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3 3 we're following breaking news, this morning.right now, howard county police are on the scene of a train derailment in ellicott city. city.this was the scene when our crew arrived.it happened at frederick road around 11:45, last night.we're told coal cars are trapped underneath.information is limited at this time about how it happened...or if anyone is injured.we'll pass along those details to you, as soon as we get them. they were layed off... and now their benefits are about to end.thousands of steel orrs from sparrows point are wondering what's next after their company was sold. sold.megan gilliland is here with more on the one thing good morning guys,just last week... spaarows point.. was sold to a liquidator for 72

million dollars.for the thousands of men and women who worked here... the only hope now... is that the liquidator will sell the mill to another steel company that can put them all back to work again... and soon. 1.20.34 joe rosel, union president: "let's stick together, and make sure sparrows point survives! are you behind that?! (cheers)" (cheers)"those cheers were heard inside and outside the bingo hall last night... as hundreds of union workers met to talk strategy.they believe sparrows point has one of the best blast furnaces in the country... and because of that... they ired a consulting firm to market the plant to potential buyers. joe rosel, union president: 1.41.23 "failure's not an option for me. in the war of 2012 for sparrows point, failure'' not an option for me."brock wilson: 1.27.20 "it's sad, but that's the state of industry in america." is the backbone of the "this country. we make steel, been making steel for over 1000 years. these people want to work and we put out a good product. we just need a good ow" owner."and they need ne fast. workers learned last night

that their health benefits will be ending at the end of the month. they were given information on cobra plans and government assistance to help out just in case.i'm megan gilliland, fox45 morning news. a prince george's county police officer is killed during a police chase monday. monday. 23-year old adrian morris died when the cruiser he and his partner were in went off interstate 95 and into a ditch near beltsville. police say two officers were trying to pull-over a car ... believed to be involved in a theft.police say morris was an officer for two-and-a-half years... but had been involved with the department since high school. vasquez says: "and i thought he was ok. i thought he was breathing. i didn't know what his status was. he oved his head, i thought. i didn't know he didn't make it." it.""he was an explorer at dissrict six. that's why this district station is taking it so hard, they've known him since he was 15-16 years old. old.the other officer is expected to recover.police are

still looking for the car they were pursuing.it was a silver acura... with temporary maryland tags.anyone with information is asked to call police a higg school basketball star is accused of attacking his ex-girlfriend... and today she's speaking out. made a name for himself has - playing for patterson high school. but on friday, he was arrested and charged with domestic assault. police say he pushed his ex-girlfriend.. and mother of his 5-month old child, to the ground.. then kicked and punched her. since carr's arrrst... treshonda williams says she's received threats for filing charges against the player. (williams) "honestly, aquille is a good person and i don't know what took over him that day. but i know that's not him, i don't want anything elle to happen at this point. i just want the safety of me and my daughter to be fine because.. all these threats.." threats.." carr's famiiy members deny he did anything wrong. meantime, we've learned e-s-p-n has dropped carr from an upcoming all-star lineup this weekend. he

was scheduled to play in the "under armour elite 24 national high school showcase" in california.. a sailor from edgewater was among those killed last week phen a u.s. military helicopter crashed in afghanistan.petty officer first class patrick feeks was among seven americans and four afghans killed during the firefight with insurgents on thursday.28-year-old feeks was assigned to a naval sppcial elkton police arrest a man for beating another man to death inside the acme grocery store in the big elk mall.police say 42- year-old troy kelly approached a 55- year-old man from behind in an aisle and started beating him.even slamming his face into the floor.he only stopped when a bystander intervened.the victim was pronounced dead at the hospital.police have not released a motive. family members remember a young woman ... found murdered in pasadena. they held a vigil, monday nnght.... at the dunkin donuts in brooolyn park.... the last place jessica lynn was seen alive.

she was reported missing in may... then earlier this month, her remains were found behind a shopping center on ritchie highway. her relatives are asking for help in solving the crime.... which they say has devastated jessica's parents. "its totally broken everyone's hearts, it really has, to see my brother in the pain that he's in, to see ann, the pain she's in, and everyone around us, the pain that they're in- its totally heart broken." broken."jessica was 20 years old, but had the mentaa capacity of a 14 year old.... police believe she died from truama to her upper body. a man found dead in the inner harbor is aising questions about the status of the city's dive team. baltimore ácountyá divers had to be called into lead the rescue effort this weekend because the ácity'sá dive team is suspended. that's because offa near fatal accident last year. but the city insists that a dive team based closer toothe incident would not have mattered in this case. 14:41:50"when someon is found not breathing they literally hhve about 4 to 6 minutes

before any type of recessitation efforts are implemented before they are ccnsidered clinically dead." currently re-training city divers.there is still no word on the identity of the man found in the inner harbor or how he got there. university of maryland have signed a petition...to get rid of the chick fil a... in the food court. court. they are angry over the company president's anti- gay stand. however, students we spoke with, seem split on the issue. (heather hicks)"i probably wouldnt sign the petition only because i like to eat chick fila and i like that its conveneint to have it here. but i think its great students are getting involved" the student union director tells us , she plans to have a meeting to address the students concerns on this issue. they have less toogive... but one study finds middle class americans are more generous than the wealthiest one percent. percent.on average, households that earn less than 75-

thousand-dollars a year donate more than seven-percent of their discretionary income to charity. people who make 100-thousand-dollars or more give away just over four- percent.the findings are based 2008 i-r-s records. michael phelps' agent believes the olympic champion from baltimore... won't lose any of his medals over a photograph controversy. controversy. we first reported last week the photos ... like this one.... were leaked online in july from an ad campaign phelps did with designer louis vuitton.the piccures were not supposed to be published until now... because of a rule that puts limits on olympians from appearing in ads for non- olympic sponsors.but phelps' agent says... the swimmer shouldn't be in any trouble because he didn't authorize the use of the pictures. apple is now the most valuable company... ever. ever.the company's stock rose to a new high monday... breaking microsoft's rrcord set in 1999 at the height of the "dot- com" buuble.apple's value is now 622 billion

dollars.the company was worth less than 10 billion as recently as 2004. if you're planning on upgrading to the new iphone 5... now is the time to dump your current phone.the trade- in value of older model iphones will drop in about two weeks... so if you trade it in now.. you'll get more for it. and you don'tthave to live without a phone to do it.most trade-in services will guarantee a price for up to a you have the new phone in hand - before handing over your old one.the only catch... the release date of mid- september is still a rumor.apple hasn't set an official date. are showers looming? looming?meteorologist sseve fertig will tell us whether you need to take an umbrella with you today as youuhead out...next in your skywatch weatter forecast. forecast. 3 ((break 1)) 3

a shocking sight in silver spring... after a bus crashes into the side of a home.there were at least ten- to- fiiteen people on the bus... and people inside the house at the . time.only minor injuries have investigating how the bus ended up taking such a wrong turn. 3 ((2-shot toss to weather)) ((ad lib meteorologist))

3 (((raffic reporter ad libs)) map mw2 map fiber map bel air

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3 3 we're busting those money mmths. myths.some of the biggest mistakes you make trying save money....and some real ways to stretch yoor dollar. ((buup out)) ((break 2)) [ radio ] it's a scorcher out there...stay refreshed!

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shoppers are looking for new ways to save... bbt there are plenty of pitfalls.in our cover story - melinda roeder examines commmn "money saving myths". and has some expert advice about how to make the most of your money. money. (cover with shots of coupon clipping) 14:00:17 "i tend to are really pricey like diapers and when my daughter was drinking formula."(up full) 13:58:40 "you feel like you're scoring hen you find a great deal!"aime voith is a thrifty shopper. she even blogs about her money-saving adventures. 13:56:25 "and i'm constantly looking for fun, affordable things for families in the area to do."herrpractical expertise landed her a job in the online field of frugall finds.she works for the website - certifikid.14:16:47 "it's the only daily deals website in the midatlantic that focuses exclusively on family deals."online bargains have become big business - thanks to national sites like groupon and livingsocial.and shoppers ácaná save a bundle.

but money experts warn there aae potential pitfalls too. 15:11:44 "it's the thrill of the bargain. "doctor mark johnson is a professor at loyola university - who studies "behavioral finance." he says many shoppers are easily lured iito buying stuff they just don't need -- or can't use it before it expires. 15:12:05 "if they don't need it... was it worth it?"it's a similar trap when it comes to certain warrantees - and buy-back programs.many stores offer them for electronics. but he says they almost never pay off.15:14:19 "warrantees in general for electronics.. they become obsolete so quickly." what about rewards programs - like loyalty incentives.... or credit card points???14:26:01 "the average household has 18 loyalty cards."liz crawford wrote the book - "shopper economy" -- based on years of experience in marketing - and helping businesses build a customer base.knowing that digital deals aren'ttjust a trend.14:33:04 "i really do think this is the new normal."

she says too many shoppers sign up - but then never use programs to their full advantage - leaving value - on the table.14:27:52 "when i say on the table, i mean in the form of unused product and unused services, unused gift sites ike points-dot-com will let you trade some of that value for cash. or you can just give it away.14:30:00 "you can actually donate those points."but she estimates americans let about 12-billion dollars a year - go to waste - by doing nothing.so how can you tell if you're signed up with the best credit card or rewards program?15:13:09 "i like websites such as bank rate dot com... cash back." and what about the 3 old-fashioned methods for saving money???like buying items on sale? turns out, stores will often raise their prices shortly before marking them down.so you're better off shopping around - on the internet.14:04:57 "i'm a big

online shopper and that makes it so easy to compare prices online."and know how to work a good sale - by understanding store policies.14:04:15 "a lot of times they'll have these deals like - buy 10 spaghetti sauces for 10 dollars. you don't have to buy 10 spaghetti sauces. you can buy one and get it for a dollar."and all our experts agree - it's important to stay focused on what you need... 14:01:07 "i go to the grocery store with a list."but it's o-k to leave a little wiggle room in the budget for what you want. that's the real payoff for being money-wise when you can. 14:18:05 "ttere's 50 percent off jellystone park." the experts say it's also wise to use your smart-phone as a personal shopper. use it to compare prices and sign up for apps at your favorite stores. they'll send you coupons and you'll earn points faster. coming up.. up..the surging orioles open up an important series in texas...and the ravens' kicking battle continues...

those stories next in sports. ((break 3))

there are projects. and there are game-changers. those ideas that start with us rolling up our sleeves... ...and end with a new favorite room in the house. and when we can save even more on those kinds of projects... ...with advice to make them even better... ...that's a game-changer in itself. more saving. more doing. that's the power of the home depot. get flooring for every budget with pergo gunstock oak laminate for just $1.88 per square foot.

bruce cunningham has fox 45 morning sports. sports. 3

coming up in our 6 o'clock hour... the list of the top ten .. best places to live in america is released.find out the maryland town... that made it! [ male announcer ] there's chicken

and there's juicy chicken hellmann's is the secret to making parmesan crusted chicken so juicy so delicious it's your secret to making dinner disappear hellmann's. bring out the best