>> hi everybody, we down here at the /ep is a center which is our pop up space down here in san francisco where we operate a store front to

educate the policy from the home owner who has center which is our pop up space down here in san francisco where we operate a store front to educate the policy from the home owner who has never done anything in the house to the most advanced structure engineers we have working around here. we we're going to here from kelly to talk a little bit about san francisco. how are you doing kelly? >> very well, thank you for having us here. >> in front of us, we have a typical soft story building. when i see this, i think this is some of the most beautiful architecture our city has. a lot of people don't know these are problematic buildings. why don't you tell us about some of the risks he we have in these buildings? >> soft stories are vulnerable in past earthquakes and the northridge earthquake to this type of building and character of building. when we talk about the soft story, what we're talking about is generally a ground story that has less wall or other /pwraeugs to resist the lateral

forces that might be imposed by the earthquake. so we're looking for something that is particularly weak or soft in this ground story. now, this is a wonderful example of what some of the residential buildings that are soft stories in san francisco look like. and the 1 thing that i would point out here is that the upper force of this building have residential units. they have not only a fair amount of wall around the exterior of the building but they also have very extensive walls in the interior and bathrooms and bedrooms and corridors and everything that has a certificate amount of brazing yea it's significantly less country /srabl in those stories. now very often, we get even a garage or storage or sometimes commercial occupancy in this ground story. that very often not only has a whole lot less perimeter wall but it

often has little or no wall on the interior. that wall is the earthquake bracing and so he see very significant bracing in the top floor and very little on the bottom. when the earthquake comes and hits, it tries to push that ground floor over and there's very little that keeps it from moving and degrading and eventually /paoerblly keeping it from a collapse occurring. so we know they're vulnerable because of this ground story collapsing >> is this only a problem we see in sentence france? san francisco? >> no, this is certainly a national problem. more acute in western but more up to california, washington, moving out into other states. this kind of building exist and this kind of building is vulnerable. >> when you're involved with the community safety, this is a

different way of thinking about these types of things. we had a community group of over 100 people involved and upper 1 of them. tell us about * how that conversation went. why did we decide as a city or a community to start fixing these types of buildings? >> there were a lot of aspects that were considered well beyond just the engineering answer that these are vulnerable. and that effort brought in a lot of people from different aspects of the community that looked at the importance of these buildings to the housing stock and the possible ramifications of losing this /houbgs in the case of an earthquake. the financial implications, the historic preserve vacation s implication as you mentioned, these are very handsome looking buildings that are importance to the tourist city ask which make san francisco something that people are interested from outside in coming and

visiting. >> it's such animation story when you think about the 10 years that the community spent talking about this /seurb but we actually did something about it. now we have an order unanimouses put in place to protect 100,000 residents in san francisco and retrospective in 2020. so on behalf of residents and employees in san francisco, we want to say thank you for the work you've done in pushing this forward and making people more aware of these issues. >> and it was a fantastic community effort. >> so in an earth quake, what happens in these kinds of buildings? >> what happens when an earthquake comes along is it moves the ground both horizontally and vertically. it's mostly the horizontal that we're worried about. it starts moving the building back and forth and pushing on it. when you see i'm pushing on it, the upper stiff of the wall stay

straight up but the lower floors, they actually collapse just like i did there. >> luckily, we can put this building right back up where it came from so it's a lot easier. now kelly, obviously these aren't real frame walls here but when you talk about buildings, what makes the property for stiff? >> the easiest and most cost-effective type of bracing you can put in is either put in a brand new wall or to potentially go in and strengthen a wall that's already there where you don't need to have an opening is where you maybe have a garage door or access to commercial space, you might go to a steel frame or other types of bracing systems that provides the strength and stiff if necessary but at the same time, allows continued use of that area. but some combination of walls or frames or other tools that are in the tool kit that can bring the building up to the strength

that's required in order to remove the vulnerability from the building so that when ground shaking comes, it in fact is a whole lot more resistant and less vulnerable. ideally, this story down here would be made as strong and stiff as the floors above. >> if i'm a property owner, what is the first thing i should do? >> the first thing you should do is find professional that can come in and help you evaluate your building in order to, 1, figure out that indeed it does need to be retro fitted and 2, give you some idea of what that retro fit might look like. and third, evaluation and design to help you determine the retro fit requirement. >> well kelly, i can't thank you enough for being here today. thank you so much for your wealth of information on how we can take care of our

soft story problem in san francisco. and you the viewer, if you have any questions, please feel free to visit our website >> here we are at the embarcadero. we are standing at one of locations for the street artists. can you tell me about this particular location, the program? >> this location is very significant. this was the very first and only location granted by the board of supervisors for the street artist when the program began in 1972. how does a person become a street artist? there are two major tenants. you must make the work yourself and you must sell the work

yourself. a street artist, the license, then submitting the work to a committee of artists. this committee actually watches them make the work in front of them so that we can verify that it is all their own work. >> what happened during the holiday to make this an exciting location? >> this would be a magic time of year. you would probably see this place is jammed with street artists. as the no, there is a lottery held at 6 in the morning. that is how sought after the spaces are. you might get as many as 150 street artists to show up for 50 spaces. >> what other areas can a licensed street artist go to? >> they can go to the fisherman's wharf area. they can go in and around union square. we have space is now up in the

castro, in fact. >> how many are there? >> we have about 420. >> are they here all year round? >> out of the 420, i know 150 to sell all year round. i mean like five-seven days a week. >> are they making their living of of this? >> this is their sole source of income for many. >> how long have you been with this program. how much has it changed? >> i have been with the program since it began 37 and a half years ago but i have seen changes in the trend. fashion comes and goes. >> i think that you can still find plenty of titis perhaps. >> this is because the 60's is retro for a lot of people. i have seen that come back, yes.

>> people still think of this city as the birth of that movement. great, thank you for talking about the background of the program. i'm excited to go shopping. >> i would like you to meet two street artists. this is linda and jeremy. >> night said to me to print them -- nice to meet you. >> can you talk to me about a variety of products that use cell? >> we have these lovely constructed platters. we make these wonderful powder bowls. they can have a lot of color. >> york also using your license.

-- you are also using your license. >> this means that i can register with the city. this makes sure that our family participated in making all of these. >> this comes by licensed artists. the person selling it is the person that made it. there is nothing better than the people that made it. >> i would like you to meet michael johnson. he has been in the program for over 8 years. >> nice to me you. what inspired your photography? >> i am inspired everything that i see. the greatest thing about being a photographer is being able to

show other people what i see. i have mostly worked in cuba and work that i shot here in san francisco. >> what is it about being a street artist that you particularly like? >> i liked it to the first day that i did it. i like talking to mentum people. talking about art or anything that comes to our minds. there is more visibility than i would see in any store front. this would cost us relatively very little. >> i am so happy to meet you. i wish you all of the best. >> you are the wonderful artist that makes these color coding. >> nice to me to. >> i have been a street artist

since 1976. >> how did you decide to be a street artist? >> i was working on union square. on lunch hours, i would be there visiting the artist. it was interesting, exciting, and i have a creative streak in me. it ranges from t-shirts, jackets, hats. what is the day of the life of a street artist? >> they have their 2536 in the morning. by the end of the day, the last people to pack the vehicle probably get on their own at 7:30 at night. >> nice to me to condemn the -- nice to meet you. >> it was a pleasure to share this with you. i hope that the bay area will

descend upon the plaza and go through these arts and crafts and by some holiday gifts. >> that would be amazing. thank you so much for the hard work that you do. coming. >> (clapping.) >> good morning and thank you for joining me i'm jose cisneros the co-chair of financial and powerful coalition i want to acknowledge a number of people including beven duffey the mounting evidences about san francisco hometown bank is shocking it reveals that wells fargo used personal information about their

clients to open without their permission and transferred funds as treasurer i'm responsible for keeping the city save and 10 years ago i started the bank an inform program i believe that everyone money is safety in the a banknote held in cash or under a mattress when i learned that protecting people in the city if have basis assess he worked with bans and credit unions to create low-cost accounts without barriers to assess now thousand of san franciscans every year opened their first behind the eight ball through the bank on san francisco and bank that programs in dozens of cities across the country and last year, we annunciations bank think standards for save behind the eight ball with no overdraft fees so after hearing about the actions of wells fargo i met

with an executive to find what information and advise to provide to the san franciscans he couldn't give me basic information including how many san franciscans were effected had they been notified how much recess stews this is unacceptable i'm outrageous on behalf of all customers but for every on bank resident to keep their mean in cash instead of a financial institution given their widespread egregious and potentially criminal action i'm 13u7bd wells fargo from the bank an san francisco program effect immediately >> (clapping.) >> and we can't wait for wells fargo to help people through this terrible experience that's why the balance the community

partners offered free one-on-one coupling for anyone effected started day they can call 9006006 and speak to a qualified council to run their credit report and found out what to do next we want to thank balance for stepping up their phone call will be on the website just to be clear this is a free serve service and anyone will semi you anyone that's why balance is our partner in the program and i give you my word they'll be trusted with our financial information next week i'm headed to washington, d.c. to talk with the powerful coalition at the financial bureau and with members of the california delegation and i'm calling on my all my colleagues to stand

request bank on the other hand, on san francisco police commission we've been the leader in the nation and continue to stand up against financial institutions that breach our trust there are many unanswered questions he want san franciscans to know we'll get answers from wells fargo to resolve negative impacts on your finance now next i'd like to invite andrea if the cancel reinvestment code violation to join me at the podium andrew. >> thank you there are go many san franciscans without a safe bank account spends husband's of thousand of these dollars buying money orders and paying bills and icon all over town and they need to conduct a financial

traction the comboufrt through the treasurer's office and nonprofit have worked to hard to make bank account more assessable to all families including low income and spanish families and another new immigrants who are not familiar with the banking system or historically left out of the bavng system we've made progress as a treasurer mentions last year the national bank on coalition adopted the standards to make those accounts save so people will never face an overdraft fee and low monthly fee can be waivers those are the accounts that people use that work for them and meets their interests wells fargos actions are undermining our work now is the perfect time for them

to not only express sorry and say this is never going to happen again but step forward and do the service for the clients and help them to repair in any damage to their credit we shouldn't have to do it they should be doing it but were thank you to jose cisneros go leadership two many people don't know they've been treated with this way now it is the time to call balance and feud have you paid fees has a new credited been opened without your knowledge and impacted our krrdz were you offered a higher interest rate that question also at our o are calling open the bank reshthsers to restore trust in the work query doing to really for the

banks to step forward and say that wells fargos didn't speak for us we don't look at our consumers and potential fee revenue we're trying to karate this to pad our bottom lines there are so many banks and credit unions that offering those truly save accounts and working hard to meet the needs of protecting families across the back and forth we applaud them and ask them to step up and reassure they are commissioners what wells did will not happen to them thank you very much. >> (clapping.) >> thank you, andreas and introduce shawn the head of our empowerment office and introduce lee phillips the great partner in san francisco and at this time introduce katherine president and ceo of the balance

to explain how their staff is ready to assist folks. >> thank you for being here this obviously been a lot of news in the media on this incident and the biggest thing that concerns us no information for customers and last week to applaud the city of san francisco for step forward and recognizing that consumers that have been impacted may not know what to do and consumers don't know they've been impacted we've set up a town hall free number and help them get access to they're free credit report consumers still don't know how to assess their report and let alone get a free serve a credit report review walk through with that consumers to help them understand how to clean up that

up one of the things that concerns about this situation it is not the credit produces at wells fargo but a consumer opens a product with other institutions did they receive other is recreates has in their credit been impacted we want to work with our consumers to resolve that we, of course, will provide a assistance and resources in terms of how they contact wells fargo we know that consumers don't not review their bank statements so more to look at balances we want to remind and encourage folks to review bank statements where you get them online or paper another piece and in closing to echo this is so unfortunate that we still have so many folks unbanked and those that place their hope and faith in

financial institutions we believe the piece of our job to make sure they understand the process and have the confidence in the safety of working with the financial institution so thank you very much i applaud the city of san francisco the treasurer and my fellow nonprofits that do this work every single day. >> thank you katherine he'll repeat 8007066006 we're handing out a flier with the information that number will be on the sf treasurer.org i canned is enough about the great work and they'll help people going through this difficult time that may have happened in the wells fargo account i'm existing to introduce supervisor campos

david. >> (clapping.) >> thank you good morning buenas dias and thank you to the treasurer he knows the thing again what wells fargo did the damage is beyond the impact on anyone that has been impacted by these accounts those fake accounts it is on the issue of trust because we have been working with the community that has been very distrust of banking institution for a lot of reasons and the so we had to do a lot of work in putting your money into the banking institutions and now we have to redo that work and sort of sea you know what we were not completely right about wells fargo see let me say.

>> (speaking foreign language.) >> so it is very unfortunate but i'm very proud of what our treasurer is doing and it make sense that san francisco will lead the way and proud to be associated with that and thank

you to you and our office for that. >> (speaking foreign language.) >> (clapping.) >> thank you very much supervisor it is great to have our partnership we're trying to let everybody in the city to make sure they, keep their money safe bottom line we want to make sure the city is here to help and our good friends are vertebral to make sure in their money is safe let me repeat number 800706006 please share that information with everybody in our community anticipate your family make sure we have a safe account to keep our money and we're successful financially thank you for

>> [ gavel ] good afternoon, ladies and gentlemen, and welcome to the regular meeting of the san francisco ethics commission for september 26, 2016. before i turn to the agenda, i want to take the pleasure of introducing our newest commissioner, a man who i think is known to many of us in san francisco who has lived here for a long time. the man who has devoted his life to public service. we are honored that he's willing to seven on