news mid-hour briefly in the nenets autonomous okrug finds out the reasons for the hard landing of the an-2 aircraft according to the preliminary version. it was covered with ice, two people died, another 10 were injured, were under attack by nationalist militants, fired at gorlovka dpr from large-caliber

cannon artillery, fired five shells. in total , fire was opened on the region on monday, 13 times there are dead and wounded. abnormal frosts hid central russia, as well as the regions of the urals and siberia in kostroma, accidents on heating networks in tatarstan at temperatures below 40 canceled school lessons, a similar situation in the vladimir region. perm bridge stopped for repairs pass closed until 16:00 moscow time drivers are asked to plan routes in advance the bridge was partially closed on october 8th. the yellow level of weather danger was declared in st. petersburg, strong winds are expected. according to forecasters, this st. petersburg storm will bring a sharp warming to the russian plain. vadim zavodchikov will tell the details more warmly. well, not everywhere after a week of abnormal frosts in europe. parts of the country. finally started

rising temperatures in the region made its way atlantic cyclone. i will have a positive temperature anomaly today. and where 30 ° will linger for the time being, the current meteorological analytics on the channel russia 24 is tight. i am vadim zavuchenkov, a leading specialist of the phobos center hello , warming begins on the russian plain when 31 ° and it feels a little cold already. and if you see before my eyes, the video historians have not formed the day before in the city it was almost minus 25, but at other weather stations. samara regions, the temperature in some places did not rise above -31, residents of the regions will publish photographs of heads in the sky of the volga ice salon formed due to too sharp a cold snap, and drivers are filming videos about how they reanimate their frozen cars with their teeth. it was the eastern

half of european russia that on the eve turned out to be in the epicenter of morozov in the kirov kostroma regions of the perm territory and bashkiria, the air cooled down to -40-42 °. -45 was in kob. because of the cold, classes had to be canceled in most schools of the republic in the west of the russian the plains and the central regions were not much warmer. in the moscow region. even at the height of the day, the readings of thermometers fluctuated in the range of -14 - 18 °. the more amazing to see. here are the shots of the oka overflowing in the lukhovits area, echoes of the thaw that covered the russian plain at the very beginning of the year. abnormal cold weather has been persisting in the european part of russia

for almost a week, they are associated with an extensive frosty anticyclone, but i note that already the day before the first signs of an imminent change in weather began to appear in the western regions, and the wind intensified on the kola peninsula. and such an emergency, for example, happened in the murmansk region. air currents brought down the christmas tree. women were hospitalized right on passers-by. the fact is that a cyclone is breaking through from scandinavia to our country and today its frontal sections will cover the entire north-west of russia, there will be light snow here and the temperature will begin to rise rapidly. if, for example, the volga region with the fools remain in the power of anomalous frosts here in places the coming night , the thermometer readings may drop below - 30-35, then in central russia the temperature regime will return to the climate. and in the northwestern regions, a

warm anomaly will even form at morning zero minus five, alas, the atmospheric front will not be able to completely displace the anticyclone from the russian plain. and in the coming days, the confrontation between heat and cold will continue in the region. and the middle and southern latitudes will remain under the control of the high pressure center in st. petersburg, for example, snow will fall friday saturday. possibly with rain from wednesday, starting temperatures on the banks. you will not rise to -1 -3, but during the day the thermometers will fluctuate in the range from -1 to plus one, but the madland will leave thirty-degree frosts at best. ufa today. tomorrow night -33-36 during the day to -24 °, twenty-seven, in the second half of the week the temperature minimum will rise to c 21:22, and during daylight hours the air will

warm up to -13, 14, as for moscow, the highest chance of rain this weekend in megapolis more cold, but already next thursday. you start the temperature rises to -12°-14, and the daytime to -6 at peak warming will come out on saturday morning -6 in the afternoon around -1, that's all for me, goodbye.

belgium began to consider applications from russian brokers to unlock assets, what is the procedure, well, after the transfer of documents on unlocking, there are several scenarios up to lawsuits. in the meantime , everything depends on european regulators. i’ll tell you more about this right now on the issue of unlocking russian assets about this is reported by rbc investments with reference to the press service of the regulator. in turn,

alpha-bank hopes that the status of the transfer will be announced after january 15. the bank's investment department previously handed over to the ministry of finance. belgium's euroclear depository list of clients with information about new locations, the broker's holding of funds, needed to find guarantors. confirmation that declared investors are not under sanctions. all applications will be reviewed individually previously for unlock licenses applied to vtb this should allow investors to get them legitimate income and re-dispose of their assets, stressed in the bank, according to media reports, the eu has frozen the assets of 5 million of these investors , worth about 68 billion euros 50 billion is in euro-lira another 5 1/2 in clearstream and 12.5 are stored elsewhere . euroclear, by the way , has earned more than 20 million euros on these assets. this is the holding's third net profit in 9 months. gas prices in europe again approached the mark of 850 dollars per 1,000

cubic meters during the auction. on monday, the growth in the moment is associated with weather conditions and domestic demand in the united states, the dutch benchmark directly affects lng purchase prices and if they fall too low, american exporters will hold their tankers or redirect them. their somewhere else is the first candidate. china there is also a topic of growing demand for hydrocarbons against the backdrop of abandoning the zero-code policy. yes, and the price decline in itself this winter, experts say, rather luck for europe, who refused russian gas occupancy is now about 85% - a fairly high figure for january. this means that we won't need to fill them up so much with gas in 2023, but the problem is that we don't get much pipeline gas this year and so we have to fill them up thanks to lng, technically it's possible, but it will be expensive . , but in general, as for europe, the

americans achieved their goal, despite the strongest market volatility, liquefied natural gas supplied from the usa to the eu last year was 2.5 times more expensive than in the twenty-first, its average cost significantly exceeded 1,400 dollars per 1,000 cubic meters. the authorities suffered from their own sanctions, finland is forced to expand support for the company and multiply it. now the affected enterprises will be allocated not 500,000 euros each, but 2 million each of the budget funds accepting applications with postcards on the economy announced the extension of the assistance program until the end of the year, let me remind you after the introduction of the first sanctions, the european commission approved uniform rules the lord of business assistance for countries eu members in the process. they have already changed twice . measures against russia cost more and more in europe. but the british authorities, on the contrary , will reduce energy subsidies to business and industry by 85% at once in the twenty- third in the twenty-fourth financial

year. the amount will be only 5.5 billion pounds. given that earlier london promised 18.5 cabinet ministers. hiding behind a populist pretext, the released funds may be partially used to help the household, in the meantime. the mood of businessmen and industrialists is close to decadent only 30% of respondents at the end of last year. still consider britain a competitive economy at the end of the twenty-first, there were twice as many such optimists. now 2/3 of the respondents are going to radically reduce production volumes and, as a result, the staff, and the unemployed or earn london's energy handouts redirected from the real sector. hardly help. and at the end of the issue, i will remind you of the exchange rate today, the dollar is 70 rubles. 30 kop. euro 75-07. and for now, that's all for me. roman is yours. thank you right after advertising will briefly talk about some of the central themes of the hour and the intricacies of buying and selling mortgage apartments. living with

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artneo, five special components to protect the joints and spine. samara region investigators, specialists of the interstate aviation committee are looking for the cause of a hard landing. an-2 aircraft crashed the day before in the nenets autonomous okrug on board were 12 people, two were killed. supporters of the former president of brazil sonar dismantling tent cities in the square of rio de janeiro they were given a day to leave in the course of recent riots, more than 1200 people were detained. exchange prices for gas in europe rose by almost 12%, the cost of 1,000 cubic meters approached

$ 850 for the first time in the new year, the growth is associated with weather conditions and domestic demand in the united states can you sell a home if the loan for it has not yet been paid? is it profitable to buy real estate in a mortgage, the pros and cons of such transactions will leyla diamondarova tell in the instruction program? is it possible to sell an apartment in a mortgage, because it is pledged to the bank, you can even have several options, how they differ and what are the pros and cons we will tell in 5 minutes in the instruction program so there are three main ways to sell mortgage housing. the first is the early repayment of the loan. the second sale with the repayment of the mortgage during the transaction and finally, the third sale of the apartment along with the debt. all of these options have their advantages and disadvantages. let's figure it out. which start with early repayment is the first and most difficult step to find

buyer. he will have to give money to close the loan. that is, in fact, to trust a complete stranger. this means that the preliminary contract of sale in it can provide the necessary guarantees. it must be clearly stated that the buyer makes a target contribution and the seller can only spend it on paying off this particular mortgage. it is necessary to indicate in what amount the debt from the seller. what loan agreement is it under? who is the person obliged to obtain this representation from the seller, i.e. the bank directly, and that is, all-all-all characteristics of the object. there must be indicated the second option of sale with mortgage repayment during the transaction. here the scheme is more difficult to get the bank's consent to the sale, and then a certificate of the remaining one for a long time on the mortgage , then the buyer deposits money in two deposit boxes for the bank. the same balance on the mortgage or sellers of the balance of the cost of the apartment. after that, the parties

sign a contract of sale and register the transfer of ownership in the registry, then the seller receives a security deposit the obligation of the bank is money from the first cell, and the new owner of the apartment mortgages and then removes the encumbrance at the mfc; the final step is that the seller takes funds from the second bank cell ; and the basics. the downside is that the buyer must have the entire amount to pay off the mortgage. well, if there is not enough money for him and your services, the third option, namely the sale of an apartment along with the debt, that is, the mortgage is not repaid, but the seller goes to a new borrower, finds a buyer, who is ready to purchase a loan apartment , again on credit, the bank checks it, if everything went well, the loan is reissued to another individual, the balance of the mortgage debt with all obligations goes to the new owner, i will immediately say the second step is the main disadvantage of this option, because the bank checks the buyer, as his

new borrower, that is, very carefully, the credit history of the income statement and other documents. all this will be needed. and the bank has every right at this stage to the buyer. that is, you, too, refuse. if you received approval, another problem may arise. credit conditions for the buyer may not be as favorable as for the seller. being the first borrower had some kind of special mortgage program under conditions that i don’t know, there is a large family, some kind of military personnel, some kind of special housing. well, now there are many and all sorts of different programs. here, under the conditions that, respectively, for example, a young family is not suitable, the second borrower, respectively, it is clear that the burden is in favor of the bank will remain, but the mortgage program itself. it may be different. and here is the question. will it be profitable in this particular bank to take a mortgage for the second borrower, and if you change

the bank, then the scheme becomes even more complicated, the place of the business triangle, the bank, the seller , the buyer, a square appears, that is , bank number two appears, and banks do not like this and rarely go for such combinations . too many actions. it must be done. this means that the terms and risks are growing, in fairness , let's name the pluses of this option. secondary as well as primary market most people buy an apartment on credit, not possessing the entire amount. so there will be more people willing, the seller himself also does not need to have funds for early repayment, and finally. no need to go to the authorities and remove the burden of housing. this is already the concern of the new owner when he decides to pay off the mortgage. what about taxes? of course, they will have to be paid, as with the sale of any other real estate, there is a personal income tax , there are separate exceptional cases, there is a tenure, after which the tax is no longer paid. there is a general period, there is a

shortened period, which depends on the acquisition options. there is a gift of inheritance. or there, if this apartment is the only housing, well, that is, these are general norms , of course, there are no special norms for mortgage apartments. so once again, let's go over the three main options for selling mortgage housing. the first early repayment of the loan. to do this, the buyer makes a deposit and must be sure that the money will not go to the left. so it's better to make a preliminary contract sale and purchase, if the seller changes his mind, he will have to return the amount twice as much as the second method of sale with mortgage repayment during the transaction, the scheme is rather complicated with two deposit boxes. but every step under the control of the bank is the main drawback. here, the buyer should have the entire amount and, finally, the third option for selling an apartment along with a mortgage is a pitfall , the bank may refuse a new borrower, if the mortgage for the seller was preferential, this does not mean that it will automatically

remain the same for the buyer, but transfer the loan to another bank will not just left questions. if you don’t want to get confused in the intricacies of the real estate market, especially when it comes to loans, write to our telegram, we will ask the experts and we will definitely tell you about everything in our next instruction. on our air, a selection of the most important interesting events of this day in different years and epochs what this day is remembered for in history we will tell right now hello january 10, 1878, the russian army won a victory on shipka, the defense of this strategic important mountain pass. it is located in bulgaria and became one of the turning points in the russian-turkish war, the enemy was knocked out of there in the summer, but the russian troops could not hold their positions, and then the opponents began the siege, and the heroic obshigin sitting began. the height of the pass is 1.186 m. the locals said that they would winter there frenzy

of frost snowstorms and constant shelling of food delivered intermittently there was no winter clothing. the soldiers sometimes froze at the post, but when they took plovdiv, fresh units of the detachment, generals, skobelev and svyatopolk were transferred here worldly went on the attack and forced to capitulate the turks opened the way to constantinople and then the ottoman empire recognized its january 10, 1920 held the first meeting of the league of nations, the first in the history of international political organization after the first world war. it was created by the victorious powers at the paris conference to ensure general security and peaceful settlement of conflicts, but the united states did not want to enter this structure in germany after hitler came to power immediately left the league, deciding great britain and france became global issues true, they preferred to appease the aggressors. they rebuffed and cared for.

basically, their interests allowed the nazis to arm themselves to seize austria , czechoslovakia, the italian fascist explanation, and the japanese to attack china. the soviet union joined the league in 33 to create a european security system. well, no one supported the advice and broke out, the second world war, the leagues, in fact, ceased to exist, although formally only 406 were dissolved exactly 80 years ago, on january 10, 1943, an offensive operation began, the wehrmacht group surrounded near stalingrad was defeated. these are 250.000 soldiers, officers, thousands of guns and mortars, planes, tanks, they were asked to capitulate, to avoid senseless victims, but hitler forbade it, and then parts of the don front under the command of konstantin rokossovsky went on the offensive, the battle lasted 3 weeks every day, the encirclement ring. on january 25

, units were shrinking, 21st and 62nd armies broke into stalingrad of the west and east, and twenty on the sixth they joined near mamayev kurgan. the enemy forces were cut by the nazis. they surrendered en masse with their allies, the romanians. the total number of prisoners exceeded 90,000, the rest perished in operation ring. the battle of stalingrad ended, which became a turning point in the great patriotic war on january 10, 2010, the law on house arrest came into force in russia. this measure of restraint is used in cases where there is no need to completely isolate the accused and it is enough to prohibit him from leaving his house or apartment to communicate with a certain person. a circle of persons is sent and receive correspondence, and so on, with house arrest, humane considerations are taken into account. for example, at the age of the person involved. the state of his health and marital status in tsarist russia, a similar practice took place under

soviet rule. it was kept for some time, but then it was canceled. today, house arrest applies to those who have not committed serious crimes and for a period of 2 months to 4 years, and electronic bracelets can be used for control. january 10 , 2013 russian scientists in ice samples were taken from antarctica from the relict lake vostok. this event was of great value for world science from the surface of the continent, the lake is separated by 4 km, a layer of ice, in order to raise water from it, drilling operations were carried out for almost 25 years, the water had time to freeze during the rise, turning into an ice core or rod. the study made it possible to isolate more than 3,500 unique sequences. dna that proved in the lake there is life, molluscs,

arthropods, even fish. perhaps the water there is warm due to an underground source. some found bacteria can only live at positive temperatures. gold was also found in the samples. and the highest concentration. lake. the east is a unique ecosystem for millions of years. it was isolated from the earth's atmosphere and surface. biosphere, and, therefore, it can keep many more mysteries, such was this day in history. it's me maxim nikitin, the creator of nano-computers capable, more precisely, of delivering drugs to diseased cells. and this is the moment when i decided to become a scientist, we experimented in a real laboratory, then i wanted to make an important discovery. develop an interest in science from childhood decades of science and technology russian federation

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ice covered causing a hard landing. an-2 find out in the nenets autonomous okrug there are dead and injured. the crimean bridge is temporarily closed for repairs to traffic. drivers will be launched soon, they are asked to be more attentive to the feat and the will to win, a significant day 80 years ago, the final part of the battle of

stalingrad began.