aid aid is enough russia is a very strong country economically everything now. all the more so , the matter is developing even faster here. you know what the matter is in the fact that it is with this action. as a matter of fact , the nazi insides were exposed. those who gave the order for the final destruction of the dam. the fact is that they have been destroying it for the past six months. they constantly hollowed out missiles of special accuracy.

ministry of emergency situations military and uh those services that deal with the decontamination of all these harmful substances and harmful impact on the environment. they are now just turned on and at the same time already. created in our heads, and it will be implemented by the people's tribunal, because this is a military crime that was committed, they will carry out the appropriate punishment, this punishment they already have in their

international tribunal and accusing russia of destroying the dam so that the result is at least some there to compare. it's clear. as the classic said, the stars have already lined up, the stars have lined up in such a way that they show the way exactly there. lenya wanted to ask you, that's just the president . the day before, at a meeting with military commanders, when talking about the destruction of the kakhovka hydroelectric power station, he says that

it would be better if the ukrainians attacked for us, it would be better, but actually the explosion of the dam. they cut off this path for themselves, do you think that , in general, from this point of view, the kherson direction is, well, relatively speaking, as safe as possible, that is, a counteroffensive from this side is impossible for all. the practice of life and the laws of technology, in fact, it is the war itself that does not change. here, uh talks about that if you want peace, it will always be ready for war, and therefore all those structures that were built by our military fortifiers engineers on the left bank, starting the transition and even reaching the territory of crimea, they may not be needed, but they are not needed. they are needed

so that in the event of, let's say, some hothead and in the event of some kind of miracle , there will be a million, uh, tanks there. i don't know, i would now start fantasizing, but still they won't pass. but it was the dnieper in this case that became, then the line for which they generally it's impossible to get along. this military figured out ours. i think that's right. eh, they got naked. they were generally weak. uh, in order not to farce, because any attempts only led to an increase in the number. there are now 10:00 times more human meat on the dnieper river than there was in general, a year ago. this is also, by the way, cleaners. they are clearing all this, so the offensive over the entire length, not right today, not forcing.

we know everything, we see how they move. and it gets there again. here is the strength of the russian weapons, which they thought they were trying to tell that they did not exist. even now they don’t tell or tell , the result is clear anyway, the victory will be ours. this is absolutely correct. thank you very much vladimir vasilyevich, i remind you that here the guest of our studio was the acting head of the kherson region. vladimir salda let's break for advertising.

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an international economic forum has started in st. petersburg , where my colleague works. maria kudryavtseva maria, the floor to you and your guests tatiana hello. we continue to work at the international economic forum in st. petersburg in our studios. guests are vladimir kobnev, general director of nspk vladimir valerievich good afternoon , the first question is probably the most important for those who travel abroad. uh, what new countries are now already accepting world cards. and how, for example, relations with cuba are being built. and what are you looking at next, which countries the topic of international development is, of course, very important and it is the most difficult at the same time. yeah today uh you mentioned cuba, he was really told at the beginning of the year that atms, almost all atms in cuba already work with a world card, and indeed tourists who go there

say that this is really the case everywhere you can safely somehow and the world withdraw money from it, the task now is this so that there is a network of post terminals in service enterprises, so that it is also possible to pay with cards there, and not to carry thick enough bundles of local cash with you, and we are working on this. and i think that after all we are already talking we say it's real. that's a question for the very near future. ah. today, geography, in general, the acceptance of world maps, it has been judged somewhat compared to the beginning of last year. and this is true, but this decline is not dramatic. and we continue to work with those countries that, we hope, have been temporarily suspended. acceptance of world cards, well, of course, in those countries where the world card was accepted, it continues to be accepted today in many of them. well, we are also working on new directions, in general, such the topic is quite sensitive, we prefer not to make big announcements in this direction, because after all, there are risks of some kind of sanctions pressure from our partners. they are quite high, and we

still prefer to do it a little in silence. so as new directions will be. open and everything will be, uh, implemented already we will report on this as necessary, well, indeed, as they say, the forecast is ungrateful, but at least here is the number of these countries with whom i am currently negotiating. that is one two countries, or is it still more negotiations. we are leading now. hey, i can literally ask. this is more than two countries to be sure. it's still there about five or six, strange in accessible and at the same time popular tourist destinations today. so we hope, after all, that this is the sanctions restriction that they are trying to somehow impose on russia from all sides, we will break through this network and, uh, we will establish interaction. and one more important clarification here you said about the post of times in cuba that this is already a question in the near future, again in the near future. well, about how long. well, we are still talking about this

tourist season this summer. this is the fall of this year. so the work is in full swing. and vladimir valeryevich today , a lot of forums on the sidelines say that it is necessary to create an alternative russian payment system , there will be competition in the market. and that, supposedly, this can be done within a few months or so. how are you with the experience that you already have, look at this. that is. is it possible to a few months to do so topical, i would say a lot of speeches. today it was from a variety of sources on e, precisely on this topic, both supporters and those who doubt it. and, if we touch on just a few months, i would be a little more skeptical here. yes , any payment systems that seriously work spoke on this topic. this is a very large complex of everything that needs to be implemented from the technology of uniform standards. this is a brand. this is

his promotion. this is the provision of the receiving network. these are channels of communication and information transfer. it's a lot of things. i even today heard that some market experts. they seem to say that any new payment system. if it is done, it will still have to land on the rails of the nspk and this infrastructure has been created. and here i see such a rather pragmatic approach, which is probably easier to implement. and when we created the world payment system in 2015, it took more than a couple of months. and you know it despite the fact that the heat passions was much higher and the need for its own payment system infrastructure was significantly higher than a and the expertise that was collected in the hands of the nppc with the full support of the state. and how would you know even such an equidistance from all market players that did not create any competitive contradictions inside. even with all these observed conditions, it took more time,

therefore, well, how can i say, probably competition , the creation of some kind of alternative structures, which seems to be here. there's a meaning even though it's it is also possible to discuss what this meaning is and for whom the improvement in the market in the creation of parallel payment systems will occur, nevertheless, all the same, this is a serious work, which, in my opinion, is still in the stage of such probing and throwing. here they threw a fishing rod to see what would bite there, not bite, how it would go. so one more question, one more topic about payments. through the world of dust. that's what the dynamics were in the twenty-second year and do you see an acceleration of an increase in this dynamics in 23. yes, definitely world pay probably this is one of our payment systems world. eh, such key e flagship products, what if products e hmm if at the end of last year we were talking somewhere about five million transactions, where now it is already 7.5 million transactions on an average daily 220 million

transactions per month. that is, this is a 1.5-fold increase, compared to the end of last year, in peak it can reach 10 per day . implemented by a very large number of bank banks today. uh, the reception function, not only through mobile phone payment. yes, but also online with one button. you can now e using rp and pay for applications, e, which are on your smartphone in a wide variety of mobile services in e- commerce. and here the outstripping growth of the service is just beginning to conquer the new one, but it exists here. well, it means that we see a 35% monthly increase in the number of transactions in this service. account of transport projects in transport. today, we have promotions in 20 cities where,

when paying through the application, and in fact , other services and the world are so unimagined , let's say. a bag or some mobile banking services. eh, but also on our technologies. uh, everywhere you can get a good discount on transport in twenty cities and uh, today the number of such transactions. only in transport within the framework of these actions is about 18 million per month. well, at the beginning of the year it must be said that the inhabitants of russia saved more than 200 million rubles due to this. already within. these are the actions that the payment systems of measures are implementing, and vladimir valeryevich is often asked questions. and when will they be able to pay for purchases without contact those who have an apple phone, respectively, ios, who have a full-fledged world inaccessible, and we are constantly working on it, i can say that today this is such a new way as a payment feed, it is unconditionally available, as for all those who have mobile applications on

the iphone or those who downloaded themselves in the application sbp, and this is an application. which allows the fast payment system to carry out not only qr purchases, but also nfc payments as familiar as possible and what was required . -e technology, then you can pay again with one touch as well as die, but these are already sbp technologies, the sbp application. and needed. these are special stickers with nfc tags, which, in fact, are much more technologically complicated there. full-fledged ones are integrated into cash registers. but this, as they say, is what is under the hood and should not worry the consumer, but in fact , payment in one click, perhaps this service and the sbp service in general now. it is developing very strongly in trade today. this is already 675,000 merchant service enterprises where you can

pay and there is nfc payment, you can pay with one touch and everywhere through qr payment for those who have a phone. by the way, there are new modern interesting stickers stickers, but to be honest, this is not a fully mobile application. this is still a full-fledged analogue of a contactless card, which can be in such a small format. just convenient to stick on your phone. she is safe. it is convenient with its own, perhaps , some shortcomings. it must be placed correctly on the phone. but in general, this is the payment method that allows. well, how to pay by phone and also today available from june 30 will become a mandatory system. challenging transactions in the system quickly payments. that's why you need now such a measure precisely, it is sure you must. and how the number of transactions increased. uh, in fact, this service is a dispute service plus the so-called service that we have been promoting for quite a long time and many banks use it, and by and large it

is no different from those, uh, dispute systems. here is what has been done now, as it was before, to the payer who paid through the fast payment system. he needs in case of any problems in the same way as earlier, his bank will apply, where he still has accounts, from which he paid for the purchase and the bank is already in the system. here. uh, the so-called resolution and disputes. he will turn further to the bank that accepted, through which the payment was accepted, an analysis of all the data that he can provide, and if a positive decision is made to return this money, will be carried out. they will also be instantly returned through the system of fast payments to the payer's account. why now uh, probably because uh number of transactions to the merchant service enterprises through the fast payment system it has already become very large. and this is already 200 million. a quarter of operations for the first quarter. e in the amount of more than

400 ml. rubles. if we compare, for example, with the previous quarter with the last quarter of 2022, there were 160 million transactions worth 300 billion rubles. that is, such a growth of 30% quarter to quarter in c2b payments. he, of course, says that both the number of transactions and the volumes that they go through already require a separate platform of the platform on which this can be done as functionally and automatically as possible with uniform rules that are clear to everyone. and the most important thing is here. this is the unity of the rules, so that everyone approaches this in the same way, everyone supports it equally , we expect that after june 30 for the second half of this year until the end of the year. indeed, everyone will have this same customer experience for all banks. eh, and we will help, even those who, perhaps, in some ways do not have time to do it as quickly as possible, because the only approaches and standards. by the way, here for any payment system standard approaches. this is all

that the payment system represents. et for 2 months it is not born. and there are those who don't make it. do you know? hmm, as always, there are leaders. those who had some objective, sometimes not always objective, especially subjective problems. we are coping with this, so we are talking , most likely, probably in the second half of the year, as about the period when this should be fully implemented after june 30 and it is already mandatory to work on the entire market, equally for everyone on a single concluding rules , another issue was also discussed a lot in smir. regarding the fact that the nspk is introducing online payment that does not require sms numbers, from the bank, here is how safe it will be for users. and what kind of technology is this technology, which has been introduced for quite a long time, this is the technology of the standard. uh, 3d secure 2.0 of the mv standard, here we have it is called the world. accept world accept 2.0. ah, it's fully supported. e, by all the participants of e we,

indeed, including due to the tariff regulation of the internal payment system world, we want to motivate banks to make the most of this technology. the fact is that this is not only about the convenience of the user and not the absence of the need to enter a text message, uh, and not only about saving on text messages, which, by the way, are for banks account for the lion's share of the cost of maintaining interest transactions today. i probably won’t tell you the exact figure now, let’s say that the average text message costs from one to two rubles. and this is what every time the bank sends a confirmation text message additionally pays for this transaction as its transaction costs. despite the fact that in the system the world has the so-called transactional root, we fully give banks a coloring of the level of danger of certain operations. and when we see that transactions are safe in the green zone. we give the bank a signal. no need

to ask anything to save money. most importantly, it's not just about saving. this is a security enhancement. the fact is that for this green level. we answer enough seriously analyzed very large the amount of data from the digital digital signature of the device itself, with which a person has already done a large number of operations in our historical review, a lot of everything that is analyzed there is a characteristic transaction of the sum of everything. and oh, transactions are even safer than sending text messages over text messages, too, because there are scammers who replace text messages, intercept them here, and the level of danger and this attack vector, what is it called? yes, and it is reduced to zero, and the security of the basic operation remains at the highest level. thank you very much vladimir valeryevich, i remind you that the general director, spk vladimir komlev was in our studio, right now

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