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let’s tell you what this day is memorable for in history right now. hello. on december 29, 1699 , peter ii ordered the replacement of the previous byzantine calendar. for the julian summer , the calculation is carried out not from the creation of the world, but from the nativity of christ, and the new year begins not on september 1, as was customary, but on january 1, so the old year of 7208 lasted only 4 months, september, october, november and december, and then it was not 7209, but 1700. the julian calendar was developed back in ancient times times, alexandrian astronomers, and the first to introduce it was bihot gaius julius caesar, then

almost all of europe switched to it, but in the 15th century, pope gregory xii published a new calendar, a more accurate astronomical one, named gregorian in his honor. by the end of the 18th century , many countries switched to it, and peter could have done it too, after all, he modernized the country, but the orthodox church would not approve of the pope's calendar. russia switched to it only in the 20th century after the fall of the monarchy. but peter the great gave us a joyful holiday. new year. it is believed that on december 29, 1895, skiing began in our country. on that day , a ski club was officially opened in moscow. the initiators, curiously, were cyclists who did not want to lose their fitness in winter. the famous athlete-enthusiast ivan roslyakov was chosen as chairman, and the charter was approved by the minister of internal affairs, ivan garimykin, and a ski station was organized in petrovsky park. other clubs have appeared that... in russia, however,

at first lower military ranks, cadets and women were not allowed to engage in skiing, but then these restrictions were lifted, and already under the soviet regime everyone became interested in skiing, our skiers achieved the highest results of awards, zoya bolotova, dmitry vasilyev, galina kulakova, raisa smetanina, larisa lazutina, elena vyalbiya, and today. there is someone to continue the tradition they laid down. exactly 100 years ago, on december 29, 1923, vladimir zvarykin filed an application for a patent for a television system based on electronic transmission of images. zvarykin was born in russia, was an assistant laboratory assistant to professor boris rosing, who stood at the origins of electronic television. rosing was prevented by the revolution and

civil war, and then by arrest and exile. azvarykin emigrated to the united states and first created a high-vacuum television receiving tube or kenescope, and then a transmitting tube for converting images into electrical signals and called it an iconoscope. similar work was carried out in the ussr by engineer semyon kataev, who was even ahead of zvorikin. we made our own television receivers and transmitters under an american license. invented the electron microscope, night vision devices vision, medical equipment and much more. in murom, zvorykin’s hometown , there is his museum, a monument to the inventor. on december 29, 1986, in moscow, at the rossiya cinema, the premiere of the film directed by karen shakhnazarov, courier, took place. this is a film adaptation

of his own story, the script based on it was written by alexander borodyansky. the painting became a symbol of the perestroika generation, which rebelled against the hypocrisy of the soviet system. protest of the main character. unambiguous ivan was played by a seventeen-year-old . this is a hint that the world is not so simple and fyodor dunoevsky, not a professional actor, in life is the same rebel as his hero, and the main female... was remembered by anastasia nemalyaeva, fyodor’s classmate, she, by the way, brought him to the set, and shakhnazarov chose him from hundreds of artists who auditioned, movie stars inna churikova, oleg basilashvili, svetlana kryuchkova, vladimir menshov played in the film. according to shakhnazarov himself, the film is still popular

because it is a story about a young man who enters the world, is in inevitable conflict with it, in order to conquer his place in it. thanks to the timely modernization of enterprises, rostec is able to successfully solve problems to ensure the technological sovereignty of the country. sergei chemizov spoke about this at a meeting with the president. the main priority of the corporation remains the state defense order. all deliveries are carried out

uninterruptedly, production is actively growing. for example, the production of shells for cannon artillery increased by 50 times, armored vehicles by 5 and a half, and tanks by almost seven. at the same time, rostec was developing. and civil projects, strategically important for the country, the share of civilian products in the corporation's revenue exceeds 44%. the absolute priority is aircraft manufacturing. by 2030, it is planned to produce more than 500 vessels of various types, including 270 ms-21 airliners, 142 ssd100 aircraft and 115 tu-214. deliveries of the mc-21 will start next year, the first to be received by aeroflot and aircraft. will be equipped with the latest pd-14 engine; such engines for aviation have not been produced in russia until recently and were supplied from abroad. as for the ssj100, it has also been developed domestic pd-8 engine. in addition, the airliner has already been updated with avionics, auxiliary power unit, and

integrated control systems. as for the superjet 100, the pd8 engine, yes, it is already ready, all bench tests have been completed. the flying laboratory has been completed, certification flights will finally begin as part of the aircraft, so we should transfer 20 machines to the airlines in the twenty-fourth year, we will already be producing 20 machines of this type every year. rostec takes an active part in the implementation electric transport concepts. such transport is most actively used today in the capital. more than a thousand electric buses produced by kamaz ply the streets. in future. their number will increase by another third. rostec is also developing a network of charging stations throughout the country. today, more than 200 such complexes have been installed in twenty-three cities, from moscow to omsk, from mormonsk to sochi. in addition, gas charging equipment is being created. it's already doing gas. and you also have a gas one. are you doing it? yes,

of course, right there on the same kamaz, and we make gas engines. i charge and punish the charge, too, there is liquefied gas, i can also produce it, maybe. at one of the exhibitions a mobile filling station for liquefied gas was already shown. over the years of work as part of rostec, kamaz has come a long way, becoming one of the strongest enterprises of the state corporation, emphasized sergey chemizov. the company turned out to be resistant to sanctions. after the departure of the european partner, she was able to replace about 2,300 components in the shortest possible time. today, for example, the k5 model is localized by 75%, and many the characteristics of the machine have been improved. also became a leader in the production of unmanned vehicles kamas has overtaken everyone, yes kamas already has six cars running along the moscow and st. petersburg highway in the twenty-fourth year we will already launch 18 there will be 18 cars already running - we will launch the same drone of the quarry

type in the twenty-fourth year - that is, a huge dump truck, but without a cabin, without everything, it will independently carry there... in recent years , rostec enterprises have also achieved great success in the production of medical equipment, including for cardiology, surgery, ophthalmology and other areas. total. more than 150 items of various medical equipment; next year the production of new evl devices will begin, which have no analogues on the market.

"explore taiga landscapes, conquer snowy protected peaks, plunge into hot baths in a strong minus, score a goal against a booted felt boot. the sights of this city can be found in your wallet. khabarovsk is one of the cities whose sights are on the most expensive banknote. for example, this handsome man. with a large mustache, the founder of the city, count muravyov of amur, and then further on there is a bridge over the amur river, which is also depicted on the banknote. and already a couple of tens of kilometers from the city , completely different views open up; these places cannot be reached even by an ordinary car. naturally, we go around, the main thing is not to replace the phone. that’s why we drive at a speed of no more than 15 km/h, the taiga begins here, and

the path on atvs passes near the border of the richest nature reserve in the far east, khikhtsirsky, for a round trip every year, people come here from all over the country. geography, as a rule, at the moment this is the far eastern part, these are chinese tourists, well, from other cities of russia there is moscow, by 2028 a large-scale ski resort will appear as part of the project for the development of the tourism

industry of the region. the launch of the first stage is planned for this winter season. near komsomolsko-on-amur, on almost 250 hectares , is the holdomi ski complex. the cable car is the only one in russia with heated seats. its length is 2,500 m, and the length of local pistes - 25 km. well, for those who have just decided to master alpine skiing or... board in the khabarovsk territory there are suitable slopes, well, 15 minutes and i have already mastered alpine skiing, what is good about this slope is that it is gentle, short , it is relatively easy for beginners like me, the snowman ski base with two slopes 500 and 200 and all the infrastructure for her to go for a ride and stay overnight. tourists. people come to us mainly from the city of khabarovsk, because our base is located 20 km from the city center, the tourist flow

has doubled since 1919 ; if it used to be 16,000, at the moment there are 30,000 tourists, and this was all thanks to the road that was built to our base. over the past couple of years , the number of glamping sites in the khabarovsk territory has increased almost 2.5 times, to 13 points, where weekend houses are booked six months in advance. sergei trettyakov, the owner of such a recreation center, says, after looking at the growth trend , he expanded his business six months ago; before that, his company was engaged in furniture. we have many plots of 12 acres, in total, this approximately 1.5 hectares, now houses are literally built up on four plots , a second line of houses is planned, we still have a forest there, we are completely surrounded by a forest belt, and we plan, in general, to move there even further, there are requests, people they ask for more houses, they want bigger houses, well, we kind of... we still hope that families and people will come and relax calmly, in silence, in comfort.

you can relax in the hot baths not only outside the city, in the center of khabarovsk in a building that is considered an architectural monument and urban planning, there is a year-round, outdoor swimming pool. the air temperature is almost -30, in the water +30. those who bathe are protected from the cold by a pillow made from a headlight. which rises under water. the pool was opened in 1960 and until 2012 it was under the jurisdiction of the ministry of defense, then it became private property, and in 2015 they signed an agreement with an investor who assumed obligations for the reconstruction and maintenance of the pool. on average, up to 500 people a day pass through, but now in winter it’s significantly less, and what kind of people come to us, with what cities do people come from central russia, but mostly from the far eastern cities they come, well, in the first place is vladivostok, they like to come for one 2

-day weekend route, they definitely have it in... the program includes a visit to the outdoor swimming pool and getting pleasure. next door, at almost 7.2 m, is the largest free skating rink in the far east. we have a kids' skating rink - this is an area for those who have just started skating and are taking their first steps on the ice. there is an area for hockey fans. and in this zone we meet and hockey professionals. ice hockey, sword hockey and amateur hockey leagues. more than 50,000 people visit here during the winter. at events, at new year's events, more than 2,500 people are present here at once. in the khabarovsk territory , tourists are offered to play valenko ball

, football, which was invented in komsomolsk on the mur, or find souvenirs with the symbols of the region, for example, which is taking place as part of the national project tourism and hospitality industry, and this blue-green sign will show the way to the most interesting places whale, symbol of the region, the homeland of whales, the shantar islands of aircraft made in komsomolsk on the amur. an active reboot of the entire tourism industry of the khabarovsk territory began in 2022, the development strategy

is designed until 2026. over these 3 years, we have raised from... million rubles. as for federal support, in 2024 the regions will be allocated a single subsidy of 6 billion 200 million rubles. it is planned that the khabarovsk territory will receive more than 73 million. the money will be invested in large tourism projects, including the creation of the longest river embankment in the far east, along the amur,

which will become another magnet for plane trips to the homeland of whales. to intimidate her, i would tear you apart with horses , you need to try very hard, we will burn it, let’s say i really went back in time, but why the hell is it here, it’s cold2, credit history is your business card for banks, if it’s damaged, in the new a loan may be denied, so it is advisable to check your credit history at least sometimes; we will tell you where and how to do this in 5 minutes in this issue. instructions. credit history is the main tool that helps the bank understand whether you are a bona fide borrower or not. it includes all information about debts, not only loans, debt collection by bailiffs for unpaid communication services, housing and communal services, information about elements, everything will become part of the credit history. it is stored in the

credit history bureau; the financial institution is obliged to send the information there within three business days, especially for a large loan. stories, if we assume that the bank did not fulfill its obligation and did not transfer it to the bki information about the loan is then necessary. write a statement to the bank demanding that the error be corrected. lenders can accept such requests remotely within 10 working days; the lender is obliged to conduct a check and send them to the side data. but

it may happen that the bank or financial institution does not disagree with your arguments. in this case, you can send an appeal to the central bank or solve the problem through the court. but don't let this confuse you, there is an easy way to request all stories at once through government services. it will open on the portal. service for obtaining information about storing your credit history , click start, then check the correctness of the data that is pulled up from your personal account, send a request, a response from the bank of russia will come to your personal account, the formal waiting period is one business day, but in practice it is 10-20 minutes, open the response received, select the agency from the list and go to its website, register, request the story itself, i take from everyone... the registration process and requests vary slightly, so follow the instructions on the sites, and now pay attention, in russia at the time of creating this instruction there were six bkis operating, all of them

are included in the register of the central bank, the regulator can change this list, check on the official website, however, if you follow the link from government services, you are already insured against errors, you can send a request on the official website of the central bank of russia request. you can also submit through a credit bureau, microfinance organizations and credit cooperatives or notaries. it is important to know that this can be done for free no more than twice during each calendar year and no more than once on paper. for example, by using the service of the bank of russia to provide information about the bki, which stores a citizen’s credit history, on government services you will receive a link to the official website of each bki, which stores your credit history. so, bki is obligated upon request. deliver a report electronically for free twice a year on paper once, then the service becomes paid, but the number of requests is no longer limited, some bureaus offer a subscription,

which sends the history regularly and can even warn about each new loan issued. you have received your credit history, but how do you understand how good it is, bi will evaluate everything for you, the rating depends on the likelihood that you... payments for more than 90 days, each bank credit institution has its own set of data on loans and loans themselves calculation method, so ratings may vary. what to do if you realize that you are in a bad story? the main thing is not to rush into the arms of scammers who offer to improve your credit history. by itself, for free. there are not so many legal ways to correct your credit history, but firstly, debts, if there are any, they must be returned, and. without resorting to bankruptcy, it will reflect poorly on your rating. secondly, the loan can be refinanced, that is, take out a new one and pay off the old one at its expense. this

shouldn't ruin the story. if they don’t give you a large amount, you need to start with small loans, repay them on time and thus restore the confidence of the banks. what if your credit history is damaged through no fault of yours, that is, an error has crept in. submit an application to the bki for... making changes or additions, within 20 working days the bureau is obliged to conduct an additional check of the information, that is , request it again from the bank, you must be informed about the results in writing, in case of refusal to explain the reasons, unfortunately, sometimes you can challenge a credit history only through the court, for example, if the source of data about the loan no longer exists, that is, the organization was liquidated, but what to do if there is a loan in the statement from the bki? which you are absolutely you definitely didn’t take it, urgently write a statement to the bank and demand an internal check; if your passport was stolen, be sure to attach a copy of the police certificate,

the lender’s experts will conduct an internal investigation and can write off the debt if they find evidence that the money was taken by scammers, if not, you will have to write an appeal to the central bank or go to court. let's repeat, the most important thing is that the bank needs a credit history to assess reliability. borrower, so you need to make sure that she is in order. history includes not only overdue loans, but also your other debts. it is stored in the credit history bureau, and you can request an extract, for example, through government services, twice a year they should give it to you completely free of charge, this is if in electronic form, in paper form, once. if there is an error in your credit history, notify the bureau and additionally request information from the bank. still have questions? want to understand how to deal with extreme financial situations? situations, subscribe to our telegram channel, ask, and we will definitely find out from the experts and tell you about it in one of next issues, instructions. the flag

of the dpr and russia is flying over the city of mariupol, but i wasn’t in the frame, i wasn’t included, when we went out onto the upper street, two soldiers are running, who is older, i say, i’m older, they look at the girl, well, they were surprised, they shoot, yes, yes, women in their zone serve directly on...

we will take on this case, it will be an honest detective story.

the year ends, as always, suddenly, ends on a completely different note than the last, a completely different mood, here, you know, i really think it’s important after all, so that we look correctly and...