you wrote recently and, uh, definitely. eh, definitely. this topic concerns the banking sector. it does not need itself. and everyone needs it in order to develop the industrial economy. a and. uh, what does the bank need to do for this. uh, probably, pyotr rotkov certainly knows the chairman of the pava, promsvyazbank and pyotr mikhailovich, your bank is engaged in just such a specific direction. well, all banks do this, but you specialize. here is what you think needs to be done to make the banking sector work more efficiently. uh, with real sector. and in general, i was going in this direction of sovereignty. yes thanks a lot. thank you very much for the opportunity to speak today. yes? excuse me, pyotr mikhailovich petrovich must , uh, leave a little early for an important meeting. and it can't be cancelled. thanks a lot. i'll probably also react to the title of the session, eh. and

the sovereignty of the banking sector? maybe i 'll generalize a little bit more, but i'll unequivocally also join in putting uh. there are such expectations for profit, well, it is clear that the banks sector, uh, is more than two trillion. and this announced, perhaps, according to promsvyazbank expects. uh, well, in the region of 100 billion, probably , profits this year, which is a record value for the bank, also for our bank, but in general, uh, such a conditional positive, this was already mentioned today. why is he including, as they say, it is felt, why even at some national level we are talking about this, but it seems to me that from the very beginning, when and in whose time olga nikolaevna spoke, beginners in some form with fourteenth year, of course, in more such concentrated form is already the last, and recently, and we immediately occupied. we

continue to work here in our studio at the st. petersburg international economic forum next to me, the head of the ministry of finance anton silanov anton german hello, last year was extremely turbulent for the russian economy. is it possible to say that this year it has become easier to predict the situation last year, it was really difficult, because we did not know how we would react to the limitations of the sanctions that were introduced such a large set of those sanctions and how what measures to take? uh, how to react, of course, everything, it was the first time this year. we already perfectly understand how to act, how to apply sanctions. what kind of anti-world needed to be developed and we did it last year. i say that we have received antibodies. uh, and now our western so-called e are being allowed in, former partners are suffering, because these sanctions remove e not in our country, but

also hit them in the form of price increases in the form of reduced competition in competitiveness in as a result of these prices rising there, uh, we really helped and people helped the business in general. we see that last year's figures are not bad in the conditions we have been working this year. uh, too, of course, not not normal. no, this is normality, which we used to have nonetheless. we know how to react, we know how to act in these situations, we have uh budgetary ones that we have, taking into account the uh restrictions and sanctions that are in place. therefore, in this regard , it is now easier. from the sanctions policy interaction with others says so that we

independent, of course not. it's obvious nonetheless. we have developed measures and found the medicine that needs to be taken in order to neutralize these sanctions that helped people in business, and this year this support will continue, so our task is now. e , which was also successfully implemented, so to speak, last year at the beginning of the current one, to find new markets for our products, to find, er, new supplies of goods that used to be western countries. now we have refocused on deliveries from friendly countries in the first place from our trading main trading partner, china we are setting up a system of settlements in order to exclude the minimization of settlement in dollars euro

unfriendly currencies, the so-called former reserve currencies. for us. they are no longer stable reserve currencies, so this process is normalizing. uh, and uh , i'm sure that we'll get good results this year in the economy as well. we expect plus our different estimates. there is a plus of 1% of gdp we see that issues with inflation and unemployment by the way, we also have an issue with the budget on excellent indicators now, by the way, the subject. e, vladimir, there are different estimates of economic growth at the end of the year, what estimates are the ministry of finance guided by, what do you expect at the end of 2023. the most important thing for the government. this is so that people do not suffer after all the restrictions, and since the end of last year and this year we have seen an increase in real incomes of the population. the most important thing is the most

basic on government kpi. we will also continue to be guided by these priorities by these priorities, therefore the question of technological independence of investing money in those areas without which the country e cannot exist. this is actually. eh, actually. uh, so much construction, uh, radio electronics, aircraft industry , automotive industry, that is, all these industries that we used to be dependent on countries that today have stopped trading relations with us. according to your assessment, is there any danger that our economy , including the banking system, receives a huge amount of currency, but in fact, not very familiar to us

, it’s not very clear. yes indeed substitution dollars and euros, we get the yuan, good or bad, but the main trading partner. maybe you were told that china is becoming and we do not pay for the products that we receive from this country and it can be exchanged for other currencies, or you can pay for goods, including in other countries, so there are no special risks. china is a friendly country and i am sure that this will continue in the future, but the calculation will come in rubles. first of all, our national currency is a task with other partners to switch to and use new formats settlements such as digital financial assets digital ruble before the end of the year,

the central bank will launch. i think that this is our prospects in paying for hmm supplied to foreign markets. e our product initiative is going to big business. the so -called excess profit tax or fee. yes . it actually has already acquired the contours of the bill. please tell me anyway. from which companies and which industries will this fee be collected exactly, or small and medium-sized businesses are exempted from this fee, we agreed. uh, what a small business with financial results. uh, up to a billion rubles will not be taxed, but such a tax. in addition, a number of commodity sectors is the oil industry. in uh, there is still a row in which they will also not fall under the sciences, because they are already paying increased uh, increased hmm tax payments. this topic was worked out by the business

bill. the government went and was introduced to the state duma, i hope for a positive consideration by the parliamentarians of our initiative. what is the further fate, i understand correctly that he must pass the state duma then the federation council then be published. and when will companies start paying, and what about the discount? as far as i understand these companies are willing to pay earlier. they will receive a discount will pay not 10% fee, but five percent provides for the possibility of paying taxes next year and since. during the year , introduce new tax e-e, innovations , the legislation forbids us, however. uh, the law of the draft instruction is arranged

in such a way that you can pay 10% next year. or half the rate, well this year's choice taxpayers, if you have information that big companies are saying and based on those, uh discussions discussions of the concept from business to business, a lot of that has brought into the mechanism. eh, attention to this. uh. i think that this year the main bulk of entrepreneurial enterprises will be willing to pay. i think it was wrong, because we agreed that this is a profit. there are completely different sources in order to agree on some

additional issues of interaction with business on a planned basis. i don’t think it is advisable do u do this fee is on an ongoing basis wrong volatility chickens. according to your estimates, the ruble rate is what you are guided by - this is not a volatile rate, because rates are always a consequence. uh, our trade relations and capital flows. now we have recently seen an increase in imports, and this growth also affects exchange rate relations, so our task was the central bank of the government.

your colored dark clothes have faded, after washing there is no need to buy a new recovery gel caress. he supports fabric strength and restores light things like new three times as long as it is flesh new. install the sportmaster mobile application choose a tourist tent and order it with express delivery. sportmaster - the most sporty app you don't understand. i'll explain to the post office now. everything, on the contrary, the post office bank pays money to you with a guaranteed rate on time, and the bank will return the difference. come for money mail banquet couriers pickers and drivers

weekly payouts. vtb team when they need a lot of good share, so i share vtb will quickly register a business and open an account. use this promo code and then i will get a month of free service. and you as many as three vtbs will benefit for yourself and your partner. experts choose rosneft magnum oil with rosneft magnum oil consumption is three times less 83% of buyers choose it again. it reduces the formation of reflections by 20% motor oil rosneft magma. we are sure. you buy it again. sbermarket will deliver everything you need even outside the city assorted sausages. cherkizova with a discount of up to twenty percent

supermarket. book profitably. burger king team on a daily basis, but how to protect the joints with just one capsule a day to protect the joints and spine? i helped to equip it, drew portraits of buyers of competitors, monitored it, then opened an account with sberbank and now we use special services, all analytics, and the business has grown in full view. open an account with sberbank

and use retail services for free forever. learn more about your customers. compare performance with competitors in the sberbusiness app. grow business with us. or maybe you can draw a collection for us, we are easily trusted by millions of entrepreneurs. on tutu you can find hotel tickets for plane train or bus. get out for a break. under the silvery foil , there is a delicious chocolate layer, inside a beautiful , perfect seal, airy, natural and happy in the heat, it carries a mortal bullet. meet cashback up to 50% on the first order when buying goods for children. rosbank credit card 120 for everything cancels interest everywhere without

interest. cash withdraw purchases. make cashback and get it. so we continue our work at the st. petersburg international economic forum and tatyana golikova is our guest hello, about unemployment. i would like to talk about the record low unemployment rate, and of course , it is clear that this is in principle connected with new challenges, because the company is in great need. ah, qualified staff. problem question. this is how this issue is being resolved, what are you really waiting for now, uh , the unemployment rate of 2.4 million people according to the methodology

of the international organization of human labor. this due to the fact that we are expanding production , the regions are actively working, or the federal center is just that. and, working with employment, and we made our estimates based on the forecast that is now the development of the economy, it is clear that this is not the final figure, but we assume that in the next 5 years to ensure technological sovereignty for the development of industries. we need about a million more. uh, workforce man. and, of course, here. uh, the main topic, probably, lies with the plane of changing approaches to

training of personnel and, moreover, to the training of personnel, starting from school, even and not only from secondary vocational education or higher education. and you know that recently we have been implementing a number of initiatives that are related both to the need to train personnel that meet the needs in the first place, this is a project for the training of workers - this is a project of professionalism. it started with us from the last academic year on 22-23. we have already adopted it according to new standards. about 150,000 young guys who are already they start, in fact, from the first year, acquire practical skills. our preparation time has been reduced by up to 40%, but not to the detriment of preparation. and just for the purpose of expanding practice, there is or expanding skills. we

have introduced into our lives. uh, hmm , this new tool called educational production works great. uh, vocational schools in conjunction with the work of the giver and clearly. here are the requirements of the employer and employers and participate in the preparations. curricula in equipping e vocational schools with appropriate equipment, on which the guys should work, and so on and uh, we expect and actually these were our plans, that in the next 3 years there. we will prepare about 600,000 children. e, accept for study, but the president set the bar even higher for us, a and determined that in the near future. we have to prepare a million children according to these programs, uh, according to 15 competencies that are in demand. this is, of course, a very serious challenge for our

professional education. but given the way the project started, we think it's we can do it. well, in fact, employers are extremely interested in this. and here , just here, such a moment arises that it is really necessary to find a common language between employers, and those who train these personnel? so there is a certain problem in this regard. well, i would even say that it is not definite, but it is, and uh, it’s good that we did this even before such a more serious, probably, challenge arose before us, and this project was being developed back in the 21st year. and we're sorry for the last years, well, probably over the past 15 years, uh, have gone towards training for the service sector, but not for the industry, and today for one applicant for the appropriate

professional qualification in the manufacturing construction industries. ah, there are 9-11 jobs, that is, but we cannot say that those people who are unemployed or unemployed today do not have a professional education. they are educated. only this about education does not meet the requirements of the labor market, and this is the main the problem, therefore, if we talk about young people, then this is training for professions that are in demand, and if we talk about those who have already entered the labor market and have a vocational education, then this, of course, is massive retraining programs. which in the twenties, as in the twentieth year, when there was covid, we were more focused on preventing the growth of unemployment. and now they are completely focused on helping people retrain and find themselves in the labor market, and i, you know

i must say that this has its effect. and in our country, uh, after all, uh, and the number of those who leave the shadow market has increased by half a million over uh. has increased over the past two years. it is 2.6 million people, the number of self-employed individual entrepreneurs per 100,000, that is, processes, but structural ones in the labor market are going on and this is very good, unless, of course, questions and teaching staff to also correspond to this knowledge that can be given, so that they are relevant and the equipment on which they cook yes to let's say a person came to the factory and saw each other not for the first time. well, of course, actually. this is, if we talk about secondary vocational education , this professionalism is aimed at these projects, yes, we give appropriate money from the federal budget, and in general, i spoke a lot, but about educational production clusters. we have such 71

of them, formed in the first year where more than uh, 900 uh vocational schools are involved, but which in the old fashioned way we called vocational schools but now they are still, uh, educational institutions professionalism and i must say that the guys after the ninth grade are happy to choose why? well, first of all, because a-a. this is another different level of training more modern, which we have just said, and at home the equipment on which they will have to work, and that is well invested by employers and employers. they pay, either a scholarship, or grants with us, e. there are absolute leaders of this project, and these are au rzd and this company rusat, we are a number of our other colleagues, employers who are actively interested in, for example, the level of rzd employment. already now it is 100%.

and we set ourselves the bar for employment after vocational technical schools under the project professionalism 85. well, for comparison, now, well, about 601%, it is employed. well, for 2 years, somewhere on average 85. this is a high bar, but we see real interest today. we have guys, professional ambassadors. even those who did not study under this program, but who, realizing that this is serious, that it really became outside. well, one more thing, of course, it is important that the guys themselves often also become mentors. yes, that is, they just do not pull others up. uh, of course there is, another difficulty is that, for example, well, conditionally chukotka yes, the industry is actively developing. yes, we need qualified personnel, but there is nowhere to live. that

is. here, too, here is the provision of social guarantees, yes, health care. this is such a complex, absolutely correct and extremely sensitive issue. especially for hmm, probably those cities which are, from the point of view of the city's enterprises, forming yes, but that there is a proper social infrastructure, that there is somewhere to go, that there is something to develop oneself, besides work. well, and so on. here everyone understands everything perfectly and of course, today, uh, firstly, the employer is interested in this, and secondly, within the framework. of course, national projects and health care and education and demography and, uh, high-quality roads. we are trying to adjust the infrastructure and housing. we try to adjust the infrastructure infrastructure in such a way that it matched. hmm, to the development and the

priority that enterprises are now building, now the enterprise themselves understands that we need it. well, for example, we work there, i don’t know, with a large blog for the defense of industrial enterprises, where personnel are also required and colleagues feel that they need to attract them and they build a hostel and rent housing and we, for our part, pay 260,000 under the program mobility two, that is, we compensate the work of the giver for the cost of arrangement. those who moved to work relevant industries. well, that is, the network difference, probably, of today's work in the labor market is the response to the situation at a particular moment, that is, we adjust our decisions to the challenges and now ours is probably the most important task that we solve with the regions

as employers. this is a forecast. it is important for us to ensure technological sovereignty - this is to ensure it. we must accurately calculate what kind of forecast for personnel and for what specialties these personnel are needed. and this is probably the number one task for the most soon. although i said that the preliminary forecast for a million people. we already have. here personally. i get that impression. here is a forum such a rich, business-like economic atmosphere of increased interest. well, it doesn't work, well, it doesn't work. it seems to me that there should also be personnel, that we will be able to reorganize exactly absolutely. how was it said? before yes , in soviet times cadres decide everything , nothing has changed in this sense. uh, in fact , professional well-trained personnel in terms of competencies that correspond to modern challenges and not just modern, but a challenge in advance is today. well, probably the number one priority. along with finances

, along with money and everything else. i would argue here. uh, what's more important . thank you for taking the time to answer our questions. thank you. well, we're going to take a short commercial break and then come back. against different types of pain, pentalgin acts against pain, wherever it is, regardless of the causes of its occurrence. so i share quickly register a business, open an account. use this promotional code, and then i will receive a month of free service for only 899 rubles. sber megan in the beginning there was a word

, then we were the first to launch sms, we were the first to connect the connection in the subway and rose above all so that you communicate not only with words, but also with pictures, stickers, circles of rice. and if you need words again, say them, looking into your eyes, which is now available to all subscribers in the country every month a new interest-free period of 120 days begins. make purchases.

alexander konstantinovich good afternoon bank non-core assets trust is a unique scheme for our economy. the central bank, your shareholder, has set you a rather difficult task. it turns out that in a limited time. you had to create a new structure for the market, but at the same time use a complex financial strategy, what happened? what goals have already been achieved? tell me everything worked out.