problem solving as we would like to see. now we are in a really positive period with the police department. however, having a path of appeal might be a good thing. >> i'm happy to look into that. my assumption is if we create some sort of wafer process is if the -- waber -- wafer process, there may be prima facie issues. but if there was something that created an issue and that gets bumped up to the board of appeals, i would consider that. >> i am not talking about a waver. >> i am happy to look into what that entails. >> thanks.

>> this doesn't mandate attendance in all circumstances. >> no. >> it leaves some discretion. >> with the police chief, and i am fine with that. >> i am too. >> i would like to make a motion that we recommend approval of this legislation with the direction that we would want the police chief to have the discretion to allow lots that have no problems, have no history of problems, to be given a wafer -- waver. and i would like to add that the decision is appealable. i don't know if that is -- that there is some process in the legislation, a path to appeal.

>> to include an appeals process? >> to appeal a decision, that a decision could be appealed. >> after the motion? >> yes. >> to include an appeal process? >> yes. >> do we have a second? >> i second it. >> could you read that back, please? >> just one moment, please. >> commissioners, i have a motion by commissioner collide, seconded by commissioner riley, to recommend approval with direction that the commission recommends that the chief have discretion to give a waver to lots with no history of problems on the staffing requirement, and recommendation to have an appeal process

implemented. >> role call? >> it passes 6-0. >> supervisor chiu, since you have returned and we have not done the recognitions, we were wondering if you would like to take the opportunity at this moment? >> i am happy to. >> i am very happy to have made it back for this, in part

because janet collide is someone who has not only served this body well, but she has been a wonderful business leader in the heart of my district in norton beach. she has served extremely well. i have only gotten positive feedback about the work of commissioner collide. part of what this certificate refers to is not just her service with the small business commission, and not just her work in helping to formulate key legislation and recommendations, but we want to thank you for helping to create programs like the small business recognition program and in really ensuring that the small business community is well-known and receives the kudos it should for helping to contribute to the vitality of our city. so with that, as i told janet about 12 hours ago, i'm sorry to see her leave. but i know and understand that she has many other things and duties that she needs to attend to. but on behalf of the city and

board of supervisors, i want to thank you for your service and look forward to continuing to work with you in the years to come. thank you very much. [applause] >> thank you, everybody. you know, you would just like to thank you all for the opportunity to serve with you over these four years. i actually have just been really proud of the work of the commission, particularly proud of the work of the director, the office of small business, the staff, chris, jane. they have just been wonderful. and i don't know -- i think commissioner dooley, you were here when -- we came on about the same time, and this

commission, what we started with was actually the elimination of the office of small business. it wasn't in the budget because the economic crisis, along with the $500 million general fund deficit really put us under the gun. so our first big fight was actually for the office of small business, the continuation for our secretary, and we really advocated. thank goodness we did, because i think we have a really strong office. at that time the small business community, i am very proud, was the shock absorber in our economy. if you remember, interest rates were doubling, tripling for consumer and business credit. if you could get it, credit was completely dried up. people were losing their jobs. their holmes were being

foreclosed on. in the middle of all that, the small business community of san francisco kept working, providing opportunity for small businesses. the numbers spoke for themselves. the people served by the office of small business is something to be proud of, and san francisco should be proud of the legislation and not the work of this office. i just want to take one moment to thank steven, scott, and pat particularly, small business leaders who came to this commission and advocated the work of this commission over many years. they have been working, i believe it is 20 years for the small business community to really get the recognition that it deserves. i would like to thank the bebs of the board of supervisors who have supported the commission

through the years, and particularly during my time on the commission. i think it is really important that a member of this commission, a former member of this commission is now a member of the board of supervisors. that speaks to the work of the commission. the fact that he came from this commission, i am very proud of that. with that, i just want to thank you, my fellow commissioners, and i hope as we go forward with very important small business legislation before us, things like the payroll tax, things that really need to be looked at in the future, that you continue to give the small business community the attention, work and recognition that it deserves. the last thing i will say is i want to thank all the city employees who presented over my four years, who really educated me about the city processes. i hope that the city employee recognition goes forward as

well because i think it has been a great time for building bridges in city departments, particularly when we really need them. the work of the city is very important, and the individuals who keep it going. i really want to thank them as well. thank you. [applause] >> commissioner, we are now on item number 10, discussion of possible action to make recommendations to the board of supervisors on board of supervisors five 120049, appropriating $1 million for the small business rule opening loans program. we have a presentation by the

office of work force development. >> do you want to call for the overhead? >> we will have an overhead or computer press tigers in just a moment. >> good evening, commissioners. my name is holly. i am from the office of economic and work force development. i am here to present on the small business revolving lone fund and the proposed ordinance to appropriate $1 million of prior year's general fund to

recapitalize the revolving lone fund. just a little background. the revolving lone fund is modeled after other lone funds that provide low interest rate loans to persons that do not qualify for traditional financial services. as its name suggests, it is a self replenishing pool of money. as borrowers repay their loans, it revolves back into the lone fund. so it creates the opportunity to lend to new projects. the proposed ordinance to provide -- to proipt $1 million of general fund would be in addition to a wells fargo lone to the city -- lone -- loan to the city.

it is a loan to the city and only eligible for capitalization of lending. repayments from a previous small business lone program >> it gives available capital of $1,283,075. the need to recapitalization, sitting on the small business commission, you know that banks are still holding tight to their money. they are still having a lot of restrictive underwriting. the funding of the recapitalization of the revolving loan fund has been

lent and out the door. so that amount is already spent. that was in 2009 when the revolving loan fund was launched. so the demand for capital is apparent. working solutions gets about 20-25 loan inquiries a month. each loan is for about $25,000. so each month we are looking at $550,000 in inquiries. this need for recapital station is a critical component to our commercial district strategy. we need $1 million because of the volume of capital to relaunch is significant. in 2009 when the revolving loan fund launched, over 283 inquiries were asked of working solutions. if we only set aside $700,000 or so, that wouldn't be enough. we definitely need the $1.5 for

small businesses. as you know, access to credit is critical for start up for micro enterprises and small businesses. our office has an outreach play. we will be working with the small business assistance center, as well as the neighborhood economic development organizations, the renaissance centers, urban solutions, sbdc's, as well as the new job squad. they will be reaching out to the neighbors across the city. getting the word out.

the revolving loan fund's requirements and tournament are flexible. the business must be located in san francisco, have limited or no access to bank loans. then they will be able to create or retain at least one full-time job per $25,000 loan made. that job must be made available to a low to moderate income person. the terms of the loan are up to $25,000 for start ups, up to $50,000 for existing businesses. it would be a five-year term and the interest rates are between 4% and 6%. only working solutions offered loans for this size with such favorable underwriting criteria and terms in the city. >> loan uses are just as

flexible. inventor, capital, purchases, machinery, start up costs and lease hold improvements. a little about our working solutions administrator. working solutions was expected in a competitive r.f.p. process back in 2009 to administer the loan fund. working solutions pretty much handles the entirety of the lending process, for deal flow, loan writing and loan services. also having the loan fund in the non-profit bank's balance statement gives an added benefit. they also access lobe guaranteee program such as california, capital access program, they are an insurance for loan funds. if the loans the fall, there

would be reimbursed. working solutions provides strong underwriting process, technical assistance and both of those have shown a great number for historical charge-offs which is 2.78 compared to 5% of other micro lenders. technical assistance, working solutions provides technical assistance to other clients before and after a loan is made. it provides every business before your presentation to the loan committee. once a client is approved the client receives five years of technical assistance. for the duration of the loan term working solutions and business analysts would follow that client quarterly and review their financial statements every two months. 60% of the technical assistance is delivered post-closing and

that demonstrates the commitment to facilitating entrepreneurs' success. over 85% of boards remain in business for over five years compared to a standard 50% failure rate reported by the fda. we'll go about the revolving loan portfolio. there has been 20 businesses receiving loans from 25,000 to 50,000. it has created or retained 74 jobs. 17 new businesses start up in expansion of 11 existing businesses. moll recipients have graduated to conventional financing to 500,000 -- 5000 iadditional loans. -- lawns. existing and stirrups

percentages. here are some of the businesses that have received the loans. of the 28 anything from caring services out of time, animal services, and children's toys, children's education, if you know 18 rapids, granola. and mission cheese and cake coquette. they create great wedding cakes. this shows the this tradition. it is distributed across san francisco. we still want more in improved such as the southeast sector and perhaps more in district 4 and 7. and this last slide is inspired

by commissioner dwight about san francisco. out of the 283 here make their products in san francisco locally. and heliotrope provides men and women with skin-care and fragrances. that is the end of my presentation. i'm available for any questions you might have. >> i just want to thank you for the presentation. i am happy this is followed by recognition. during my time on the commission, i saw this program from inception. it was a critical time in our economy. this one piece that help people move forward and develop these business plans. of course i am going to support this. i am grateful we are --

workforce development is prioritizing this and putting this money aside. also would like to thank wells fargo for its contribution as well. as we talk about big policy, i would like to differentiate between bank policy and my community local bankers who can be incredibly helpful and wells has a very strong community banker presence in program -- and program here. i think there should be -- they should be commended for being so active in our community. and the only thing i can say is i wish it were to million dollars. it is quite a rate of success that micro lending with the right assistance and correct good underwriting camed demonstrate that kind of loan performance. that is really something. thank you.

>> in either commissioner comments? i want to applaud and support your office that is giving to the city. i appreciate you being here tonight. it has been a long evening. congratulations for making it the distance. thank you. >> to have any public comment? -- do we have any public comment? seeing none, -- >> i move that we support this. >> second. >> roll call? >> moshin to support made by commissioner dwight. on that motion, commissioner clyde, aye, commissioner dooley, at aye, commissioner o'brien,

aye, commissioner wiley, aye. president adams, aye. that motion passes 6-0. president adams: thank you. >> the handout. >> commissioners the next few items, items 11 and 12, we have heard these items prior. for item 11, -- >> let me call the item. this is discussion and possible action to make recommendations to the board of supervisors on board of supervisors years file no. 120084 planning code eating and drinking establishment definitions and controls. >> supervisors, we heard this

under when this file was under supervisor mirkarimi and because he is no longer in office, supervisor wiener is carrying forward the legislation but he reintroduced it as a new piece of legislation. for the record, the commission is rehearing at again. there has been no changes from the first time the commission heard it. this is a pro-forma matter to have a commission -- the commission commit -- continue its recommendation under this file number. commissioner dooley: the one thing i am concerned about comes from my own district which is there is a cap on restaurant limited. we had such a huge amounts of retail coffee houses we have

also had a lament and that category. i am concerned about that one issue which i would like to recommend. with this one request, which would be if an ncd has a specific reason for including a cap on restaurant limited that would be included in this. >> kimmie clarification? it was my understanding this did not preclude those specific neighborhood. >> my understanding is yes. the specific regulations would still be in effect. if -- we can have the planning department in response in terms

of what that is going to look like for north beach under the old restaurant limited. >> i appreciate that when i am writing on page 4. what it says retain existing restaurant cap. i did not know of that was limited to restaurant definition or also to a restaurant limited. >> that should be clarified. >> that is silly thing and wanted to bring up. >> any other comments? >> i am prepared to support this. president adams: we have a any public comment? we have a motion? >> i move that we recommend approval of this legislation with the request to planning that in certain districts,

commercial ncd's, if a restaurant limited had been included in their cap, that should be examined and allowed to continue under the restaurant cap. >> second. >> can we do that with the specifics? >> any ncd that had any cap on what will now be called restaurant limited. >> that was seconded by clyde. >> on that motion, will call. >> commissioner clyde, aye, commissioner dooley, aye, commissioner dwight, aye,

commissioner raley, aye, president adams, aye, commissioners that passes 6-0. >> item 12. >> item 12, discussion of possible action to make recommendations to the board of supervisors. file 111247, planning code, permitting a 5 feet ground floor height increase in the 40x and 50x height and bulk districts in the nc3 zoning district along geary boulevard. >> again we heard this piece of legislation when it was another piece of legislation with supervisor mar when we heard some of the controls around geary boulevard. it was not -- there was a glitch

in the agenda izing. this was separated so the other portion of the legislation could move forward. this is a supervisor mar making sure that portion of their original piece of legislation gets moved forward. the commission voted in full recommendation for this. >> commissioner comment? >> i would move to approve. >> public comment. president adams: do we have public comment? seeing none -- >> who is going with that one for second? recommending approval seconded by