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now the economic news is short, the price of gas in europe has gone below $600 for the first time in a year and a half, at the moment the price dropped by 3%. the reason for this warming dynamics and the increase in the share of wind generation is also due to the high level of gas volumes in european storage facilities, although they have dropped below 82%, this is still one of the highest levels in the history of observations on this date, the trade turnover between russia and belarus

reached record levels at the end of the year . trade with russia, that is, the export of goods and services. exceeded imports, scammers. they learned how to launder money using investment coins, rbc reports with reference to the central bank, the mechanism works like this money transferred to the account of a fictitious company that buys invest coins on them. then these coins are handed over to the bank for cash. at the same time, it is possible to significantly increase profits if gold has managed to rise in price, the total amount of funds laundered under the new scheme is unknown. however, the central bank estimates each such operation from 10 to 25 million rubles. from ber in december increased net profit immediately by 40%, and at the end of the year the bank earned 300 billion rubles. this is the data from the report of the organization according to russian standards, customer funds grew by eight percent, exceeding 18 trillion, and the loan portfolio in positive territory by

13% to 12 trillion rubles. mortgages have become the main growth driver. it occupied 2/3 of the total volume of loans. this was the news of the economy in a nutshell. russian cold 150 g, unprecedented rich taste in one glass. try real ice cream, russian cold great incredible taste, it looks like a cold, remember berry juice tea with honey and ginger stay at home, measure the temperature. take paracetamol renoval citramon is overreacted. we trust rinival. we choose rinival for gifts. download mobile application lenta and track

the steps for purchases. reach the steps and pick up the goods for free gifts of your choice, and also participate in the drawing of two million points. if you love scooter dumplings, then you can do with them. so after all, they are prepared according to a traditional recipe or so, because everything is natural in the composition. or so the stuffing is very tender. the office would be nice too. avito well, a very large selection of vacancies takayama engine oil in continuous motion with full return so it should work the engine is such a hole, original japanese quality for your car. now the latest

data from the ministry of defense the forces of the russian federation continue to carry out special artillery operators of the western military district inflicted fire damage by a unit of 1492 mechanized brigades of the armed forces of ukraine and 103 territorial defense brigades in the areas of settlements dvurichnye tinkovka, ivanovka, kharkov region. and the novoselovskaya luhansk people's republic kharkiv region, the ukrainian sabotage reconnaissance group was destroyed, the total losses of the enemy amounted to more than 50 ukrainian servicemen, one tank, two armored combat vehicles and two pick-ups in the direction as a result of the active actions of motorized rifle units of the central military district on accumulations of manpower and equipment of the seventy-first jaeger, eightieth and ninety-fifth assault brigades of the armed forces of ukraine, as well as the 15th

regiment of the national guard in the regions. points grigorovka serebryanka donetsk people's of the republic and to the west of the settlement of chervonoye dibrovo luhansk people's republic over 70 military personnel were destroyed three armored combat vehicles and four vehicles in the donetsk direction , units of the southern military district, in cooperation with units of the airborne troops, continued offensive operations in a day more than 60 ukrainian military personnel were destroyed one tank, three armored combat vehicles and six vehicles in the donetsk direction by artillery units of the eastern military district and marines of the pacific fleet. the 61st mechanized brigade of the armed forces of ukraine in the area of ​​the settlement of zolotaya niva and the 108th brigade of territorial defense in the area of ​​the settlement of prechistov were inflicted by a fire defeat by the accumulation of manpower and equipment of the 61st mechanized brigade of the armed forces of ukraine in the area of ​​the settlement of prechistov, when several people of the republic also north of the settlements of levadna and vladimirovka of the donetsk people of the

republic destroyed two sabotage reconnaissance. groups of the armed forces of ukraine total enemy losses per day in this direction, up to 40 ukrainian military personnel amounted to two armored combat vehicles and three pickup trucks of operational-tactical aviation with missile forces and artillery, groupings of troops of the armed forces of the russian federation also 82 artillery units in firing positions were destroyed by the manpower of military equipment in ninety-eight districts in the course of counter-battery combat, crab howitzer of polish production in the area of ​​​​the settlement peschanoe self-propelled howitzer m109. paladin made in the usa and combat vehicle rszo grad. in the area of ​​\u200b\u200bthe settlement he calls the kharkiv region, the d-20 howitzer in the area of ​​\u200b\u200bthe settlement of terny of the donetsk people's republic two howitzers are valuable, b in the area of ​​\u200b\u200bthe settlements of marinka and orlovka of the donetsk people's

republic two akatsiya in the areas of the settlements of nevsky of the luhansk people's republic and preobrazhenka of the zaporozhye region, and also five d-30 howitzers in areas of settlements zmeevka novokaira of the kherson region, sofiyivka of the donetsk people's republic and the city of nuts of the zaporozhye region, in addition , four radiation stations of counter-battery warfare in the us production in the areas of settlements malovoye and dachany, kherson region, ugledar of the donetsk people's republic and sinkov of the kharkiv region were destroyed by means of air defense six ukrainian unmanned aerial vehicles were destroyed in a day in the areas of settlements of the criminal luhansk people of the republic of nikolskoe and petrivske donetsk the people's republic intercepted 14 rocket launchers of the haimars and al-ha fire systems in the areas of settlements near their kharkov region from the crimson cities of the lugansk people's republic. donetsk and khartsyzsk of donetsk,

kherson region , a ukrainian -made ballistic missile was shot down near the city of berdyansk, zaporizhia region, against a us-made radiation missile. complex, 7,549 tanks and other armored combat vehicles, 984 multiple rocket launcher combat vehicles, 3,853 field artillery mortars, as well as 8,000 special military vehicles. with age, changes in vision can change the usual things taufon created to nourish the restoration and youthfulness of the eyes is recommended to be used daily

for 3 months, three courses a year taufon triple action for a clear look. order groceries at the supermarket. delivery free 150 g not visible saturated flavors in one glass. try a real ice cream. russian cold great incredible taste. if you love scooter chips, then you can do with them. so after all, everyone will want to try their author's recipe or so, because the combination of tomato and chili can surprise. well, or so the crunch makes itself felt. cheburashka directed by dmitry dyachenko the first of the russian-made films

was able to gather more than 13 million viewers , the film about the legendary cartoon hero broke the avatar record, which held for almost 13 years, he also became the highest-grossing film in the history of domestic distribution ivan kudryavtsev follows the success of the film cheburashka not only surpassed the wildest expectations of cinemas, it goes somewhere into the stratosphere dmitry dyachenko's film about one of the most beloved childhood heroes of many generations set an absolute record, collecting more than 4 billion rub. and took a course for five. no one has managed so much and never in recent history, indeed cheburashka is a fantastic success. and this is above all the success of the audience success, theatrical success industrial me it seems like a surprise in the good sense of the word in that we were able to support the industry and cheburashka for rent. in order for a

miracle to happen, the stars need to align. this is where the stars aligned. of course not, but the movie continues to work. it all took place in 15 full-fledged days, and i think that there is still quite a lot of potential that will not grow even in the first days of the new year, the story of a furry mischievous animal from a distant orange country managed to bypass the box office hits of past years, including the movement up the serf and the avengers finale and last week him james karen's avatar also submitted, which for 13 years since 2009 in real terms remained the highest-grossing film in our country, if we always estimated the audience of russia watching who is there 23-30 million. and cheburashka easily broke right now to pick up 13 million years there this means at least more than half. who ever went to the movies? went to the movies? and if,

as it were, they watch new forecasts now, yes, six, then almost everyone who once went to the cinema goes to the cinema, but fine. cap and other russian films naughty - two ivan tsarevich and the gray wolf, chuk and huck and the sci-fi world are left without ground, at least this month, the arguments of skeptics, they say, of course, they collect hollywood no, they just didn’t know such fees on holidays and when it was gross box office not just at a pre-pandemic level, but at a historical maximum of 4 1/2 billion in 10 days and the lion's share for the big-eared animal, everything would be fine more. such kind and positive films would have liked, for example, the plot and how the characters were worked out. that is, for example, but hidden, so say references to the main characters from cartoons. everyone needs to watch this, and we even think that adults should be in order in the description, because this is a film about the goodness of the family. yes, i have

an absolute cheburashka record of family values, but if it does not last long , everyone and the market and the audience will win new films. events are being prepared by all the major studios in the country and thanks to cheburashka plays. now ivan kudryavtsev ekaterina zagumenovich vitali poretsky and zolotarev and olesya shepel should be fought at a completely different level . do you want to buy a new car for your family? it is possible that it will cost less thanks to benefits from the state in this edition of the instructions. we will talk in 5 minutes about how to buy a car with a profit, the main support measure is the preferential loan program. it has already been extended for 2023, the system is working so the dealer gives the buyer a car with a gasoline or diesel engine a 20% discount, and in the far eastern federal district as much as 25%, only some categories of citizens have access to the program, firstly, these are parents or guardians , at least one minor child. secondly, those who have never

owned a car before. thirdly, employees of medical organizations of the state health care system; fourthly, teachers, educators in the organization of the state education system; and fifthly, buyers who ask for a trade-in on account of the down payment. old car. he must be at least 6 years old and be at his last. divided for at least a year from the end of the twenty- second year, the list of beneficiaries included all military personnel under the contract mobilized and members. their families. also , cars on preferential terms can be bought by all pensioners who served in the armed forces. you will also need to confirm your military status. this is a military id, or some have documents that confirm exactly the passage of military service. relatives of military personnel will need to confirm their relationship and cohabitation. that is, for example, it can be as documents that confirm kinship, change about birth certificate of marriage, if we assume there was a change of surname, then

documents that approve this change of surname documents confirming cohabitation. for example, a certificate of family composition, if this is a military pensioner, then this certificate of a pensioner is a military id, but it is better to check with the bank itself for a specific list of documents that are accepted by a particular bank. the benefit will be given only if the borrower did not take out a car loan in the previous year and undertakes not to take another one in the next and a few more important points in the cost of the car should not exceed 2 million rubles. the vehicle itself must be new, not used and assembled mainly or entirely in russia. many models of avtovaz uaz and gas fall under the program. yes, you can even buy a gazelle among chinese cars from the tula plant, only the basic havalon package fits into the price limit. but the requirements for new electric cars are not so strict, there is no limit on their cost, the maximum discount for them is no more than

925,000 rubles. or 35% of the program price applies to equipment that is produced in russia by the large- assembly method, including those with imported batteries, moreover, with a soft loan. everyone can use the electric car; with its help, you can buy a car of the brand and currencies. the moskvich electric car is also produced near lipetsk in one month of the twenty-second year with the help of this program, more than 44,000 cars were sold, and the volume of discounts provided approached 10 billion rubles. for 23 years. 5 billion rubles were allocated under this program. the program started last year since the middle of the year, and about 10 billion rubles have been allocated for it. this year. it starts already at the beginning of the year and about five billion have been allocated for it. still, taking into account the emergence of new categories of borrowers, the general demand for a program to increase the number of car brands that fall by the day, it is likely that the amount of allocated funds by the end of this year may

not be enough and the program will end earlier. how can you take the first step to choose the right model with this, they can help in the salons. please note that discounts are only available for localized cars with internal combustion engines or electric vehicles. then you need to prepare documents for the bank, you will definitely need a passport and a driver's license. the bank requests other documents at its discretion. you must prove that you fall into one of the exempt categories. a copy of the birth certificate of the children will help with this. a certificate from the traffic police stating that you did not own a credit car last year. version, if you want to take advantage of benefits for medical professionals or employees of educational institutions, if the bank has approved the loan application, then you can sign the loan agreement and the sales contract carefully. examine the documents before signing them, most banks will require the conclusion of a casco agreement and

the car will be at the financial institution. as collateral until the loan is fully repaid. and if the client has his own funds to buy a car, then the state support program will also interesting to the client due to the fact that the client receives an additional discount on the car, and besides, when applying for a car loan due to a gradual reduction in the key rate, and the rate for the client today is the most comfortable, which allows him to minimize all possible overpayments, a in addition, uh insurance services are optional for the client, which, in principle, allows the client to reduce his financial burden. at the same time, and the client can , of course, repay the loan ahead of schedule, but the current economic situation. yes, it is more profitable to pay the loan in equal installments, and direct the available funds to more important expenditure items. as for casco e, within the framework of our car loan programs

, casco registration is optional, so the client may not apply for it. at the very beginning, the main program of preferential car loans has been operating since the fifteenth year and allows you to purchase cars with internal combustion engines at a discount of up to 25% of the cost up to 2 million rubles. conditions for electric cars. even better , seven children can take advantage of the program those who have not yet had a medical-pedagogical car since the end of 22 do not apply to mobilized military personnel and their families, as well as to pensioners who served in the armed forces. do you want to know more about additional measures to support the automotive market or innovations in traffic rules. write to us on telegram and ask questions. we repaint them by an expert. we will tell you everything in the next editions of our instructions. there has never been such a russian cold 150 grams, an unprecedented

rich taste in one glass. try a real ice cream. russian voice great incredible taste apartment in moscow just two three total three purchases from 1.000 rubles. for any credit. sberbank is your chance to win an apartment or a cash prize. and if you don't have a card yet, get a free credit savings card for 120 days without interest. win the most profitable credit card in the country. diseases when others do not work? yes, not him, yes, i tell you for sure, well, maybe he is

your favorite grant with a big juicy, melting cutlet, cheese, onions and double cucumbers grant and grand deluxe. and the new grant three cheeses are only delicious and that's it. now i'm near our future home, it looks very nice and pleasant. outwardly very soon, first-year student veronika bondarenko will move to a new apartment in this house in voronezh while she lives in a hostel, and she spends her weekends with her parents and her eleven-year-old sister in rossosh, the round trip takes

about 5 hours every time to buy a separate apartment. helped family packages with loan rates that were previously, well, they were not allowed without a special burden on the family budget. uh, make a deal and even buy a home with a mortgage, but after you heard it. uh, family subprime mortgages. well, we decided to try payment. uh is 19,000 rubles for us. in a month, if we were to issue non-concessional rates at the usual rates, then the payment would be somewhere in the region of 25 thousand applications and all documents were sent to the bank online, so as not to waste time traveling in voronezh, we received a housing loan of five and a half percent and in are planning this year. judging by the questions, more than 80% of russian families who are going to

buy an apartment, and the development of the market is facilitated by a preferential mortgage program. on them. now, on average, about 30% of all home loans are issued, and the conditions for one of these programs for family mortgages have been expanded until july 1, 24 ; in which the child was born, starting from january 1, 2018, another important change is already in another program, preferential mortgages were extended until july 1, 2024, but the interest rate on this loan is 8%. if we talk about family mortgages, this is krasava one of the measures that works to improve demographics and changes are constantly being made in addition to this program and only thanks to this measure last year. 30,000 families were able to improve their living conditions. we expect that this year the programs will be able to benefit from 215,000 power a year on mortgages

and about 160 families will be able to improve their living conditions through the family mortgage program. other possibilities are currently being discussed. changes for family mortgages. for example, the initiative of the house of the russian federation additional subsidizing of a loan for larger apartments from 55 m². the proposal is supported by them in the state duma. after all, so far in the structure of construction, housing, 53% are just odnushki, while the potential demand for large areas. especially in families with children, it is much higher. it is difficult to imagine a solution to the demographic issue in a one-room apartment, that is, at least when from one-room to a two-room apartment and two children, your own room is already good. but of course it's perfect. if there would also be children and their own rooms are needed for those who take a large apartment . maybe the banks will agree to some more loyal terms at the birth of each

subsequent child. we must further reduce this interest rate. another change to family mortgages is already being prepared by the ministry of finance for families raising disabled children. we propose to give the opportunity to use a family mortgage for the purchase of secondary housing, but only in those e subjects in those e regions where e is not possible to buy e, housing for primary. that is, if the family still wants to improve their living conditions, but in this city it is impossible. yes, there is simply no construction site for such a family , you can be given the opportunity to improve their living conditions in the secondary market. state support increases demand. and that means supporting the entire construction industry, for example, during the entire period of work, preferential mortgages were issued by about 930,000 families, more than three trillion rubles, according to developers. the rate of 8% will be comfortable for real estate buyers, because the average market rate is about 11% and the difference in

payments is obvious today, the key criteria for acquiring real estate in a mortgage for potential buyers is the size of the monthly payment and therefore an increase in even a small monthly payment and mortgage rates can significantly reduce the range of potential buyers of preferential mortgages in our company on average the fourth quarter of 22 was 73%. this is a huge share. a-and the share of family mortgages specifically amounted to 18%. developers call preferential mortgage the main growth driver sales in the last 2 years, and after expanding the conditions, they are counting on an additional fast and the furious from the family mortgage. last year. we saw in the structure of transactions, and a considerable share of more than 20% we were occupied by a family mortgage. and

taking into account the fact that now there are no families with children , there are six months of birth restrictions. we see that our interest in this program is increasing and by the end of december it is now in january. we already have about 30-40% of applications coming specifically for family mortgages . additional support for large families is the payment of 450,000 rubles. for redemption mortgages. only last year, with its help, more than 18 housing issues were resolved with its help. 2,000 people across the country, and you can make a payment without leaving your home on the public services portal, a successful example of a regional preferential program is the far eastern mortgage since the launch in 2019, more such loans have already been issued 55,000 people, which helped to increase the volume of housing commissioning in the far eastern federal district almost doubled, and this year there is also a high demand of about 20,000, families will be able to improve conditions for a woman on a far eastern

mortgage. and if we talk about it mortgage, which started in may last year, then 5,000 600 specialists have already taken advantage of, for example, support, and we expect that this year there will be about 10,000 more specialists. uh. here they will take loans on these conditions, and under all preferential programs with state participation from the far east to it mortgages, you can take a loan for individual construction. this means that preferential housing loans will remain a demand driver in the market this year. izhs and will help make the dream of living in nature a reality, because, according to polls, 68% of russians considers a private country house an ideal format for living. key indicators in the economy both in russia and in

global markets, these are the main topics of the meeting on economic issues that vladimir putin held today. what instructions did the president give? strength until 2026. what are the reduction of poverty, the growth of real wages and much more and the task in the state duma for the spring session, which launched today 120 bills. where did they start? weapons, weapons, and again weapons, more deliveries, such a delivery this year, and it is still a world economic forum or something else. details of a meeting without russia and china .