it is important to sum up, but it is equally important to watch the movie, it turned out that you are not moving around on a land cruiser and they ask the driver again. tell me it's true. lada, we say, yes, this lada has very good characteristics, a huge team of tens of thousands of people who do not know what will really happen next.

a storm warning was announced today in the kuban in the region, heavy precipitation in the form of rain and sleet is expected, where the elements will deal the most powerful blow, vadim zavodchenkov will tell. it's snowy again in the south of russia the storm region was hit by a powerful north atlantic cyclone, where the strongest wind will rise today. and where are the strongest blizzards expected? in which cities can a quarter

of the february snow norm fall in just a day ? however , there is no particular sadness in golos . snowfalls. in the south of the country, krasnodar territory turned out to be at the epicenter of the disaster as early as monday. here even had to announce a storm warning swept over himself, krasnodar went to sochi only on the coast with changing rains. well, in the mountains the back day fell out. about the third monthly volume, moisture. there was also a blizzard in the north-west. it was again received in st. petersburg, the precipitation continued to fall in moscow true by evening

, the snowdrifts began to melt the capital the european part of the country caused by the invasion of an active north atlantic cyclone. it is slowly shifting to the southeast. and today , almost the entire russian plain, as well as most of the black sea, will be in its zone, it is here in the south that the heaviest precipitation is expected. down in their don at the basics and in the kuban in places. more than a quarter of the monthly volume may fall. moisture. almost everywhere in this zone, snowfalls will turn into rains, in addition to sharp pressure contrasts on the periphery. the wind will intensify the clone, the strongest will be blow out in neighboring belarus and ukraine well, in the west of the russian plain there are gusts. they can reach 12 and 17 m / s in the black sea region 20 or more meters per second, i note that the cyclone

goes to the north. this means that you should not count on intense warming in most of the russian plain, daytime temperature. today it will be 0 - 5 in the volga region and the urals up to -3 -8, weak. thaws will be observed only to the west of the line, st. petersburg, volgograd and in the black sea, the thermometers will reach plus three eight in krasnodar on the peak of daytime warming will be plus four. heavy rain is expected in the city. mixed with snow in 24 hours, about a quarter of the monthly volume of moisture will fall , and the wind in gusts can increase to 19. per second, then the atmosphere in the kuban will calm down by thursday, it will cool to zero, which is 5 ° below the norm and only at the end of the working week in the region will break through, another frontal wave, carrying precipitation and warming. but in

the central regions, the weather will only improve in moscow today , light snow is again possible, it will be windy and near zero for thermometers, but then the power in the atmosphere will pass to the inticyclone of clouds in the sky will become less and colder to -3 -5, which fully corresponds to the climate of mid-february. that's all for me, goodbye.

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the central bank in may already means that the requirements for banks on mortgage loans with rates close to zero, this is stated in the finalized draft of the regulator in financial institutions. we will have to increase reserves for non-standard offers by 30 or 50% points ; they will have to

be formed before the summer; in november, the regulator warned banks that it considers mortgages at near zero rates, there are more and more risky non-standard housing lending schemes, if the trend continues, the central bank will prohibit them at the legislative level. russia can receive compensation under the sakhalin 2 production sharing agreement, the government supported the corresponding proposal of the ministry of energy . agreed to retain a stake in the enterprise. but the uk, the dutch shell refused its 27.5% stake, they will sell the money to be credited to a special account, it will be paid compensation from it, this will happen. if the audit finds that foreign companies have caused damage in our country as part of the project. lada has increased its share in the russian market of new cars to a record

six percent, according to the autostat agency , 12.5 thousand new cars were sold last week, of which almost 6,000 are products avtovaz. well, in addition, three chinese brands chery haval and geely were in the top five at once. korean kia the us decided to sell another 26 million barrels of oil of strategic reserves, according to bloomberg , the operation will be carried out from april to june. as a result , the volume of the country's oil reserve will decrease by 7%, and will amount to 345 million barrels. let me remind you. joe biden gave permission for such sales to reduce domestic gasoline prices january 5 to july last year, fuel in the united states has risen in price by one and a half times for the needs of the country already sent at least 180 million barrels for the reserve from record prices. managed to leave since then, the government promised to replenish supplies, but due to what it is not clear, a strange guardianship. plus

, production has been cut, and there is still not enough capacity in the united states, for example, shale oil. this month, american companies have extracted almost a percentage less than the us expected in washington, the ministry of energy expects that in march the figures will still grow to the forecast values ​​of february and exceed 9 million 370,000 bar. and on this i have while more and more news in the next chat. volga car industry spare parts for cars quality guaranteed pay less sticks kuzya lakomkin 490 fast reaction keep your

car at the peak of its shape contains directional additives . they instantly react to any changes in the conditions of your car.

sbermarket is a benefit in every order , products from your favorite stores with discounts up to 60 percent. july next year, and for some categories of citizens the benefits will be even longer. who can get a family mortgage and what benefits will tell. the government extended the family mortgage program. now it is valid until july 1, 2024. you can apply right now in this edition of the instructions. we will tell you in 5 minutes who, how and under what conditions can get a housing loan at a reduced rate, but first , you can draw up more details about the terms of loan agreements until

july twenty-fourth, if a child with a disability 100 is entitled to a mortgage at a low rate, you can use it until december 31, 27. so who can take advantage of a family mortgage. it is for a family where a child was recently born, it does not matter if he is the first or tenth. the main date of birth is from january 1, 18 to december 31 of the twenty-third year, those parents whose children are adopted, again, can take part in the program . the main thing is that the date of birth of the child adopted into the family falls into the desired range. starting this year, subsidized mortgages are available to all families with two or more minor children. so there should be two of them. less than eighteen years of age at the time of the contract for residents the far east has slightly different conditions, the period of the birth of a child from january 1, 2019 until the end, 23 the rate for them is not more than 5% per annum for everyone else up to six percent.

maximum mortgage amounts at a preferential rate up to 6 million in the moscow region and in st. petersburg and the region up to 12 million. an initial payment of at least 15% of the purchase price for up to 30 years . the family mortgage program is valid if you want to refinance an already issued loan and reduce the rate on it, but refinancing works. only if you bought a home from a developer, it will not be possible to refinance a mortgage for building a house if , for example, we consider a mortgage loan that was taken, a in the twentieth year, otherwise the average market rate for such a loan was at the level of eight point thirty-four hundredths of a percent, a and a- but, if we consider the amount of the loan, for example, a 5 million is the average amount for a of that period, and in principle, this is the average amount, and for the average period of 20 years, then, and the payment on such a loan is almost 43,000 rubles. and while e now uh, under current conditions, and family

mortgages are the bet. uh, up to 6% and the average current rate is 5.6, respectively. this is the difference in the rate between uh, 8:36 and uh, five and six. uh, it saves almost 8,000 rubles. on mortgage. e-e payment on the loan, respectively, instead of e, 43,000 rubles. and you will pay, uh, 34,000 rubles. and if we say that, uh, how much can you save over the entire term of the mortgage loan, let me remind you that this is 20 years. we consider, then, as well for the entire term of the mortgage . save, but almost 2 million rubles. only on mortgage interest, which you will receive by changing the rate when refinancing with a family mortgage. you can also use maternity or family capital, but not to pay off monthly payments, but to make a down payment on a mortgage. some banks allow

you to use maternity capital for early repayment. with a family mortgage, you can buy housing in a new building on the secondary market or a land plot in a private house; this loan can also be used to buy land without houses with further construction, the key moment, the purchase can take place only from a legal entity. for example, a developer, during construction, there must be a contract with a construction company or an individual entrepreneur; housing from individuals can only be bought in the far eastern district and only on the lands of rural settlements. which banks participate in the family mortgage program. now there are more than 50 of them, a complete list can be found on the website ask, the house of the russian federation, the instructions section of the article. banks participating in the family mortgages, and banks compete with each other for borrower clients and some of them offer rates half as low as prescribed by law, it is worth saying that a family mortgage and a commercial one can be combined, for example, you want to buy a three-room apartment in a new building in kaliningrad for 12 million rubles. and

you can take a family mortgage for 6 million. she combines the rest of the usual commercial several preferential programs of federal electricity at the same time to purchase the same property. well, that is we we want to buy one apartment, and get there, for example, it and go and get a family mortgage, but it doesn’t work out. a, but at the same time, you can combine any federal program with regional programs that complement each other perfectly, how to go mortgages from a program that complements a family mortgage, and there, and subjects are added, or an additional subsidy at a mortgage rate. and it gets even lower. we have approximately there, and in the rostov region, where the rates are. uh, they reach the level of 3% there by combining these support measures. a or you can, but combine it with the federal world of support, but not

mortgages, for example, but use maternity capital or use payments for large families to pay off mortgages. so let's repeat. the main terms of the family mortgage program were extended until july 1 , 24, the main conditions are the presence of a small child or two minor children in the family at preferential rates of not more than six percent, you can take up to 6 million rubles. in the capital regions twice as much for up to 30 years, the down payment is not less 15% of the purchase amount left questions want to know more about other worlds, support the real estate market. write to us on telegram and send your questions. we are forwarding experts and will tell you everything. in the next editions of our instructions. further on the most significant events of this day in history in the selection of ekaterina balakova. we will tell you what this day is remembered for in history right now . hello february 14, 1918, peter deprived his son tsarevich alexei of the right to

the throne, issuing a manifesto about this , the young tsarevich peter, the son of the second wife of emperor catherine, the eldest son from evdokia lopukhina. the great reformer was dissatisfied with the boyars and the clergy turned alexei against his father. he traveled abroad. and it seems that he even negotiated with european rulers. and the seizure of power, when he returned he was put in prison, tortured and sentenced to death, as traitors before execution. he shouldn't have died in the cell. his father buried his tombs of the romanovs in the cathedral of the peter and paul fortress, he did not become emperor , and little pyotr petrovich died. already a year later from the illness of another heir. peter the great did not have time, and after his death in 1725, the era of palace coups began in russia, when the throne was not occupied according to the law of the throne of heritage, but the consequence of a conspiracy on february 14 , 1879, a war broke out between bolivia and peru on

the one hand and chile on the other. it is known as the second pacific or saltpeter war. actually divided saltpeter deposits and guan mining areas. this is the name of the droppings of seabirds, which are used as fertilizer, it all started with the abolition of tax benefits for chilean companies mining saltpeter in bolivia in response, bolivia threatened to confiscate the chilean companies , peru acted on its side. and then the chileans captured the city and the province. antofagaster center for the production of saltpeter and sent a squadron. to the shores. peru they were supported by the british with money and weapons. so chile won the war and received all the lands where it was mined. in addition, the iguana about olivia also lost access to the sea on february 14, 1956 , the twentieth congress of the cpsu opened, the very one at which the new secretary general nikita khrushchev department

stalin's personality cult and mass terror, which according to historians ended the stalinist era, the congress was attended by 1,500 delegates from the ussr and representatives of 55 other countries, but khrushchev's report where he announced a completely new point of view on the recent history of the country was read out. on the last day of the congress and at a closed meeting, khrushchev listed many crimes and laid the blame for them personally on steel, we raised the issue of rehabilitation of the repressed after the twentieth congress. weakened ideological censorship. the relative thaw has begun the freedom of the soviet society lasted only 8 years before coming to power. leonid brezhnev february 14, 1963. 8.5 films of the italian director, federico filinia

, were shown in rome. shaves new life experience. the whole picture is a mixture of reality and what is happening in the head main character. thanks to moscow personally presented the film at the moscow film festival, where it received the main prize, the film also won two oscars and was recognized by critics as one of the greatest films in the history of cinema. on february 14, 1928, an outstanding scientist, physicist, mathematician and educator sergei kapitsa was born in cambridge, where at that time the great father worked for him, nobel laureate scientist pyotr kapitsa sergey petrovich followed in his footsteps and contributed to science on his account 14

inventions one discovery he is one of the founders of the cudynamics of the science of mathematical models of social and historical processes, sergey kapitsa became the main popularizer of science in our country for almost 40 years. he hosted on television the transfer of the obvious incredible, where it is simple and clear. she told the most difficult things about inventions , gave forecasts for the future, we break something, then we should do it. this is one of the greatest caution and to involve for this a maximum of facts and a maximum of precisely quantitative observations, on which all modern nature is essentially based. kapitsa created a mathematical model of the hyperbolic growth of the earth's population, a great scientist , he was also a cheerful person ; the russian academy of sciences was such a day in history.

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read about modern physics. develop an interest in science from childhood decade of science and technology. cars. do you think that the russian car industry has its own way in general?

our gunners are destroying the equipment of ukrainian militants, from which they are shelling peaceful neighborhoods on the left bank of the dnieper , we will show the address of the line of contact. 10 percent of the cheese and butter on the shelves are counterfeit or produced with violations. how to rid the industry of poor quality goods? mass panic and police operation throughout the city what is known about the criminals