young child and shares the bedroom with the child because she can't move families of 4 lincoln in single room occupancy rooms because - >> thank you. thank you. next speaker. >> hi, i'm peter i'm surprised to hear what the people are saying but i mean home sharing is great and helped me and many people around the world to make connections and be in a city that they love for its neighborhood and cafes and music for the parks for everything so i mean, i came into the city 0 thirty years ago and happy to be in a big victorian home and not

in a hotel downtown and enjoyed that so make this legal, make sensitive legislation about home sharing thank you. >> thank you. next speaker. >> hello, i'm maria i've been a host since 2011 i own a flat in the western edition with a one hundred and 05 square feet room it would be empty with the sofa it doubles as a goiftd room for friends this room couldn't be rented monthly you discovered air b and b-3 years i don't think the money. i help run the annual fund at the school and

one of the few people that chaperone and be there when my children come home. i make enough money to pay for summer camps and our families first dog with college tuition i need to earn the extra money people are concerned the tourists are changing the neighborhood i live between two universities. i'm also next to 3 rehabilitation and tourists bring a positive energy and spend their money locally my neighbors support my rentals and several collect the keys from outgoing guest. i have a friend on limited income that

helps me in the summer. i'm glad to see the world of customers like air b and b it's creating community and building trust among strangers i'm happy my children are exceeded to it in my home. thank you. >> thank you very much. next speaker. >> president chiu and supervisors typing. i've lived in san francisco for 22 years i own a house in noah valley a single-family home the first point one size does not fit all a different criteria that pa pagers and similar sound-producing electronic devices applies to tenant. i think the second point the 90 day cap is misguided briefly my significant other diane each of

us honing own our own home but live together most of the time and split our time between the houses and spend time temporarily and the other times i use the air b and b. in terms of making sure that housing is affordable or houses wouldn't be rental unit i want to be able to continue to support any lifestyle so live in the one primary home. the last pointing point i think there's a meaningful benefit to my community not obey absent from the community but having guests i have a blackboard and it's taken on its own life for the

guests i know there lots of money being spent in noah valley by the guests thank you very much. >> thank you very much. >> next speaker. >> hi, i'm tony and lived in san francisco all my life. i want to point out something glairgz any argument this helps the people in need couldn't be farther from the truth one example a tenant has a roommate that moves out when a tenant can make $3,000 per month from a transient vs. $800 from a rent who is the people going to go in the transient you need short time rentals are you saying you rent to san franciscans not

transients if yes your that making thousands of dollars off those folks. for a second the only parties best thing is not the apartment owner by itself large corporations and second point your stealing from park rangers i'm a san franciscan i other people not joking i pay for my babies dierpdz without any property i wouldn't be able to pay the bills what if we created a law that says the home that each and every one of you have to share your home 3 months to displaced tenants or the homeless i don't think you let be okay with that, i don't know

how you keep pushing legislation i've worked all my life to be able to afford my property that will one day become my retirement you say why not let people earner extra money - >> thank you very much if i can just ask once again, if i've not called your name i'd appreciate if, if you would not be in line we're going to try to have a system when we call names and people get in line it's challenging when people get in line because people that are trying to follow the rules it's a little bit shall we say disappointing for them thank you. next speaker. >> good afternoon, supervisors

i'm david. i live in the burr natural heights naibt neighborhood and owner a single-family home i support home sharing because that's helped me i was able to utilize the sprays in my home they help me to screen the guests i've had nothing but great experiences families have visited areas to be close to to their loved ones especially, when hotels are not available it's been a fantastic situation for everyone involved. i am concerned about the health and safety of my guests and encourage the insurance companies to help. i ask you to expedite this passage in it's

most respect if you execution. thank you very much. >> good afternoon. i'm an insurance broker and have been in the business for 21 years i have a letter that captured on many of my comments. about 18 months ago several of my clients i do want to let you know i sure 10 thousand apartments so they ask me to assess their risks by having air b and b guests into their short term rentals i looked into this and they asked me to transfer the risk or if they had to retain that risk my firm reached out to carries and they were aware of the issue they said of air b and b within

a building 38 they'll non-renew the policy if something should arise they'll end up paying the claim and scalding the coverage they'll jabt it if there's a big claim. the other thing i looked at separate was the insurance it's afforded to hosts by air b and b their host guarantee it's important to note within the host guarantee you're only afforded insurance company if you have an interest also tenant must hold air b and b harmless of the claims furthermore, it states it the tenant must obtain written approval from the landlord in order to use the service so you can see there's

no coverage whatsoever for the landlord or the tenants within the building. do i have more time- >> and so this whole situation with the consultation of policies. >> uh-huh. >> i was a little bit it was suggested if you're a landlord and you let's say have no idea one of your tenants is doing short term rentals and something happens and there's damage or whatever that your policy is going to be scald. that doesn't ring true to me but can you comment on that. >> i wouldn't say what an insurance companies will had had

shiners carries are made aware their cancel. >> so i own a property one of my tenants unboonth to me a fire get set or damage occurs the insurance companies will cancel my policy as a landlord. >> they're telling me they'll defend you and imdiverse i or possibly connecticut cancel. >> for the first event. >> show your like if you have an accident in our car you my lose our coverage that's

different than not covering you for the event. >> i agree with the second half of our statement it's not similar to our car accident if you're cancelled user you're going to have a different time finding another insurance coverage no one will cover you for short time coverage in the building. >> in terms of the future do you see a market developing are the insurance industry responds to demand this is an illegal activity and all insurance companies will not sure this but right now there's a possibility for a market if the legislation passes and it becomes legal and it's illegal currently there

market can generate particularly in air b and b would choose to develop a rofkt policy that appropriating covered the other attendance in the building and the host that's possible it's a large thing to be predictability and have rates and actually so i understand it because i think what you've just said something i understand as well. if we don't pass a provision with an insurance requirement under a illegal previous admissible industry the insurance companies will not create a product the insurance companies don't insure legal elogically activities but if san francisco were to please be advised the ringing of and use of cell phones, this with ations project we're pushing the

insurance industry to provide a service but if we don't move forward with the legislation the insurance industry about not react. >> very good point one the current requirement is for too low to satisfy an insurance carry they want one million basement. that would have to change. >> if i could ask another question if i rented a car at the airport and got coverage for 15 or $30,000 there's a market for it to be for two or three months why do you say a million when you are renting out a home it's worth a half a million with the possibility that home could

burn down. >> the greatest heart burn for the landlord is not the loss of the property by bold injury so you'll exceed one million dollars expect to the insurance company the limits are mandated and within the conception of the lessee relationships it's required to be at a moipdz. >> it's impossible to insure anything less than a million dollars you're telling me something different than other insurance companies we're willing to consider whether we need to race that but it strikes me one of the part of the objections to what we're trying to do here i've heard a lot of

folks talk about the terrible things someone could get murder the whole block or city could burn down but the as a matter of fact, there have been five or six thousand homes in the evening that are put out for rent we've estimated many incidents we have not heard of terrible things the risks are low and the insurance need to help to insure for the real costs of something where the risk is low and fundamentally the risk is low help me said how you get to those numbers. >> let me give an and i nothing something in the west portal that has region ail location

they satisfy the landlords shiners requirement and to the landlords carry insurance has to have a one-million dollar for the guests the million dollars is set by the insurance policy and that's the insurance standard so your point will the liability and the severity of the x important there's a thing called the edges where the keys stuff happens when this crazy stuff happens you need that million dollars i've been around crazy things lick decks collapsing where people in the 20s were hurt that's crazy outside the norman but insurance carries want to make sure that

crazy outside stuff. >> essentially you're saying the short time rentals need one million dollars of coverage. >> right that conform is not dedicated as a high premium you might be able to get a lower premium the rate will be low as well. i think that's an important distinction maybe the push back i'm hearing oh, one million dollars it could end up being cheap when did you say how many in the city per night. >> 5 thousand a night. >> how many overnight buses if you take that and defied it it might be 12 or $15 a night a guest won't mind paying for it

click a bum and $15 insurance for each night that would be to provide the coverage and protect the other tenants and the landlord. >> and i've heard insurance represented talk about there might be a way to do that we won't be able to do that with this prevention but i get behind the we'll wheel of a car and need to get coverage for 15 or thirty thousands of coverage that's a more dangerous activity like someone that is prescreened to live in a host that has an incentive to make sure that the responsible human beings are coming to stay it's hard to understand why one million dollars vs. 35.

>> the severity i agree we won't know there's not enough data i'm not seeing that would cost more than the automobile insurance but right now the coverage for a landlord policy if they rent or sub lease or leased that space is one million dollars that's the standard we could try to change the standard if san francisco out to the rest of the nation. >> okay. thank you. >> thank you. >> good afternoon. i'm peter i live in supervisor chiu's district. i'm a home sharing people i am the founder of the group home sharing of san francisco that supports hosts and about 12 hundred members i want to ask the audience a show

of hands if human resources has helped you stay in the city and pay our management a show of hands. >> thank you. supervisors i want to point out a couple concerns that home sharing has about the legislation. we very much appreciate the leadership of supervisor chiu in bringing up this to the attendance to the board of supervisors. however, if the legislation as written are infected i went through the share document 27 restricted teams on home sharing and plus 21 separate enforcement prerogatives we don't think this process written plus recommendations is near a free pass you've described so far.; moreover, he think the provisions of the enforcement

provisions raise concerns about the privacy but the safety and the security of home sharing and hosts. i think we need to look at the provisions together and not dissipating to make sure it's preserved the gentleman from the planning department said they optional want to know how many nights have been rent in the past but their own document states if the city can't see the information an additional will be to report the data is to be posted prior to the rental. >> thank you. next speaker. >> good afternoon, everyone. my name is non-a wilson i've raised my children in san

francisco. i also worked in the san francisco hotel industry. for the past 33 years. i can afford to live here because i have a good job and but if you let air b and b turn houses into hotels my family is going to have a very hard time staying here please fix this legislation so it doesn't threaten my job and so my family and i don't have to move out. thank you. >> thank you very much. next speaker. . hello, i'm peter. i wasn't sure what i was going to stay but after standing in line thank you very much for taking this is important for a lot of people from both sides of the spectrum and no easy answer so thank you

for doing what you can i trust in the democratic process this is probable the biggest tinge i've participated in moving on i've heard a lot of fear about this it's going to diminish home prices and speculation overseas and a single-family area is no longer going to be that way it's going on technically we're you'll criminals and so that's america things change and the constitution you get to make new laws based on the will of the people gay marriage wasn't legal and it going on and on so see what's going on i appreciate you guys listening to everyone and

let's not table it for fear of not getting our taxes let's talk about it like we're doing and move on because fear is no way to live our life there's no prostitution rings that i know of that have come from air b and b or houseing prices is going up and down let's not be afraid of it but let it work. thank you. >> so i also have been waiting here a couple of hours i'm representing my lovely wife i family in san francisco i've been a resident foreclose to 12 years. and there's a lot of complexity around the issue and

a lot of things to solve i'll agree with making sure that we have constructive regulation from my prospective i'll bring my story forward it's very difficult to live in the city and raise a family. and home sharing has brauth brought relieve from a of him be standpoint for myself i wife as has helped us to stay in san francisco self-we if have home sharing we would have left 6 months ago we want to have another child on the fear of what home sharing provides i couldn't disagree more it's not a profit engine u engine it helps artists and a young professional doing tech or doing services in the city to make ends meet and in my case and

help to pay for childcare and my fear is that i know this becomes over regulated making sure that we don't have that opportunity i believe i heard the 90 day cap and in support of the legislation thank you. >> thank you very much. next speaker. >> good afternoon, supervisors and thank you for the opportunity to make comments will be this important legislation i'm holly a single-family home in the western edition i've lived in san francisco for 16 years hoouns are commented to raising our family in san francisco. my husband worked in the nonprofit sector and we have two children in the public schools we home share when we're out of town in the summer and holidays

to bridge the cost of living gap we use the extra money to pay our property taxes and allows us breathing room for an unexpected expenses like replacing the water heater or the cutting of trees in the fractured we had both scenarios and without home sharing i don't know where that money would come from we love getting to know the guest and they spend money in the neighborhood that is in the freque frequented by guests. i get to know your guest by asking questions by a their work and the purpose of they trip in addition the home sharing site you use verifies their identity, collects the security deposit

and provides a system it goes without saying i want to make sure that people are safe and receptionist fulfill i ask you pass this quintessential and without delay i ask my private information not be made public in a registry it's a safety concern if you have a good enforcement - >> thank you, thank you very much. >> next speaker. >> good afternoon. my name is a arlene i live in noah valley a resident for over 40 years and participate are air b and b and other agrees i want to applaud david and his staff for putting that forward