[horns honking] [siren wails]

announcer: big dreams and goodrades aren't enough to get into college. there are actual steps you need to take. finding someone who can help is the first and most important. for the next steps, go to knowhow2go.org.

welcome home, man. >> everyone deserves a bank account. in san francisco, anyone can have a bank account, things to an innovative program, bank on s.f. >> everyone is welcome, even if you are not a citizen or have bad credit to qualify for a bank account is simple. just live or work in san francisco and have a form of id. >> we started bank on s.f. six

years ago to reach out to folks in the city who do not have a bank account. we wanted to make sure they know they have options which should be more low-cost, more successful to them and using chat catchers. >> check cashing stores can be found all over the city, but they're convenient locations come with a hidden price. >> these are big. >> i remember coming in to collect -- charged a fee to collect a monogram. >> people who use check catchers, particularly those who use them to cash their paychecks all year long, they can pay hundreds, even a thousand dollars a year just in fees to get access to their pay. >> i do not have that kind of money. >> i would not have to pay it if i had a bank account.

>> bank accounts are essential. they keep your money saved and that helps save for the future. most banks require information that may limit its pool of qualified applicants. encouraging to turn to costly and unsafe check captures. >> i do not feel safe carrying the money order that i get home. >> without a bank account, you are more vulnerable to loss, robbery, or theft. thankfully, the program was designed to meet the needs of every kind, so qualifying for a bank account is no longer a problem. even if you have had problems with an account in the past, have never had an account, or are not a u.s. citizen, bank on s.f. makes it easy for you to have an account. >> many people do not have a bank account because they might be in the check system, which means they had an account in the past but had problems managing it and it was closed.

that gives them no option but to go to a cash -- check catcher for up to seven years. you want to give these people second chance. >> to find account best for you, follow these three easy steps. first, find a participating bank or credit union. call 211 or call one of our partner banks or credit unions and ask about the bank on s.f. account. both -- most bridges will have a sign in their window. second, ask about opening an account through bank on s.f.. a financial partner will guide you through this process and connect you with the account that is best for you. third, bring some form of identification. the california id, for an id, or your passport is fine. >> now you have open your account. simple? that is exactly why it was designed. you can access your account online, set up direct deposit,

and make transfers. it is a real bank account. >> it is very exciting. we see people opening up second accounts. a lot of these people never had account before. people who have problems with bank accounts, people without two ids, no minimum deposit. we are excited to have these people. >> it has been a great partnership with bank on s.f. because we are able to offer checking, savings, minimarkets, certificates, and loans to people who might not be about to get accounts anywhere else. even if you have had a previous account at another financial institutions, we can still open an account for you, so you do not need to go to a check cashing place, which may turn to two percent of your monthly income. >> you can enroll in free educational services online. just as it -- visit

sfsmartmoney.org. with services like financial education classes and one-on-one meetings with advisers, asset smart money network makes it easy for you to learn all you need to know about managing, saving, investing, and protecting your money. the network offers access to hundreds of financial aid programs. to help their eruptions, fill out the quick questionnaire, and you will be steered to the program you are looking for. >> who want to make sure everyone has the chance to manage their money successfully, keep their money safe, and avoid getting ripped off. >> it sounds very good. i think people should try that one. >> to find out more, visit sfsmartmoney.org or call 211 and ask about the bank on s.f. program. >> now you can have a bank account.

open one today. come and experience lafayette park and enjoy the people, picnic and sunshine. this is a lovely place to take an afternoon stroll with your loved one hand in hand. located at got and sacramento street in the middle of pacific heights on top of the city's steep rolling hills, lafayette park offers a great place, peaceful beauty. comfortably spaced tables and benches, a playground, rest rooms and tips at the end of the park. plenty of flat areas for football, frisbee, and picnic. lafayette is very much a couples park. this wonderful hilltop park is the place you can share with someone you cherish. lafayette park is located along the round at the one end campus and also easy

>> hello. you're watching the show that explores san francisco's love affair with food. there are at least 18 farmers markets in san francisco alone, providing fresh and affordable to year-round. this is a great resource that does not break the bank. to show just how easy it can be to do just that, we have come up with something called the farmers' market challenge. we find someone who loves to cook, give them $20, and challenge them to create a delicious meal from ingredients found right here in the farmer's

market. who did we find for today's challenge? >> today with regard to made a pot greater thanchapino. >> you only have $20 to spend. >> i know peter it is going to be tough, but i think i can do it. it is a san francisco classic. we are celebrating bay area food. we have nice beautiful plum tomatoes here. we have some beautiful fresh fish here. it will come together beautifully. >> many to cut out all this talk, and let's go shop. yeah. ♪ >> what makes your dish unique? >> i like it spicy and smoky. i will take fresh italian tomatoes and the fresh seafood, and will bring them to other

with some nice spoked paprika and some nice smoked jalapeno peppers. i am going to stew them up and get a nice savory, smoky, fishy, tomatoy, spicy broth. >> bring it on. how are you feeling? >> i feel good. i spent the $20 and have a few pennies less. i am going to go home and cook. i will text message u.n. is done. >> excellent and really looking forward to it. >> today we're going to make the san francisco classic dish invented by italian and portuguese fishermen. it'll be like a nice spaghetti sauce. then we will put in the fish soup. the last thing is the dungeon as crab, let it all blend together. it will be delicious. when i could, i will try to make healthy meals with fresh

ingredients, whatever is in season and local. those juicy, fresh tomatoes will take about an hour to cook down into a nice sauce. this is a good time to make our fish stock. we will take a step that seems like trash and boil it up in water and make a delicious and they speed up my parents were great clerics, and we had wonderful food. family dinners are very important. any chance you can sit down together and have a meal together, it is great communal atmosphere. one of the things i like the most is the opportunity to be creative. hello. anybody with sets their mind to it can cut. always nice to start chopping some vegetables and x and the delicious. all this double in view is this broth with great flavor. but your heart into it. make something that you, family, and friends will really enjoy. >> i am here with a manager at the heart of the city farmer's

market in san francisco. thank you for joining us. tell us a little bit about the organization. >> we're 30 years old now. we started with 14 farmers, and it has grown out to over 80. >> what is the mission of the organization? >> this area has no grocery store spiller it is all mom-and- pop stores. we have this because it is needed. we knew it was needed. and the plaza needed somebody. it was empty. beautiful with city hall in the background. >> thank you for speaking with us. are you on the web? >> yes, hocfarmersmarket.org. >> check them out. thank you. >> welcome. the dish is ready. >> it looks and smells amazing. >> thank you. it was not easy to meet the $20 budget. i checked everybody out and

found some great produce. really lovely seafood. i think that you are going to love it. >> do not be shy. cyou know this can run you $35 to $45 for a bowl, so it is great you did this for $20. >> this will feed four to six people. >> not if you invite me over for dinner. i am ready to dig in. >> i hope you'll love it. >> mmm. >> what do you think? >> i think i am going to need more. perhaps you can have all you want. >> i am produce the that you have crushed this farmer's market challenge by a landslide. the first, we're going to have to tally of your shopping list and see what you actually spend that the farmer's market. >> and go for it. >> incredible. you have shown us how to make

super healthy, refresh chapino from the farmers market on the budget, that for the whole family. that is outstanding. >> thank you peter i am glad that you like it. i think anybody can do it. >> if you like the recipe for this dish, you can e-mail us at sfgtv@sfgov.org or reach out to sfgtv@sfgov.org or reach out to us on facebook or twitter and we

... >> i am the chief building inspector. we are here at the base of telegraph hill to talk about a subject of great interest for the people of san francisco which is rockslide, slope stability, which caused a dramatic front-page news. i am here with two knowledgeable and wonderful guests. i am here with a geotechnical engineer and a geologist. we are here to talk about rockslide, rockfalls, and related issues. what is the difference between a geologist and a geotechnical engineer? >> and engineering geologist deals with identifying site

characteristics, mapping, the ground's surface, collecting all of this data. the engineer can come up with medications and designs. >> the structural engineer might be working on a building if there is a building involved. what is your role? >> i am interested in the physical properties of the earth and how the earth will behave: subject to different load changes. when you are building a building, you are applying a load and you are wondering if the earth will be able to supply that load. we work closely together and we come up with practical

engineering solutions. >> this is when someone wants to build something. also, we have a rock piece of land. we have to have a resolution. >> in the u.s., about 2/3 of the population lives in areas that are prone to landslides. about $2 billion of damage occurs annually from landslides. unfortunately, 20-25 million people die as a result of landslides o. >> much of the coastline is either a bright red or a beige print th. >> here we are at the base of telegraph hill on lombard street. this is owned by the city. behind you is a large piece of

something exposed. you are looking at a large class that was xextricated in a quarry about hundred years ago. this is a secretive sandstones, shales, accumulated debris. essentially it ended up piled up here. the quarry activity was so intense and they used some much at dynamite that the kind of over blasted. 10 feet of the face was left shattered. you can see the fresh colors and a pile of debris which is precariously perched on the edge of a cliff up there. it is more fresh and more recent than the rest. it stands out because there's no vegetation. there is no weathering of material. those are the kinds of things

you look for. >> there are many types of slides. there is the bedrock slides which we are looking at in is a combination of a block slide and where the material is just out of balance and is falling off. rainfall pushes from the ground water and out of the cliff. as you can see, the slides artistic one of many types of landslides or slope failures. >> do we have all of these kind of failures in san francisco? >> unfortunately, we have them all. the rock from here is used from the sea wall. it came from this hill. it was a itgnoll that was present. because of this blasting that

occurred, the rock is weak. while most of the time, there are times of heavy rain. sometimes, this has nothing to do with the rainfall. iraq is 50 to an old and then it just falls. in this particular area where we're standing, we have seen the wall at the base. >> the big steel beams with the fence. this is an effective way of preventing the rock that does fall from causing damage. that might protect the bottom of the hill but it doesn't do anything over the hill. >> it has long been my understanding that the city of

san francisco says and the building department takes this position that there is no one buildable lot -- unbuildable lot. i wonder if this is realistic. >> if money is an issue, we can develop solutions that will mitigate the impact. that a solution can be eliminating the hill, that can eliminate the problem. or build a structure right into the hill so there is no longer an exposed face or bold enough of iraq together so that it acts as a big buttress to prevent further movement. -- or hold enough of the rock together so that it acts as a big buttress. we are allowing the wall of the building to act as a retaining structure. there was a time when we did not

get any. there was an epic one before in 1982. we brought with us and rainfall charge. >> you were saying that this is somehow correlated to rainfall. this goes from 1914 until 2006. it is the red line in the backgrounds which are the annual rainfall from each year is plotted on here. you can see it varies all over the place. if you take an average, the average is a thin gray line. that does not give you a feel for what the rainfall really is. that is an average over four years. you can see that these build up until we had the big events before.

>> you expect to see them during the apocrine fall. in fact, they might occur at that time but they may occur the year after and two years after because it has taken awhile for it to accumulate. this triggered some major landslides that we saw. these are portions of the cliff rotates out to sea. >> when we look at this cliff, can you tell us what of the features that we can see? >> we are lucky to have a very fresh exposure. there is a large overhanging block. at the very edge, you can see the roots coming out. they are part of the problem. in addition, these are sandstone and shale.

they have been uplifted and faulted and put into the position they are in today. on the cliff face, you can see the bedding of the shale. there are vertical cracks that filled the water and plans is growing. -- and plants are growing. the cumulative effect of the fresh cut with the debris sitting on the ledge, luckily we have a chance there to protect us from rocks going on the street. >> this is one type of rock salt and we will look at a few others. what will we see? >> i think it would be appropriate. we have been talking about rock salt. there is instability that occurs

at telegraph hill. this was more in the earth flow and debris flow kind of movement. this moves downhill as a result of the rations from the earthquake. that is where we are headed next. >> here we are on the next stop of our landslide for parent though this is the lagoon ouna a area. this is different from where we all were just add on telegraph hill. this is a whole different concept. tell us what we have to. we have the big hill behind us, what kind of formations do we have? >> this part of san francisco,

we are out in the dune sands which makes up the hill to my right. a crusty old drainage that we are standing is bedrock, 160 million year-old sandstone. the project right in the hillside over there and then farther down along the path that goes to the reservoir. >> there are rock slides, there is unconsolidated material. we have an earth float type slide and a debris flows which are common on the these hillsides where you start to see the evidence of creaks when the trees start to lean over. trees start to lean over. >> this is a slow movement of