such loans increased from 2-3% to 15. let me remind you that in early october the house of the russian federation proposed launching a separate program of mortgage benefits that would unite all formats of private housing construction. russian budget revenues from lotteries this year may exceed 3 billion rubles, as stated by deputy minister of finance alexey moisseev. according to him, the department is now working on the president’s order to increase lottery royalties for the development of the variety, but the specific parameters will not be specified. have not yet been formed. in russia , only state lotteries are allowed, their organizers the ministry of finance and the ministry of sports are speaking. telegram is going to hold an ipo in 2025. the placement on the stock exchange is planned for the second or third quarter. rbc writes about this. according to him, the bcs broker began offering clients to buy telegram bonds on the secondary market with subsequent conversion into shares. and this can only be done in case of public offering. but even if the company does not go public. investors are promised to repay

the bonds in 2026. and europe, despite sanctions, continues to purchase raw materials from russia from march last year to july of this year, imported goods worth 13.5 billion euros. the publication tagas shpigen writes about this. we are talking about the supply of nickel, titanium and other products for the production of electronics, solar panels, electric vehicles and aircraft. the publication notes that brussels is not resorting to a complete refusal of trade due to the risk of sharp growth. prices for raw materials. this was economic news, in short.

the winners choose high-quality fuel for their cars. pulsar effectively cleans the engine. fill up with pulsar rosneft fuel, take part in the draw and don’t miss out chance to get a car. pulsar rosneft: energy of victory. all commissions for business transfers have been cancelled. open a business account with alfabank for free. alfabank is the best bank for business. shine in any environment,

comprehensive care, shampoos, masks, balms, everything for the strength and shine of your hair, with discounts at waltberis. formula for success, a team of professionals, quality technology. domestic production. ntk nord oil. reliability in every moment of movement. in the urals , we know that prospects add up, where they work, where they are members, there are prospects, with ural sip bank , they become a reality, ural sib - prospects where you are, ordered a package of kefir, looked around, hop, apartment, place

orders on a scooter, take part in the apartmenttek draw, scientists all over the world have been exploring the world's oceans for hundreds of years, and judging by the statistics, it is full of not only mysteries, but also garbage. every year more than... 10 million tons of plastic waste, bags, bottles, packaging, containers end up in the ocean, the leaders of the countries littering the world's oceans are indonesia, philippines, singapore, vietnam, thailand, china. over the past 20 years, the inhabitants have even begun to partially consist of plastic, to be more precise, microplastic. this term was coined back in 2004 by oceanographer richard thompson after he discovered. piles of plastic pieces

the size of a grain of rice on an english beach. in subsequent years, scientists discovered much smaller microplastic particles across the globe. one morian trench to the summit of everest. someone threw away the bet bottle, someone threw away the packaging from yogurt, just throw it out the side, the plastic begins to be exposed to solar activity and salt water activity. little by little it falls apart into very tiny granules, which are actually called microplastics. tiny pieces of plastic like this are still produced on purpose. for example, they are added to some exfoliating skin care gels, toothpaste, and laundry detergents. today, microplastics are found in salt, in beer, even in fresh fruits and vegetables, as well as in drinking water. particles in air can fly around the globe in just a matter of days. marine expeditions to count microplastics in the ocean provide large

numbers, which only grow over time as more plastic waste ends up in the oceans every year. scientists have been studying microplastics inside the body... animals for the last 20 years; many marine mammals and fish washed ashore in the united states have been studied. as a result , it was revealed that plastic can penetrate the body through the digestive tract and settle in the tissues of animals. we discovered particles micro nanoplastics in the liver, muscle tissue and gills of fish, when a piece of plastic is less than 5 mm, scientists call it microplastic, and it is very harmful because it is easily swallowed by a huge number of marine life, they are also very difficult to clean. so how much harm does microplastic cause to living organisms? as experiments conducted by scientists in different countries of the world show, plastic accumulates

primarily in the tissues of the digestive tract, which disrupts its functioning. for example, in killer whales fibers and pieces of polyethylene with sharp edges enter the mucous membrane of the respiratory tract. thereby irritating and causing inflammation in mammals, and in dolphins and cochelots, nanoplastic becomes a participant in the metabolism and accumulates in adipose tissue; these animals feed on plankton and fish that had previously eaten smaller fish that had swallowed plastic particles. in toothed whales , the function of the fat lens, which is located in the front of the head, is disrupted as a result, the accumulated plastic even affects navigation cetaceans... and their food production. this fat lens is a receiver of the return ultrasound signal from underwater objects. when a whale swims through the ocean, it sends ultrasonic signals in front of it, it

senses the location of schools of fish, rocks, and shallow beaches. when it accumulates microplastic particles. in this powerful fatty lens, it receives interference, as a result, whales can be thrown into shallow waters and collide with ships. it is known that in sharks microplastic accumulates not only in the tissues of the gastrointestinal tract, but even in the muscles liver, well, the liver, as we know, is the body’s filter, it cleanses the blood of toxins. according to scientists, there are microplastics in people, measuring the possible adverse effects of plastic... on people is much more difficult than on animals, it accumulates mainly in our digestive tract, the fact is that our digestive system, our metapolism is not yet capable recycle plastic polymers, and accordingly, deposition occurs mainly in

the intestines, some of them end up in the liver and other organs, there are several ways microplastics enter the human body, the most common is... food and water: fish, seafood, river products accumulate microplastics, and residents of many countries, india, malaysia, china, indonesia, vietnam suffer. another problem associated with the use of plastic pipes, including water supply. over time , drinking water in plastic pipes becomes contaminated with microparticles. today, research continues. microplastics are completely harmful to the human body. scientists remains to be assessed. but how can we still protect humanity in the future? according to scientists, first of all, it is necessary to minimize the release of plastic waste into the environment, and this means getting rid of disposable tableware and bags. all

experts agree on one thing. our planet is already so polluted that it is impossible to do without launching a global program to remove plastic from nature. remember what they told you when you decided to open a business. you can’t make money on honey, it’s a swarm of problems, but you didn’t listen, because you’re doing everything wrong. continue, open a free account with alfabank and receive a business credit card with free service. alfabank is the best bank for business. soon it will be a green day at the megamarket. and you will learn what a price squeezer is. and now buy accessories with a discount of up to 50. dare to dare, dare to start, dare to go where there is fear

, dare to take risks, dare to search, dare to light a fire in your eyes, register a business for free at dot follow your dream, just dare, dot - bank for entrepreneurs and enterprises, permanent cream paint palette gives rich color, and the triple care system restores, moisturizes, and nourishes hair from the inside. any situation with a scooter as quickly as riding it right now, live a better future already in the present with alpha insurance on avito tires from 3200 rubles and new and inexpensive team with the btb online application transfer money quickly and conveniently, cool idea, but by whom? invented by those for whom

transfers are an opportunity to take care of those who are far away, they always remember us, we came up with a vtb debit card and the best application as for yourself, so that your life becomes more convenient, switch to otb right now, pay less, pasta grain at 44.90 pyaterochka helps out, car prices are constantly jumping, buying or... chmonya the manager of the universe of screws, maria is the mistress, or olya, either vera, sanya, sanya, return the mower, vik sherstenika, it doesn’t matter to whom you transfer or pay, it is important that without commissions and restrictions, alfabank was the first in russia to abolish commissions for all transfers, etc. order a free alpha debit card, it’s not just profitable, alpha is profitable.

in the republic of tatarstan there are large industrial enterprises that employ thousands of people, the region is also one of the leaders in the country in the production of agricultural products, every year it receives a record harvest, and in order to reduce production costs, transport is being switched to alternative fuels. for many residents of the country, this is extremely important, because the cost of the product determines its price on store shelves, agriculture can be made more... thanks to scientific achievements and modern developments engineers. under

the embankments, the fields are being plowed in the autumn using a unique tractor of the fifth traction class, it is equipped with a gas-powered engine with a capacity of 380 horsepower. the machine runs on compressed liquefied natural gas. employees of one of the largest agricultural holdings highly appreciated its capabilities. this tractor cultivated 190 hectares of land in . during the test it worked normally, well , to say the least, there were no comments, economical, comfortable cabin for the operator. according to its technical characteristics, the tractor does not inferior to special equipment using diesel fuel, the consumption is almost one to one, while the cost of gas is three times less, externally it differs from conventional special equipment only in the presence of cryogenic tanks, gas freezing technology allows you to fill every 500 liters with relatively small sizes, this is enough for 10 -15 engine hours. the engine was designed and adapted for agricultural machinery by raarik specialists,

together with rosselsh. we also have projects, these are two tractors with the minsk tractor plant, where our participation company, together with the minsk motor plant, we have developed an engine that is specifically for agricultural machinery from 130 to 260. there is an order for the production of a combine with a gas engine, this is the krasnodar region, so the twenty-fourth year for... will be interesting and we are happy let's take on this work. in agriculture throughout the country, about 15,000 units of equipment use gas motor fuel in order to stimulate agricultural producers. in march of this year, between gazprom and menenselkhoz an agreement was concluded on cooperation in the field of using natural gas as fuel. there are preferential loans

that allow you to convert equipment to gas engine fuel. list of support measures. is expanding, in addition, we are launching new support measures, one of the innovations of this year is the adoption of a new package of support through rosagroleasing, we plan to launch a new program that will subsidize up to 51% of the cost of the down payment for the purchase of equipment and cars using gas engine fuel for our agricultural producers, this is a very important additional support tool. experts say that the savings from replacing traditional fuel with gas are significant for the budgets of enterprises; according to the previous years , about 2 million tons of gasoline and diesel were consumed in agriculture; if 30% of today's agricultural fleet were gas-powered, the savings on fuel would be 28 billion rubles. there is great interest among customers due to

the benefits that owners of vehicles using alternative gas fuel receive, savings will allow you to quickly recoup the cost... this is a project of national fuel of our company gazprom gas engine fuel for consumers, i want to say that the efficiency is even higher, because it is translated at virtually no cost to yourself and you save right from the moment you install special equipment on your transport and in fact, he begins to refuel not like everyone else with diesel fuel for 50 or 60 rubles, but he refuels a little more, so this ensures the economy for enterprises, i repeat once again, for trucks from 700 thousand per year to millions per year, this is a gas-diesel mode , it’s not even a completely gas mode, but it still gives a good effect, a pure gas mode, there will be savings of about twice as high, for a car per year , this is really

beneficial, it is environmentally friendly, and as we always say, implementation... in transport is an event that simultaneously gives both an environmental and economic effect, this is very important. another strategic direction of the enterprise in tatarstan is the development of engines using gas motor fuel for road construction equipment. an excavator running on liquefied natural gas operates in harsh climatic conditions from -40 to +40°. when installing a new engine , its power does not suffer, but efficiency increases. eco-friendly. euro-5 technology class, which is also important. the advantage of this excavator is, first of all , environmental friendliness. the second is the economic effect, due to the fact that gas consumption is much less than that of ordinary diesel engines. motor transport enterprises are also switching to liquefied natural gas. this truck travels from moscow to yekaterinburg;

cryogenic lng tanks-vehicle do not take up much space, but they can hold a large amount of fuel. azna. fewer stops for refueling are required than with a diesel engine. according to the driver, more than 30,000 rubles were previously spent on fuel in both directions. now the flight costs half as much, in addition, cities where a high environmental class has been introduced have become available for travel. it pulls normally than a diesel engine, much better, for example, i ’m currently transporting 17 tons from moscow, the eighth one goes without problems, calm, 78. 80-90 food is normal. in large cities, great attention is paid to environmental friendliness of transport. more and more regions are switching equipment to natural gas, which, unlike traditional fuel , emits fewer harmful substances into the air. this is a batch of buses of the lotos brand, using gas engine fuel, sent from the manufacturer’s city in naberezhnye chelny to brassk. there, the renewal of the city fleet of equipment is carried out within the framework

of the federal clean air project and the national ecology project. trademark lotus. it involves the environment. a lotus is a flower that grows only in a purely ecological environment, this is like an indicator of a clean environment, where it is, where it grows, where it lives, it is not enough to plant it only in a clean environment, it is necessary to maintain it in a clean environment. and somehow the lotus appeared, because we launched a bus project, immediately and consciously, which will only run on environmentally friendly fuel. lotuses are produced in the workshops of the raritek enterprise in tatarstan, the holding’s project has been new for 5 years on the market, but buses are already supplied to regions from kaliningrad to yakutia, gas engine power. 260 horsepower, while the power reserve is designed for 450-500 km, technical solutions will pleasantly surprise both the driver and passengers. we now live in the modern

world, so in our buses we only use an automatic transmission, it has six speeds and one reverse. for the convenience of the driver, first of all, imagine a driver driving all day, but with this mixer changing gears, and working all day, well, as a rule, they get tired. the garden bus is preparing to leave for north of the country, will operate in arctic conditions, so double glass is installed in the cabin, the reliability of the bus is at a high level, at extreme temperatures, at -60°, people’s lives depend on it. the bus has a frame structure, according to the company’s specialists, this gives the vehicle additional reliability during operation; in the event of an accident, the thick steel of the platform will protect the body from damage, which gives passengers additional benefits. security guarantee. the service life of the bus gas engine is designed for million kilometers, company experts say, a car running on natural gas

has less engine wear than a car running on diesel. natural gas goes through a multi-stage purification system. also on buses, much attention is paid to passenger comfort. the interior is made of high-quality materials, comfortable chairs, usb sockets and an air-conditioning system are installed. there are eight heaters located inside the bus. thus, in order for warm air to circulate throughout the cabin, and in winter when opening the doors, passengers experienced minimal discomfort. the production of environmentally friendly buses is growing, now the plant’s capacity is 360 cars per year, work is carried out in one shift, the company plans to increase the area of ​​workshops. the assembly of vehicles will take place in three shifts, this is thousands of cars per year. increasing production will create new jobs . lotos are also produced using robotic welders. and we were not acquired with state support, like any other modern production, we are naturally looking towards automation of our production, and what will allow us

increase productivity and, accordingly, the quality of the product, and for us it is very important, first of all, welding elements , and bodies, their production quality, so we are now in the production of an automatic welding complex, this is one of the best welding complexes today, and this is a technical center ravitek, cars are being converted to... gas fuel here, for this, owners of cars and enterprises can take advantage of state subsidy programs, as well as programs of the gazprom company, gas engine fuel. a special feature of this year’s re-equipment program is that gasprom -gazomotornoe fuel is implementing unprecedented promotions for re-equipment ; clients, individuals, legal entities can re-turn vehicles without any initial investment, that is, taking into account... subsidies gazprom, the client does not need anything to re-equip the machine, the company’s technical center is one of the enterprises in the country where it performs maintenance and

repair of gas engine equipment running on compressed liquefied natural gas. also here, re-certification of gas cylinders of the third type is carried out, and work is carried out on re-certification of cryotanks operating on lng fuel. it is very important, that is, the safety of the driver, the safety... of road users, plus gas stations may refuse to fill if the tank is not re-inspected. in addition, the technical center in naberezhnye chelny conducts training for drivers and specialists who will be involved in repairs and maintenance of gas engine equipment. the training center has graduated 7,000 specialists throughout the country. in our training center , specialists from all regions of the russian federation are trained, we prepare them so that they can safely. how to maintain and repair your equipment running on gas engine fuel. in order for gas-powered transport to gain widespread development, infrastructure is needed; while these

cng filling stations are already common in many regions, liquefied gas is not available everywhere, now the situation is gradually changing, in the coming years the infrastructure will be located on all the main highways of the country, the operator of an lng gas filling station in tatarstan, pyotr petrov, has been working in this area for more than 2 years, the industry is changing and improving before his eyes, he says at the beginning, drivers were wary of transport using lng fuel. at this time they are already used to it, they like it, and winter time is good for them, it doesn’t freeze, and it pulls better and lasts longer, i think this gas is the future, better than methane, than diesel fuel or another type fuel, where there is no gas filling station, you can... deliver a mobile point. at the plant in naberezhnye chelny , a refueling station is produced, designed for 70 trucks and buses. this is the first mobile tanker with a volume of 7,000 cubic meters of gas;

now another one is in development, but this time for 10,000. specialists and designers are working on drawings and projects. experts say that the development of the gas engine industry in the country will make travel and transport services cheaper. another plus is the stabilization of the environmental situation in large cities. i, i, i, solemnly swear allegiance to my fatherland, the russian federation. i swear, i swear, i swear. holy. comply with the constitution of the russian federation, strictly comply with the requirements of military regulations, orders of commanders. i swear, i swear , i swear, to fulfill my military duty with dignity, to courageously defend the freedom, independence and constitutional system of russia, the people and the fatherland. thanks to those who are true to these words, become a warrior service under the contract of the russian federation.

it's me, irina timofeeva. i'm... developing new methods for environmentally friendly analysis of food products, and this is my chemistry teacher, it was she who made me friends with science. develop an interest in science from childhood. enroll in scientific specialties.rf.

this is russia 24, right now the main facts of this day. the un security council will return today to discuss the situation around the gas sector; voting on the draft american and russian resolutions is scheduled for 22 moscow time. the chairman of the security council announced this. the situation in the region remains tense. israel resumed air strikes as they say.