in moscow, 10:00 31 minutes and then briefly about the main thing.

russian units are increasing their advantage at the turn, the criminal svatova kiev is transferring additional reserves to this area, but they continue to suffer losses on the front line, leaving not only nato-style equipment, but also wounding the congress a record amount for military spending. in the new budget, more than $840 billion, another $70 billion. for external illness, including the containment of russia and china, the ukrainian will allocate more than one and a half billion. re-elected chairman prc for a period of 5 years, he became the first head of state in the history of the country, who took this post for the third time, the entire chinese assembly voted unanimously with yevgeny , vladimir putin already congratulated in georgia, the opposition demanded the resignation of the government and early parliamentary elections. today in the center, tbilisi must pass a new method on

the channel protests for the first time in recent days ended peacefully some of the requirements of the participants have been met the warehouses of chain stores have accumulated, foreign-made household appliances have surplus domestic manufacturers. market participants. they say household goods are not in demand. emil will tell which products were delayed on the shelves and, most importantly, is it worth waiting because of this price reduction ? manufacturers and distributors of household appliances have formed a surplus of products, mainly large refrigerators, dishwashers and washing machines, and the lower and middle price segments, according to analysts. the size of the surplus is from 10 to 30%. this is a consequence of the rush demand that arose last spring after the exit of some foreign manufacturers. people began to buy equipment for future use, fearing a shortage. russian companies increased the volume of contract production in china, but there were difficulties with delivery. the largest sea

carrier myers refused to cooperate with russia. the equipment ordered in the spring reached our country only by the new year. it all just depends on proper procurement planning. the fact is that over the past year the procurement system itself has changed, if earlier, mainly trading companies worked according to the system of commodity loans. so, for the most part, everything works now. e through an advance payment, respectively , prepay, and the goods and buy goods more than you can sell it. well, uh, weird. this is most likely a planning error. just either some kind of force majeure, well, there were no such errors in large chain stores. it summarizes there. experts have an almost perfect balance of supply and demand. we use. actually these solutions, which in real time analyzes and predicts the needs of stores in more than 300 cities, are present in our network throughout russia , based on historical data, e occur on the channel with

seasonal traffic, geography, frequency of weather orders and other factors for this commodity, the fate of those companies that either did not switch to the system before. or they could not predict the demand and for them now the main task is to sell, the surplus buyers during last year's hype have already satisfied their needs in household appliances, and they do not require updates too often. household appliances are goods for which the price does not change quickly, that is, in unlike the same conditional smartphone phone, and they do not become obsolete so quickly , new models, so sellers can hold back the goods. even now it is not in demand. moreover, to hold on average for 2 months this is how much , according to experts. the so-called overstocking depth does not lie in warehouses longer than this period. therefore, even if prices decrease, it is not worth waiting for major sales for only some categories of goods . market participants are not going to stimulate demand additionally.

speaking in general russian, the household appliances market, this year is expected to decline after growing by 6.5% last year on the basis of the twenty-second in terms of money, it is 27 billion rubles. up to 445, and this year there will most likely be 400 billion in the conditions of the imposed sanctions, this drop that we are talking about is still better than it could be, because all experts a, including us , predicted a much larger drop in that the momentum that exists now, we think that if it continues, it will be good for the market to ensure stability and domestic market in the future will be helped by parallel imports and localization. in our country, production from friendly states named after mersaev sergey uvarinok and sergey kuznetsov lead. kazan has the best sports anthem. gymnasts. today they will fight for victory. at the russian championships, medals will be played in personal all-around among the main contenders for the olympic champions , but they are going to compete with the new talents of the national team, and on the eve it became known

the names of the best gymnasts, all the details from alexander abramov this is one of the most prestigious and status disciplines of gymnastics, women's individual all-around, four apparatus, uneven height, uneven bars, balance beam, vault and floor exercises as part of the russian championship in the final of the individual all-around, 26 gymnasts from all over the country, the youngest of whom were born in 2007, took to the platform the difference in class between the determining gymnasts is the olympic champion of tokyo in the team of victoria listunova angelina melnikova and there are all the others. of course , i want the level to be higher than the championship. uh, because the girls were frankly weak . you saw it from the region. uh, nothing's missing obviously. not enough.

because you can see errors in the technique of errors in general, in the preparation of special physical exercises, i can say by myself that i only compete with vika, for example, that is, we have two people fighting for first place, and before, for example, we have all six there who performed in the first group. she fought all six for the first place, that is, before the competition was really higher than the champion of russia in personal all-around, became victoria ilistunova. she is already a two-time champion of kazan 2023 on the eve of victoria, as part of the moscow team, also won gold in the all-around team. the leaders of the russian team are performing against a backdrop of uncertainty with their future. the issue of internal motivation. today , the most important russian athletes have been suspended from participation in international competitions, however, are there any signals that a return to the international arena is still possible? i will always try. it doesn't matter to the maximum that it will be very hopeful and everyone, probably, we hope for the best that they will let us in, but unfortunately, we cannot do anything about it. it won't affect us in any way. we do not

solve this, but i always work to the maximum and i always motivate, as it were, by the fact that any work with a reward is very difficult and it is very difficult to motivate yourself. especially in training, because as i said there in a previous interview, what a feeling that you are marking time like a professional athlete. that is , you don’t even have the opportunity to show your potential to reveal even more, then there are no international starts, respectively, uh, you just stand still the same thing the same look at the performance, the leaders of our team and the younger generation two-time olympic champion svetlana khorkina flew to kazan in the gymnastics palace communication and exchange of experience of several generations of artistic gymnastics of course, i just want to inside the country. some kind of crazy rivalry, because in rivalry leaders are born who will represent us in the international arena. of course i want more such a list of new millers, of course, of course. well, they say, god forbid that they

appear and i absolutely don’t feel that something has changed after tokyo, only i have a lot of little fans who support me. before every projectile. i hear the cries of angelina melnikova come on, come on, the russian artistic gymnastics championship will continue on medal friday. men will compete in the individual all-around, including olympic champions. tokyo nikita nagorny and david belyavsky alexander abramov sergey eliseev sergey zavidovitov and alexander selmashevsky vesti, kazan vtb’s solution for every day convenient vtb online transfers is when one number is enough to make someone’s day sparkle with new colors, when you can please your loved ones even from afar and get support at the right time. get a free card for life at vtb and every day will become better. go to vtb and that's it, you'll get a sbermarket

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real estate is it possible to sell an apartment in a mortgage, because it is pledged to the bank, you can even have several options, how they differ and what are the pros and cons we will tell in 5 minutes in the instruction program so there are three main ways to sell a mortgage housing. the first is the early repayment of the loan. the second sale with the repayment of the mortgage during the transaction and finally, the third sale of the apartment along with the debt. all of these options have their advantages and disadvantages. let's figure it out. which start with early repayment is the first and most difficult step to find a buyer. he will have to give money to close the loan. that is, in fact, to trust a complete stranger. this means that

the preliminary contract of sale in it can provide the necessary guarantees. it must be clearly stated what the buyer is doing the target fee and the seller can only spend it on paying off that particular mortgage required. it is necessary to indicate in what amount the debt from the seller. what loan agreement is it under? who is the person obliged to receive this idea from the paradox, that is, the bank itself, and that is, all-all-all characteristics of the object. there must be indicated the second option of sale with mortgage repayment during the transaction. here the scheme is more complicated than the first paragraph to obtain the bank's consent to the sale, and then a certificate of the remaining was managed for a long time on the mortgage , then the buyer already deposits money in two deposit boxes for the bank. the same balance on the mortgage or sellers of the balance of the cost of the apartment. after that, the parties sign a sale and purchase agreement and register the transfer of ownership in the registry, then the seller receives a pledge obligation from the bank, money from the first cell, and

the new owner of the apartment receives a mortgage and then removes the encumbrance at the mfc, the final step , the seller takes the funds from the second bank cell, each stage under control bank, and this is the main plus. and the basics. the downside is that the buyer must have the entire amount to pay off the mortgage. well, if there is not enough money for him and your services, the third option, namely the sale of an apartment along with the debt , that is, the mortgage is not repaid, but goes to a new borrower, the seller finds a buyer who is ready to purchase a loan apartment , again, on credit, the bank checks him , if everything went well, the loan is reissued to another individual, the balance of the mortgage debt with all obligations goes to to the new owner, i’ll tell you right away the second step is the main disadvantage of this option, because the bank checks the buyer as its new borrower, that is, very carefully, the credit history of the income statement and other documents. all this will be needed. and the bank has every right at this stage to the buyer.

that is, you, too, refuse. if you received approval, another problem may arise . credit conditions for the buyer may not be as favorable as for the seller. to be even the first borrower had some a special mortgage program under conditions that i don’t know, there is a large family, some kind of military personnel, some kind of special housing. well, now there are many and all sorts of different programs. here, under the conditions that are, respectively, for example, a young family is not suitable, the second borrower, respectively, it is clear that the encumbrance in favor of the bank will remain, but the mortgage program itself. it may be different. and here is the question. will it be profitable in this particular bank to take a mortgage for the second borrower, and if you change the bank, then the scheme becomes even more difficult place of a business triangle, the seller's buyer's bank, a square appears, that is , bank number two appears, and banks do not

like this and rarely go for such combinations. too many actions. it must be done. this means that the terms and risks are growing , in fairness, let's name the pluses of this option. in the secondary market, as well as in the primary market , most people buy an apartment on credit without owning the entire amount. so there will be more people willing, the seller himself also does not need to have funds for early repayment, and finally. no need to go to the authorities and remove housing encumbrance. this is already the concern of the new owner when he decides to pay off the mortgage. what about taxes? of course, they will have to be paid, as with the sale of any other real estate , there is a personal income tax, there are some exceptional cases, there is a period of ownership , after which the tax is not paid. there is a general period, there is a shortened period, which depends on the acquisition options. there is a gift of inheritance. or there, if this apartment is the only housing, well, then there is this general norms

, of course, there are no special norms for mortgage apartments. so once again, let's go over the three main options for selling mortgage housing. the first early repayment of the loan. to do this , the buyer makes a deposit and must be sure that the money will not go to the left. so it is better to draw up a preliminary sale and purchase agreement, if the seller changes his mind, he will have to return the amount twice as much as the second method of sale with mortgage repayment during the transaction, the scheme is rather complicated with two deposit boxes. but every step is under the control of the bank main drawback. here, the buyer should have the entire amount, and finally, the third option for selling an apartment along with a mortgage is pitfalls, the bank may refuse a new borrower, if the mortgage for the seller was preferential, this does not mean that it will automatically remain the same for the buyer, but transfer the loan to another bank will not just left questions. if you don’t want to get confused in the intricacies of the real estate market,

especially when it comes to loans, write to our telegram, we will ask the experts and we will definitely tell you about everything in our next instruction. now shots from the government house dear ivan vasilyevich, you are the head of the federal forestry agency a little more than two years, but you have been dealing with these issues for a long time, this is one of the most important sectors and not only in economic terms , our environmental shield and natural heritage , the activities of the russian agriculture ensured safety of multiplication, including by increasing the level of fire sanitary safety to fulfill these tasks is indeed a federal project for

the conservation of forests. tell us how the work is going and in general about the results of the agency’s work for the year . we work within the framework of two main system tools. this is a state program and federal forest conservation projects would, of course, with the faces of the fathers, remained machinery equipment over the past four years in the regions. more than 6.000 standing down, heavy vehicles and more than 39.000-700 units delivered. of which equipment 1.000 heavy equipment and twelve thousand household equipment indicators of security of as much as four tenths of the policy of the fire center of household equipment, we have completed the second important aspect in this regard - this, of course, the fight against fires following the meeting in yuzhno-sakhalinsk, you decided on an additional 8.2 billion rubles in the line. for protection and all fires, this money

went to the subjects, but this is not just additional funding with the help of these funds. we were able to increase the number of fluffy people by five thousand three hundred people , increase the flight time of air patrols to 52,000 hours and increase the number of employees ground fire chemical stations for up to 27,000 people. today, without a budget , fire protection is 14.2 billion rubles. this is a separate line of the federal movement. in addition, last year we completed the formation of the federal alice fire center. for the first time in 15 years, received six years of eight equipment of all techniques and equipment for fragrant fires, as well as composed of a ground structure. center sever is based with us than the shanker, cheremshanka of the city of krasnoyarsk, but naturally, during the season we will relocate cars to those entities where it will be, the greatest need that year, the president made fundamental decisions to halve the area

of ​​​​forest fires by 2030. and this is the state of the government, this figure has been brought to each region and each governor knows his limit figures, which are reduced every year. these measures have already yielded results last year. the area of ​​forest fires has decreased three times from 101 to three million hectares. at the same time, that the number of fires has decreased, it should be emphasized that all the areas of fires we have are deficient. we look from with the help of satellites of the constellation, and for the disputed firefighters, we recheck it by ground or air method in december together with the minister of natural resources. no prosecutor's office gathered all the regions in siberia of the far east of this most heap of territory in terms of area and went through each step of the preparation step by step.

we somehow love everything, from bringing his tasks to hiring, employees with their medical examinations, equipment and tick-borne encephalitis vaccinations that year we digitized streams from cameras that we monitor in the regions, office fires in this year we will digitize the consolidated levels of fires and, of course, we drew conclusions from last year's fire in ryazan in the first place. this, of course, is the need for stricter control over the fire-fighting arrangement of forests. second, it's time to scan the fire to a higher level. we are in the history of valerievna and dmitrievich that from this year the first day is removed by the forestry of the municipality, the second third day the governor is connected from the third day, already the federal headquarters are adults. and, of course, the importance of height and timeliness response, the federal response force is a federal reserve event this spring and after the fires. naturally, we

are engaged in restoration. for 2 years now, we have already reached the level when the forest price exceeds the area of ​​dead leveled forests, for example, in that year the excess cost was 18%. in absolute numbers. this is 1 million 300,000 hectares of land where we have done restoration work, taking into account the results , the president of the russian federation supported the proposal to extend the federal project until 2030. we are very grateful for this decision and have already begun to prepare from the following materials in the fight against fires of paramount importance is the prevention of the situation. any emergency action must be prepared in advance. there is a very important monitoring system here to ensure that the observed area is under control from the point of view of the reaction, and then the necessary actions, corresponding to your structures of the regions, the ministry of emergency situations and other services, fire causes the most serious damage. first of all, both the ecology and the social sphere and the economy of the country must

do everything necessary to ensure that their centers combustion my next question is about the prevention of misconduct in the industry, knowing that you take this issue seriously. e, attention and the head of state has repeatedly spoken about this active use of modern digital technologies in this area, the launch of the federal information system of the electronic complex, which includes the state register, so that it works according to general rules for all russian subjects. this is a very important direction. tell us what has been done in this direction, including the prevention illegal actions from january 1 last year, the decision on the prohibition of the export of roundwood from the territory of the russian federation and the deepening of wood processing within russia is in effect . firstly, it is the norm of creativity,

secondly, supervision; thirdly, the civilization associated with this. society in the twenty-first year came out the third federal law sent the norms that were required in accordance. in in terms of supervision, the task is impossible without modern methods of supervision and growing farms develops remote monitoring and legal hands. with the help of cosmostem, we identify the list of violations, compare them with the laws of logging and sometimes illegal boxes, respectively, last year. we moved 300,000 cubic meters of illegal activity, in addition, the third federal law introduced a completely new type of federal supervision of the circulation of timber, if we used to catch violators in the forest, but now we track the entire chain from neighbor to warehouse for production further to a specific consumer or called abroad. and, of course, this kind of supervision cannot exist without 100,000 digital platform digital foundation. from the first of june 2021, our departmental

system or with egoiz registered forest warehouses for forest production. for today. this is already 480,000 forest warehouses, including temporary ones , and 50,000 forest industries of her not last year. nobody even knew. how many such objects eugene are located from the first of january of the twenty-second year in russia electronic document system. if before that the drivers of the timber truck. i just took a bank, such wali they e by hand and a cheap cabin. and what will catch you on the road or not catch five times in the project could be there and 10 aspect of the road went with road or river transport, which transport roundwood. during this period, we recorded in the forest a little more than a year in the system 8 million 500,000 exhaled breaths. for a total timber volume of more than 250 million m³, we receive 30,000 km daily.

what volume of wood and 1 mm should be controlled in august in perm conducted an experiment installed video cameras with artificial intelligence in real time in the stream detected loaded train trucks and compared with the system, if there are no electronic documents, the experiment turned out to be a success and we plan subjective, which may not notice something, but with the help of objective means of control. being engaged in all this work nikolayevich of course, we do not forget about citizens about public services. for the 21st beginning of the twenty-second year, we brought the 10 most popular public services to the public services portal. this is a declaration of reports for a period of 420,000 people, the applicants used

electronic forms for filing documents, but what we realized is the basis in all services is the state registrar, which today goes to each child independently using tablets and is accompanied by such an operational description. of course, on such a base, fragmented by region, it is impossible to set up in a modern hotel with the management of a single state object, which we are currently forest. in this sense, this is a characteristic of the land plot, according to quite right. but if this is the case, then the primary boundaries of the land plots, and then the forest should be combined. we are also doing this together with the registry. we are just finishing this year, and digitalization of all borders. yes forestry. it is very important that at first the orthophotomap further the land plot further on it all the characteristics of the land category. you see that he is using and then connecting with