and now the first soviet nuclear power plant on earth has already given electricity. the further we move away from kurchatov, the brighter his figure becomes.

from the beginning of january, the demand for family mortgages increased sharply in the first days of this year, banks received several thousand applications for this particular program, according to the agency, this life of all applications for the purchase, new buildings, filed in the first week of january, 75% - this is a family mortgage for comparison in december last year. it accounted for about 40% of applications.

at the same time, the demand for subsidized mortgages in percentage on the contrary fell at the end of last year, the proportion of applications for this program exceeded half, and already at the beginning of this year. decreased by more than two times in absolute terms, the demand for family mortgages. at the beginning of this year, it increased by 2.5 times compared to last year to the beginning of last year. and as for state support, then, accordingly, it simply affected 37%. family mortgage. now, uh, really priority takes 75% of all benefit programs associated with such a roman leap first in line with the new terms of the program to expand the possibilities of obtaining a loan at the end of last year, vladimir putin said: firstly, the validity of the family mortgage was extended until july 1, 2024. for borrowers have changed, by the way,

program participants. families with two or more minor children can now apply. prior to this, family mortgages were valid only for families where children were born in 2018 and later, or there are a child with a disability to acquire on preferential terms. as before, it is possible to buy both a new building and housing under construction, as well as a private house with a plot or land for its construction in the far east, under the program , you can also buy a secondary building with it, nothing is growing now. uh, somewhere our interest. i mean , uh already. i'm so loan size, for example. ah, this year, and we expect the family mortgage, uh, to expand it. it will grow within 15%, that is, it is ten to fifteen percent, the issuance of loans, according to new criteria. the base rate has already begun . six percent of the total, 50 banks participate in the program. in sberi, you can get a loan at

a rate of 5.3%. vtb offers a rate of 5.7%, and in a bank, opening a family mortgage can be issued at a rate of five and a half percent to improve the dynamics, and as part of the state support program, compared to last year, primarily due to improved conditions for family mortgages in general under both government-supported mortgage programs , a and family mortgages. we first received about three thousand euros for the first year , the initial contributions are 15% of the total cost. but the maximum loan amount varies depending on the region in moscow, the moscow region and st. petersburg and the leningrad region. you can take up to 12 million in other regions until 6:00, however, the total amount of borrowed funds may be more up to 15 million for all subjects and up to 30 for 4 central ones. however, they can be obtained already at rates on market conditions. the decision to extend the program was also made under the program preferential mortgages, but with an increase in the rate to

eight percent. many were waiting for the end. e of the period when there are offers of subsidized preferential practical loans for all processes, as we all already know , this program lasted a mustache, slightly under these conditions. but nevertheless, the understanding that the program could end prompted, and a fairly large number of our citizens, to quickly collect possible documents to find for themselves, and the apartment of interest, according to estimates of the house of the russian federation, thanks to the extension and expansion of the family mortgage program in the next 2 years, it will be able to use about. 240,000 families demand for the regular preferential program, experts believe, will also be maintained because, in order to keep the volume of real estate sales or increase, many developers will be ready to give discounts or subsidize bank rates. in this regard, the acra rating agency warns about the threat of a mortgage bubble growth in russia. however, for now, this is more of a

concern, as the mortgage portfolio maintenance remains at a high level.

we will tell you what this day is remembered for in history right now hello 320 years ago on january 13 , 1703. in russia, the first

printed newspaper appeared, it was called vedomosti, and military and other affairs worthy of knowledge and memory that happened in the moscow state and other neighboring countries before this were clerks of the embassy order. sometimes they wrote news by hand only for tsar peter since 1711 the statements moved from moscow to the new capital and became st. petersburg came out on 22 pages. but the circulation varied depending from events, such as a victory number. in the battle of poltava, it was published with a circulation of 2,500 copies and everyone sold out. for a long time, peter himself supervised the newspaper, and then one of the first russian journalists headed it. boris volkov history is preserved and the name of the first reporter. yakov sinyavich's statements came out. two centuries, but after the revolution, the bolsheviks closed the newspaper in 1991. it was revived on january 13, when the newspaper came out for the first time . the

foreign campaign of the russian army began; the remnants of the napoleonic army were expelled from territory of russia but it was impossible to stop at this emperor alexander handing over to kutuzov. order of st. george first class said quote. you saved more than one russia. you saved europe. however, this still had to be done by bonaparte, having arrived in paris after fleeing from our country, he promised to recruit a new army of 300,000 people and in the spring it was impossible to defeat russian furniture even with three columns. the russian units crossed the neman river and began to oust the enemy, soon the napoleonic coalition entered england, austria, sweden and other fighting countries action, mostly went in germany then. moved to france and completed taking paris on january 13, 1940, the heroic

drift of the scientific expedition on the icebreaker georgy sedov ended; it lasted almost 3 years; scientists conducted research in the kara sea and the laptev sea . remained is the actual institute drill. decided to use more than 100 depth measurements to study unknown areas of the ocean, magnetic and meteorological observations worked in frost minus 40 blizzard in the hydrologists' tent was, as they said, only -24 warm. sedovtsy. they proved that the mysterious land of sannikov and then all this was looking for it, alas, the myth here , on the january day of the fortieth year, an icebreaker made its way to sedova in the greenland sea. joseph stalin and after 812 days of the most dangerous drift sedov was released on january 13, 1970 . vladimir vysotsky and marina vladis

got married back in december, but it was necessary to find and rent an apartment for both, the brother was not the first and modestly invited only close friends to celebrate. among them, of course, the chief director of the taganka theater yuri lyubimov with his wife lyudmila tselikovskaya. marina vladi, a french daughter of russian emigrants, enjoyed the incredibly popular film the sorceress in the soviet union in which she starred with a seventeen-year-old , she watched vysotsky many times in the production of pugachev according to yesenin. then he conquered her with the performance of his songs. vysotsky constantly called paris about this, his famous k07 umbrella. they were strong and sincerely loved each other, but a serene family life did not work out often parting conflicts and for alcohol and drugs that vysotsky took, his wife supported, they believed that without her he would not have played his most stellar role of hamlet in the summer of the eighties. she saw him off to moscow for the last time vysotsky came to play gam you were going to return to paris to the marina, but the

air ticket remained unused on january 13, 2020, it became known about a major scientific discovery, the oldest substance on earth was discovered microscopic granules up to 7 billion years old, this is up to solar epoch because the solar system was formed 4.6 billion years ago, and the earth a little later these granules. the same stardust, about which science fiction writers wrote so much, was taken from a meteorite that fell into australia in the sixty- ninth near the village of mercenary and shattered into many fragments. they were collected and began to study with the help of chemical reagents, about 50 parts were isolated. weighing in total about 300 nanograms, and forty of them have been age-determined by methods based on counting certain nitrogens, it is believed that further research may shed light on how stars formed in our ha. lactic acid, this was such a day in history.

this year, a new measure of social support has appeared in russia - a single allowance for families with children and pregnant women. what will happen to other payments, who and how can receive a new allowance, we will tell in 5 minutes in the instruction program a single allowance. and what it combines in chronological order is the allowance for pregnant women who are registered at an early date, monthly payments to families with children that are provided at birth the first second third and subsequent children and finally the allowance for a child from three to eight and from 8 to 17 years. all this will replace the new unified allowance. and what to do with the old ones

, apply separately. immediately after january 1, for a new single allowance , if you are already receiving one of the listed measures now, support is not required. you can continue to receive these payments. during the period of their appointment, after the deadline comes up, and their final one, then you can apply for the appointment of a new a single allowance in the event that the region has established regional support measures, then they will continue to be paid. and when we talk about the new unified benefit, we first of all combine those support measures that are provided at the federal level. the new benefit expands support. let's compare pregnant women used to pay half the living wage. now it is possible to receive both 75 and 100%. payments for the second child. previously, you could only

take it out of your matkapital. now, with a certain level of need, a family can, receive them from the federal budget allowance for the third and subsequent children. previously, they paid not in every region and on different conditions. now they can be obtained anywhere , but again, at a certain point. income levels appeared and one more measure of support in addition to the new unified allowance , a monthly payment is introduced, and to families in connection with the birth or adoption of a child under the age of 3 years. this means that families will be able to use the funds of maternity family capital to receive such a monthly payments today. uh, only families with second children can use such a monthly payment from maternity capital. and with the introduction of a new payment, we extend this rule to all families, regardless of the order in which the child is born , state assistance is addressed to families with

low incomes. how do you know if it's worth applying for benefits? first, you must have earnings or objective reasons for its absence. secondly, the average per capita income should be less than the regional subsistence minimum. how is this income calculate? it is necessary to add up all the income to the family budget for the year, divide it by the number of family members, and then another 12. what income to add up primarily from work, including royalties income from entrepreneurial activity or self-employment bank deposits from winnings from the sale and rental of property means received abroad are also considered, but there are also incomes that will not be taken into account. first of all, these are payments under the social contract. targeted subsidies for the purchase of property

for low-income families. in addition , maternity capital funds are not taken into account, as well as regional maternity family capital, and tax deductions and compensations for self- acquired rehabilitation means for children are also not taken into account. all incomes of mobilized citizens will also not be taken into account ; monthly payments for the care of parents of children with disabilities; those support measures and the amount of benefits that are assigned to the child a citizen applies for a single allowance. when assigning benefits, a comprehensive means assessment is carried out, that is, they will also look at property, real estate, transport and savings from real estate. you can even own several apartments, but provided that there is no more than 24 square meters of residential building per family member, it can be of any area. and if

there are several of them for one person, 40 squares, garages, or car places, there can be two only if the family has many children or there is a disabled person in it. also, if the property issued as a measure of support. in addition, the family may own a dwelling , and land plots with an area of ​​\u200b\u200bno more than 0.25 hectares. and, if the family lives in a rural area, then the land area should not exceed 1 ha, and the family can own one car or motorcycle, if the family has many children, then it can be two cars or motorcycles, in addition, if the family has many children, then they may have a more powerful vehicle. also, a family can own a unit of self-propelled equipment, or two such units, if it is a large the family must apply for a single allowance to the social fund. this can be

done in person at a branch at the mfc or through public services. and what if there is a risk of losing the old allowance by applying for a new one, if for some reason it is denied, if the family receives allowance for a child today, for example, from the age of 3 to 8 years or from eight? 17 years old and when applying for a new single allowance in the family, this support measure is denied due, for example, to the fact that the average per capita income exceeded the required level. then the family will continue to receive those payments that are assigned to her today before the end of the period of their assignment. and after that, he will be able to apply again for the appointment of a single allowance, we repeat the most important thing, at the beginning of 2023, a single allowance for parents is introduced. it combines several types of previous benefits and payments and covers the period from the registration of a

pregnant woman to the age of majority of a child with state support. assistance is intended for low-income citizens ; it is necessary to apply for it in a new social fund. you still have questions and want to know how else the state can help parents. ask in our telegram channel and you will definitely know about everything. we will tell you in our next instruction. we will translate from clerical, but understandable everything is not so scary if there is an instruction.

dnor in the russian automotive market passed in

2023 experts expect double-digit growth the european business association predicts an increase in sales of passenger cars and light commercial vehicles by 12% to 770,000 units forecast from a series of optimistic implementation, as emphasized in a and b, it is possible only under favorable circumstances and stabilization of the situation in the world of chinese cars will become more, like auto brands next year, perhaps the output of five. seven new forecast b. i can call it moderately optimistic, that is, so calm. and in principle, we will do it, and here we must also understand that 770,000 cars are supposed to be sold by official ones, that is, by importers and manufacturers, and without taking into account alternative imports. yes, parallel to imports, which will also be 2022, the russian car market has decreased by 59%, while the luxury car segment has shrunk.

yes 1%. experts call this a good result, considering. what unprecedented challenges he faced first of all, these were the sanctions that led to problems, e.g. to problems with the supply of both the cars themselves and components for their production, the situation was softened by unprecedented state support and parallel imports. stimulating demand from the state will remain the most important support factor in the conditions of take-off. the price of their adjustment. it is not worth waiting soon, despite the depreciation of currencies, until the supply chain of cars in russia will not get cheaper. and a significant price reduction, rather, here we can talk about some kind of preferences and additional discounts that will be provided locally by brands, or support from the state with good news. we do not expect significant price increases. well, this is probably a correction at the level of inflation, in general, the global market will begin to

transform this year. among the important trends in the emergence of new business models are the localization of auto components, the search for new suppliers, the growth of the market for used cars and their lending. there will also be several new brands, most likely from the middle kingdom everything that we have is possible, from the new brands so far what is it? in general, china is the chinese. well, if a new brand enters russia on its own, either just import supplies, or an entrance to existing production sites. but how was it with a muscovite, the appearance of a domestic manufacturer, but in fact? this, in fact, through local assembly, includes chinese brands and another trend of electric vehicles, their sales 2. according to forecasts a and b, you will be the third year, up to 16,000 vehicles can be sold.

worked the economy in such a way that it was in demand. it was useful for russia

. now i am studying in the cadet corps, and then i plan to enter the academy of the investigative committee and work. it was his dream to study in the cadet corps for these children, because they are in a difficult situation, there will be no critical situation. that is, we will not study here, as in a regular school. i want to become an investigator to go.

cheburashka i am now in mariupol came out to the stage. my tongue didn't stick. i could not do anything and could not say anything, and we just began to bake the task of not causing tears. the task is to call, on the contrary, force after the concert. i asked everyone. what are the future plans now recovering.

the leadership decided to develop an atomic bomb kurchatov was the first to understand that this weapon should not be used, it was necessary to lay down the test of the soviet atomic bomb without putting it down. drove the aggressor in charge of these people thinking about how to use it for the benefit of humanity. and now gave the first current on earth. soviet nuclear power plant. the further we move away from the curly one , the brighter his figure becomes.

today, a commission of the russian ministry of defense, the commander-in-chief of the ground forces, arrived in belarus. army general oleg sulikov inspected a unit of russian troops that were transferred to the republic to ensure the security of the union state. well, there are many tasks that are being solved according to the words of the belarusian president. lukashenka is ours.