hi, everyone, and welcome to "on the money." i'm kelly evans in for becky quick. getting hacked at home. how information on your own omputer could be stolen by sophisticated thieves to demand payment to get it back. the rise of ransom ware. and breaking barriers with women on wall street but not in the way you might think. shaerting a different kind of glass cerealing. >> a life changing tool for families with special needs kids. how it works and why it might make the future more secure. >> it is a bonus. it is a benefit. it is a win-win. >> and pop and pour. finding the best summer wines on a budget. we'll put a taste test. "on the money" starts right now. >> this is "on the money," your money, your life, your future. we begin with ransom ware. it is what hackers use to steal

the valuable information on your computer and literally hold it for ransom. orde to pay them to give your information back to you. you naturally expect banks and hospitals or the rich and famous to be the obvious targets and they are, but andrea day found a target that was recently an unusual one. a nascar team. that isur o cover story. >> a up and coming nascar team days away from the race when the crew chief's laptop went haywire. >> i got a message sayingha tt my files were encrypted. >> everything locked up. >> everything that we do, everything is on that computer. >> the team had been hit with a rand so many ware atta.ck first they send a virus that kidnaps the data on your computer and next they send you a ransom note. and they say your files are incrypted and the only way to get it back is to pay a ransom. >> and according to the fbi, these are skyrocketing and hits towns and fools and hospitals and with law enforcement

virtually powerfu tlo stop it. >> special agent will bales handles ransom ware nationwide, but while it is tough to tell where it comes from, it could infect your computer through a simple e-mail. >> there is no way of decrypting the files without that key. >> the haerks de -- hackers demanding payment, in witness coin currency that can't be traced. the team hunkered down to figure tou what to do. at risk, hours of data worth millions. >> wind tunnel data, past track data, all of that is priceless. i would have done almost anything to give that information back. >> they decided to pay the ransom, using a special bit-coin atm. and after hours of waiting -- >> it was a huge relief when we got the key. >> everything came back. >> but he said even if you do pay, there is no guarantee. >> they now know you are susceptible and want to pay them. >> so what can you do? well the fbi advises against

paying any ransom, even small amounts like the nascar team did. affording to the feds, having a secure back-up is cr so you could restore the files on your own and never open an e-mail attachment unless you know exactly what m andrea day money." >> the nascar team came forward about at tack to raise awareness. joining me now about how to protect yourself israth cool, the ceo of brain link. welcome. >> thank you. >> the fbi said don't pay it. you are saying, a lot of times, you have to. why? >> as an law enforcement agency, they don't want to encourage the criminals and the law enforcement can't say give into the muggers, but it is like mugging. you don't call the cops every time you get -- somebody mugs you on the streets of new york. if you don't have proper back-up and you need thenf iormation back, then paying the ransom is the right thing to do because it is your data that they have locked up. >> it is critical. i imagine they could ask for almost anything. but wtha are the sums typically

involved. >> the criminals are fairly smart. they have got a really good business model. we've seen anything from $500 to several thousand dollars. generally telling them to be a victim. if you are like nascar, they will charge a high ransom fee and if you are a hospital, they will charge much larger. if you are just a patierent at e with baby photos, they will charge a couple of hundred bucks. they want to make it as painless as possible because thousand how they raise money. >> and the nascar team came forward because they wanted to raise awareness. rou widespread is ransom ware. >> it is the biggest epidemic because iist easy for the criminals to make money, they are making money hands over fist and a low-risk proposition for them and it is a business in multiple countries and it works because it takes advantage of three key factors. our natural human desire to be lazy, people don't think about cyber security and thinks i'm too small, i'm just a mom at

home, i'm just a small business owner. >> what do people do to protect themselves, how are the hackers getting in and getting my information in the first place. >> the most common that we see is actually infect the websites. the criminal organizations, they are making millions of -- hundreds of million dollars of dollars and they are buying ads on real networks. >> do the networks themselves know about this? could they be on the hook for this happening. >> not a question i could answer. there are fine nuances of law there. we're just selling ads and we do due diligence but the reality online advertising and policing, there is no regulation in the online industry. on television, you can't advertise cigarettes during primetime. there are drugs and things you can't advertise on tv. >> and i find when i'm on a website, i click on something accidentally. i don't mean to click on an ad but i'm trying to get to the content i'm looking for. >> right. so install an ad blocker on your browser. the publishers and the

newspapers don't like it, you can't but it is not like advertising on tv and the newspaper. reading an ad on newspaper doesn't get me infected and watching something on tv does not put me company at risk and watching online is literally letting someone else's code run on your computer. >> and what about e-mails. bype oning attachments, is that another way in. >> that is the second biggest vector. the first is online ads. and the second is e-mail. and we've seen alo fod of fake invoices, payment requests. you have to train yourself, if you don't do business with american express, don't open the american express invoice. >> another hack making the headline this is week is russia -- apparently russia's hack of the e-mails from the democratic national committee. what is your take on that? >> we don'tno kw who did it. could t could be the russians or it could be a number of r organizations but we do know that mooe-mails were leaked ande

seeing that across the industries. now the attackers are using information theft in multiple ways. they could hold it for ransom with ransom ware or if they are larger actors or a large corporation, it may be your competition hacking you. a few weeks ago a story broke where research everts caught up with the -- researchers caught up and said why are you charging so low, $15, and they said because one of the competitors paid us to do it. hacking is a businessnd a not illegal in most countries. >> thank you for joining us this week. fascinating. up next, a special way to save for families with special needs kids. a new tool that could mean money in the bank. and later, from prison to wall street. a star from other is the new black has a story about green and glass ceilings. and as we go t we look at how the stock market ended th

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[sfx: bong] now, here is a look at what is making news as we head into a new week "on the money." america's economy was weaker than expected in the second quarter of the year. the gross domestic product came in at just 1.2%. that is about half of what was predicted. consumer spending was pretty strong while housing and business investment were weak. the dow caught its breath this week with four straight days of declined by thursday. after setting new highs earlier e nasdaq nears a 52-week high on thursday and stocks were mixed on friday. the janet yellen fed federal reserve did what it was expected to do this week and left interest rates unchanged and it did say risks to the economy has diminished and unless the post was for a possible hike in september. and your next barista, the

company announcing it is relaxing dress code which allows fedoras as well but still no hoodies and the familiar green app ron stays. families with disabilities have a difficult road but there is a new tool when it comes to saving for the future and after years in legislative limbo, states are getting these programs called able accounts off the ground. sharon epperson has story of how one family in suburban chicago is jumping for joy. >> 11-year-old maddie gillespie is curious and outgoing and loves playing in the backyard. >> maddie is money an amazing kid. >> reporter: her parents are like many two-career couples. busy juggling work and raising three children, including maddie, who was born with downs syndrome and may continue to have special needs as we gets older. >> we want her to work and be

engaged and do what makes maddie happy and with that we have to consider her financial future. >> taking advantage ever a new way to save known as a able account may help. designed for individuals with disibles they are modelled after 529 college saving plans. ohio, tennseese, nebraska and florida have open programs for enrollment so far with several more expected to do so by the end of the year. in most cases, families will be able to choose any state's plan regardless of where they live. able accounts are available to individuals who have been diagnosed with a qualifying disability before age 26. and they have many advantages. families could contribute up to $14,000 a year and the money goes in post-tax and is withdrawn tax-free for qualifying expenses including education, housing, transportationt and employment support and other services. >> for the first time saving tax-free for families with a special needs number and they could allow the ability of the

family to maintain the benefits for a child of special needs if they are working without jeopardizing the government opportunities they would otherwise have. >> special needs families rely on medicaid and supplemental security income but the benefits could be reduced if an individual has more than $2,000 in assets. now with able accounts families could save up to $100,000 for loved ones before losing part of some key benefits. a promising strategy to help families like the gillespies save more. >> having an additional savings opportunity for your family member with special needs is just a bonus. it is a benefit. it is a win-win. >> for "on the money," i'm sharon epperson. >> a win-win, not just for the gillespies but many families across the country. advocates expect at least seven more states to launch their programs this year. as of now, only oregon has officially given an enrollment date which is this december. up next we're "on the money." ambition and betrayal and billions. a new thriller takes you into

the cutthroat world of wall street with a twist. and later, the perfect fine for your summer getaway at a i approve this message. donald trump: i could stand in the middle of 5th avenue and shoot somebody and i wouldn't lose any voters, okay? and you can tell them to go f--- themselves! you know, you could see there was blood coming out of her eyes, blood coming out of her wherever... you gotta see this guy. ahh, i don't know what i said, ahh. "i don't remember." he's going like "i don't remember!"

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now. use your desktop or your smartphone and it is fast and friendly. find classics, preo cars all on list.cars.com. i like money. i do. i like numbers. i like negotiatg.in i love a challenge. turning a no into a yes. >> that is a scene from "equity," a new movie that challenged the walstl re glass ceili there has never been a woman ceo. it is directed and written by and starring women. two of the actors also produced the movie. and they join me now. welcome to you both. i appreciate your time, sara what, did you learn in doing the research for this project? >> oh, gosh how hard it is to work on wall street. it is fascinating how hard these individuals work. >> well it is a tough business. and you go from doing a project about prison to a project about wall street. any parallels there?

>> exactly. the same. no -- >> all of the people are either going to prison or should. >> one of the things i'm really happy about is working on murder, these amazing women who run a show where so many women are leaders. and they really inspired me. and it has been so exciting to be able to give opportunity to so many women in this. a>>nd you are bringing up an important point, sara, is that wall street doesn't have the best public image these days but you mentioned what you learned first and foremost is how hard people are working. is there anything that surprised you as you dug into the material and spoke with women on wall street. >> totally. what surprised me is women felt they had to hide their pregnancy if they were up for a promotion or bonus season because if they disclosed they we are pregnant they either wouldn't get the promotion or get paid enough and we put that straight in the air acter in the script. and also the certainly level --

women get to a certain level and they cannot break the glass ceiling. they just don't go any higher. >> and whats iincredible the parallels across corporate america and across our business. and what has been amazing is women coming to us afterwards, from all different jobs and saying to us, oh, my god, you told my story. it was -- i was kind of nauseous, but i felt so rewarded. >>hy w was it that it felt like now was the time to tell? were you looking for strong female characters with the election cycle in mind, was it to shatter misconceptions, just to give good quality work to some of the more complex female characters. >> everything. yes, yes, and yes. and sara came to me with this idea about what about a woman on wall street and i wasn't that interested and i started talking to the women and talking to friends who consult in this world and hearing their stories, i felt like truly hearing the

inequity, i felt like we had to tell this story. to help make change. >> and we just wanted to show complex ambitious women on screen. what will any woman go through to get what they want in life if they are ambitious and let the audience decide how they feel about that. >> it is compared to a female version of wolf of wall street. i'm not sure that is the correct way to view this but how would you describe this project? >> i would describe it as the most realistic wall street movie that depicts the post financial crisis with regulations and entertaining thrille coffee aft, you should say, huh, isn't that cool that it was directed and produced and starred women and what is most exciting is men love it. >> that is the really fun thing. >> because there are three hot brads. >> it could be a chick flick but it is a good date movie because guys love it. because it is a thriller.

>> thank you. sara and alicia for joining us. "equity" opens this weekend in new york and l.a. and nationwide in august. and up next, the news ahead. and it is not just white winess. how to pick a bottle of red without getting burned. the best bargain bottles. you wished upon it all year and now it is finally here. the mercedes benz summer event is back. with incredible offers on the mercedes benz you've always longed for. but hurry, these shooting stars fly by fast. lease for $579 a month at your local mercedes benz dealing. mercedes benz, the best or nothing. >> i enlisted in the army in 2005. i went to iraq three times and afghanistan once. she's the culprit that ripped

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here are the stories coming up that may impact your money this week. we're in the thick of earnings season. proctor and gamble will report and cvs and kraft heinz and tesla motors. on monday we get the index and looking at the manufacturing sector. on tuesday report of july sales number and the health of the consumer with personal income and spending numbers for june. thur brings factory orders for june an on friday the labor department releases the jobs report for july. and the summer olympics kic off in rio. usa. summertime is a good time for wine. whether you are looking for the perfect bottle for your barbecue or the beach. rayisles has done some grueling research for us that has recommendations for the weather and both. thanks for joining us. >> thanks for having me. this is great. >> i want to start with the

rosay on the end there and what is it and why do you have such a large bottle it. >> it is an in between zone between a white wine and some of the fruitiness of a red wine and it has become incredibly popular over the past two or three years. it is -- sales were up 40% last year. over 40%. >> so it is trendy. >> it is trendy. and the trend within the trend, the newest trend is the giant bottle of rose which all of the winers started doing. this is four standard bottles and it has an effect when you pour it for people at a party. >> i would love to have a taste, by the way. cheers. this is the rose. >> cheers. and that is a classic french, and crisp and light and it is $10 or $12 a bottle if you don't buy the giant bottle. >> and what does it work with in terms of the menu for summer. >> you get it chilled. so you get the chilled you want in hot weather but in the meantime it has more ump than

white wine. >> and i'm looking at this red one, this pinot noir saying does this belong in our lineup. >> you always have some people who just want to drink red. it could be 900 degrees outside and they say i drink red or eating hamburgers off the grill and so i suggest going for a lighter red like a pinot noir and this is a robert oatly from central coast of california which i think for what it cost, which is $12 or so, has really beautiful kind of purity of flavor and it tastes like a pinot noir. and most of them take very -- >> it is very spritely. >> and for article magazine i taste 40 inexperiencive pinot noirs recently. >> do you do the spit. >> oh, yeah. because if you taste 40 wines and you drink them all, you are on the floor. >> you won't be able to write about them. that is an option for people looking for more of a red and is this sparkling. >> this is perseco, that is

taken off recently. >> is that champagne or not champagne or wine. >> it is a sparkling wine from italy. it is champagne, that only comes from the region in france, so like xerox, everybody started using the word for anything with bubbles. but it is from a specific part of italy and it is fruitier, not as dry of a champagne. it is a great summertime pour and not very expensive so you could get a great bottle like this one, franco, for $15, which -- >> for effectively as champagne drink. >> for a basic shame pain, not th -- champagne, that will cost you $35. >> it is and good for mimosa. >> and you could not feel like you are killing your expensive bottle of wine. >> and you have find us all affordable options. >> i went up to $18 on the next one. so this issa new zealand saufon

blank and i like it because a lot of people love new zealand. it is kind of polarizing. people either love it or they hate it. if you smell it, it has a very grassy almost peppery note to it and some people love that but my wife, for instance doesn't. i think it is great and fantastic for summer. these guys, for a few bucks more, when you get up to the $17, you get a nice win. it is -- it is sort of worth that extra $5. and i like this one because it is named in -- there is an american government military listening post in the valley where this winery is in zealand which is kind of a hoot. >> i don't know if that is the connection, but that might be my favorite one of all of them. ray, thank so much for joining us. >> thank you for having me. >> but be careful with that big one, everybody. that is it for the show today. i'm kelly evans. becky is back next week. thank you for joining us. next week, how you can buy prescription drugs online at lower prices and still pick them up at your pharmacy. each week keep it right here.

we are "on the money." have a great one.

you could spend your dollar on this. or you can spend it on this. ♪ you could spend your buck on this. or you can spend it on this. ♪ this? or this. ♪ this? or any of these ten delicious items on taco bell's new $1 morning value menu. each for just a buck. the new $1 morning value menu at taco bell. it's not even fair. [sfx: bong]

flooding, and right now, some roads are still closed. parts of maryland are in a state of emergency, after flooding wiped out cars and storefronts in a city west of baltimore. >> and more rain is in store for our area today. you can see it when you check out the nbc 10 radar moving through the region. . good morning, welcome to nbc 10. i'm katy zachry. >> i'm pamela osborne. we're going to take a look at the weather. one of the big stories we're following this morning. christa is johning us now. crystal, a lot of rain yesterday, is it in store today? >> we warned of it yesterday