but in the toughest of times, martin o'malley has made record investments in public schools, new school construction, and o'malley froze college tuition four years in a row. with martin o'malley, our children always come first. we're back now with more of "today" on a wednesday morning, it's the sixth of october, 2010. we have got a nice crowd outside enjoying better weather than we have seen over the last four or five days, promises to get even better as we head into the weekend. coming up in this half hour, "today's" money 911, if you've lost your job, if you're struggling to pay off whatever bills you can manage, this morning we'll have advice on what bills should take priority. that's very important.

and we'll also be answering your questio questions. and as we move into the cold and flu season, we all know we need to wash our hands, coffer our mouth and get enough sleep. but coming up, we're going to tell you about the five natural ways to protect yourself from the common cold that you might not have known about. >> sitting next to me is probably not going to help. mel gibson's ex speaking out to "people" magazine about the bitter custody battle. she endured jealous rages and was scared for her life. gibson's camp denying the allegations. first ann's on assignment, natal natalee's got the news of the morning. in pakistan, another attack

aimed at a nato convoy taking supplies to afghanistan. gunmen set fire to at least 20 tankers loaded with fuel and killed a driver. "today" the supreme court is hearing arguments in an important first amendment case. the issue before the court is whether it is protected speech when protesters show aunt the funerals of u.s. service members killed in the line of duty. it pits the rights of a father to the right 60s a protester to say what they want. stephen hayes was convicts tuesday in the home invasion. the lone survivor says there is some relief but adds his family is still gone. a sludge reservoir gave way in an industrial plant. the skeleton of a dinosaur

that roamed the earth some 140 million years ago was auctioned tuesday in paris for $1.8 million. the buyer is anonymous european who apparently has to have a very large homes. and prince charles showed off some of his dance moves in india. villagers performed some traditional dancers with him and he joined in. >> i have never seen matt lauer dance. >> not with an umbrella on my head like that. it wouldn't be as good as that actually. mr. rockier? >> i'm not going to go there. let's check out your weather and see what's happening, we'll show you, we have got a tale of two lows, one over the northeast, that's bringing more rain into new england, that's going to be wrapping around into ohio, we're basically looking at the heaviest rain in the northeast and into new england. and then out west, we have got another low over california, >> again today we are going to

see a chance for a few rainshowers. it will not be steady rain, but a 30% or 40% chance of aubrey french hour. >> time for "today's" money 911 where we answer some of your most pressing financial concerns, from digging out of debt if you have lost your job to getting college loans. we have got jean chatzky.

and carmen wong. let's get started. we have patricia right now, she's joining us via skype from california. good morning, patricia. . >> good morning. my question is i'm finally in a position where i can finally pay off my debt. i have federal and private student loans, credit card debt, department store cards, a prepossessed car. and i'm wondering what affects my credit the most. >> what are we talking the most all tote until. >> and patricia, you're late on all of these things. >> i'm definitely late on all of these things. >> where should she s.t.a.r.t.? >> the thing that could actually affect your life are those student loans because student loan lenders have the ability to

garnish your wages. so before you go and start paying money to all of these lenders, i would make some phone calls and talk to your creditors and see if you can cut deals to lower the amount that you can actually owe themover call. because you're -- pick up the phone, see if you can negotiate. this is what debt settlement companies do, but you can certainly do it for yourself and it may save you a lot of money over the long-term. and you should finally also know that these things are not going to come off your credit report immediately, it's going to take seven years for them to roll off, although your credit score will get better in the next couple of years as long as you start paying. >> good luck, patricia, thank you for calling. we got an e-mail from anonymous viewer. my husband and i are buried under at least 30,000 in credit card debt. last january we decided to stop using the cards and pay them off. we are making payments every

month that are as much over the minimum payment as we can manage. would it be foolish to use our home equity to pay off your debt? this massive credit card debt is crushing them. how do they get a handle on this? >> the key question is should in my opinion absolutely not. if i was going to sit here and say five financial principles in life one of them would be do not pull equity out to pay off your credit cards. they dona't change their spendig habits. what should shea do? they should go and negotiate with their credit card companies to lower the interest rates. >> it's very hard to do that directly so. what they should investigate is what's called a debt management plan, they need to go speak with a nonprofit credit counseling group. they can reach out to an organization like nfcc.org.

that organization will refer them to a nonprofit consumer credit counselor. they can get their rates lowered to below 10%. all their payments, even though they're making a little bit extra, it's all going to interest. that's why they're not seeing the debt really decrease each month. >> it's an important distinction between what david was saying and what i was saying, when you're already late, they will negotiate with you, when you're not late as this anonymous letter writer is and that's when a debt management program can actually step in and help because her credit rating -- >> you're in better shape. >> i you're not late because your credit rating is not shot. >> this is from wayne in wilmington, north carolina, he writes recently both of my parents passed away due to hard attacks six weeks apart. they purchased their burial plots many years ago but their caskets and services were a staggering $8,800 each.

are funeral costs negotiatable? >> you did a good thing by writing in and putting some attention on this. yes, a lot of funeral costs are negotiable. go to ftc.gov and put in the search bar funeral. they have a fantastic consumer guy that shows you all the rights, all the different things you can do, for example you don't have to buy the casket from a funeral home. you can buy a casket from costco. so you can save money there, if you don't have an open casket, you don't have to embalm. that's another $1,000 there. you can also have a funeral in your home. and of course you could be like more than 40% of americans say go with cremation which is a 10th of the cost of a full funeral. >> allie, good morning, what's your question. >> good morning, thank you for taking my phone call. i'm currently unemployed and

looking to go back to college. but i can't get fafsa to help me out because i'm in default. what are my options? >> my student loans. >> you can't borrow when you're already defaulted on your student loans, you can't get other federal loans what, you have to do is figure out some way to make six months of consecutive payments on the loans you already have, and then you'll be able to go ahead and borrow some more. >> all right, guys, thank you so much. appreciate it. je jean. if you have urgent money matters and need answers right now, david bach is going to be sticking around for the next hour to give you advice live todayshow.com. there you go. log on to todayshow.com. and coming up next, five ways to keep the common cold at bay, and later, oksana speaks out for the first time about her volatile relationship with mel gibson,

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this morning, five days to fight off a cold. women typically have stronger immune systems than men but still get hit with an average of three colds per year. but there are ways to build up your natural defenses. an internist and contributor women's health magazine. >> could have used this advice a few days ago before i got this cold, but at least it's one of my three of the season. but what are some natural ways that you can stave off a cold? >> we looked a the study that you mentioned that women have stronger immune systems yet they

still get three colds per year, and yet it's well known that washing your hands or using hand sanitizers are a great first line of defense. we at women's wealth decided to explore other options to build your defenses. >> one of the things you recommend adding to your daily diet is a probiotic. >> it does help fend of a cold and flu. it increases the anti-bodes and third it increases you're your t cell count which is the white blood cells that fight infection. and they're very safe, they're found in foods like yoga. i would recommend that you eat a yogurt a day or take culturelle

daily. >> you can just do one tablet a day of the culturelle or one yogurt a day is sufficient. >> boost your vitamin d levels. we always hear about vitamin c being a good cold fighter, but why vitamin d? >> vitamin d is most commonly known for protecting your bones. it produces a substance known to fight viruses. people that were deficient in vitamin d actually got respiratory infections 36% more of the time than people who were low and people who had ample levels actually got better more quickly. >> and vitamin d is actually better when we're exposing ourselves to sunlight. what are some other ways? food you can get your vitamin d

in food as well. >> in supments and dairy products. but what i recommend especially in winter months when it's not as sunny, to take a supplement of vitamin d, 1,000 units a day is the recommended daily allowance. especially in the winter, everyone should take that once a day. >> get a massage. that's a tip we all need every now and again. >> absolutely. >> this helps not only make us kneel better now, but it helps boost your immune system, is that light? >> generally when people are stressed they release a hormone called cortisol. and cortisol weakens our immune system. so go for it, get a massage, but if it is -- some people it's a little costly, it is time consuming, so another option for you, you can get one of those foam rollers and put it under

your muscles and roll up and down on it. that has the same affect. >> does your body good. you're worth it. go for it. we also hear orange juice is good for you, but another beverage you should be drinking more of is green tea. >> switch your latte with green tea. it's loaded to anti-oxants, it's been found to increase your t cell count just like we talked about with the probiotics. these are the white cells that fight infection. >> and also lastly you say socialize with your friends, so how does face time or clocking in with your friends actually help you feel better overall? >> people with a wide diverse social network tend to get colds less frequently. it was found that people that were socially isolated and lonely actually are more prone to getting sick. and it's also thought to be due

to this stress hormone cortisol that we talked about with massages, cortisol is found to be higher in people who are lonely and that weakens their immune system, go out there, talk to people, be socially engaging and you'll lower your stress levels and hopefully get sick less often. >> just don't shake too many hands or use purelle. coming up next, mel gibson's ex tells her side of the story in their bitter custody fight. we'll have more on that coming up after these messages. copd makes it hard for me to breathe. but with advair, i'm breathing better. so now, i can join the fun and games with my grandchildren. great news! for people with copd, including chronic bronchitis, emphysema, or both, advair helps significantly improve lung function. while nothing can reverse copd,

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over the past few months a volatile relationship between mel gibson an his ex-girlfriend has played out like a hollywood drama with questions over who really released those infamous phone conversations to the public. >> oksana is speaking out telling her side of the story in an exclusive interview with "people" magazine. she tells people she was scared for her life and denies leaking those recordings. >> there's two incidents that she talks about the one on january 6 where mel allegedly punched oksana and apparently grazed the chin of the baby as well. and on october 18, when all those angry phone call messages were recorded. >> at one point she says that mel grabbed the baby and said

take her or else i may hurt her. which is really, you know, obviously, we don't know his side of the story here because he's denied that this actually took place. >> and when we hear those tapes that she says she didn't leak, where did they come from? >> she says her sister didn't leak them because she said her sister did have them but deleted them. some had to leak them. >> most people think was he drunk or whatever and she says in her interview she has never seen him drunk. >> and we all know he has a history of that and has very much an addictive personality. it's just real sad. i think most telling is that at the end, she said for the sake of lucia i -- maybe god will forgive him. maybe his daughter will forgive him, maybe we'll all forgive him. sounds like she wants to forgive him and include him still in her

life in some way. >> hopefully this will all work out because at the end of the day, there's a child involved. we have a lot more to come on "today" but fist your local news and your weather. for 25,000 miles. it was always... [ laughing ] that seat's not happening without a big miles upcharge. a miles upcharge wasn't part of the deal. was i supposed to go without my wife? [ elevator bell dings ] [ grunting ] haha, that was awkward. so we upgraded to the venture card from capital one. we've had it with the games. [ male announcer ] don't pay miles upcharges. don't play games. get the flight you want with the venture card at capitalone.com. what's in your wallet? colace capsules stool softener helps ease straining to make going easier. try colace capsules for effective comfortable relief from occasional constipation. find the relief that's right for you and get a $10 rebate at getconstipationrelief.com. but i've got a warm, fresh baked strawberry toaster strudel. see the difference?

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>> live, local, latebreaking. this is a wbal-tv 11 news update. >> it is going to be another unseasonably cool day today. high temperatures only in the upper 50's and low 60s. a mixture of clouds and a little bit of sunshine and a chance for a few passing rainshowers. we will break out of this pattern on thursday. breezy but much warmer. at this point it's still looks at this point it's still looks like a nice weekend.

two governors, two different approaches. even in good times bob ehrlich didn't make education a priority. he increased college tuition by 40%, cut school construction by $200 million, and ehrlich voted to eliminate the department of education while serving in congress.

but in the toughest of times, martin o'malley has made record investments in public schools, new school construction, and o'malley froze college tuition four years in a row. with martin o'malley, our children always come first. ♪ i know where i'm going and i know what to do ♪ ♪ i got a new attitude >> that of course is patty labelle with one of her signature songs new attitude and she will being here tomorrow along with the likes of bill cosby and some other famous faces about a new program on reading. coming up in this half hour, keeping your space safe. do you know that each year 20

million americans are injured at home from ladders to candles and medications. we're going to show you what you can do to protect your family from every day risks. >> if you want to start a discussion or a fight in any bar or any town, just ask who the best baseball player is of all time. our friend len berman is here with his top picks. >> he actually had a blue ribbon commission. >> he's got a panel. >> a panel for picks. >> that's going to start a big fight. and in "today's" kitchen, where's the beef. we got a new take on a classic comfort food, beef stroke november. but we're using chicken instead. first you got a check of the weather for us. >> absolutely, let's show you what's happening for today. we have got more heavy rain in the east. plenty of sunshine in the northwest through the great

lakes and the gulf coast. tomorrow the rain moves into northern -- extreme northern parts of new england. wet weather in the pacific >> we are going to see another chance for a little bit of rain. it will be off and on. a 30% or 40% chance. otherwise, a mixture of clo >> and that's your latest weather. coming up next, protecting yourself in your home by securing your pace. that's right after this. now, in addition to the taste and nutrition you and your family love, eggland's best will proudly be displaying its support

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from falls to fires and poisonings, nearly 20 million americans seek medical attention from injuries they suffer at home. but these home hazards are preventable by making some simple changes. lauren, good morning. you say there are three major hazards in your home. what are they? >> fires, falls and accidental drug poisonings. >> and they could be generally prevented these hazards with some minor adjustments in the

home and not a lot of expense? >> it's very easy to do to make sure that you and your family stay safe. >> let's talk first about home fires and burns. and one thing you've got to do is make sure that your smoke alarms work and they're up to date. >> you want to test them once a month, replace the batteries once a year. what's really surprising is that you should replace the system entirely every ten years. and these newest models are wireless and interconnected. >> why is that so important? >> when one goes off they all go off. that's especially important in multi-story homes. >> if the fire is starting in the basement, you're not even aware of it. >> when you're worried about being a heavy sleeper, you may not wake up. you have bedrooms on different floors, this will make sure you hear it no matter what? >> and these are carbon monoxide detectors as well? >> that's right. >> and candles that look so beautiful and romantic, but you say it's a real hazard in the

home. >> candles cause over 15,000 home fires every year which is not a small number a great alternative is these battery operated flameless candles. they look great and they're not expensive and you don't have to worry about running out of the room for a second or kids or dogs. >> not quite as romantic, but they'll work. >> especially in a jack-o-lantern. >> especially for people as you get older too, major concerns for them. >> people of all ages experience falls, more than 1 million over age 25 every year. >> i have actually done this, where you're carrying the laundry up or down the stairs and you kind of slip and fall. so one of the things to do is you want a good hamper, a good laundry basket. >> downsizing your laundry basket. you want to make sure that

you're not carrying this huge basket. if you can't see your feet, it's more of a recipe for disaster when you're going up and down stairs. >> if you can't see your feet, great. another thing is ladders. ladders are a huge problem. a lot of people have accidents on ladders. so what are the right ways to really get on a ladder and make sure that, whether you're unscrewing a light bulb or whatever you're not going to injure yourself. >> you never want to use the top two wrungs of the ladder. if you find yourself wanting to get up here, you need a taller ladder or a taller person. you need two feet and one hand to make sure that you're as balanced as possible. >> okay, medication errors, serious issue for a lot of people as well. so how can we make sure that people are taking their medication the right way? >> accidental drug poisonings send 2,000 people to the

emergency room every day, so this is not a small issue. the first thing you want to do is you want to do this tonight, whether they're prescription, over the counter, supplements, vid minutes. you want to check and make sure that these drugs are not interacting. >> and you also say you can call your poison control center if you can't get face time with your doctor. >> say it's late at night and you want to take a decongestant for something but you're not sure if it's going to interact with the prescriptions you're taking, you can't call the doctor, you can't call your pharmacist, the poison control center is a great resource. >> and you say keep tabs on things that contain acetaminoph acetaminophen. >> it's safe, but it's in a number of drugs so you have to be careful that you don't overdose. it's not just in tylenol, but

it's in multisymptom cold and pain relievers and vicodin and percocet. coming up next from ruth to rodriguez, the best baseball players of all time and then a little bit later, a new take on beef stroganoff. but first these messages. for a. then we made lunch for the neighbors. thousands of turkey burgers on us. to show people there's a burger that's as lean as it is delicious. it's really good. he loves the turkey burgers. if i can give her something that's good for her and lean, i'd totally make this for her. ancr: make the switch. look for jennie-o at a store near you. have you tried honey bunches of oats with real strawberries? wow. it's seriously strawberry. they're everywhere. it's in the bunches, on the flakes, even real strawberries in the mix. can i have some more? honey bunches of oats with real strawberries. it's delicious. nobody does it quite like us.

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to activate sensory receptors. it helps block pain signals fast for relief you can feel precisely where you need it most. precise. only from the makers of tylenol. it's an age old argument, who are the greatest baseball players of all time? an award winning sportscaster wants to end that debate. >> it's called the 25 greatest baseball players of all time.

len is here to tell us who made the roster. you didn't personally pick because you had a hard time narrowing down your choices. >> i did, i scribbled out all the famous names and i was well north of 30. i said okay, punt, can you do that in baseball? bunt. so i sacrificed. i came up with a blue ribbon panel. i have journalists, former players, front office workers and they voted. so blame them. >> do you agree with most? >> well the two that just -- first i was surprised that yogi berra didn't take it. >> that's what's more interesting who didn't make it, sandy koufax. >> do you have to tell everyone? don't buy the book because clemente is not in here. you go around promoting your book and i spend most of the time defending what's not in the book. and koufax, that story, the

panel felt he just didn't have a long enough career. >> you didn't rank the players, but you would you consider babe ruth the best of all time. >> he had his first world series start in 1916. the lastest complete game in world series history. >> speaking of that, the only active player to make your 25 is alex rodriguez. >> controversial. >> very controversial. >> how do explain to kids in the book that he did admit to taking performance-enhancing drugs and people thought he cheated. i think the panel felt that his talents rose to the level that it didn't matter what he did. they penalized people like barry bonds because thfor taking ster. >> pete rose, he's not in the hall of fame, not at

cooperstown, but he's in your book. >> i agree with that one, i have always been a pete rose fan. nobody's gotten more hits than he. i'm sure there are a lot of bad guys in the halls of fame all over the place. i leave the moral judgments for the higher authority. >> you have a perm favorite, mickey mantle? >> the mick. >> i got to know his family and i still talk to his son. i later read that he only answered fan mail from young women. i have no idea why. so i said to the mick, you answered my autograph request. he says, yeah you must write like a girl. my hero. mickey mantle. >> how many of the other top 25 have you met? >> i have met 13. i would love to meet stan musial. i have met 13, but that's

amazing. i have met some in the past like joe dimaggio. >> in the meantime you guys have set up a great website which is entertaining and an online college. >> i send out a free daily e-mail. i all it len's top five. >> it's that easy, that's sports.com. i mix in a few spanning world highlights. so i had fun with it. >> what you're also now having fun with, you're now a granddad? >> thank you very much. a shout out to eli. >> he was one week old and he got an autographed picture from eli manning. >> eli to eli. >> it's fun stuff and i hope he likes the book. >> this is great, by the way for all ages, right? >> especially for kids, if you want to learn about the history of baseball. the 25 greatest baseball players of all time. coming up next, in "today's" kitchen, a hot chef with a warm

coming up next, in "today's" kitchen, a hot chef with a warm

i'm frank kratovil and i approve this message. the real andy harris. buried in his website - a promise to replace the tax code with a 23% sales tax and eliminate the mortgage interest deduction. a bush tax panel said families would pay $6,000 more a year. a reagan tax advisor calls it a very dumb idea. but that's not his only bad idea. harris was the only senator to vote against expanding the child care tax credit and against the state's cancer treatment program. andy harris' extreme ideas will cost us.

this morning in "today's" kitchen, a new take on the classic dish, beef stroganoff. how it can be just as delicious, a little bit better for you using chicken in stead. what was the inpicture ration for this? >> my new book is really about twisting classics. i'm all about twisting classics, really making them something that's healthy, you know, quicker, easier. but also -- >> and this is a little more economical. >> a little bit more budget friendly, but also looking at, you know, what is is it, we're getting into the fall, we're starting to cool down, we got to warm up some with these dishes and this is all about comfort food.

>> you're using chicken thighs here. >> i'm using chicken thighs. everybody goes straight for the chicken breast, again they're budget friendly and there's a lot of flavor. you dice them up into small bite sized pieces. you cook it up, brown it really nicely and then take a mosala. deglaze it. get all this really good stuff off the bottom of the pan is what deglazing is, and then adding in some chicken stock. add in some chicken stock, let that reduce, and then i whisk in a little bit of dejohn miscard there. a little acid flavor, a little bit of braun aniness. and fresh teragon. so then you move down, and what i do is i take everything out of the pan, i've got the chicken

here, let my sauce start reducing, so you get this nice syrupy texture to it. then i'm going to add in a light sour cream. you can use light sour cream, and i know you like to eat healthy. >> i like to eat unhealthy, too. but if you can alternate them. there's nothing wrong with that. now you've got a nice creamy sauce. >> a nice creamy sauce and i'm going to add my chicken and my shallots too. you want those pan juices in there. you simmer five, ten minutes and you're ready to go. you can serve it on rice or brown rice if you want to get even healthier, but i like the classic egg noodle. there's nothing like serving it on the egg noodle. >> you should have a spoon that has a bottom on it. >> there you go, you help me out there. perfect. that's amazing.

>> that looks like perfect food for a cold, right? >> it is. >> it's like chicken noodle soup without the soup. >> you put mushrooms in your stroganoff. >> it is classic to have a little mushroom in your stroganoff, but this one i added a little lightness. >> you just want that sauce. al's all about the sauce. good thing i used light sour cream. >> very good. and this is fantastic, again, fall is coming around and it's all about comfort foods, all about yummy dishes, but we also don't want to hibernate and bulk up. >> coming up, oscar winner here ahere --

>> live, local, latebreaking. this is a wbal-tv 11 news update. >> it is going to be another cool day to day. high temperatures only in the upper 50's and maybe the 60's.

not going to help much with the temperatures. we will break out of this pattern and it will turn nice going into the weekend. i'm frank kratovil and i approve this message. the real andy harris. his past attacks have been called deceptive, his new attack, false. harris voted for deregulation increasing our electric bills by 72% it's not surprising, harris always sides with the big guys. he opposes cracking down on wall street and supports tax breaks for companies

that ship jobs overseas. harris even opposed making big insurance cover cancer screenings. andy harris' extreme ideas will cost us.