dividend yield of about 12% on uh investments and our shares almost doubled in a year, so people got both good dividends and uh, growth in market value, and we saw for the first time. uh, such a big shift in dividends. in our same shares that so many investors who received individuals received large dividends. they immediately bought our shares with them, so this pleases us. and basically, for us. it's such a good structural change to the structure of our ownership structure. only it may need to be implemented. if there will be, uh, of course, a positive reaction from

, first of all, the central bank. it’s hard for me to say this in months, but i think it can be done gradually over , well, a couple of years, maybe for sure, because he calmly created a national payment system in almost a year, and i want to express respect for the team that did it, because, of course, during this difficult period of time, in record time , an almost complete analogue was created international payment systems. eh, is it possible to repeat this, i repeat once again, if there is a desire to move to a more market mode and a competitive mode, then all other tasks are technical. the former mikhailovsky damaged that in the next 3 years in russia

there may be, but leave to close at 52, and in the main glass section also small organizations, in your opinion, will lead to trade in the banking system. it's just a chain of people should be in the banks of st. petersburg, the money will be closed more and more new lamps. i'm afraid it will the case when the squad does not notice. the loss of a fighter, but not so significant, uh, we have a sector of foreign banks. e in russia and to be honest, just with an absolutely open market. they lost the competition in our market in our russian company. this is one of the few sectors where there is simply no chance for its foreign banks due to their technological capabilities , not because the regulators were against it or did not let them into the russian market. it's just that they lost this competition to a marginally few, so i don't think either of you. it will somehow feel. distribution

girl in the profits of the new dividend policy, can there remain the level of 50% e plants, we do not have surplus profits after the investment. and, of course, we plan to maintain our dividend policy. i'm not ready to announce right now. uh, specific percentages. but we wrote in our medium-term strategy that we focus on 50% net profit. bye. well , i do not see any such circumstances that will not allow us to do this. uh huh, now there's a lot they talk about the transition of calculations while they did not hear the problems of calculations went. can

say really corporate clients around the russian powers. that is, and now sberbank is expanding there, here is the lineup. it seems to me that the problems still exist. it is not, uh, a quick task to replace the main currency in which 80% of all international settlements take place, so this is not a trivial task, so that we all understand and, of course, temporary difficulties arise in different situations. today we have available settlements in 11 currencies. and this line will be expand, both in terms of the amount of volume of these calculations, and the range of financial instruments that we will offer the framework. i repeat once again that there are no unsolvable problems here, but it will be required.

no difficulties arise primarily due to an imbalance in trade and the non-convertibility of the currencies of our trading partners, if trading partners have e-e convertible into a currency, then the ruble is a converted currency, so no , there are no problems with this, but there are countries in trade, with which we have a great surplus, and we can't make payments because we're increasing that surplus. and we have nowhere to put this currency, and therefore we are looking for various complex schemes through third countries in order to embroider this kind of payments, we are engaged in the so-called without involving the currencies of third countries. this is not possible, so there is such a problem, but we are in the process of finding solutions and payments, however, it happens, but maybe not the same. the volume that the business needs, thank you

very much friends the last question on the topic tomorrow is very short, but the topic was raised privatization. which active you? pissed off oh well, i'm not ready to give an instant answer right now. what specific assets it is obvious that we have, uh, sufficient volume. assets that can be privatized in order to offset potential tax increases, i think this is a worthy goal and the budget deficit will not last forever. here are 2-3 years. i think that privatization could support budget revenues. thanks a lot. thank you. postal banks everything, on the contrary, for a closed loan, the postal bank pay money to you, increase the loan with service guaranteed rate on time, and the bank will recalculate it at 4% per annum and return

the difference. come for money post office, bank. meet the profit marathon at sber megamarket cashback up to 50% on the first order when buying goods for children sber megamarket is not something you can quit, like your vocal lessons. so, do not study for free at netology.rfem. the debtor helps to normalize cholesterol, sugar, better metabolism, wildly, be in shape, let your health be normal. in the vast expanses of russia there are points of attraction talents, where experience is combined with innovation, and breakthrough ideas receive comprehensive support, where russian measures and programmers work, it is here that a new class of devices has been developed powerful stylish multifunctional technological mediap in

styleger a new multimedia center for your home a new word in russian electronics. meet in the fields, the blue tractor is coming towards us. will this ever end no, the video traffic is endless. you can watch videos endlessly. just choose the dragon beeline at your side me often they ask how to prepare for a vacation st. petersburg just pay for purchases, st. petersburg you only need to pay for a smartphone. meet a new participant in the marathon of benefits at sber megamarket household chemicals with a discount of up to 50% sber megamarket experts

choose rosneft magnum oil with rosneft magnum oil consumption is less by a third 83% of buyers choose it again. it reduces the formation of deposits in rosneft motor oil by 20%, but we are sure you will buy his word. not what you know about learning. start learning for free on netology. you will become copper shop owner like you, it's no wonder she grew with my business. i helped to equip it, drew portraits of buyers of competitors, monitored it, then opened an account with sberbank and now

we use special services, all analytics, and the business has grown in full view. open an account with sberbank and use retail services for free forever. learn more about your customers. compare performance with competitors in the sberbusiness app. grow your business with us. can you draw us a collection for we are trusted by millions of entrepreneurs. we continue to work in our studio at the st. petersburg international economic forum in our studio, the head of the rsp alexander shokhin, alexander nikolaevich hello. good afternoon for over a year. the russian economy and russian companies in particular live in new conditions, in fact, in conditions without precedent western sanctions. tell me what issues business is most worried about right now. first of all, he is concerned about the problems of payments and settlements. still, we had many companies

export-oriented, imports, including technological equipment, were quite significant and therefore, uh , the suspension of payments and settlements of the most powerful blows to the financial system certainly excites russian companies. they often, having the ability to export or buy something on a parallel basis, including imports, are not able to make payments and make settlements, therefore , an alternative system of payments and settlements is being built now, and we hope that on a bilateral basis with countries such as china india and on a multilateral basis within the eu and within the brix will be aligned. this is an alternative system. this will be a significant relief, the second problem is the logistics of transport, the increase in the cost of transport routes and the export of imports. within the country, too, logistics is becoming more expensive insurance related to transport. uh, operations

are also getting more expensive. all this is also of concern to business. and, of course, uh, there are problems with the departure of foreign companies from foreign suppliers. this is the third problem that also worries business, and therefore we we fix an amazing thing, investments are growing - this is investments in import substitution. i mean , uh, business. he is highly adaptable. thank you here and the state for support measures in all directions on all the problems that i mentioned, they exist and therefore the high adaptation of the russian economy is a joint result of business and its government. you said about the departure of western companies , after all, in your opinion, the departure of western companies for russian business. it's more of a challenge or more of an opportunity, of course market niches are being liberated, and if earlier competition works for russian manufacturers of many goods and rumors. it was too tough and it was difficult to break into certain niches, especially considering that western

companies, as a rule, are transnational companies that have their own daughter. e in russia and due to the scale. they certainly had other opportunities both in terms of prices and terms, and so on, it is difficult for our companies to produce the smallest volumes of production. uh, in particular was to compete. now they occupy these niches - this is a plus, uh, a minus is that our company still needs to look for new suppliers, including from friendly countries, or, uh, as suppliers of a friendly campaign from unfriendly countries. and therefore, uh, there are problems here, of course, but they are solvable and our company step by step after the start of the ringing, a number of companies, including russian banks, were exempted from publishing financial statements. in your opinion, how justified was this decision and is it necessary now to return the publication of financial statements,

because, well, investors, for example, are guided by it, you know, agreed on a letter of appeal to the ministry of finance with a proposal to extend it. hey, this technology. uh, hiding part of the information from the public , we are talking about the fact that the company and banks will not report information. well, in particular , the banks report it to the regulator and the bank is well aware of the situation. the central bank is well aware of the excellent situation. every financial and banking institution is talking about publishing these reports for investors - of course, not great, but first of all it comes. uh, it used to be about foreign investors. now russian investors also do not have the opportunity to assess the financial position of the company and, uh, it is more difficult to choose the direction of investment, but so far, uh, uh, sanctions exist, and moreover, the latest june package. the package of sanctions focuses on the profitability and profitability of the business of any

successful company by publishing its results. she risks falling under sanctions now, so we believe that a balance must be struck. here regulators should be aware of this information and evaluate e, reliable certain banks and e, other organizations. but is it worth publishing it. well, i hardly think it's better to abstain until the end of the year. what happens in the russian union of industrialists and entrepreneurs after a number of large businessmen leave it, at least business press assets wrote about such a withdrawal. well, you know the business press, it's probably ill -informed that the rpp is a union of legal entities and members. rsppi are companies, banks, organizations of various sectors of the economy, industries, large medium-sized small, uh in the regions - these are usually medium-sized companies in our regional organizations and we have a constant. the rotation of governing bodies is written in the charter that the bureau and the board

of the organization are formed, among other things, on the basis of rotation. and now we do not have the highest rotation rates of members, bureaus, who are traditionally perceived as the face of the organization. at the last congress, two members of the first came out, two went in, let's say. we had years when four people came out and the same number went into the most different alone. well, let's just say they don't want to shine, because they are not under sanctions, er, others, so to speak. well, what is called, having left the business and formally legally, well, in some sense they went to well, not to rest, of course, well, to some kind of private entrepreneurial activity in the narrow sense of the word. that is, they have some personal projects, and they also believe that, well, relatively speaking , there is no need for them to lobby for some systemic business interests through the structures of the rp, but in general, we have a long queue to join. to organize uh and uh applicants for joining the bureau on the board and so on, we

do not see any problems here, and the normal process is going on. e process. eh, well, let's say such a natural reproduction, the governing bodies are based on natural changes in the country's economy, and the initiative of the ministry of finance, which has already acquired the status of a bill, is going to big business. the so-called excess profit tax or fee. what is it called now? how do rspp assess this draft law and the fact that business is still being offered. you know when half a year ago in december last year for the first time on informal meetings. first deputy prime minister andrey belousov. uh, with a speech from the hero rspe. this topic was on the table for discussion. we said we understand the government's concerns about growing social races. and even so to speak as arguments.

it was stated there that this is support for children, for example, up to 18 years old inclusive, this is the amount that the money will go to support families with children, in principle, they came from the fact that the government asks us to support social programs, and in this regard. well we they said i just said. you want us to have some kind of social solidarity tax. uh, andrey belousov yes, that would be nice. i think we'll think about how best to do it. our first proposal for january after discussion at the bureau. we discussed this topic twice at the bureau. e was e with such an increase in profits by 0.5% on windows, the government for a simple reason will not increase taxes for political reasons. it must be a voluntary contribution. uh , there can be no voluntary contribution, because it is unclear calls for business. throw in as much as you can formula we have been coordinating this formula for several months with the ministry of finance in many respects of the final

formula that we have now proposed. e, the ministry of finance and introduced in the form of a draft law first to the government of the government of the state duma e. it included our proposal not to tax small smes, small businesses that are included in the register not to tax this fee , and companies whose profits were less than a billion rubles. e average for the last 2 years. u take into account uh, grandfather clauses stabilization clauses and in such regulations as an agreement to protect the promotion of capital respect. well, and a number of other proposals. they all entered. e in the position of the ministry of finance. e. well, now we are looking at that text. we have a couple of fundamental issues that we wanted to be taken into account at the second reading, well, in particular. uh, technical techno-legal language allows you to interpret

these 5 and 10% in different ways - five this year. in a number of cases. this is possible when any, even any technical error, offsets the overpayment and so on. ah, produced. uh, let's say until november this year, inclusive, may lead to the fact that sciences will be calculated up to 10% of the rate in january already. therefore, we believe that there was something to polish, but in general, we believe that this formula is not ideal, by the way, to say 2 years ago. we started discussing, uh, the formula for the tax on opportunistic superfacts, but for some reason we abandoned it and there was our idea, what should we take as a basis. uh, the company's cash flow. e, let's say in free cash flow, which, so to speak , already means that e is blessed with profit after all expenses, including investment. by the way, one of the problems that we discussed with the government and with the regions. this is what

the fears were that if the government takes these 300 billion rubles. that companies will invest less in the region in social projects. and so we agreed that this is the last time, that more retroactively , in fact, taxes are the only ones, that is, according to your assessment, such a one-time fee cannot become regular. i think that this is not entirely correct and the pro-government must learn. eh, all situations. eh, before even guessing, and you prescribe in the form of some forms. uh, business is most worried about uncertainty and so on and then certainty will come. when in the tax code. well, if we talk about fiscal issues, it will be written that under such and such circumstances it will be such and such that the rate will increase or that it will be duties, and so on. here. in general, the forks should be prescribed in advance and every entrepreneur should predict his

behavior for the future. if, nevertheless, now there is an understanding of which industries which companies fall under this fee, because different interpretation here, uh, we proceeded from the fact that the smaller the withdrawal of industry and others, the better then the less burden on those who pay, but, of course, every industry and a large company proposes to exclude them from this. well, then it will not be 5 and 10, but six, but 12 more. yes, therefore, we proceed from the fact that since this is a one-time event. the simpler the administration, the more universal this mandatory fee or vintex, the better, but in the future it is better not to repeat it. this is the experience of alexander nikolayevich , the last question. briefly, if possible in march, in my opinion, information appeared that the russian union of industrialists and entrepreneurs was being tested or was being launched? a platform for cross-border transfers of businesses in a confidential manner. can you

tell what it is? we managed to lower, in fact, we suggested that the government test this platform with us and with the central bank, and indeed there are many. uh, probably now proposals, including the use of chinese systems and financial messages, uh, or uh, the system used uh, the transfer of financial of messages of the central bank and its expansion at the levels of at least the eurasian economic union we also proposed such a digital platform. we, as methodologists , work here. we can’t be, uh, and we are just launching it in a test mode, if the government of the central bank, as they say , give the go-ahead, uh, principled approaches, we discussed it with them in a working order, then it can be an effective tool for solving that problem , which i called the first e. a problem for business alexandra nikolaevich thank you very much for this interview. i return the floor, alexandria irina, thank you, in

fact, there is a lot of discussion, of course, about the situation in the regions, how well you invest. and how it is necessary to develop further about what is the situation in the ivanovo region today. we talked with the governor of the region stanislav. let's see. hello anton sergeevich hello ivanovo region over the past 30 years now has a record unemployment rate due to which industries this has been achieved record low wages are due to the fact that for several years we have set ourselves the task of finding new jobs in each multiplicity, together with the municipal authorities, really results. we have achieved unemployment at record low levels, to be precise 3:1, and let me remind you of the percentage of which industries have created jobs in our traditional, of course, light industry sector. last year in the ivanovo region, the largest complex for the production of knitted fabrics in the history of the country was launched. this is important for russian designers. including all

over the country that russian fabrics are now appearing, by the way, speaking with the commissioning of this complex, 75% of all knitted fabrics in the country are produced. now we have in the ivanovo region. second, this machine mood will give a concrete example. we have enterprises, by the way, which have become the largest. in the region , a professional company produces buckets for excavators. there were once 700 jobs expanded. now there are almost 2.000 and the company is ready to grow further in a special way. economic zone will build a new production is growing in our country from agriculture . well, a concrete example will come over the years. it was possible to put into operation to put into circulation 30,000 almost 30,000 hectares of land that were once abandoned, and the number of the first successful ones has grown one and a half times over the years. here in these industries, for example, jobs were created, but also, naturally, tourism in other services. but what worries us so far, of course, is that so far people's incomes are low. i understand it, i see it people

mostly live hard, so we have a priority now. this is primarily a high-tech industry for higher wages. well, by the way, the region won the competition to create a world- class educational campus. this is what it means for the economy. why is this important, because in a simple way it is not very understandable, huh? but in order for our universities to be engaged not only in education, but in research, there is no need to reveal any secret here, where there is strong research. companies are there. startups appear there, large companies appear with guarantors for research and create new jobs in high-tech industries. and we definitely need this for income growth, but in addition, the campus will appear within the walls of the large ivanovo manufactory. it is almost 45.000 m² - it is the very heart of the city and it is an educational cultural center, what do we call it? i think that this will be the only example in the country when, in the very heart of the city, in the most important point of the city, the point

of attraction of the city will be precisely the educational and cultural space, it will be available not only for scientists and students of teachers, it will be available for all guests of the city garage. well, here is our meeting with the president. the head of state supported the ideas for the development of small towns in the country. why do you think this is important and what can be done to develop them? i believe that people in our country are different, some prefer to live in a big city, and someone wants to live comfortably in a small town, but today, frankly speaking, the monopoly on a good life. she is in metropolitan areas. it's wrong, that's why i believe that people live. unfortunately, small it is more difficult to deal with cities separately, which we are doing on our part. we have just started. of course, we, for example, connected our cities with normal roads. here is according to the trans. we have more than 95% of the regional backbone road network, in other words, up to the road between the cities of the normative state. we are engaged in a separate comfortable environment. in almost every municipality we have such a symbolic space that was invented by the inhabitants of one or another small

town and implemented by us together. by the way, speaking in all our sticks appeared landscaped, embankments but the main thing, of course, is work. and so i gave an example of the largest knitting complex, it did not originate in the regional center, but in a small town with the glorious name rodniki, for example, in the city of shuya, one of the country's smaller microelectronics sites called aquarius expanded, so jobs, roads , gasification, landscaping - this is what we are currently working on, but in general this concerns the issue not only of the ivanovo region, therefore we have created a special center in shura , it will deal with the exchange of best practices small towns of the country to develop the creation of a comfortable life in small towns. this is important, after all, small towns are for the sake of traditional keepers of our values. rzd you launched a direct line to nizhny novgorod. in addition, there is also a connection, ivanovo with moscow, and there are direct flights to st. petersburg. what effect for the region? well, i considered it important to connect with the leading

economic centers of the ivanovo region by convenient and comfortable communication. indeed , there is a swallow to moscow according to his swallow to the lower weight of the message to petersburg is comfort for people's lives, but it's also an investment. i can give specific examples on the moscow swallow. two companies arrived. we have two large federal companies that opened all this company sogaz the largest player in the insurance market is the interval company, so the largest energy company in the country there are other examples and they will surely come, but this is extremely important for a comfortable life, both for people, and for attracting new high-quality investments during the week your motion to the governor of the ivanovo region took place and the president supported you. so i can wish you good luck, you know, i really fell in love with the ivanovo region and people. we have wonderful people, cool, very hardworking, while life is difficult. i hope, in case of people's support, to benefit the region and people. i hope you have success. thanks for the interview. thank you, the day started

the traditional breakfast of sberbank, they talked about where the russian economy is now and what are the prospects for further growth, all the details of the statements that were made within this format will be told my colleague, nikoingovaya. she doesn't join me. good morning. what are the main statements? alexandra greetings, but i’ll start by saying that sberbank’s business breakfast in general is one of the key events of the forums in st . . gareev, the head of the savings account, at the beginning listed the composition of the participants. and this year, two deputy prime ministers, four deputy presidential administration, eight ministers, five deputies, 25 governors and 45 heads of the largest russian companies that discussed the situation on the domestic market and the development of the russian economy, german