one of the things i would suggest that i look at a very comprehensive package that includes everyone including people facing foreclosure. i can honestly say that it is going to be a tough sell for folks facing foreclosure. the folks i have talked to it specifically questioned the commitment to foreclosures. just last week, the san francisco housing development corporation did a presentation before the human rights commission. that is the capital model that is designed to keep existing homeowners in their place of residence. the idea is that it will need public money, it will not need public money. it will need the city behind it. >> thank you very much. at next speaker.

>> my name is sanchez. i work hard to create housing opportunities. the market does not supply their needs. the city has regulations and programs for folks between 80%- 100 brit 20% -- 120% of median income. market rate production is misguided. the market never trickles down. it is the part of the debate of people cannot find housing that they desire. clouding the matter by vaguely using the term middle-income housing only serve to confuse and divide us. i am glad we are here to define what we're talking about. and we want an economically

diversity, then let's properly fund what the economy does not produce. if you do not want a rich and poor city, them preserve housing for people not making 120% of the income. if you want a work force that stays in the city, build housing for people that make less than 120% of the median income. if you care about a sustainable san francisco, we need to address the media person and let the market do what it does. focusing on people that make us the 120% is not divisive. it is addressing the neediest. saying that we are going to grow the pie assumes that the pie has grown.

>> good afternoon, supervisors. i am a parent. i am a member of the community housing council organizations. we create affordable housing and homeownership for houses -- people making 40% of ami. we convert apartment buildings into housing coops where renters become owners of their building. this is the year of updating our inclusionary housing ordinance. i am still not clear on how we should define middle income. after hearing the data today, i would ask that the definition of middle and come not be greater than 120% of median income. from what i heard, for households earning more than 120% of median income, we expect

to exceed the new housing goals by 2014. there seems to be a number of home ownership finance saying programs for those households. teachers, officers, the mortgage credit certificate program, they all meet the needs for households earning more the 120% of ami. i heard that there is still a lot of funding for housing. the highest need for new production is between 50%-100% of ami. that is where i suggest keeping the definition of middle income. >> thank you, supervisors, for creating this dialogue.

i work for the neighborhood center. i worked as an organizer around housing issues. particularly in low-income communities. the affordable housing production goals set by the housing element has been unmet. market rate housing goals have been exceeded. every other category has not been met. for me, this is what happens when we treat housing as a commodity. this speaks to the priority of higher-income people over low- income residences. in my line of work, i have met

people that the taraval before the housing skyrocket. san francisco has long been seen as a beacon for progressive values and where tolerance can be practiced. a place where you can live in a san francisco with a meager income. i am not educated in the specific policy decisions that created this housing crisis. since i have been a part of the family, it really does feel like the city government is on a trajectory toward caring about preserving its legacy and preserving the needs of the community that makes this a unique and unparalleled place to live. making sure that low-income communities are able to live here. it does not make sense to put resources towards developing market rate housing when we are not achieving our goals for low- income housing. that is the bigger picture. otherwise, san francisco will

lose a cultural vibrancy and you need this that makes it a unique cultural hub. >> i wanted to alert you that we have lost the department of building inspection's rep for item four. i urge to continue that item to another week. >> we will call speakers. tommy, i apologize for butchering names, alberto del rio, chris wright, who i do not think is here, shannon dodge, charlie. go ahead. thank you. >> my name is jenny jordan.

i am with occupy. since 2008, there have been more than 3000 and foreclosures in san francisco. because of the racist banks, they have banned in working- class communities of color. we need household preservation of rent-controlled. we need controls on condo conversions and foreclosure prevention. we do not really need new household programs until we work on the solution to the problems of funding homeowners foreclosure to get counseling from san francisco housing development corporations. that is for the african-american community, the latino community, and the asian community. we need regulations in the

behavior of the banks and mortgages operating in san francisco. the city has to focus on stabilizing neighborhoods that are hit hardest by the foreclosure crisis and helps families due to the foreclosures stake in their homes. corrupt banks are forcing foreclosures on moderate income families. the city needs to keep these families in their homes. thank you. take your money out of all of the banks and make a bank that has got screwed all of the people and put your money in it. >> i am with the housing rights committee of san francisco. san francisco has had its housing crisis for the last 10- 15 years. long before it affected the

middle-income folks, poor and middle-class people were struggling to stay in this city. they were facing rising rent and even the rising cost of sro's. the housing needs of this population has never been met. many became homeless. the homeless population has grown. ellis act convictions became buyouts. they were displaced. neighborhoods were gentrified. the castro, places for immigrants and queers became unaffordable for the same folks. the city has not met the need for affordable housing for any of these folks. i have to wonder, how are we going to take on a whole new category of people? middle-income folks, when we have yet to meet the needs of the neediest in a san francisco.

it strikes me that it is like a swimming pool. we have a swimming pool and we have two people screaming for help. one person is drowning and cannot swim. the other person is sitting in a life raft and is not in danger of drowning but feels like he has been sitting there too long. who are going to rescue? that is the most crucial question facing our city today. thank you. >> next speaker. >> good evening. thank you for this. i am from vernal heights. i have been sitting here grasping everything. why start something new when you have something else that is happening greater and grander?

you talk about foreclosures and people being foreclosed on. i am going to you and one of those faces, myself. these banks did not do a lot of great things. i really believe that if you start investing in your people, the city, and actually have more high-approved places and counseling, -- hud-approved places and counseling, it would help a lot of people. a lot of people do not realize there are foreclosures in san francisco. up and down the peninsula. it is not advertised. it is -- i can't believe it. when you talk about middle income, 1% of people make over $350,000 a year. 2% make $120,000 a year.

the rest make an average of $35,000-$45,000 a year. when we look at -- what we're looking at is the 97%. and how we're going to help them out. all i am going to say is this. do not turn a blind eye. -- do not turn a blind eye to your city and these people. what we can do for them. we need your help. we need your support. and supporting these banks is not the way to go. and creating something new, i know it is good for the city, and i know it is good for other people. let's concentrate the people within your city. -- on the people within your city. >> good afternoon, supervisors. the evening.

i work at the community -- as a community organizer. we are part of the coalition for community housing organization. i served a single room occupancy -- the single room occupancy population. they learn to live with the least amount of resources. this is an extreme low and come population. 0-30% ami. without affordable housing they face afford -- homelessness. we're talking about middle income housing and we have heard great reports from the city departments and i am grateful for that. i am here to tell you one thing and that is housing. we have done a lot of outrage and we have gone to hundreds of stores -- outrage. we have gone to hundreds of doors. what we found is 67% of sro

tenants have identified a need for identified -- affordable housing. now i wonder why do these people who already have a roof over their head think more housing is needed for these different populations? it is because maybe they know. right now they have a home that is not with a kitchen or if you but it is a home nevertheless. they know that three or five years maybe, the city resources is needed to subsidize their rent. maybe there will be gone and and on the street. that is a crisis we're facing. we have an absolute need for people who do not have the luxury of choosing whether there will live in one neighborhood or another. there are facing homelessness. the city cannot afford to have more homelessness now. thank you. supervisor wiener: your with -- you are with tndc? i believe they are doing a

moderate income project on mission street. i thought it was 80-100. >> we do not serve higher than 80%. i do not believe we have anything at 120%. >> it is a project on 19th -- 10th and mission, partnering with the market rate developer. they are doing 80-120. supervisor wiener: that is a terrific project. i want to congratulate tndc for doing that. >> good evening. i am a resident of the

tenderloin and a community organizer. i want to speak as a resident and community organizer. i work with seniors and low- income families in the tenderloin. i know that there are many filipino families numbering about six to eight living in one studio unit. if you would go to their residents, it is really awful. -- their residence, it is really awful. i believe, holistic strategy is needed to obtain -- retain workers and families who would leave san francisco due to high housing costs. direct government subsidies should be weighted toward those

with housing stresses. inclusion rehousing program discarded the only system the city has for 50-80% ami. and for serving the presence of middle income residents could be achieved by preserving and augmenting existing home ownership programs. it would be inappropriate and counterproductive to allow new middle and come home ownership strategies to displace lower and moderate income households. i would like to urge this community to please prioritize helping the housing needs of the most vulnerable members of our community. thank you. supervisor wiener: thank you. i want to fall -- call the final cards. maria, jay -- jenny, patrick kennedy, jen p., sarah, and

brian basinger. if you would like to speak, please fill out a card. otherwise that is the end of public comment. >> thank you. [speaking spanish] >> good evening. i work with just cause and i have been working in san francisco for for 30 years as a tenants' rights organizer. >> [speaking spanish] >> the mathematical eloquence

that the city staff were able to bring to the data that was shown to us is important and really great. what we did not see was the percentage of seniors that are going to be on the street based on displacement and eviction. >> [speaking spanish] >> we also forgot to note to the percentage of families with children, people that are pregnant that would also be on the street. based on evictions and displacements. >> [speaking spanish] >> i would also like to remind you that we have been fighting displacement in the mission for 10 years. that has been an incredibly hard battle. >> [speaking spanish]

>> we need to ensure that we do not lose any more battles. we have lost enough. or that we do not lose any more rent-controlled housing which is -- would be a result of the plan and these proposals. >> [speaking spanish] >> rent-controlled -- the rent control ordinance protections have been slowly picked away in

san francisco. there was a proposition that was beaten down to completely get rid of rent control and san francisco voters showed they did not want to get rid of rent control and we need to stop picking away at rent-controlled ordinances. >> [speaking spanish] >> this is a solution that will

need all of you supervisors and we need to ensure that people in san francisco who continue to work hard, who live here and work here continue to be housed. >> [speaking spanish] >> the last thing i want to remind you is that you all a surprise represent everyone in san francisco, not just an elite few. we all have the right to dignified housing that we can afford. >> [speaking spanish] >> one final thing i would

suggest that u.s. -- expand rent-controlled protections to all units and that would be the solution. supervisor wiener: thank you. next speaker. >> [speaking spanish] >> good evening. my name is moorad and i have been living in my apartment for 22 years. >> [speaking spanish]

>> curiously enough, i was always told i lived in rent- controlled housing. recently our property owner told me that was not true. my question to you all is, if you all had not been able to figure on how to stop one large from abusing their tenants who live in a rent-controlled housing or live in private housing, how are you going to start thinking or planning a new

housing option for new plans? i think it is important to ensure that the group of people in this country and the city who maintain this economy, whose economy is built on -- can stay in housing is not taken out into the streets. i said, i lived in my apartment for 22 years and i am very close to being on the streets. supervisor wiener: thank you for it much. -- very much. >> good evening, supervisors. i made tenet counselor with just cause in the mission district. -- i am a tenet counselor with just cause in the mission district. many have already been displaced out of the mission. many are struggling to stay, like maria. the majority of the work that i do is helping tenants fight eviction and ensuring they are able to keep their home. if they are evicted, the likelihood of them being able to

find housing in a similar neighborhood and the same neighborhood near the price or the community resources they rely on are awfully slim as we saw from the data. san francisco is in a crate -- housing crisis and before we begin to address the housing, options of this segment of our residents to have greater access to housing, we need to ensure that the needs of san franciscans -- needy san franciscans are house. it is important to note that the goals for developing below market rate housing has gone under managed. while under market managing has a -- housing has already -- always out strip its goals, we need to make sure our housing historically met. to continue to incentivize the conversion of rent-controlled housing into condos or other market rate housing would be

incredibly irresponsible as it would result in the eviction of tenants from those units who would be not able to incur -- pay the increased market rate rents for those units. these tenants will be pushed out into a housing market with very few affordable housing options and a diminishing stack of rent- controlled units. we need to strengthen the procedures we have for more affordable housing, develop more of it, and protect poor -- rent- controlled units instead of creating more ways around it and make sure our residents are housed. thank you. supervisor wiener: thank you. >> thank you. i wanted to appreciate the idea, the notion that we want to pet low-income people against high- income earners. there is a lot of basic things that can be done, some

principles that could be followed to make sure that does not happen. you can make sure that we continue to prioritize people who are extremely low income. as we all know, the rent burden for someone who is earning less than $1,000 a month who is paying more than 30% at having to each top ramen and having their children experience hunger is different from someone earning $80,000. we can also ensure that they are not pitted against each other by not pushing for policies that would displace or hurt the very low income people. that would be another way that would end up pitting those populations against each other. we can make sure that no resources that would be potentially able to go toward housing, the most lowest income people are not used to subsidize people of higher income that are not facing that struggle. in the housing element process which