which allows you to receive a monthly payment for the care of disabled children, for people with disabilities since childhood of the first group, parents, adoptive parents, guardians and trustees who work under an employment contract under part- time conditions, including remotely or at home. this only applies to payments that are paid in the amount of 10,000 rubles. i’ll tell you a little about what changes this year has brought to car owners. first of all, already. from march 2, they can purchase short-term osaga policies, which are valid from one day up to 3 months. secondly, the launch of a unified osaga system is planned for the fall, that is, it will be quite possible to purchase a single insurance for trips around russia and the republic of belarus. thirdly, from the first of april the procedure for obtaining a driver’s license will change. if there was a deprivation of rights, then it is impossible to obtain new rights for other categories until the period of the punishment is completed. it will be impossible to obtain. if you

did not appear on a summons from the military registration and enlistment office, if we talk about rights that expire in the twenty-fourth or twenty-fifth year, you will not need to obtain a new license, it will be automatically extended for 3 years, and information about this will be updated in the electronic traffic police database. for those who are planning trips abroad, i would recommend getting an international license, but the license is expiring... in the fourth year in the twenty-fifth year it would be better to exchange it for a new certificate. and finally, in the fall there will be a change that can fairly be called reform. on september 1 , the regulations for the placement of photo and photo complexes will come into force. video recording, according to which their installation will be possible only near pedestrian crossings, in places prohibited for stopping in emergency areas and where repairs are taking place. also, the cameras will record violations on roads with a dedicated lane for public transport on highways, where during the year the incident occurred... no less than 150 m from

the control zone, and, as before, driving according to the rules and focusing on road. senators will consider development issues next week unmanned aerial systems for the needs of the forestry complex. the topic of low-carbon energy development will be touched upon, and we will talk about renewable energy sources in hydrogen production. will discuss the development of the digital ruble system. hello, friday evening, i’m alexander karyevsky, time to sum up some results of the past week, well, the main thing. the result, of course,

was the president’s message to the federal assembly. this time, the head of state and presidential candidate devoted most of his speech to strategic issues of internal development. this concerns the economy social sphere, the goal of development of which is, of course, the achievement of economic sovereignty; a large role in this is given to business and finance. however, as you know, any economic activity is based, among other things. the main thing is money, banks are responsible for our money , about how one of the largest banks in the country, vtb , will carry out this work, today we talked with the head of the bank, andrey kostin, there was another reason for the conversation, this was a presentation of the strategic development program of a financial organization, well we started conversation, of course, with the tasks set by the president, indeed yesterday the president’s speech, it was of course not just a speech by the president, the presidential candidate’s speech

was aimed not at one for 2 years, but at least for 6 years, contrary to perhaps many expectations, of course, in first of all, the speech formulated a program in the field of economics with an emphasis on the social sphere , on education, on healthcare, on improving the quality of housing, in general, everything for people, this is probably the main message, the main element of the policy of our president, always

puts... what can happen with big business from the point of view of work is, first of all , assistance in the structural restructuring of our economy, import substitution, the creation of new industries, high-tech industries, the creation of russian sovereignty in key areas of the economy, we have a lot of experience in investment activities, over the last 15 years or so, we have attracted at least 30 trillion rubles of investment money.

at least in the foreseeable future, so you need to focus on friendly countries, although in the context of the global dollar system there are also certain problems here. in moscow we have branches of four banks, the largest chinese ones, in general, few people know, in fact, that the four largest banks in the world are chinese, everyone thinks america is there, what’s wrong, an american bank. were never in a hurry and didn’t want to enter the world market with their own currency, they still strictly regulate the yuan exchange rate, yes, they still use the internal and external yuan, so they must

cross the border as soon as the yuan becomes freely convertible, like a floating exchange rate and so on, of course it will live a completely different life, we need our friends to join us in this. chinese, how to push for this in the good sense of the word? well, they are not really pushing yet, of course, but on the other hand, as i understand it, you can work with them with smaller banks, they make contact, you can, of course, i repeat, while we are working in the old coordinate system, while we are using western, because all western instruments, because in order to place some kind of security, everyone is running to western lawyers, to western financiers, to western investment banks, we will never get out of this circle, we must definitely create it. parallel systems where we could freely work, in particular with the use of digital currencies, but not left-wing currencies, where they speculate, but those currencies that would actually be settlement, which would be in the system of central banks of all our countries, well, is it just cbdc or are there some kind of toble coins

there, i don’t know, well, i don’t know, we have them there now this is again a subject of negotiations, yes, but we are already testing the calculations with a number of countries, but we need a system that is not bilateral, it is necessary. the system is of course multilateral, unification is important here, and i believe that brick is the best starting point for this, because it unites large countries, it is constantly expanding at the expense of large countries, so it is big here, because money today is not only in the west , today china has a lot of money, and russia, by the way, and the arab countries, this market should start, then the western investors will come there, they won’t go anywhere either, but this must be dealt with, this may be one of the most key tasks of our financial sector today, recently... our former western partners have become more active in attempts to appropriate other people’s property. this is not just about business funds that have already been confiscated. and we are talking about our sovereign money, while their lawyers are trying to justify this theft, apparently finding some loopholes in international law. well,

of course, there is no talk of law here. the west has long ceased to observe any decency, appropriating other people's property. 2 years ago. this means that the european authorities, well, first of all, the german ones, this means that they took control away from us , removed us from management, installed a temporary administration, which means that then they decided to liquidate the bank, now they somehow, i our lawyers cannot understand some kind of legal casuistry, they say that we actually haven’t owned it for the last decades there, they demanded that we return 400 there are 400 million euros dividends that we have received in recent years, but this is some kind of madness, which?

we have a collateral for the value of western investors, private ones, by the way, no less than the funds that we have blocked at the central bank, so if only... the west confiscates this money, the confiscation of these investments, the funds of various western banks, will immediately follow, which are here, while they are frozen, while dividends are accrued on them, while they receive dividends, they end up here, no, they are not protected here and so on, yes, therefore there will absolutely be a mirror and i am sure a quick solution, and there should be no doubt that politically the authorities there, therefore, are unable to do so. and partly, let’s say, the same americans who are now stuck with the decision to finance the war beyond ukraine, they

can use russian funds, but the authorities will feed and make their policy and war at the expense of funds from their own investors, who will ultimately lose here western businessmen should understand this money, that’s for sure, and should be concerned about it, because that russia is never the first to attack and will not do anything, but we are watching very clearly. behind what is happening. the large-scale tasks set by the president in his message, of course, require funding. and vtb’s strategic program precisely implies large-scale capital investments in the real sector, in infrastructure, in particular, and, of course, industrial enterprises. and here financiers are faced with very serious tasks, to restructure the entire business, to bring order to finances, but most importantly - this introduce new technologies that would...

in this regard, so i think that there is money, the money is clearly planned, the money is clearly calculated, then today we earn a lot, today the banking sector earns a lot, today our manufacturers, in general, earn a lot , i think our tax base is quite strong, so i think that we will cope with these tasks, it is important, it is important, of course, to focus correctly on the main goals, but i think that the president set these accents yesterday. of course for in order to implement all plans, it is necessary to develop the economy even more actively; the current

growth rates in the conditions in which our country finds itself in general are fantastic, one might even call them very good. moreover, our companies and banks, as already mentioned, are actively adapting to the new conditions of their activities. their profits this year are expected to be even greater than expected at the end of last year. vtb bank is no exception. shows that i think that the result of this year may even happen somewhat, and last year, but according to at least they will not be lower, yes, yes, we had a strong blow, of course, in 2022, we were the first to come under sanctions, of course. we have a large foreign network , a large foreign business , they froze, took away all of this from us, but over these 2 years we have compensated, or we are compensating for this - we will go forward, so i think that we have quickly rebuilt, our economy is growing, we had a good figure for last year, but there was only 3% growth, this year i think there will also

be positive growth, so this it helps, of course, against the backdrop of a growing economy; of course, it’s easier to make money than in a declining one. therefore, in principle , the macroeconomic situation is stabilizing , we believe that inflation will decrease, there are some differences between the central banks and us, we are a little less optimistic, but nevertheless, i think that even 5-6 percent of inflation, the regulator needs to be more active, this is nonsense , yes, but the regulator took strict measures and despite them, we still thought that they would greatly affect our profitability, but in in principle, in our three-year program, we believe that profit... will even grow by about one and a half times over these 3 years, so for now we look positively, depending on the west , we now have less, so even there something will collapse, then i think that there are chances, yes they can , of course, yes, of course , it does, of course, we are still an export business, we still look every day at how much aluminum costs, how much gold costs there, yes, you can’t get away from

this, this true, so, despite all the problems on... the financial system is not only survived under conditions of extreme sanctions, but is developing successfully. individuals play a significant role in this development; some large banks receive up to half of their income from them. vtb would also like to expand its activities in working with retail clients. the bank is still less retail than that, now we will change this gradually, also part of our strategy, yes, we want.

russia is the largest country in the world, 11 time zones, more than 145 million inhabitants, over 110 million voters who can vote in almost 1000 polling stations plots, at home or online. every voter's vote is counted and guaranteed to be protected, with about 1 million election organizers helping with this. observers, video surveillance. electronic complexes for processing ballots, a mobile voter mechanism and remote electronic voting. the state automated election system ensures accurate and fast vote counting. elections in russia are important, fair, and convenient. achieving technological

sovereignty is an important part of the president's speech. it is clear that under sanctions we have lost a huge number of western technologies on which our economy has been built for the last 30 years. of course, the process of import substitution began much earlier than the sanctions that were imposed against us in 2020. the basis of technological sovereignty is, of course, the development of fundamental science, and here we have something to be proud of. in particular.

controversial in fact, but i was one of those who actively supported him, for the simple reason that he improved the general situation

that had developed in the country in education after the collapse of the soviet union, and opened the opportunity for people absolutely from a remote village to get into the central moscow and st. petersburg universities, in this sense it was a great thing, but then the president, very correctly, without making any, so to speak, such tough decisions, suggested slightly modify, for example, by allowing retake of the exam and so on, that is , even such seemingly small details did not slip away in his global speech, you see, this is a very important detail, by the way, because yesterday they tried this discuss deeply, he didn’t discuss anything deeply there, but he noted that he understands this, understands the problem, and clearly said that it can be easily done without causing much tension, you know, this...

which will then be made by bombs, yes, and then all nuclear technologies, so we and america are, as it were, two, so to speak, two countries, the founding fathers of this direction in

the creation of these installations, and today these installations, in addition to the fact that they ensured our success in the nuclear program then, nuclear parity, they are the basis of today's scientific breakthroughs, because they allow us to see matter literally at the atomic level, this...

i think that this is just the beginning now, taking into account our turn in the brix countries and in general in the post-soviet space, this is such an important thing. in addition, in protvino near moscow, this is a city that, like dubna , was created for an accelerator; the world’s most powerful proton accelerator, u70, was built there several decades ago; at that time, now it is the third, so to speak, in terms of parameters, but still the most unique installation number, so that’s when

the president came there. intellectual potential , give it a new life, and an installation is being built there , which is called force, a synchrotron plus laser, a free electron laser, this is... a unique machine, an idea that was proposed in russia in the soviet union, our idea, and which implemented, well, in different places, now, for example, in hamburg there is x-ray free electron laser, laser on free electrons, in which the russian intellectual contribution is our idea, the russian contribution inkan, that is equipment that we created in our production facilities, and third, we are second in terms of contribution.

in this european project in terms of money, i want to draw your attention, it cost a billion 200 million euros, so the first germany is 50%, the second russia is almost 30, 29%. all other european countries are an order of magnitude smaller than our contribution there, i’m not talking intellectual, financial, even, you know, and despite the difficulties, we, so to speak, continue the dialogue, we are paying money there now , by creating that laser, we have participated, so to say, all intellectual property, since this is a joint-stock company, belongs to all participants, in particular to us. and now we are taking the next step, which is unique in the world, we are creating this unique synchrotron installation at the site in protvino. in addition, a new car is in kurchatovsky, a new car is being transferred from the modernized kurchatovsky to the island - russian, there to the university. that is, in short , we are within five, 5-10 years. well, 5 8

is a smooth process, we will have the plus of novosibirsk, which is still being created near novosibirsk, it should go into operation this year for a future such extended launch , unique powerful x-ray sources, neutron, and we will be a country with the most modern infrastructure in the world, look how important it is that the president’s program cares, this ran like a red thread through him speech, the connectedness of the country in space, we have a huge country, huge, so to speak, yes, on the one hand, in terms of area, on the other hand, we are not a very populated country, in this sense, the connectedness of the country is its key issue in general, so to say, consolidated development, these projects, the network project for creating these mega-installations, this is a powerful, binding , cementing force that attracts the intellect with such unique opportunities,

and... discussions, and i really hope that you and i will have this opportunity in detail discuss the truly grandiose plans that the president has voiced, and the most important thing is that we, as you rightly noted, touched upon here, but they require detailed information ; we can become the best in the world. thank you very much, all the best.