeem rubles for payments to the treasury. already today, the eu may set a limit on the cost of gas at the level of 188 euros per megawatt-hour. about 2,000 dollars for 1,000 m³ new ceiling almost a third lower than previously proposed by the european commission. let me remind you that the discussion of price caps in the eu began in the spring, while the politician failed to reach a compromise , meanwhile today the agency. bloomberg reported that europe has already lost more than a trillion dollars due to the refusal of russian gas by 2/3 of domestic cars. in november, they were sold as part of preferential car loans , this was stated in an interview with our tv channel by the head of avtovaz, maxim sokolov, according to him. now cars of the lada brand occupy 40% of all market. next year, it is planned to produce more than 400,000 cars in the month of november, already about 70. sometimes even more percent of the cars were sold precisely, within the framework. e

preferential car loans. and this allowed avtovaz to achieve. significant leap forward in uh, market share, uh, and. at the end of the year, we came out with an excellent result 40% of cars sold under the lada brand the luxury car market in russia halved in november. the russians of the luxury segment are informed about this by a car. stat most bentley and rolls-royce became popular brands; almost all supercars were bought in the capital, let me remind you. now it is impossible to officially transport such cars to russia. however, they continue to be supplied through parallel imports. this was the news of the economy in short.

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the armed forces of the russian federation continue to conduct a special operation in the kopensk direction as a result of a fire raid by russian artillery on the accumulation of manpower and military equipment of the armed forces of ukraine in the areas of settlements , ivanovka, kharkov region and novoselovskaya luhansk people's republic , more than twenty ukrainian military personnel were destroyed an infantry fighting vehicle and two car in the krasnaya limansky direction by artillery fire inflicted defeat unit of the armed forces of ukraine concentrated in the areas of settlements, stelmakhivka, chervonoe debrova, luhansk people's republic and in the area of ​​serebrian forestry, in addition , four ukrainian sabotage groups were destroyed in the area of ​​​​the settlement of rozovka, luhansk people's republic, the total losses of the enemy in the krasnaya

limansky direction amounted to 70 ukrainian military personnel two armored fighting vehicles and two pickup trucks. in the donetsk direction as a result of offensive operations. russian troops occupied more favorable positions. artillery fire thwarted enemy attempts to conduct reconnaissance in combat of the position of russian troops in the direction of the settlements of the disputed novgorod water leninskoye and nevelskoye donetsk people's republics over 130 ukrainian servicemen were destroyed in the donetsk direction in a day two tanks, three armored combat vehicles and three cars in the south donetsk direction by fire artillery and active actions of the russian troops , the native tactical groups of the seventy-second mechanized brigade from 108 territorial defense brigade of the armed forces of ukraine, which made unsuccessful attempts to attack in the areas of settlements, novomikhailovka vladimirovka and novosyolka of the donetsk people's republic, in the area of ​​​​the settlement of nikolskoye of the donetsk people's republic

, two sabotage groups of the armed forces of ukraine were destroyed, the total losses of the enemy. in this direction, up to 80 ukrainian servicemen were killed, two armored combat vehicles and three pickup trucks, operational tactical aircraft. with missile troops and artillery of the groupings of troops of the armed forces of the russian federation hit the points of temporary deployment of units of the sixty-first infantry-jäger brigade of the 124th territorial defense brigade, as well as groups of the center of special operations in the south of the armed forces of ukraine in the areas of settlements , constantinople, donetsk people's republic of kherson and velykinskaya, kherson region , in addition, the 56th artillery unit of the armed forces of ukraine was defeated in firing positions by manpower and military equipment in 139 districts, investigative air defense investigators shot down eight ukrainian unmanned aerial vehicles in areas of settlements per day, a small area of ​​nizhnyanka luhansk people's republic of volnovakha mykolaivka

of the donetsk people's republic cozy zaporozhye region and a quarry in the kherson region, in addition, six rockets of highmors multiple launch rocket systems were intercepted and a hurricane in the areas of settlements sweet, debaltseve of the people's republic of the criminal lugansk people's republic and lyubimovka, zaporizhia region, in the airspace of the belgorod region, four american anti-reaction missiles were shot down, in total , 344 aircraft, 184 helicopters, 2,684 unmanned aerial vehicles, 398 anti-aircraft missile systems, 7,159 tanks and other armored combat vehicles, 931. combat vehicle multiple launch rocket system 3,691, field artillery gun mortars, as well as 7.664 units of special vehicles. already opened 200 branches in new territories and

plan to increase in 2 years. this number more than doubled, said the chairman of promsvyazbank, peter , the assets of the fsb grew as the business is now developing. in crimea, and how much did the portfolio for the defense of the industrial complex increase at the end of the year, did he tell about this in an interview with our channel? peter mikhailovich good afternoon. at the end of the year, it is customary to take stock. a little later, we will talk with you about the key results of the bank's work as well. i know that you have opened uh, 200 branches, about 200 branches in the new territories. tell me what are the plans for opening branches next year. what services are already being provided there and what are planned? yes, we are already working quite actively in the new territories of the russian federation. we started this work back in may, and we are working this year. uh complex. well, first of all, of course. and the main task

was to provide banking products with services. uh, citizens individuals individuals population. uh, we are coping with this task, uh, keeping in mind that now you really answered 200 branches correctly. e a large number of atms a large number of mobile offices. this one is also quite unique. these are offices, after all . which in those regions are all areas that we have not yet had time to reach, uh, with classical branches that allow you to use the services in the first place. we focus on receiving. e accounts opening accounts in order to be able to make transfers with other regions of russia there are absolutely no restrictions there are absolutely no e, standards that are high standards, which are accepted in the russian federation banking. they are fully applied now is the payment of pension benefits. and even now, the

salary is already according to all the already familiar ones. eh, techniques. uh, banking. this whole branch is far from the limit. we set ourselves big enough tasks for ourselves so that in 2 years we will have 500 branches, at least, and what we are proud of, that these are not only large cities, say no, lugansk or a-a, melitopol and this branch is even in small towns in order to so that the maximum number of a of our e, citizens could get access to e-e quality banking services and about new services. i know that you have mortgages in the plans. that's about it. tell me this is a separate focus, not just drip. we have already started working on consumer credit. uh, donetsk lugansk started a little earlier, and the two republics and consumer loans are already in full swing. and since january

23. the same products will be available in kherson and zaporozhye regions. the next step, of course, is a mortgage again with all the use of all those programs, but federal programs for preferential mortgages for military mortgages, where we actually are, including the absolute leaders, as a-a bank. it will certainly be complete. uh, all these all these products will be used and in these territories the central bank of the dpr and lpr are transferred to the psb. what does this mean and what will you do based on them, well, in this sense, yes, such a decision has been made. uh, hmm we're starting from what's like. e. now, probably, the main single bank it also works on the territory, including, of course, the dpr of the lpr. it is very important for us to answer three challenges here. uh, in general, this is the development of the banking system of the financial system of these regions. and here, of course, the transfer of these banks will help

to solve this problem quite actively, that is, er, in general, the development of banking services. traces together we are, of course, working in the central bank as a regulator, the second task. the main one is hmm, as i said already, in addition to access to the population's products, this is actually the integration of the regions themselves the country's financial system. this is also important, because these are transfers. these are budget calculations, this is treasury support. that is, all this is important, and the third topic is maintaining the population in terms of employment, because as a rule and often this happens in the financial sector. a large number of people are also employed, and our task is the potential that these specialists have in the republics. uh, to support as much as possible uh in terms of personnel development in terms of motivation in terms of understanding that they continue to do their job deed. with their profession, they help to restore, if necessary, their regions, so we

look quite broadly here and take on a little bit more functions than just. the bank is even a state bank. and how is this also an institution that generally contributes to the development of the financial. eh, the spheres of the regions, given the specifics of promsvyazbank, i wanted to ask an important question. how much funding has increased for the defense industry this year and how much has the number of applications increased from them. well, of course, no one canceled our main task. she was uh left in front of us. uh, and before the special operation. we focused on development. e, accompanying the financial state turnover of the order and support of the enterprise defense of the industrial complex in terms of lending. of course, we continue these programs. it is understood that we are now continuing on a larger scale. this time requirements can say that more than 50%

increased. uh, our defense industrial complex portfolio again. this is justified. very on time we are in a good way here, together with the ministry of defense and the ministry of industry, on behalf of the president , they formulated these programs of the so -called advanced financing of the state order, which now allows you to quickly, uh, respond to the challenges of the time from the point of view. e additional, uh, volumes, uh, of the products that are now in demand by our army, uh, i can only say that, if at this point in time, the credit liquid guarantee limits for the defense of the industrial complex are already, uh, concluded on almost uh, 2.5 trillion rubles. that is, these are large volumes that we accompany and, in general, we understand responsibility, and this is our focus, our main task. for example, mikhailovich how much is the enterprise defense of the industrial

complex now coping with the task of increasing production and how this task can be helped by changing the financing model? this is a big question. it is being discussed now, because, of course, the volumes that are now facing those tasks are volumetric tasks in terms of volumes that the enterprise faces for the production of products on the accelerated release of products of the floor of the modernization of the products that are produced is a big issue, including the so-called investment financing issues, because in addition to the release. e for armament. we still need to modernize our production. this is something that should not be forgotten. that is why we are currently solving this issue jointly with the ministry, including through lending, but we now want to launch them, and we have already talked about this loud enough, this requires changes in some regulations. uh, use let's say the debt market of the public uh to finance the defense industry in the first place. i

mean, for example, bonds, when appellate loans used to be defense industry enterprises with such instruments. almost never used. well, somehow there was no need, or something, and now the need for big money, uh and long money, it’s so obvious for the defense industry that there are no other tools, except uh, such is borrowing on the market, including including involving the potential of individuals. uh, well, in general, the lips of investors in the broadest sense this word is probably not there, and we are following examples in a good sense, including foreign ones, because a good example also needs to be analyzed and used there, just for the defense of the industrial complex , bond mechanisms have long been used, including long-term bonds in some cases of perpetual bonds, and this allows, of course, enterprises. eh, it's safe enough to predict. here, uh, your uh, your

opportunities to attract long-term money , once again emphasizing the nuances. this is a disclosure of information, because after all, not always an enterprise, maybe a defense one, why in detail? as they say to share the power of the same legislation there are some nuances. we have them now engaged in this idea as a whole. that's how it is at work. it sounds like there are nuances, but we are trying to promote it in a good way . well, yes, what is important, as for the bank, after all, we are in the first place. e understandable. we have now discussed issues of supporting the defense industry. i work for territory, but we are first and foremost a universal commercial bank, uh, with a focus on more than just defense . i also deal with civil issues, such as work in the area of ​​small and medium-sized businesses, in the line of retail, physics, servicing

individuals, and we just have our loan portfolio. it is actually split in half. that is, we have a part of the turnover of some citizens, which is important from the point of view of this, and here is our financial stability with the contribution of our bank to the development of the industrial economy as a whole, because we have grown quite a lot lately. now a fairly large bank in terms of assets is almost five trillion, and we understand that our participation in such general civil economic social programs is very important anyway, and we are trying here, but also not to lag behind. and for us it is also very important that we have to work in a competitive field to develop our products in terms of quality. and uh, then we can serve. even those er areas where we may be there do not want to say er monopoly position. i'm busy but where do we call a large proportion still do not forget about the quality of service for these customers, and therefore, let's say from the point of view of digitalization. we are one of

the leaders and this is confirmed by a large number of independent experts. one of the leaders there in digital and the same mortgage. there 's online small business lending. e via the internet or through a mobile bank, for example, and so on and so on and so on. that is, we are trying this topic. do not forget, but on the contrary, it cultivates to the maximum so that our offer is maximally quality and competitive. and you are also represented in all the main cities of crimea and i wanted to clarify. what are the priorities in this region? we went to the crimea e. quite right, we have opened practically, well, practically in almost all major cities of the region and the republic of crimea and, uh, from the new city. sevastopol, we understand that this is a huge interesting potential market in terms of banking support. we are no longer alone, and that's good. it just

does the opposite. e residents of crimea and enterprises already choose such an indicator to give an example. it's like a loan. what is credit security. this is a loan portfolio. the company in relation to its turnover. that's somewhere on average sagging 0.4. e in the crimea unfortunately, so far zero, 15. this is an important indicator. this suggests that the residents of the crimea are somewhat limited in their ability to attract loans under the same basic conditions, well comparable to their business the size of their business. here is our task with our arrival this figure, how says e. change it so that it is all-russian so that the entrepreneurs of the crimean business community are in no way infringed on the opportunities that their competitors and other regions of russia have. that crimea is being built. hmm, this is not only a recruitment center, housing. we

see this. we have opened two large mortgage centers and in the perefield in sevastopol we believe that this is big, big, and the potential is such. i don't take defense than hormone too is present there. hey, we're already active. and , of course, we see that now gradually e- points in the original production of the regions are taken into account. before joining, we need to be able to stimulate from 40 to 50% over the course of 3 years, the growth is serious numbers, i also know that promsvyazbank has a whole list of social support projects, including support for the sport of petr mikhailovich how did the work with the athletics federation and with the basketball federation. we are for the development of sports and, in this sense, we are completely going. ah, in the trend of those orders that the leadership designates when russia is a sports power. and this is all right. and despite the restrictions that now exist, on the contrary, we must do it. it seems to me that there is special attention, because to support athletes and motivate them to develop

further, and so that interest in sports does not disappear, and in this sense, we are primarily focusing on mass children's sports. in particular, speaking about basketball. yes, we are such a new species, relatively speaking, an offshoot is three very interesting ones, but in fact a separate sport, which became olympic and that's not immediately. girls and boys girls and young people are two silvers, although it could even be gold, but nevertheless, this is a good big success and i really hope that we, too, have already brought them some little value additional to this work, and and it is very important that many people can go in for this kind of sport and that is why we are going to open venues that just come better you start playing this is a point of such interest, where young people meet, where they spend time and the same only for athletics. here, as i wrote to the political council of the athletics federation, i can say that the situation there is not simple, of course, because the federation, for other reasons, has been in the so-called bathhouse since the fifteenth year. right now, our task

is to get out of this banana and everything is being done for this. eh, and we are, uh, looking at this process, including the process as a whole , the development of the federation, i mean that this is the largest olympic medal count, there are 20-30 wrong men 22 women and e, a lot people, just physically a lot of people are engaged, so we are still working separately with regional federations in order to motivate people to go in for this sport at the right level, to motivate them to look for talented young people. and support all sorts of things like this. in what sense socially thank you very much peter mikhailovich for very interesting answers for taking the time for our interview. thank you very much. puppy for your quiet life

we continue to follow the developments of the armed forces. ukraine continue massive shelling of donetsk in half an hour , fire on the city was opened four times. previously, the dpr was hit by hammers and damage was recorded. at the factory, silur. in khartsysk, meanwhile in donetsk, they are trying to quickly restore the hospital building, which suffered from shelling the day before from the scene , reports stanislav bern, the surgical department is now being cleaned here. here i will ask the operator to turn around.